Smart Money Happy Hour with Rachel Cruze and George Kamel

📈 Are you on track with the Baby Steps? Get a free personalized plan. Would you rather buy one pair of expensive designer shoes or get five cheap pairs in every color? In this episode, Rachel and George make their case for quality vs. quantity, plus help you decide when it’s best to splurge or save. Next Steps: 🎥 Watch our video “Harmless” Purchases That Drain Your Bank Account. 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour    📱 Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. 💵 The simplest way to budget. Download the EveryDollar app for free!   Connect With Our Sponsors: Get 20% off when you join DeleteMe. Get up to 40% off with code SMARTMONEY at Cozy Earth. Today’s Happy Hour Special: 🍹 Woo Woo Cocktail Recipe: Difford’s Guide 1 ounce vodka 1/2 ounce peach schnapps 2 1/3 ounces cranberry juice Instructions: Select and pre-chill an old-fashioned glass. Shake all ingredients with ice and strain into an ice-filled glass. Garnish with a lime wedge. Explore More From Ramsey Network: 💡 The Rachel Cruze Show 💰 George Kamel 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights   🧠 The Dr. John Delony Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

📈 Are you on track with the Baby Steps? Get a free personalized plan.   From Abercrombie jeans to Juicy Couture tracksuits, some things just felt fancier in the ’90s. In this episode, Rachel and George invite you to play along as they reveal the price of nostalgic status symbols and decide if they’re still worth the splurge today.   Next Steps: 🎥 Watch our video Do We Have It Harder Financially Than Our Parents? 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour  📱 Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.  💵 The simplest way to budget. Download the EveryDollar app for free! Connect With Our Sponsors: 🔒 Get 20% off when you join DeleteMe. 🌿 Get up to 40% off with code SMARTMONEY at Cozy Earth.  Today’s Happy Hour Special: 🍹Coconut Mojito Mocktail Recipe: Kale Junkie 1/4 cup light canned coconut milk 1/2 lime 2 ounces ginger beer 2 ounces sparkling water 10 mint leaves Sea salt for rimming the glass Instructions: Cut the lime into slices and rub one of the slices along the rim of a tall glass, so that the lime juice coats it. Place the glass rim-down into the sea salt and rotate until the sea salt sticks to the rim. Add the mint leaves to a tall glass , then, using a muddler or a spoon, muddle the mint leaves together until the minty smell begins to release. Add all the ingredients and stir. Explore More From Ramsey Network: 💡 The Rachel Cruze Show 💰 George Kamel 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights   🧠 The Dr. John Delony Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Tune in as the hosts tackle hilarious and cringe-worthy 'Am I the jerk?' scenarios from Reddit. They discuss the ethics of family dynamics after an accident involving a moose and the complexities of income disparities in relationships. The conversation veers into budgeting for family trips while emphasizing open communication about finances. Parenting anecdotes add a light-hearted touch, contrasting the serious issues of financial trust and unexpected income. It's a blend of laughter and valuable insights into navigating sticky financial situations!

Join Rachel and George as they tackle criticism from online commenters while enjoying a refreshing mocktail. They share personal anecdotes about the emotional toll of negative feedback and reflect on their controversial financial advice. Dive into humorous discussions about vacation screen time, online privacy, and their unique wine traditions. With witty insights into customer service frustrations and quirky dental debates, they blend humor with relatable experiences, all while reminding listeners of the reality behind social media. It's a fun ride of personal stories and lively banter!

