BT Money Hacks

Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips. In this 111th episode of Money Hacks, BT correspondent Howie Lim speaks to Cathy Hackl, chief metaverse officer of the Futures Intelligence Group about lucrative investment opportunities in the metaverse and how to navigate this growing space.  Highlights (click/tap above): 03:20 Why invest in the metaverse 05:12 Is the metaverse for the risk averse? 10:27 Whether one’s location makes a difference when investing in the metaverse 14:23 Metaverse investment outlook for 2022 Produced by: Howie Lim (howielim@sph.com.sg), Ernest Luis and Lee Kim Siang Edited by: Howie Lim and Hadyu Rahim Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on: Channel: http://bt.sg/btmoneyhacks Apple Podcasts: http://bt.sg/oeXe Spotify: http://bt.sg/oeGN Google podcasts: http://bt.sg/oeGP SPH Awedio app: https://www.awedio.sg/ Website: http://bt.sg/moneyhacks Feedback to: podcast@sph.com.sg Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties.  --- Discover more BT podcast series: BT Mark To Market Podcast on: http://bt.sg/btmark2mkt WealthBT Podcast on: http://bt.sg/btwealthbt BT Podcasts on: https://bt.sg/pcOM --- For more on personal finance, go to: bt.sg/moneyplaybookSee omnystudio.com/listener for privacy information.

Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips. In this 110th episode of Money Hacks, correspondent Howie Lim speaks to Christopher Tan, founder and CEO of Providend about whether you can DIY estate planning and the common mistakes to avoid. Highlights of the conversation: (click/tap above) 02:16 Common deterrents to estate planning 04:30 The step by step to estate planning: Create, preserve and distribute your wealth 07:55 Only some parts of estate planning should be done yourself 10:39 New digital trust for CPF savings which addresses members’ concerns Produced by: Howie Lim (howielim@sph.com.sg), Ernest Luis and Lee Kim Siang Edited by: Howie Lim and Hadyu Rahim Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on: Channel: http://bt.sg/btmoneyhacks Apple Podcasts: http://bt.sg/oeXe Spotify: http://bt.sg/oeGN Google podcasts: http://bt.sg/oeGP SPH Awedio app: https://www.awedio.sg/ Website: http://bt.sg/moneyhacks Feedback to: podcast@sph.com.sg Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties.  --- Discover more BT podcast series: BT Mark To Market Podcast on: http://bt.sg/btmark2mkt WealthBT Podcast on: http://bt.sg/btwealthbt BT Podcasts on: https://bt.sg/pcOM --- For more on personal finance, go to: bt.sg/moneyplaybookSee omnystudio.com/listener for privacy information.

Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips. In this 109th episode of Money Hacks, correspondent Howie Lim speaks to co-founder of Sophia and gender lens investor, Tanya Rolfe about closing the gender investing gap through education, especially since women investors thrash their male counterparts.  Highlights (click/tap above)  02:20 Why women fear investing (including comments from Leanne Robers, co-founder of She Loves Tech on the wealth gap) 07:30 Although financial education is not gender-based, why education efforts need to be women-centric 10:33 Why women investors do better than men, but why fewer women invest 12:50 What female founders can do to close the gender investing gap (including comments from Ee Ling Lim, head of Apac business development, 500 Global)  Produced by: Howie Lim (howielim@sph.com.sg), Ernest Luis and Lee Kim Siang Edited by: Howie Lim and Hadyu Rahim Follow BT Money Hacks podcasts and rate us on: Channel: http://bt.sg/btmoneyhacks Apple Podcasts: http://bt.sg/oeXe Spotify: http://bt.sg/oeGN Google podcasts: http://bt.sg/oeGP Website: http://bt.sg/moneyhacks Feedback to: podcast@sph.com.sg Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties.  --- Discover more BT podcast series: BT Mark To Market Podcast on: http://bt.sg/btmark2mkt WealthBT Podcast on: http://bt.sg/btwealthbt BT Podcasts on: https://bt.sg/pcOM --- For more on personal finance, go to: bt.sg/moneyplaybookSee omnystudio.com/listener for privacy information.

Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips. In this 108th episode of Money Hacks, correspondent Howie Lim speaks to Evie Zhang, co-founder and CEO of Coinomo about cryptocurrency’s outlook for 2022 and beyond, and also whether non-fungible tokens should factor in your portfolio as well. Highlights of the conversation (click/tap above):  01:29 Outlook for cryptocurrencies in 2022 (including comments from Simon Guidecoq, CEO of Asia Pacific, Singapore HQ, Healy Consultants) 08:30 Top pros and cons of investing in cryptocurrencies 11:25 Are cryptocurrencies even ‘green’? 12:36 How to safeguard your digital assets 15:36 The case for non-fungible tokens Produced by: Howie Lim (howielim@sph.com.sg), Ernest Luis and Lee Kim Siang Edited by: Howie Lim and Hadyu Rahim Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on: Channel: http://bt.sg/btmoneyhacks Apple Podcasts: http://bt.sg/oeXe Spotify: http://bt.sg/oeGN Google podcasts: http://bt.sg/oeGP Website: http://bt.sg/moneyhacks Feedback to: podcast@sph.com.sg Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties.  --- Discover more BT podcast series: BT Mark To Market Podcast on: http://bt.sg/btmark2mkt WealthBT Podcast on: http://bt.sg/btwealthbt BT Podcasts on: https://bt.sg/pcOM --- For more on personal finance, go to: http://bt.sg/moneyplaybookSee omnystudio.com/listener for privacy information.

Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips. In this 107th episode of Money Hacks, BT correspondent Howie Lim speaks to Victor Wong, senior director, head of UOBAM Sustainability Office, UOB Asset Management about how ESG investing can make money but greenwashing needs to be top of mind. This episode is brought to you by UOBAM: https://www.uobam.com.sg/index.page  Highlights of conversation (click/tap above): 1:23 Are Singapore investors more ‘woke’ now? 3:27 Responsible investing and ESG still hard to define 6:34 The benefits of including ESG in investors’ portfolios 9:06 How investors can be assured they’ll always reap those benefits 10:36 The importance of understanding the motivations behind ESG investing and how to measure its success 12:19 Tracking developments in other regions with regard to finance greenwashing and how to combat it 14:18 How to make sure your investments are really helping the planet as espoused More about:  The APAC Green Reit ETF: https://www.uobam.com.sg/sustainability/solutions/uob-apac-green-reit-etf.page Sustainability Insights: https://www.uobam.com.sg/insights/thinking-sustainably.page UOBAM’s sustainability commitment: https://www.uobam.com.sg/sustainability/index.page --- Produced by: Howie Lim (howielim@sph.com.sg), Ernest Luis and Lee Kim Siang Edited by: Howie Lim and Hadyu Rahim Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on: Channel: http://bt.sg/btmoneyhacks Apple Podcasts: http://bt.sg/oeXe Spotify: http://bt.sg/oeGN Google podcasts: http://bt.sg/oeGP Website: http://bt.sg/moneyhacks Feedback to: podcast@sph.com.sg Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties.  --- Discover more BT podcast series: BT Mark To Market Podcast on: http://bt.sg/btmark2mkt WealthBT Podcast on: http://bt.sg/btwealthbt BT Podcasts on: https://bt.sg/pcOM --- For more on personal finance, go to: bt.sg/moneyplaybook #BTPodcastSee omnystudio.com/listener for privacy information.

Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips. This week's 106th episode takes a deeper look into Buy Now Pay Later platforms. How risky are they for consumers and will regulation really help? Correspondent Howie Lim speaks with Lim Kell Jay, Head of Grab Financial Group Singapore.  Highlights of the conversation: Concerns raised with regard to BNPL platforms (1.23) How the sector is dealing with negativity surrounding BNPL platforms (3.40) How possible regulation will affect the BNPL sector here (7.35) Advice for consumers when using BNPL platforms (8.36) Produced by: Howie Lim, Ernest Luis and Lee Kim Siang Edited by: Howie Lim & Hadyu Rahim Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on: Channel: http://bt.sg/btmoneyhacks Apple Podcasts: http://bt.sg/oeXe Spotify: http://bt.sg/oeGN Google podcasts: http://bt.sg/oeGP Website: http://bt.sg/moneyhacks Feedback to: podcast@sph.com.sg Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties.  --- Discover more BT podcast series: BT Mark To Market Podcast on: http://bt.sg/btmark2mkt WealthBT Podcast on: http://bt.sg/btwealthbt BT Podcasts on: https://bt.sg/pcOM --- For more on personal finance, go to: bt.sg/moneyplaybookSee omnystudio.com/listener for privacy information.

Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips. In this 105th episode of Money Hacks, BT correspondent Howie Lim speaks to Koh Hwee Joo, senior director, Sustainability Office at UOB Asset Management, about how doing good doesn’t mean sacrificing returns these days with ESG investing. This episode is brought to you by UOBAM - https://www.uobam.com.sg/index.page Highlights of the conversation:  Why investors should consider ‘profit with purpose’ portfolios (1:10) What makes it sustainable investing and how to get started (3:09) Combating naysayers’ claims that financial concerns are a secondary consideration after investors’ moral values (5:43) Singapore's ESG fund scene and how accessible it is to investors now (7:42) Call for greater transparent measurement and disclosure of sustainability performance (9:34) Recognising greenwashing and metrics used to assess ESG factors (10:42) Getting the sceptical and unaware to be more involved in ‘profit with purpose’ investing: the proof in the pudding (11:58) More about:  United Smart Sustainable Singapore Bond Fund - https://www.uobam.com.sg/sustainability/solutions/united-smart-sustainable-singapore-bond-fund.page Sustainability Insights https://www.uobam.com.sg/insights/thinking-sustainably.page UOBAM's sustainability commitment https://www.uobam.com.sg/sustainability/index.page Produced by: Howie Lim (howielim@sph.com.sg), Ernest Luis and Lee Kim Siang Edited by: Howie Lim and Hadyu Rahim Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on: Channel: http://bt.sg/btmoneyhacks Apple Podcasts: http://bt.sg/oeXe Spotify: http://bt.sg/oeGN Google podcasts: http://bt.sg/oeGP Website: http://bt.sg/moneyhacks Feedback to: podcast@sph.com.sg Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties.  Discover more BT podcast series: BT Mark To Market Podcast on: http://bt.sg/btmark2mkt WealthBT Podcast on: http://bt.sg/btwealthbt BT Podcasts on: https://bt.sg/pcOM --- For more on personal finance, go to: bt.sg/moneyplaybook #BTPodcastSee omnystudio.com/listener for privacy information.

Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips. In this 104th episode of Money Hacks, correspondent Howie Lim speaks to Morgan Terigi, CEO and co-founder of Incomlend about how cash-strapped SMEs can access diversified sources of working capital, especially during these challenging times. Highlights of the conversation: SMEs’ lack of access to working capital as Government support schemes ease (1:15) Why SMEs should consider non-recourse financing options, though it’s riskier for lenders (4:00) Other alternative and suitable financing options for SMEs (7:26) How ESG can be an accelerator for an SME’s growth (11:27) Produced by: Howie Lim, Ernest Luis and Lee Kim Siang Edited by: Howie Lim Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on: Channel: http://bt.sg/btmoneyhacks Apple Podcasts: http://bt.sg/oeXe Spotify: http://bt.sg/oeGN Google podcasts: http://bt.sg/oeGP Website: http://bt.sg/moneyhacks Feedback to: podcast@sph.com.sg Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser. --- Discover more BT podcast series: BT Mark To Market Podcast on: http://bt.sg/btmark2mkt WealthBT Podcast on: http://bt.sg/btwealthbt BT Podcasts on: https://bt.sg/pcOM --- For more on personal finance, go to: bt.sg/moneyplaybookSee omnystudio.com/listener for privacy information.

Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips. This week's 103rd episode explores whether it’s ever too late to start planning for retirement and what you can do if you’re 60 and haven’t. Correspondent Howie Lim speaks with Jay Phua, Financial Services Director at Great Eastern. Highlights of the conversation: The common misconceptions surrounding retirement planning (1:49) Is it too late for a 60-year old to start planning for retirement? (4:55) Is reducing equity exposure when nearing retirement a good idea? (8:05) Unique hurdles to financial planning women face (9:51) Survey results: Biggest regrets when retirement planning according to respondents (11:43) Produced by: Howie Lim and Ernest Luis Edited by: Howie Lim Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on: Channel: http://bt.sg/btmoneyhacks Apple Podcasts: http://bt.sg/oeXe Spotify: http://bt.sg/oeGN Google podcasts: http://bt.sg/oeGP Website: http://bt.sg/moneyhacks Feedback to: podcast@sph.com.sg Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser. --- Discover more BT podcast series: BT Mark To Market Podcast on: http://bt.sg/btmark2mkt WealthBT Podcast on: http://bt.sg/btwealthbt BT Podcasts on: https://bt.sg/pcOM --- For more on personal finance, go to: bt.sg/moneyplaybookSee omnystudio.com/listener for privacy information.

Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips. This week's episode helps you understand the reasons behind the changing regulatory climate in China and how to act on them while taking fewer risks, brought to you by OCBC Securities: www.iocbc.com BT's digital editor Chris Lim hosts Lim Yuin, chief investment strategist from Lion Global Investors, and Darren Tan, head of fixed income, Structured Products and ETFs at OCBC Securities. They explain the following: Why the Chinese market could surpass the US by 2026; Alibaba v Amazon an example of Chinese growth potential (1:00) Sectors to monitor for long-term potential despite Chinese regulatory tweaks (3:02) Know common key barriers for Singapore-based investors when it comes to Chinese investments; overcome them safely and easily (3:52) How investors can avoid common pitfalls with easy-to-use basket options such as the Lion-OCBC Securities China Leaders ETF (5:58) Main pros and cons of DIY investing at one extreme vs simply buying an ETF at the other extreme? (8:24) How geographic diversification can strengthen a Singapore-based investor's portfolio (9:52)  Lion-OCBC Securities China Leaders ETF: www.iocbc.com/chinaleaders OCBC Securities: www.iocbc.com Lion Global Investors: https://www.lionglobalinvestors.com/en/index.html Produced by: Chris Lim & Ernest LuisEdited by: Hadyu RahimFollow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:Channel: http://bt.sg/btmoneyhacksApple Podcasts: http://bt.sg/oeXeSpotify: http://bt.sg/oeGNGoogle podcasts: http://bt.sg/oeGPWebsite: http://bt.sg/moneyhacksFeedback to: podcast@sph.com.sgDo note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser. An investor should read the prospectus that can be attained from www.iocbc.com before deciding whether to subscribe for or purchase units in the ETF. This advertisement has not been reviewed by the Monetary Authority of Singapore. --- Discover more BT podcast series: BT Mark To Market Podcast at: http://bt.sg/btmark2mkt WealthBT Podcast at: http://bt.sg/btwealthbt BT Podcasts at: https://bt.sg/pcOM --- For more on personal finance, go to: https://bt.sg/moneyplaybook #BTPodcastSee omnystudio.com/listener for privacy information.