Life Kit: Money

Dining out with a large group and not sure how to handle the check? In this episode, chef and food writer Kiki Aranita walks us through common dining scenarios to ensure the bill is handled fairly and smoothly.Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy

Lindsay Bryan Podvin, a financial therapist and founder of Mind Money Balance, shares insights on managing finances in romantic relationships. She discusses the pros and cons of merging versus keeping funds separate and emphasizes the importance of open communication. The conversation covers navigating debt transparently, balancing spender-saver dynamics, and establishing flexible financial arrangements. With practical strategies, Lindsay highlights how discussing finances can strengthen intimacy and foster understanding between partners.

Ideas on how to have fun this summer without breaking the bank. Go on a "penny date." Throw a movie marathon party. Swap houses with a friend. With a little imagination, you can bring delight and joy — at a low cost — into your sunny days ahead. This episode originally published August 1, 2023.Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy

If a close friend or family member is in need of money, your first impulse might be to help out. But what if they don't pay you back? What if they need more than you can provide? How do you ensure your financial agreement doesn't harm your relationship? There are no hard and fast rules around lending money. Expectations may depend on culture, financial status or even your marital status. Advice on when to give — and how to say no.Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy

There are options beyond living solo or with roommates — and one of them is called 'communal living.' In this arrangement, people don't just simply live together, but share resources and create community. In this episode, co-living enthusiasts explain how it works and how to decide whether it's right for you.Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy

Explore the importance of a financial self-care routine, setting meaningful financial goals, evaluating investments, optimizing financial health, and engaging further with the podcast for valuable financial insights.

Tipping requests are on the rise. Businesses that never seemed to ask for a tip, like fast food joints, are now asking for one. Here's how to deal with unexpected requests and more.A previous version of this story incorrectly said the company Square takes a "chunk of your tip." A representative from Square says while they charge a fee based on the whole transaction, including tip, the worker still gets the full amount of their tip.Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy

Credit scores determine whether you can get a mortgage, credit card, auto loan and more. So if your score is subprime, how do you bump it up to above a 700? In this episode, find out how to read your credit report, navigate collections and negotiate payments.Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy

Learn how to navigate the world of investments with basic principles. Discover insights on creating a diversified portfolio and the importance of passive investing. Find out why balance and reblancing are crucial in investment portfolios for long-term wealth accumulation.

Just about every major streaming service has raised its subscription fees. At the same time, there are more programming bundles, membership deals, ad-supported subscriptions and streaming services overall. NPR TV critic and media analyst Eric Deggans shares a streaming strategy to help you get the most bang for your buck.Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy