The Candy Valentino Show

Is using a debit card really the best choice for your finances?Episode Overview:In this episode, we’re exploring why relying on a debit card for purchases might be holding you back financially. From building credit to protecting yourself against fraud, we’re unpacking the reasons to consider other options for everyday spending. Key TakeawaysDoes Not Build Credit Score:Unlike credit cards, debit cards don’t contribute to your credit history. If you want to build a strong credit score, other payment methods are more effective.Limited Fraud Protection:Debit cards don’t offer the same fraud protections as credit cards, meaning you could be at higher risk if your card information is compromised. Missing Out on Rewards:Debit cards typically don’t offer rewards like cash back, travel points, or other perks available with many credit cards. Debit Cards Hold Your Money:When you use a debit card, your money is often placed on hold by merchants before the transaction clears, which can limit access to those funds temporarily. The Candy Valentino Show Is Sponsored By: Land Rover: Go to https://www.landroverusa.com/ The most desirable luxury SUVsPenguin Random House: Visit https://www.penguinrandomhouse.com/▶︎ WEBSITE | https://www.candyvalentino.com/Pre-Order My New Book: The 9% EdgeFounders:https://foundersorganization.com/  Learn more about your ad choices. Visit podcastchoices.com/adchoices

What shifts can we expect in the real estate market following Donald Trump’s return to office in 2024?In this episode, we’re diving into how Donald Trump’s 2024 election victory might reshape the real estate market. With a renewed focus on tax policies, economic incentives, and industry-specific regulations, Trump’s administration could create both challenges and opportunities for real estate investors. Here’s what you need to know:Key TakeawaysInterest Rates:As the Federal Reserve adjusts to new economic policies, interest rates will likely be a focal point. We’ll explore how anticipated rate changes could impact borrowing costs, real estate affordability, and broader market sentiment.Efforts to Lower Mortgage Rates:Lowering mortgage rates could be on the agenda as Trump’s administration looks to boost homeownership. We’ll discuss potential policies aimed at making mortgages more affordable and accessible for Americans.Opportunity Zones:With Opportunity Zones expected to gain renewed attention, investors could see new tax advantages for investing in underserved areas. We’ll break down the potential impact on real estate development in these zones.Real Estate Investment Trusts (REITs):Real Estate Investment Trusts might experience new dynamics under Trump’s policies. We’ll discuss the potential for growth in REITs, how these policies could shape their performance, and what it means for investors looking to diversify.The Candy Valentino Show Is Sponsored By: Land Rover: Go to https://www.landroverusa.com/ The most desirable luxury SUVsPenguin Random House: Visit https://www.penguinrandomhouse.com/▶︎ WEBSITE | https://www.candyvalentino.com/Pre-Order My New Book: The 9% EdgeFounders:https://foundersorganization.com/ Learn more about your ad choices. Visit podcastchoices.com/adchoices

How To Take Advantage of Donald Trump's Presidency? With Donald Trump’s win last night, let’s talk about how to increase your investment portfolio. The economy and policies are likely to shift, here’s a breakdown of sectors to watch and potential investment opportunities as we look toward the future.Key Takeaways:1. Construction StocksCaterpillar, United Rentals, Vulcan MaterialsTrump’s focus on infrastructure could boost companies in construction, particularly those supplying equipment and materials for large-scale projects.2. Energy StocksChevron, ConocoPhillips, Exxon MobilWith an emphasis on energy independence, these oil and gas companies could see a positive impact through deregulation and increased production.3. Military StocksGeneral Dynamics, Lockheed MartinDefense spending could rise, benefiting companies focused on military technology and equipment.4. Financial StocksJPMorgan Chase, Wells Fargo, Bank of AmericaThe potential for deregulation in financial services could drive growth in big banks, encouraging lending and investment opportunities.▶︎ WEBSITE | profitnow.io/The Candy Valentino Show Is Sponsored By: Land Rover: Go to https://www.landroverusa.com/ The most desirable luxury SUVsPenguin Random House: Visit https://www.penguinrandomhouse.com/▶︎ WEBSITE | https://www.candyvalentino.com/Pre-Order My New Book: The 9% EdgeFounders:https://foundersorganization.com/  Learn more about your ad choices. Visit podcastchoices.com/adchoices

What is your sales strategy? With 79% of marketing leads failing to convert into deals, having a solid sales team and strategy is essential for success. We’ll break down the key elements of a successful sales approach, from setting clear goals to following up.Key Takeaways:1. Set Clear Sales GoalsClear goals are the foundation of any effective sales strategy. Define what success looks like for your team, whether it’s the number of conversions, revenue targets, or customer retention metrics. Specific goals help drive focus and accountability.2. Hire Sales Reps in Your IndustryIndustry-specific experience is invaluable in sales. By hiring representatives familiar with your industry, you gain insights and expertise that lead to better customer engagement and quicker rapport-building with clients.3. Develop a Sales ProcessA defined sales process provides a roadmap for each step in the customer journey, from lead generation to closing. Standardizing this process improves efficiency and helps your team consistently convert leads into customers.4. Prioritize Follow-UpMany deals are lost due to a lack of follow-up. Establish a system for consistent follow-up that keeps potential customers engaged and demonstrates your team’s commitment to meeting their needs.▶︎ WEBSITE | profitnow.io/The Candy Valentino Show Is Sponsored By: Land Rover: Go to https://www.landroverusa.com/ The most desirable luxury SUVsPenguin Random House: Visit https://www.penguinrandomhouse.com/▶︎ WEBSITE | https://www.candyvalentino.com/Pre-Order My New Book: The 9% EdgeFounders:https://foundersorganization.com/  Learn more about your ad choices. Visit podcastchoices.com/adchoices

Welcome to another Five-Minute Morning! With November around the corner, it’s time to talk about how business owners and leaders can support their teams and maintain a positive workplace atmosphere as the year wraps up. In this episode, we dive into why holidays and election season can create tension at work and how to navigate these challenges to end the year on a high note.Key Takeaways:1. Understand the Season’s Impact on RetentionStudies show that nearly 44% of employees consider leaving their jobs during holiday breaks, and 1 in 5 follow through within a month of returning. These insights are key as we approach Q1 goals for the upcoming year.2. Acknowledge the Tension and Emotions at PlayHolidays can be bittersweet for many—evoking memories of family dynamics or lost loved ones. Add to this the upcoming election, and many employees may be feeling additional anxieties.Recognize these emotions and consider ways to accommodate them through thoughtful leadership.3. Support Mental Well-beingLeaders can reduce stress by offering flexible options like remote work days and creating spaces for mental breaks. This shows employees that their well-being is a priority and fosters a positive, supportive atmosphere.4. Foster Community with Holiday TraditionsWorkplace traditions like holiday parties or Secret Santa activities go beyond simple fun—they build camaraderie and create a family-like environment, especially valuable for employees who may not have family nearby.5. Manage Political Conversations RespectfullyWith 60% of employees discussing politics at work, set boundaries to keep discussions respectful and productive. Consider designated spaces or channels for these dialogues, and establish guidelines to ensure inclusivity and focus.6. Encourage Civic EngagementGive employees time to vote, showing that their voices matter not only in the workplace but in the larger community as well. This demonstrates your commitment to their role as engaged citizens.The Candy Valentino Show Is Sponsored By: Trainual: Visit https://trainual.com/ Make onboarding, training, & knowledge transfer easier and better than ever with Trainual. /▶︎ WEBSITE | https://www.candyvalentino.com/Pre-Order My New Book: The 9% EdgeFounders:https://foundersorganization.com/  Learn more about your ad choices. Visit podcastchoices.com/adchoices

Have you planned out your holiday spending?As the holidays approach, excitement builds, but so can financial stress. For many Americans, the holidays bring more than just seasonal cheer—they bring debt. With nearly 28% of credit card users still paying off last year’s holiday expenses, now is the time to rethink how to enjoy the season without financial strain. This episode dives deep into strategies for a debt-free holiday, so you can focus on what truly matters.Key Points:Set a Holiday-Specific Budget: Create categories for travel, gifts, meals, and decorations to get a clear picture of what this season will cost. Reallocate and Save Look for extra funds by canceling subscriptions you’re not using or negotiating utility costs.Shop Early and Smart: Beat the rush and avoid last-minute spending by shopping early. Get Creative: Give Meaning, Not Expense: Rethink gift-giving by focusing on experiences or handmade items. Gifts from the heart, like homemade cookies or candles, can have far more value than high-cost purchases.Limit Temptation: Unsubscribe from retailer emails, turn off app notifications and avoid malls if you’re likely to overspend. Happy Holidays, and remember: Financial peace is the best gift you can give yourself this season!The Candy Valentino Show Is Sponsored By: Land Rover: Go to https://www.landroverusa.com/ The most desirable luxury SUVsPenguin Random House: Visit https://www.penguinrandomhouse.com/▶︎ WEBSITE | https://www.candyvalentino.com/Pre-Order My New Book: The 9% EdgeFounders:https://foundersorganization.com/  Learn more about your ad choices. Visit podcastchoices.com/adchoices

In today’s episode, we're sharing 5 essential tips to make your job listing stand out and attract top talent. We’ll cover everything from crafting a clear job title and description to showcasing your company’s culture, so candidates know what makes your role uniquehttps://www.candyvalentino.com/------------------------------------------------Pre-Order My New Book: The 9% EdgeFounders:https://foundersorganization.com/ -------------------------------------------------Sponsored by: Land Rover: Go to https://www.landroverusa.com/ The most desirable luxury SUVsPenguin Random House: Visit https://www.penguinrandomhouse.com/------------------------------------------------Subscribe To The Podcast Here:Apple: http://apple.co/candyvalentino Spotify: https://open.spotify.com/show/0BX6WSAqBCUkhnRNxqaPAH?si=d2f38472d69044aaYouTube:https://www.youtube.com/@candyvalentino------------------------------------------------Connect With Me:Facebook: https://www.facebook.com/candyvalentinoofficial/Instagram: https://www.instagram.com/candyvalentino/LinkedIn: https://www.linkedin.com/in/candyvalentino/TikTok: https://www.tiktok.com/@candyvalentinoYouTube: https://www.youtube.com/@candyvalentino Learn more about your ad choices. Visit podcastchoices.com/adchoices

In today’s Five-Minute Morning, we’re going over a common problem for high achievers, imposter syndrome. A psychological pattern where even high achievers feel like frauds, doubting their accomplishments and fearing they'll be exposed as unworthy. We discuss practical tips on how to overcome and beat this pattern. https://www.candyvalentino.com/------------------------------------------------Pre-Order My New Book: The 9% EdgeFounders:https://foundersorganization.com/ -------------------------------------------------Sponsored by: Trainual: Visit https://trainual.com/ Make onboarding, training, & knowledge transfer easier and better than ever with Trainual. ------------------------------------------------Subscribe To The Podcast Here:Apple: http://apple.co/candyvalentino Spotify: https://open.spotify.com/show/0BX6WSAqBCUkhnRNxqaPAH?si=d2f38472d69044aaYouTube:https://www.youtube.com/@candyvalentino------------------------------------------------Connect With Me:Facebook: https://www.facebook.com/candyvalentinoofficial/Instagram: https://www.instagram.com/candyvalentino/LinkedIn: https://www.linkedin.com/in/candyvalentino/TikTok: https://www.tiktok.com/@candyvalentinoYouTube: https://www.youtube.com/@candyvalentino Learn more about your ad choices. Visit podcastchoices.com/adchoices

On this episode of The Candy Valentino Show, we continue part two of how to save money on taxes and make your kids rich. Candy goes over 4 tax deductions you re likely overlooking that is costing you hundreds of dollars. Make sure to tune in to found out all these tax hachttps://www.candyvalentino.com/------------------------------------------------Pre-Order My New Book: The 9% EdgeFounders:https://foundersorganization.com/ -------------------------------------------------Sponsored by: Land Rover: Go to https://www.landroverusa.com/ The most desirable luxury SUVsPenguin Random House: Visit https://www.penguinrandomhouse.com/------------------------------------------------Subscribe To The Podcast Here:Apple: http://apple.co/candyvalentino Spotify: https://open.spotify.com/show/0BX6WSAqBCUkhnRNxqaPAH?si=d2f38472d69044aaYouTube:https://www.youtube.com/@candyvalentino------------------------------------------------Connect With Me:Facebook: https://www.facebook.com/candyvalentinoofficial/Instagram: https://www.instagram.com/candyvalentino/LinkedIn: https://www.linkedin.com/in/candyvalentino/TikTok: https://www.tiktok.com/@candyvalentinoYouTube: https://www.youtube.com/@candyvalentino Learn more about your ad choices. Visit podcastchoices.com/adchoices

On today's episode, we discuss the 4 critical metrics all business owners need to pay attention to in order to scale and grow their business.https://www.candyvalentino.com/------------------------------------------------Pre-Order My New Book: The 9% EdgeFounders:https://foundersorganization.com/ -------------------------------------------------Sponsored by: Advantage Gold: Visit https://www.advantagegold.com/ Advantage Gold takes pride in helping our clients and investors add physical precious metals inside their IRAs every year.Land Rover: Go to https://www.landroverusa.com/ The most desirable luxury SUVsPenguin Random House: Visit https://www.penguinrandomhouse.com/------------------------------------------------Subscribe To The Podcast Here:Apple: http://apple.co/candyvalentino Spotify: https://open.spotify.com/show/0BX6WSAqBCUkhnRNxqaPAH?si=d2f38472d69044aaYouTube:https://www.youtube.com/@candyvalentino------------------------------------------------Connect With Me:Facebook: https://www.facebook.com/candyvalentinoofficial/Instagram: https://www.instagram.com/candyvalentino/LinkedIn: https://www.linkedin.com/in/candyvalentino/TikTok: https://www.tiktok.com/@candyvalentinoYouTube: https://www.youtube.com/@candyvalentino Learn more about your ad choices. Visit podcastchoices.com/adchoices