Canadian Wealth Secrets

In this episode, we delve into the world of real estate investing to address some common misconceptions and fears that hold people back from pursuing this lucrative opportunity. We tackle the notion of "regrets and mistakes" often associated with real estate investing and reveal why they may not be regrets at all.We explore the best timing for real estate investments and provide insights into how to overcome fears that can hinder your growth as an investor. Distinguishing between investment regrets and mistakes, we discuss productive ways to respond to them and learn from the experience.Furthermore, we shed light on the critical difference between speculating and implementing a sound investing strategy, emphasizing the importance of clarifying your vision. By doing so, you can avoid costly mistakes and regret, paving the way to building your wealth through smart real estate investments. Join us as we debunk myths, share valuable advice, and empower you to unlock the full potential of real estate investing.What you’ll learn: Why the top “regrets and mistakes” in real estate investing from the masses are NOT real regrets. When is the best time to invest in real estate?Will my fears associated with real estate investing stutter my growth? The difference between an investment regret, an investment mistake and how to respond to them productively;The difference between speculating vs. sound investing strategy;Why clarifying your vision is the key to avoiding mistakes and regret so you can build your wealth with real estate investing.Resources: The Invested Teacher Wealth Building BooklistThe Infinite Banking Concept page on the Invested Teacher websiteDownload our Wealth Building BlueprintInterested in Partnership Opportunities?For those interested in potential Joint Venture (JV) Partnerships, reach out to us here.Ready to connect? Text us your comment including your phone number for a response!Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

In our latest podcast episode, we delve deep into the fascinating topic of real estate and stock market investing, uncovering the key factors to consider when making investment decisions. Join us as we explore the following thought-provoking questions:The Emotional vs. Rational Decision: Discover why buying a primary residence is often driven by emotions, while investing in a rental property should be approached from a rational perspective. We'll discuss the financial implications and long-term benefits of each.Primary Residence as an Asset: Is your primary residence truly a good asset? We'll challenge the conventional belief and explore whether your home is truly an investment or if there are other ways to generate greater wealth through real estate.Stock Market vs. Real Estate: Which asset class reigns supreme? We'll examine the pros and cons of both stock market investing and real estate investing, comparing factors such as potential returns, risk levels, liquidity, and diversification.Making the Right Choice: Deciding between stocks and real estate can be a tough decision. We'll provide valuable insights and highlight the crucial factors you should consider when determining which asset class aligns with your financial goals, risk tolerance, and personal circumstances.Join us for a thought-provoking discussion that will help you gain clarity and make informed decisions about your investment journey. Whether you're a seasoned investor or just starting out, this episode is packed with valuable insights to guide you towards building wealth and achieving financial freedom.Ready to connect? Text us your comment including your phone number for a response!Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

In this episode, we help answer the most common question that we’ve been asked by listeners, “How can I invest in real estate to help me leave my job or retire early?”  We explore some big ideas around the emotional and logical sides of considering an early retirement including questions to ask yourself before deciding to quit or retire, whether you should focus on replacing or adding to your current income, how to determine if your financial plan is adequate enough, as well as what to do with your commuted pension.  What you’ll learn: How to decide if you should retire early? The two big ideas you need to address before you can decide to quit your job; Can you use real estate to replace your income?Should you add to your income or replace your income first? What should I do with the commuted value of my pension?Resources: Switch: How To Change When Change is Hard [Book]The Invested Teacher Wealth Building BooklistThe Infinite Banking Concept page on the Invested Teacher websiteDownload our Wealth Building BlueprintInterested in Partnership Opportunities?For those interested in potential Joint Venture (JV) Partnerships, reach out to us here.Ready to connect? Text us your comment including your phone number for a response!Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

Have you thought about the financial implications that your children are facing when it comes to post-secondary education? If you have, how confident are you in the strategy you’ve selected to help ease the financial burden of the opportunity post-secondary education provides? If you’re wondering whether there might be some creative and safe ways to help your child continue their educational journey beyond high school without breaking their financial futures in the process, then you’ll want to stick around for this episode where we will share four (4) strategies you should consider to optimize your education savings plan for your kids. What you’ll learn: What options you have to take advantage of grants from the government to help fund education including RESPs for Canadians or 529 Plans for Americans;How to use a real estate investment property as a potential investment vehicle to pay for your child’s education;How you can teach your child about ownership as you save for their education; and,How you can use the “Magical Money Machine” known as The Infinite Banking Concept through Participating Whole Life Insurance to help reach your educational savings goals.Resources: The Truth About Real Estate Investing Episode - Quitting Teaching To Full Time Real Estate AgentThe Truth About Real Estate Investing Episode - How A Math Teacher Teaches InvestingBecoming Your Own Banker [Book] - R. Nelson NashThe Invested Teacher Wealth Building BooklistThe Infinite Banking Concept page on the Invested Teacher websiteDownload our Wealth Building BlueprintInterested in Partnership Opportunities?For those interested in potential Joint Venture (JV) Partnerships, reach out to us here.Ready to connect? Text us your comment including your phone number for a response!Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

