The Rachel Cruze Show

💰 Invest in your future with a Smartvestor Pro.  Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros.  There’s one thing my husband and I do every year that's been a game changer in our marriage. In this episode, learn about our “Dream Date” and how it can bring you closer to where you want to be. Next Steps: 🎥 Watch my video 5 Ways to Maximize Your Money in a Dual-Income Household. 📈 Are you on track with the Baby Steps? Get a free personalized plan. 💵 The simplest way to budget. Download the EveryDollar app for free!   Connect With Our Sponsors: Learn more about Christian Healthcare Ministries. Get 20% off when you join DeleteMe. Explore More From Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show   💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman  📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

📈 Are you on track with the Baby Steps? Get a free personalized plan. If it still feels like you’re living paycheck to paycheck even though your income has gone up, listen up. In this episode, you’ll learn four surprising reasons high earners feel financially stressed and how you can break the cycle. Next Steps: 🎥 Watch my video 10 Habits That Scream “I’m Trying to Look Wealthy” (My Reaction) 🏡 Compare cities with the Cost of Living Calculator. 💵 The simplest way to budget. Download the EveryDollar app for free! Connect With Our Sponsors: Learn more about Christian Healthcare Ministries. Get 20% off when you join DeleteMe. Explore More From Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show   💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman  📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

📈 Are you on track with the Baby Steps? Get a free personalized plan. Should debt be a deal breaker when you’re thinking about marrying someone? In this episode, let’s talk about what it feels like to have a significant other in a different financial situation than you and how to move forward together with confidence. Next Steps: 🎥 Watch my video This Couple Turned Paying Off $32,000 Into a Game (My Reaction). 💍 Get away with your spouse for Ramsey’s Money & Marriage Getaway 💵 The simplest way to budget. Download the EveryDollar app for free! Connect With Our Sponsors: Learn more about Christian Healthcare Ministries. Get 20% off when you join DeleteMe. Explore More From Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show   💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman  📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

📈 Are you on track with the Baby Steps? Get a free personalized plan. The stock market has its ups and downs, but that doesn’t mean you need to panic. In this episode, find out why it’s better to focus on the long game when it comes to investing. Next Steps: 🎥 Watch my video Why the Housing Market Might Feel Impossible Right Now. 💰 Invest in your future with a Smartvestor Pro. Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros.  💵 The simplest way to budget. Download the EveryDollar app for free Connect With Our Sponsors: • Learn more about Christian Healthcare Ministries. • Get 20% off when you join DeleteMe. Explore More From Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show   💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman  📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

✍️ Start your 90-day journey to lasting contentment with The Contentment Journal. Money can be a blessing, but without intentionality, it can do more harm than you realize. In this episode, find out three ways money might be hurting you and what you can do to take back control. Next Steps: 🎥 Watch my video 5 Money Habits That Will Change Your Life (if You Actually Do Them). 💵 The simplest way to budget. Download the EveryDollar app for free! 📈 Are you on track with the Baby Steps? Get a free personalized plan.  Connect With Our Sponsors: Learn more about ⁠Christian Healthcare Ministries⁠. Get 20% off when you join ⁠DeleteMe⁠. Explore More From Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show   💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman  📈 EntreLeadership  Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

💵 The simplest way to budget. Download the EveryDollar app for free!    Yes, you can still have fun on a budget—and I can prove it! In this episode, find out how Winston and I make the most of our money and why a budget actually helps you enjoy life more.   Next Steps: 🎥 Watch my video 8 Mistakes You’re Making With Everyday Expenses. 📈 Are you on track with the Baby Steps? Get a free personalized plan. Connect With Our Sponsors: 🏥 Learn more about Christian Healthcare Ministries. 🔒 Get 20% off when you join DeleteMe. Explore More From Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show   💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman  📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

💍 Get your tickets for our Money & Marriage Getaway happening February 12–14, 2026. Today’s special guest is my amazing husband, Winston Cruze! In this episode, we’ll share the biggest lessons we’ve learned in 15 years of marriage, plus how you can grow even stronger in your relationship. Next Steps: 🎥 Watch my video Money Habits You Need to Change Right Now (With Dave Ramsey). 📈 Are you on track with the Baby Steps? Get a free personalized plan. 💵 The simplest way to budget. Download the EveryDollar app for free!   Connect With Our Sponsors: 🏥 Learn more about Christian Healthcare Ministries. 🔒 Get 20% off when you join DeleteMe. Explore More From Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show   💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman  📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

📈 Are you on track with the Baby Steps? Get a free personalized plan. Could the #1 wealth killer in your life be parked in your garage? In this episode, find out why your car could be keeping you broke, plus the right way to own one instead. Next Steps: 🎥 Watch my video 10 Things Quickly Becoming Too Expensive for the Middle Class. 💰 Find out your earning potential with the Investment Calculator.  🚙 Get our free Ramsey Car Guide. 💵 The simplest way to budget. Download the EveryDollar app for free!   Connect With Our Sponsors: Learn more about Christian Healthcare Ministries. Get 20% off when you join DeleteMe. Explore More From Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show   💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman  📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

📈 Are you on track with the Baby Steps? Get a free personalized plan. Let’s be real—money can be helpful, but it’s not going to magically solve all your problems. In this episode, you’ll learn five important areas where you might already be wealthier than you think. Next Steps: 💵 The simplest way to budget. Download the EveryDollar app for free! 🎥 Watch my video 8 Subtle Ways to Spot a “Quiet Millionaire.”   Connect With Our Sponsors:   Learn more about Christian Healthcare Ministries. Get 20% off when you join DeleteMe. Explore More From Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show   💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman  📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

📈 Are you on track with the Baby Steps? Get a free personalized plan. The truth is, debt is a thief, but not everyone is taught that. In this episode, my friend Jade Warshaw shares how she learned this the hard way—including the steps she took to pay off $460,000 in debt and why they can work for you too.  Next Steps: 💵 The simplest way to budget. Download the EveryDollar app for free! 🎥 Watch my video Why 51% of Americans Are Struggling in Their Finances. 🎤 Follow Jade Warshaw on Instagram @jadewarshaw.   Connect With Our Sponsors:   Learn more about Christian Healthcare Ministries. Get 20% off when you join DeleteMe. Explore More From Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show   💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman  📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices