Life Kit: Money

Explore the intricate world of credit cards and their impact on your financial health. Learn how to boost your credit score with smart habits like timely payments and responsible borrowing. Navigate credit card terms like APR and fees, and discover effective strategies for managing payments to avoid interest charges. Get tips on making wise credit card choices tailored to your spending habits, while understanding the benefits of rewards and purchase protections. Master the credit card game to stay out of debt!

Stacey Vanek Smith, a journalist focused on sustainable fashion and consumerism, dives into the world of mindful shopping. She discusses the impact of impulsive consumerism, sharing humorous anecdotes that highlight our cluttered lives. The no-buy challenge emerges as a transformative experience for many, emphasizing community support and financial awareness. Smith also stresses the importance of shifting towards sustainable fashion, revealing how emotional factors shape our consumption habits. Tune in for actionable tips and insights into cultivating intentional purchasing!

Prenups aren't just for the rich and famous. Family law attorney Theresa Viera explains how to talk about it with your partner and decide whether it's right for you. This episode originally published August 31, 2023.Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy

Financial educator Yanely Espinal shares her don'ts when it comes to money. Don't co-sign loans. Don't make hype-driven investments. Don't spend money you don't have. If you've been making these missteps, don't worry — Espinal has advice on how to create a path forward.Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy

New, sophisticated scams are popping up all the time. Experts explain how to safeguard your data and money from being exploited or stolen by fraudsters. This episode originally published on November 11, 2023.Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy

Just because you're renting your home doesn't mean you can't make it your own. Three home décor experts share their tips to make your rental homey for the long term.Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy

Dining out with a large group and not sure how to handle the check? In this episode, chef and food writer Kiki Aranita walks us through common dining scenarios to ensure the bill is handled fairly and smoothly.Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy

Lindsay Bryan Podvin, a financial therapist and founder of Mind Money Balance, shares insights on managing finances in romantic relationships. She discusses the pros and cons of merging versus keeping funds separate and emphasizes the importance of open communication. The conversation covers navigating debt transparently, balancing spender-saver dynamics, and establishing flexible financial arrangements. With practical strategies, Lindsay highlights how discussing finances can strengthen intimacy and foster understanding between partners.

Ideas on how to have fun this summer without breaking the bank. Go on a "penny date." Throw a movie marathon party. Swap houses with a friend. With a little imagination, you can bring delight and joy — at a low cost — into your sunny days ahead. This episode originally published August 1, 2023.Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy

If a close friend or family member is in need of money, your first impulse might be to help out. But what if they don't pay you back? What if they need more than you can provide? How do you ensure your financial agreement doesn't harm your relationship? There are no hard and fast rules around lending money. Expectations may depend on culture, financial status or even your marital status. Advice on when to give — and how to say no.Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy