The Rachel Cruze Show

💡 Learn how to invest wisely with our Complete Guide to Investing.   Planning for retirement can feel overwhelming, but it doesn’t have to be. In this episode, I’m walking you through the biggest retirement mistakes that keep the middle class from building wealth—and what you can do to invest wisely and feel confident about your future.   Next Steps: 🎥 Watch my video Become Financially Literate in 8 Minutes. 📊 Connect with a SmartVestor Pro investing professional today! Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros. 📈 Are you on track with the Baby Steps? Get a free personalized plan. 💵 Start your free budget today. Download the EveryDollar app!   Connect With Our Sponsors:   Learn more about Christian Healthcare Ministries. Get 20% off when you join DeleteMe. Go to FAIRWINDS Credit Union for an exclusive account bundle! Turn to Minno for kids shows you can trust. Use code RACHEL for $10 off an annual plan with a seven-day free trial.    Explore More From Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show  💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

💍 Build a stronger, more intimate marriage. Sign up for the Ramsey Money & Marriage Getaway today!   It’s gift-giving season! In today’s episode, I’m reacting to the top five rated gifts for her and the top five rated gifts for him. Let’s get into it!   Next Steps: 🎥 Watch my video Money Lessons We’ve Learned in 15 Years of Marriage (with Winston Cruze). 📈 Are you on track with the Baby Steps? Get a free personalized plan. 💵 Start your free budget today. Download the EveryDollar app!   Connect With Our Sponsors:   Learn more about Christian Healthcare Ministries. Get 20% off when you join DeleteMe.  Go to FAIRWINDS Credit Union for an exclusive account bundle! Turn to Minno for kids shows you can trust. Use code RACHEL for $10 off an annual plan with a seven-day free trial.    Explore More From Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show   💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman  📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

🏡 Need help with all things real estate? Get access to a RamseyTrusted® pro in your area.   Owning a home is a major financial win . . .  and a huge responsibility. In today’s episode, we’re discussing which home upgrades get you your money’s worth and which ones don’t.   Next Steps: 🎥 Watch my video Building vs. Buying a House: Which Is Better? 📈 Are you on track with the Baby Steps? Get a free personalized plan. 💵 Start your free budget today. Download the EveryDollar app!   Connect With Our Sponsors:   Learn more about Christian Healthcare Ministries. Get 20% off when you join DeleteMe. Go to FAIRWINDS Credit Union for an exclusive account bundle! Turn to Minno for kids shows you can trust. Use code RACHEL for $10 off an annual plan with a seven-day free trial.    Explore More From Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

❤️ Get your tickets to our Money & Marriage Getaway!   Money and marriage don’t have to be complicated! In this episode, I’m sharing five common money mistakes that could be hurting your relationship and how to fix them—so you and your spouse can win with money together. 🤝 Next Steps: 🎥 Watch my video: 3 Best Marriage Tips We’ve Ever Received 📈Are you on track with the Baby Steps? Get a free personalized plan.  💵 Start your free budget today. Download the EveryDollar app!   Connect With Our Sponsors:   Learn more about Christian Healthcare Ministries. Get 20% off when you join DeleteMe. Go to FAIRWINDS Credit Union for an exclusive account bundle! Turn to Minno for kids shows you can trust. Use code RACHEL for $10 off an annual plan with a seven-day free trial.    Explore More From Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show  💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

📘 Grab your copy of What No One Tells You About Money!   I sat down with my friend Jade Warshaw to talk about the highs, lows and real emotions behind her debt-free journey—and her brand-new book, What No One Tells You About Money. Next Steps: 🎥 Watch my video Become Financially Literate in 8 Minutes. 📈Are you on track with the Baby Steps? Get a free personalized plan.  💵 Start your free budget today. Download the EveryDollar app! Connect With Our Sponsors:   Learn more about Christian Healthcare Ministries. Get 20% off when you join DeleteMe. Go to FAIRWINDS Credit Union for an exclusive account bundle! Turn to Minno for kids shows you can trust. Use code RACHEL for $10 off an annual plan with a seven-day free trial.    Explore More From Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show  💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

📈 Are you on track with the Baby Steps? Get a free personalized plan.   You don’t need to buy every new product that’s out there just to keep up with the Joneses! But it’s safe to say some purchases are worth the money. So today, I’ll share seven items that have actually improved my life.   Next Steps: 🎥 Watch my video 8 Things I Stopped Buying (and You Should Too). 💵 Start your free budget today. Download the EveryDollar app! My favorite products under $50: Nonstick skillet  Fast phone chargers Folex cleaner ALDI mac and cheese Automatic card shuffler Touchland hand sanitizer No-show socks   Connect With Our Sponsors:   Learn more about Christian Healthcare Ministries. Get 20% off when you join DeleteMe. Go to FAIRWINDS Credit Union for an exclusive account bundle! Turn to Minno for kids shows you can trust. Use code RACHEL for $10 off an annual plan with a seven-day free trial.    Explore More From Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show   💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman  📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

📈 Are you on track with the Baby Steps? Get a free personalized plan.   In this episode, I’m sharing seven surprising signs that you’re on your way to becoming a millionaire—no lottery ticket required. You’ll see how small, intentional choices with your money can add up to lasting wealth and peace of mind. Next Steps: 🎥 Watch my video 5 Simple Habits “Quiet Millionaires” Swear By. 💵 Start your free budget today. Download the EveryDollar app!   Connect With Our Sponsors:   Learn more about Christian Healthcare Ministries. Get 20% off when you join DeleteMe. Go to FAIRWINDS Credit Union for an exclusive account bundle! Turn to Minno for kids shows you can trust. Use code RACHEL for $10 off an annual plan with a seven-day free trial.    Explore More From Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show  💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

📈 Are you on track with the Baby Steps? Get a free personalized plan.   On today’s episode, Niro Feliciano and I talk about how to navigate common money problems in your relationships. Let’s get into it!   Next Steps: 🎥 Watch my video Create a Calm-ish Holiday Season With These Simple Habits. 💵 Start your free budget today. Download the EveryDollar app! Learn more about Niro Feliciano.   Connect With Our Sponsors:   Learn more about Christian Healthcare Ministries. Get 20% off when you join DeleteMe. Go to FAIRWINDS Credit Union for an exclusive account bundle! Turn to Minno for kids shows you can trust. Use code RACHEL for $10 off an annual plan with a seven-day free trial.    Explore More From Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

📈 Are you on track with the Baby Steps? Get a free personalized plan.   If you’re thinking that having a six-figure income makes you immune to debt, think again! On today’s episode we’re discussing why having a high income does not equal building wealth.   Next Steps: 🎥 Watch my video 10 Secrets of People Who Never Overspend (According to ChatGPT) 💵 Start your free budget today. Download the EveryDollar app!   Connect With Our Sponsors:   Learn more about Christian Healthcare Ministries. Get 20% off when you join DeleteMe. Go to FAIRWINDS Credit Union for an exclusive account bundle! Turn to Minno for kids shows you can trust. Use code RACHEL for $10 off an annual plan with a seven-day free trial.    Explore More From Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show   💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman  📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

✅ Get the coverage you need from a source you trust. Learn more about RamseyTrusted® insurance pros and providers.   If you feel like you understand money, but you can’t quite get ahead, this episode is for you. Today, we’re talking about seven common money mistakes that could be costing you thousands.   Next Steps: 🎥 Watch my video Why Being Boring Is The Best Way to Build Wealth. 📈 Are you on track with the Baby Steps? Get a free personalized plan. 💵 Start your free budget today. Download the EveryDollar app! 💰 Saving for retirement? Keep track of your money with Ramsey's Investment Calculator.  🧸 Protect your family when it matters most. Create a will in 20 minutes or less.   Connect With Our Sponsors:   Learn more about Christian Healthcare Ministries. Get 20% off when you join DeleteMe. Go to FAIRWINDS Credit Union for an exclusive account bundle! Turn to Minno for kids shows you can trust. Use code RACHEL for $10 off an annual plan with a seven-day free trial.    Explore More From Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices