Canadian Wealth Secrets

Join us on a captivating journey as we sit down with Ryan Malcolm, the multi-talented Canadian Idol winner, who has since blossomed into a thriving entrepreneur, restaurant owner, and real estate investor. Ryan's inspirational story and profound insights will undoubtedly leave you motivated and empowered to embrace life with purpose.In this episode, we explore the notion of "living" life beyond traditional norms. Discover why waiting until retirement age to truly start living may not be the most fulfilling approach. Ryan shares eye-opening perspectives on how sacrificing some income or assets today can lead to enriching experiences and contribute to building your own version of "life" wealth.Ryan's success as an entrepreneur is no coincidence. We delve into the transformative power of an entrepreneurial mindset and attitude. Learn how this mindset enables you to cultivate and sustain valuable partnerships, driving both professional and personal growth.What you’ll learn: Why waiting until you’re 65 to begin “living” might not be the best move;Why sacrificing income and/or assets now for experiences may still be a way to build your “life” wealth;Why mortgage rates being high can be beneficial to real estate investors; and, How having an entrepreneurial mindset and attitude helps you find and maintain great partnerships. Resources: https://www.malcolmandfitz.com/The Invested Teacher Wealth Building Booklist The Real Group Windsor Real Estate TeamInvested Teacher Ontario MortgagesDownload our Wealth Building BlueprintInterested in Joint Venture Opportunities?For those interested in being considered for potential Joint Venture (JV) opportunities, reach out to us here.Contact Matt if you’re Buying or Selling Real Estate in Windsor or Essex County!Reach out to Jon if you’re looking for an Ontario Mortgage or an Ontario Mortgage Refinance!Check out the work Jon and Kyle do assisting mathematics educators and district leaders.Ready to connect? Text us your comment including your phone number for a response!Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

In our latest episode of the Invested Teacher podcast, we delve into the transformative power of an entrepreneurial mindset and its profound impact on building wealth and achieving your investment goals. Join us as we explore the key strategies and insights that can propel you towards financial success and personal fulfillment.Are you wondering if you have enough money to reach your investment aspirations? Discover practical tips and techniques to assess your financial standing and align it with your investment objectives. Learn how to make informed decisions and take confident steps towards your wealth-building journey.Earning extra income to invest is a game-changer, and we'll show you how! Uncover innovative ways to boost your income streams and create opportunities for long-term wealth growth. Whether you're a seasoned entrepreneur or just getting started, these income-generation strategies will supercharge your financial endeavors.What you’ll learn: How do I know if I have enough money for my investment goals?How can we earn extra income to invest to build my wealth?What are the benefits of an entrepreneurial mindset? Why it is important to be a “striver” to have success building wealth;Why those who are committed to being the best version of themselves have the most success in life, money and happiness;Resources: The Invested Teacher Wealth Building Booklist The Real Group Windsor Real Estate TeamInvested Teacher Ontario MortgagesDownload our Wealth Building BlueprintInterested in Joint Venture Opportunities?For those interested in being considered for potential Joint Venture (JV) opportunities, reach out to us here.Contact Matt if you’re Buying or Selling Real Estate in Windsor or Essex County!Reach out to Jon if you’re looking for an Ontario Mortgage or an Ontario Mortgage Refinance!Check out the work Jon and Kyle do assisting mathematics educators and district leaders.Ready to connect? Text us your comment including your phone number for a response!Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