📈 Are you on track with the Baby Steps? Get a free personalized plan.Dropping $10 on latte art . . . Waste of money or totally worth it? In this episode, Rachel and George call out the dumbest things people spend money on, plus you’ll find out what questions to ask next time you’re tempted to splurge.Next Steps: 🎥 Watch our video Frugal Fails That Might Actually Ruin You. 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour  📱 Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. 💵 Start your free budget today. Download the EveryDollar app! Connect With Our Sponsors: 🔒 Get 20% off when you join DeleteMe. 🌿 Get up to 40% off with code SMARTMONEY at Cozy Earth. Today’s Happy Hour Special: 🍹 Sparkling Pear MocktailRecipe: Cotter Crunch 3 Anjou pears 1/3 cup water 1 tablespoon mulling spices 2 cinnamon sticks 1/4 teaspoon ground ginger 1 teaspoon vanilla extract 1/4 cup maple syrup 24 ounces sparkling apple juice Instructions: Place the peeled, sliced pears and water in a high-speed blender. Blend until smooth. Add the pear puree in a small pot along with the mulling spices, cinnamon, ginger, and vanilla. Mix together and let the pot simmer for 15 minutes on medium low. Remove from heat, mix in the maple syrup and cool. Once cool, strain and store the remaining syrup in a sealed jar. Place in the fridge until ready to use. To make the mocktails, place sugar on a large plate. Coat the rim of a wine or cocktail glass with egg white then dip in the plate of sugar. Add 1/4 cup pear syrup followed by 5–6 ounces of sparkling apple juice. Stir then add ice, if desired, and garnish with herbs. Repeat to get 4–6 mocktails.Explore More From Ramsey Network:💡 The Rachel Cruze Show💰 George Kamel🎙️ The Ramsey Show💸 The Ramsey Show Highlights  🧠 The Dr. John Delony Show🪑 Front Row Seat with Ken Coleman📈 EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Dive into the magical yet expensive world of Disney! The hosts share hilarious debates on the costs of trips versus the joyful memories created. Discover budget-friendly hacks for visits, choosing between character hotels or more economical options. They explore the emotional impact of experiences over material goods and offer savvy planning tips for dining and activities. Join in on the laughter as they navigate family dynamics at the parks while keeping budgets in check!

📈 Are you on track with the Baby Steps? Get a free personalized plan.Today’s special guests may not be old enough to drive a car, but they’ve got some serious money chops. In this episode, test your knowledge as Rachel and George quiz each other (and the Cruze kids!) on personal finance.Next Steps: 🎥 Watch our video Surprising Money Facts Everyone Should Know. 👩‍🏫 Enter for a chance to win the Ramsey Teacher Appreciation Giveaway! 👦 Get the Financial Peace Kids toolkit. 📘 Get Smart Money Smart Kids by Dave Ramsey and Rachel Cruze. 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour  📱 Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. 💵 Start your free budget today. Download the EveryDollar app! Connect With Our Sponsors: 🔒 Get 20% off when you join DeleteMe. 🌿 Get up to 40% off with code SMARTMONEY at Cozy Earth. Today’s Happy Hour Special: 🍋 Lavender LemonadeRecipe: @theenikj 1 1/2 cup sugar 1 cup water 1 tablespoon dried lavender buds 1 1/2 ounces butterfly pea flower tea 3 ounces lemonade Instructions:Lavender simple syrup: Place sugar, water and lavender buds in a small, covered saucepan on medium heat. Once it’s at a boil, reduce heat and let simmer for 10 minutes. Strain into an airtight container and store in the fridge.Mocktail: Brew the butterfly pea flower tea. Then, add lavender simple syrup to the bottom of a highball glass. Add ice and pour in lemonade. Garnish with fresh lemon slices before adding more ice and topping with butterfly pea flower tea. Explore More From Ramsey Network:💡 The Rachel Cruze Show💰 George Kamel🎙️ The Ramsey Show💸 The Ramsey Show Highlights  🧠 The Dr. John Delony Show🪑 Front Row Seat with Ken Coleman📈 EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

The hosts dive into the complexities of homeownership versus renting, emphasizing financial strategies and personal stories to navigate today’s housing market. They caution against using HELOCs for renovations and highlight the emotional aspects tied to home choices. Key insights on the impact of unique home features on resale value are shared, alongside practical upgrade advice. The conversation lightens up with favorite nighttime routines and a delightful tart cherry mocktail recipe, adding a touch of warmth and fun!

The hosts tackle online criticism with humor and facts, defending their unique financial advice. They explore the importance of homeownership for wealth building and share tips on protecting personal data. Misconceptions about credit scores take center stage, alongside the dilemma of balancing financial responsibility and life experiences, like concert tickets. They emphasize unity in financial planning within marriage while reminiscing about the joy of youth sports and parenting. Plus, a delightful cocktail recipe keeps the mood light!

Join two hosts as they tackle the quirky world of financial double standards with a humorous twist! They dive into their amusing spending habits, sharing wild anecdotes from hunting gear to valet versus self-parking debates. Explore the tensions of paying for convenience like delivery fees, while also pondering premium-brand groceries versus daily essentials. With playful banter and a cheeky review of a unique mocktail, this lively discussion invites listeners to reflect on their own money habits in a fun way!