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If you’d rather do literally anything else besides sit down and make a budget (including watching Frozen with your kids for the 10th time), then this one’s for you. In this episode, George and Rachel are responding to the most common excuses for not budgeting.

Next Steps:

• 📗 Order George Kamel’s new book, Breaking Free From Broke.
• 📱 Submit a Guilty as Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.

Connect With Our Sponsors:

• 🔒 This episode is sponsored by DeleteMe. Remove your personal information from the web and get 20% off your DeleteMe plan when you go to joindeleteme.com/smartmoney.

Today’s Happy Hour Special: 🥃 Blackberry Lime Mule Mocktail

Recipe: Paige Bakes

• 4 blackberries
• Lime juice (1 lime)
• 2 cups crushed ice
• 6.8 ounces (1 bottle) ginger beer

Instructions: Pour lime juice and muddle blackberries in a glass. Fill the glass with ice and strain blackberry lime juice into a separate glass. Top with ginger beer. Enjoy!

Listen to More From Ramsey Network:

💡 The Rachel Cruze Show

💰 George Kamel

🎙️ The Ramsey Show

💸 The Ramsey Show Highlights 

🧠 The Dr. John Delony Show

💼 The Ken Coleman Show

📈 EntreLeadership

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