In this episode, we dive into the intricacies of a recent property that crossed our desks, sharing the journey of negotiating our way to an accepted offer.We provide a comprehensive overview of our process for efficiently finding and analyzing investment properties. From identifying potential opportunities to conducting thorough property inspections, we offer valuable insights to guide you in your own investment endeavors.Decision-making metrics play a crucial role in determining whether a property is worth purchasing. We discuss the key factors to consider when evaluating an investment property, enabling you to make informed decisions aligned with your financial goals and investment comfort level.Discover why a skilled realtor should never let a deal die on your end. We emphasize the importance of working with a real estate professional who understands your objectives and is committed to finding creative solutions to keep deals alive.In this episode, we challenge the notion that good deals are simply "found." Instead, we emphasize that successful investment opportunities are often created through strategic analysis, negotiation, and innovative thinking.Additionally, we explore the concept of real estate deals that may not initially cash flow but still hold long-term value. We discuss the factors to consider when evaluating such opportunities, providing a nuanced perspective on how certain investments can deliver substantial returns over time.Tune in to this episode of The Invested Teacher Podcast to gain valuable insights into the world of real estate investing. Discover our negotiation tactics, learn about efficient property analysis, and expand your understanding of investment strategies that can help you achieve financial success.What you’ll learn: Our process for efficiently finding and analyzing investment propertiesDecision making metrics for deciding on whether to purchase an investment propertyHow to choose properties that fit your investment comfort level; Why your realtor should never let a deal die on your end;Why good deals aren’t just “found”, but rather they are created;Why certain real estate “deals” can still be worth it despite not cash flowing immediately; and, How you can use the 10-10-10 rule as a framework for your investment decisions. Resources: The Invested Teacher Wealth Building Booklist The Real Group Windsor Real Estate TeamInvested Teacher Ontario MortgagesDownload our Wealth Building BlueprintInterested in Joint Venture Opportunities?For those interested in being considered for potential Joint Venture (JV) opportunities, reach out to us here.Contact Matt if you’re Buying or Selling Real Estate in Windsor or Essex County!Reach out Ready to connect? Text us your comment including your phone number for a response!Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

Luke Skywalker, Harry Potter and even Marlin from Finding Nemo were all heroes in their respective stories, but they didn’t do it alone; each of them had a guide. In today’s episode, we’ll discuss your role as the hero in your wealth building story and why you should have guides along the way to ensure that you not only maximize your investing potential, but also minimize your time horizon through coaching and mentorship. The Invested Teachers also dig into the importance of recognizing where you are well-positioned to mentor others around you while continuing to leverage the mentorship of others who can keep you moving forward.What you’ll learn: Why great coaching is like a cheat code;How you can maximize your role as the Hero in your wealth building journey by identifying your guide(s);How coaching creates an environment of accountability and support;How coaching allows you to move from learning to action; Why so many people are reluctant to invest in a coach, mentor or mastermind; and,What you should be looking for when choosing a coach, mentor or mastermind. Resources: The Invested Teacher Wealth Building Booklist I Won’t Wish You Good Luck - Chief Justice, John Roberts Commencement AddressHero’s Journey WikipediaHow Teaching Math Through a Hero’s Journey Changed Our Teaching Careers [Blog Post]The Real Group Windsor Real Estate TeamInvested Teacher Ontario MortgagesDownload our Wealth Building BlueprintInterested in Joint Venture Opportunities?For those interested in being considered for potential Joint Venture (JV) opportunities, reach out to us here.Contact Matt if you’re Buying or Selling Real Estate in Windsor or Essex County!Reach out to Jon if you’re looking for an Ontario Mortgage or an Ontario Mortgage Refinance!Check out the work Jon and Kyle do assisting mathematics educators and district leaders.Ready to connect? Text us your comment including your phone number for a response!Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

Join us as we explore why effective employees are often natural salespeople and how their skills can be harnessed to elevate your own selling abilities. Learn why storytelling is a crucial skill for sales professionals and how it can help you forge stronger connections with clients. Gain insights into the power of building your sales skills to boost confidence and excel in any industry. Plus, uncover the art of opening and closing story loops to secure more investment deals. Tune in now and unlock your sales potential!What you’ll learn: Why effective employees are often (already) good at selling;Why teachers are a great example of effective salespeople;Why storytelling is an important skill to refine to become a better salesperson;Why learning how to sell is your first step out of “being broke”;Why building your sales skills will build your confidence to succeed in any industry or position;How you can build your sales skills to become better in your current career; and,How learning how to open and close story loops can help get your more investment deals.Resources: The Invested Teacher Wealth Building Booklist Watch This If You’re Tired of Being Broke - Alex Hormozi VideoInvested Teacher MortgagesDownload our Wealth Building BlueprintInterested in Joint Venture Opportunities?For those interested in being considered for potential Joint Venture (JV) opportunities, reach out to us here.Contact Matt if you’re Buying or Selling Real Estate in Windsor or Essex County!Check out the work Jon and Kyle do assisting mathematics educators and district leaders.Ready to connect? Text us your comment including your phone number for a response!Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