Imagine being able to build a wealth generating machine that allows you to basically print money. Imagine if you could start building this machine passively and within just a handful of years, the machine begins turning $16,000 into 17,000, then a few years later it begins turning $16,000 into $21,000. After 20 years, the machine has become so efficient that it will take $16,000 and turn it into $33,500 while only getting better and better with no market risk at all. What is this magical machine we are referring to?Dig into this episode to find out!What you’ll learn: How you can use this “Magical Money Machine” known as The Infinite Banking Concept through Participating Whole Life Insurance to provide financial security to your family for generations;How to access capital for investments by borrowing against your participating whole life insurance policy without using the traditional banking system safely; How you can liquidate an asset without triggering a capital gain tax by using your high cash-value Participating Whole Life Insurance policy;How you can grow the same dollar in two ways using the Infinite Banking Concept; and, How you can break free of the traditional banking system with Participating Whole Life Insurance.Resources: Becoming Your Own Banker [Book] - R. Nelson NashThe Invested Teacher Wealth Building BooklistThe Infinite Banking Concept page on the Invested Teacher websiteDownload our Wealth Building BlueprintIn this episode, you'll learn about infinite banking concept by Nelson Nash or Bank On Yourself as shared by Pamela Yellen along with some of the reasons why we aren't going to become Authorized Infinite Banking Practictioners by The Nelson Nash Institute. While our philosophy includes many of the amazing features and benefits of participating whole life insurance shared by Infinite Banking or Bank on Yourself enthusiasts, we utilize policy loans and collateralizing the cash value of whole life policies for asset accumulation and income tax minimization - not to replace bankers. Listen in to this episode to learn how we do it and why we don't adhere to all of the infinite banking "rules."Ready to connect? Text us your comment including your phone number for a response!Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

When you feel like you don’t have any wiggle room to start your wealth-building fund and you’re ready to throw in the towel on the dream of becoming financially free then you better listen up! In this episode Kyle and Jon introduce one of many creative solutions to creating a pathway to wealth and your financial freedom. What you’ll learn: How you can creatively design deals that help achieve the goals of all people involved;How you can help build your personal wealth while helping your family members; and,How you can break free of the traditional banking system.Resources: Die With Zero [Book] - Bill PerkinsBecoming Your Own Banker [Book] - R. Nelson NashThe Invested Teacher Wealth Building BooklistRetirement Planning SpreadsheetDownload our Wealth Building BlueprintInterested in Partnership Opportunities?For those interested in potential Joint Venture (JV) Partnerships, reach out to us here.Ready to connect? Text us your comment including your phone number for a response!Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

When you feel like you don’t have any wiggle room to start your wealth-building fund and you’re ready to throw in the towel on the dream of becoming financially free then you better listen up! In this episode Kyle and Jon introduce one of many creative solutions to creating a pathway to wealth and your financial freedom. What you’ll learn: How you can creatively design deals that help achieve the goals of all people involved;How you can help build your personal wealth while helping your family members; and,How you can break free of the traditional banking system.Resources: Die With Zero [Book] - Bill PerkinsBecoming Your Own Banker [Book] - R. Nelson NashThe Invested Teacher Wealth Building BooklistRetirement Planning SpreadsheetDownload our Wealth Building BlueprintInterested in Partnership Opportunities?For those interested in potential Joint Venture (JV) Partnerships, reach out to us here.Ready to connect? Text us your comment including your phone number for a response!Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

In this episode we explore a scenario in which Matt has the option of completely paying off the mortgage of his next personal residence.  He wonders aloud how best to approach having funds to invest with the financial peace of mind that comes with paying off one’s mortgage.  Kyle and Jon share some incredibly creative ideas on how to maintain financial flexibility while enjoying the comfort of having a minimal mortgage.What you’ll learn: Should I pay off my mortgage in full?What happens after my mortgage is paid in full? What options do I have?What amount of a split between HELOC and traditional mortgage is optimal for me?Should I choose a variable mortgage rate or fixed rate in this economic climate?How do I diversify my investment portfolio for my personal situation?Resources: The Invested Teacher Wealth Building BooklistRetirement Planning SpreadsheetDownload our Wealth Building BlueprintInterested in Partnership Opportunities?For those interested in potential Joint Venture (JV) Partnerships, reach out to us here.Ready to connect? Text us your comment including your phone number for a response!Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

How confident are you on running the numbers on a prospective deal? The more deals you analyze the better equipped you’ll be when the right deal comes along. Join Kyle and Jon in this episode as they review a deal that came across their desk for an 11-unit multi-family property in real time. What should you look for in a good deal? How should you run the numbers? Good deals are not found, they’re made so toss in your earbuds and let’s get to work. What you’ll learn: How to determine if a deal is worth it when looking at the numbers including cash on cash return, return on investment (ROI), capitalization rate (Cap Rate) and more;What should you be looking for to get a good property? How do you know if you should reject a property when analyzing?Resources: Property Analyzer TrainingRetirement Planning SpreadsheetDownload our Wealth Building BlueprintThe Invested Teacher Wealth Building BooklistInterested in Partnership Opportunities?For those interested in potential Joint Venture (JV) Partnerships, reach out to us here.Ready to connect? Text us your comment including your phone number for a response!Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

While flipping is one of the most popularized and commonly discussed real estate investing strategies, it’s one that we actively avoid.  In this episode, we share our experiences with past flips and some of the challenges and complications that make them one of our least preferred strategies.  We’ll discuss the flipping variables to be aware of and if you are pursuing this strategy, what you can do to help ensure your success.What you’ll learn: Why the unexpected or expected variables in flipping are not worth your trouble; Where can I earn a better return on my investment than real estate flipping? Why you should consider the Iron Triangle when making decisions; and,Why we think rental real estate is OUR bread and butter investment strategy.Resources: Property Analyzer SpreadsheetRetirement Planning SpreadsheetDownload our Wealth Building BlueprintThe Invested Teacher Wealth Building BooklistInterested in Partnership Opportunities?For those interested in potential Joint Venture (JV) Partnerships, reach out to us here.Ready to connect? Text us your comment including your phone number for a response!Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.