As we cross the 6 month mark of the Invested Teacher Podcast, we are starting to recognize that we have many Invested Students who are eager to diversify their investment nestegg across different asset classes like real estate, stock investing, options trading and safer insurance products, but they haven’t taken care of their current investments with their “Big Bank”. In today’s episode, Jon Orr and Kyle Pearce dig into what millions of investors have the majority of their investment funds tied up in: big bank mutual fund products. Before you dig into analyzing that next real estate deal or doing a margin of safety analysis on that tech stock that is sure to skyrocket, let’s ensure we understand what your big bank financial advisor is pushing on you and what you’re giving up when you blindly follow their advice. What you’ll learn: How you can determine if your financial advisor is acting in your best interest? What you should consider when choosing a representative to assist with my financial decisions. Who you should choose when obtaining a mortgage so your best interests are considered. Why an exchange traded fund (ETF) or an index fund is a better bet than the mutual funds you are currently investing in.Why dollar cost averaging (DCA) is a necessary strategy for all investors to maximize the growth of their wealth.How you can use the Infinite Banking Concept as a tool to assist the funding and growth of an investment portfolio.Resources: Pervasive sales culture at Canadian banks designed to push customers into high-fee products - The Globe and MailThe Invested Teacher Wealth Building BooklistInvested Teacher MortgagesThe Infinite Banking Concept page on the Invested Teacher websiteDownload our Wealth Building BlueprintInterested in Joint Venture Opportunities?For those interested in being considered for potential Joint Venture (JV) opportunities, reach out to us here.Ready to connect? Text us your comment including your phone number for a response!Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

In the latest episode of the Invested Teacher podcast, we delve into the fascinating world of rent-to-own agreements, uncovering the strategies for turning past failures into valuable learning experiences. Join us as we explore the intricacies of rent-to-own agreements, shedding light on how they work, when they can be a good fit, and the essential systems necessary for achieving success.One of the key topics we tackle is the power of learning from scenarios that haven't worked in your favour. We believe that failures can be invaluable teachers, providing unique insights into what went wrong and how to avoid similar pitfalls in the future. By examining these experiences through a lens of growth and learning, we can transform setbacks into stepping stones towards success.We also dive deep into the concept of rent-to-own agreements, demystifying their mechanics and shedding light on their potential benefits. Whether you're a prospective tenant or a property owner, understanding how rent-to-own agreements function is crucial for making informed decisions. We explore the intricacies of these agreements and discuss the specific circumstances in which they can be a good fit for both parties involved.Furthermore, we explore the systems that are essential for achieving success with rent-to-own agreements. From comprehensive screening processes to clear communication channels, having the right systems in place is paramount. We provide practical tips and insights for establishing these systems, ensuring a smooth and mutually beneficial rent-to-own experience.Join us in this thought-provoking episode as we uncover the keys to unlocking success with rent-to-own agreements. Whether you're a seasoned investor or a first-time homebuyer, our insights and strategies will empower you to navigate the rent-to-own landscape with confidence and build a solid foundation for financial prosperity.What you’ll learn: How can you learn from the scenarios that haven’t worked in your favour?What is a rent to own agreement and how do they work?When might a rent to own agreement be a good fit?What systems need to be in place to be successful with rent-to-own.Resources: The Invested Teacher Wealth Building BooklistThe Infinite Banking Concept page on the Invested Teacher websiteDownload our Wealth Building BlueprintInterested in Partnership Opportunities?For those interested in potential Joint Venture (JV) Partnerships, reach out to us here.Ready to connect? Text us your comment including your phone number for a response!Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

On today’s episode, the Invested Teacher Team discusses how knowing your strengths and weaknesses as an investor can be a tool to avoid allowing greed to hold you back from opportunities to structure deals that promote strong partnerships where everybody wins. In particular, they dive into a mixed use multi-unit building held by Kyle and Matt in their North Shore Properties portfolio and how they have been sharing it with a handful of potential buyers who are strong in areas where they are weak to find a winning opportunity for everyone.What you’ll learn: How can we use “Genius Hour” or “20% time” to build weaknesses into strengths?Why you should consider a Vendor-Take-Back Mortgage to grow your portfolio;How to get creative on a 10-plex property so that everyone wins;How to use the 90-10 rule to strengthen your investment portfolio;How to use: “Just because you could doesn’t mean you should” to think about your potential investment deals;Resources: The Invested Teacher Wealth Building BooklistThe Infinite Banking Concept page on the Invested Teacher websiteDownload our Wealth Building BlueprintInterested in Partnership Opportunities?For those interested in potential Joint Venture (JV) Partnerships, reach out to us here.Ready to connect? Text us your comment including your phone number for a response!Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

Discover strategies for evolving your decision-making process, securing assets in high-interest rate environments, harnessing data to project future revenue, cultivating a wealth-building mindset, and finding the optimal mix of risk and returns. Join us as we share valuable insights to revolutionize your approach to real estate investing and propel your success. Listen now and unlock the secrets to achieving remarkable results in the real estate market.What you’ll learn: Evolving Decision Making: Adapting to Market ChangesDiscover how to navigate changing market conditions with confidence.Strategies for evolving your decision-making process to stay ahead of the game.Asset Security: Thriving in High-Interest Rate EnvironmentsUnlock the secrets to securing assets when interest rates are high.Harnessing Data: Projecting Future Revenue with ConfidenceLearn how past data can be leveraged to forecast future revenue.Uncover the power of data-driven insights for strategic investment decisions.Mindset Mastery: Building Wealth with a Creative ApproachDiscover how to cultivate a mindset that unlocks creative wealth-building opportunities in real estate.Strategies for leveraging your unique strengths and resources to maximize returns.Retirement Planning: The Cash Flow ConundrumShould you structure a deal with negative cash flow if retirement is your goal?Gain insights into the factors to consider when aligning your investment strategy with long-term retirement plansResources: The Invested Teacher Wealth Building BooklistThe Infinite Banking Concept page on the Invested Teacher websiteDownload our Wealth Building BlueprintInterested in Partnership Opportunities?For those interested in potential Joint Venture (JV) Partnerships, reach out to us here.Ready to connect? Text us your comment including your phone number for a response!Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

Join us in this eye-opening episode as we explore the untapped potential of inflation in building wealth and combating debt. Uncover the hidden benefits of inflation and how it can magically shrink your debt burden over time. We'll delve into the concept of "good debt" tied to assets like real estate and reveal real-life examples of how inflation can boost your earning power. However, we'll also shed light on the risks and caveats to consider when dealing with inflation. Tune in to master the inflation game and learn how to use it wisely to your advantage while keeping a watchful eye on your financial battlefield.What you’ll learn: The hidden benefits of inflation: Discover how inflation can work in your favour by reducing the real value of debt and easing the burden of repayment over time.Differentiating between "bad debt" and "good debt": Understand how inflation can accelerate wealth growth when tied to assets, such as real estate, and learn how to leverage this concept effectively.Real-life examples of inflation's impact: Explore specific scenarios, like a rental property mortgage, to see how inflation gradually deflates debt and increases earning potential through rental income.Navigating the risks and caveats: Learn about potential pitfalls, such as variable interest rates or high inflation rates, and gain insights on managing debt and protecting your net worth.Mastering the inflation game: Acquire practical strategies to make inflation work for you, while also maintaining a cautious approach to avoid the detrimental effects of hyperinflation. Gain a deeper understanding of the financial battlefield and how to use inflation to your advantage.Resources: Why Inflation Is A Real Estate Investor’s Best Friend [Article]“The Game Is Rigged” quote from Justin WelshThe Invested Teacher Wealth Building BooklistThe Infinite Banking Concept page on the Invested Teacher websiteDownload our Wealth Building BlueprintInterested in Partnership Opportunities?For those interested in potential Joint Venture (JV) Partnerships, reach out to us here.Ready to connect? Text us your comment including your phone number for a response!Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.