BT Money Hacks

Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips. Wines’ clear capital preservation across the pandemic and its outperformance in 2021 may mean wine could very well be your hedge against inflation. But how’s it been doing so far in 2022 and will these volatile times have an adverse effect?  Correspondent Howie Lim speaks to Anthony Zhang, co-founder and CEO of Vinovest to find out. Highlights of the conversation:  01:53 Collectible, age-worthy and investment grade wines 06:20 A ‘wasting’ asset? 08:08 Collecting for passion vs. profits 09:09 Wine prices outpacing inflation 12:12 Outlook for wine investing is good Produced by: Howie Lim (howielim@sph.com.sg) and Claressa Monteiro Edited by: Howie Lim Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on: Channel: https://bt.sg/btmoneyhacks Apple Podcasts: http://bt.sg/oeXe  Spotify: http://bt.sg/oeGN  Google podcasts: http://bt.sg/oeGP  Website: https://bt.sg/moneyhacks Feedback to: podcast@sph.com.sg Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.  --- Discover more BT podcast series: BT Mark To Market Podcast at: http://bt.sg/btmark2mkt  WealthBT at: http://bt.sg/btwealthbt PropertyBT at: https://bt.sg/btpropertybt BT Market Focus at: http://bt.sg/btmktfocus BT Podcasts at: https://bt.sg/pcOM   --- For more on personal finance, go to: bt.sg/moneyplaybookSee omnystudio.com/listener for privacy information.

Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips. Which collectibles don’t suffer in higher-inflation regimes? Many have become lucrative in recent years but only some are good hedges against inflation. For more insights, correspondent Howie Lim speaks to Nannette Hechler-Fayd’herbe, Chief Investment Officer for the EMEA region and Global Head Economics & Research of Credit Suisse. Highlights of the conversation: 02:04 Collectibles not just for the wealthy 03:30 Impact of inflation on collectibles 06:35 Importance of categorisation; some categories don’t respond to inflation 11:23 Invest for passion or profits?  Produced by: Howie Lim (howielim@sph.com.sg) and Claressa Monteiro Edited by: Howie Lim Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on: Channel: https://bt.sg/btmoneyhacks Apple Podcasts: http://bt.sg/oeXe  Spotify: http://bt.sg/oeGN  Google podcasts: http://bt.sg/oeGP  Website: https://bt.sg/moneyhacks Feedback to: podcast@sph.com.sg Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.  --- Discover more BT podcast series: BT Mark To Market Podcast at: http://bt.sg/btmark2mkt WealthBT at: http://bt.sg/btwealthbt PropertyBT at: https://bt.sg/btpropertybt BT Market Focus at: http://bt.sg/btmktfocus BT Podcasts at: https://bt.sg/pcOM   --- For more on personal finance, go to: bt.sg/moneyplaybookSee omnystudio.com/listener for privacy information.

Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips. Rare and collectible cars are growing in value, with indices in an all-time high territory. But can you actually make money off of your ‘old jalopy’ and are cars good hedges against inflation? For more insights, correspondent Howie Lim speaks to Julian Kho, editor at Sgcarmart. Highlights:  01:38 Investing in cars a double edged sword 04:40 Trends in the space: modern classics taking off 06:39 What investors can do to maintain value of car 09:57 Do NOT drive your investment; mint condition is key 12:06 What exactly to invest in Produced by: Howie Lim (howielim@sph.com.sg) and Claressa Monteiro Edited by: Howie Lim and Claressa Monteiro Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on: Channel: https://bt.sg/btmoneyhacks Apple Podcasts: http://bt.sg/oeXe  Spotify: http://bt.sg/oeGN  Google podcasts: http://bt.sg/oeGP  Website: https://bt.sg/moneyhacks Feedback to: podcast@sph.com.sg Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. --- Discover more BT podcast series: BT Mark To Market Podcast at: http://bt.sg/btmark2mkt  WealthBT at: http://bt.sg/btwealthbt PropertyBT at: https://bt.sg/btpropertybt BT Market Focus at: http://bt.sg/mktfocus BT Podcasts at: https://bt.sg/pcOM   --- For more on personal finance, go to: bt.sg/moneyplaybookSee omnystudio.com/listener for privacy information.

Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips. Which wealth management models are outdated and how can the mass affluent ‘move with the times’ and get the proper advice we deserve? Correspondent Howie Lim speaks to Adam Reynolds, CEO, Saxo Markets Singapore to find out. Highlights of the conversation:  01:29 Which wealth management models are obsolete? 04:21 Why an individualised plan is important 05:16 How feasible the ‘individualised’ model is 08:08 Drawbacks of robo advisors 09:55 Outlook for 2H 2022 Produced by: Howie Lim (howielim@sph.com.sg) and Claressa Monteiro Edited by: Howie Lim Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on: Channel: https://bt.sg/btmoneyhacks Apple Podcasts: http://bt.sg/oeXe  Spotify: http://bt.sg/oeGN  Google podcasts: http://bt.sg/oeGP  Website: https://bt.sg/moneyhacks Feedback to: podcast@sph.com.sg Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.  --- Discover more BT podcast series: BT Mark To Market Podcast at: http://bt.sg/btmark2mkt WealthBT at: http://bt.sg/btwealthbt PropertyBT at: https://bt.sg/btpropertybt BT Market Focus: http://bt.sg/btmktfocus BT Podcasts at: https://bt.sg/pcOM   --- For more on personal finance, go to: bt.sg/moneyplaybookSee omnystudio.com/listener for privacy information.

Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips. The art market consistently returns 7.6% to investors and contemporary art investments have outperformed the S&P 500 over the last 25 years. But investing in fine art carries big risks. Artwork does not generate any ongoing cash flows, like interest payments or dividends. So is art investing now a good hedge against inflation? For more insights, correspondent Howie Lim speaks to Wendy Fang and Yi Ziwei, specialists, 20th & 21st Century Art Department, Christie’s Asia Pacific  Highlights of the conversation:  01:51 Why art investing is challenging 02:51 Major trends in art investing 07:44 Blue chip art and artists 09:24 Fractional art investing 11:48 NFTs the most lucrative? Produced by: Howie Lim (howielim@sph.com.sg) and Claressa Monteiro Edited by: Howie Lim Follow BT Money Hacks every first and third Monday of the month, and rate us on: Channel: https://bt.sg/btmoneyhacks Apple Podcasts: http://bt.sg/oeXe  Spotify: http://bt.sg/oeGN  Google podcasts: http://bt.sg/oeGP  Website: https://bt.sg/moneyhacks Feedback to: podcast@sph.com.sg Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.  --- Discover more BT podcast series: BT Mark To Market Podcast at: http://bt.sg/btmark2mkt  WealthBT at: http://bt.sg/btwealthbt PropertyBT at: https://bt.sg/btpropertybt BT Market Focus: http://bt.sg/btmktfocus BT Podcasts at: https://bt.sg/pcOM   --- For more on personal finance, go to: bt.sg/moneyplaybookSee omnystudio.com/listener for privacy information.

Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips. Studies have shown over and over again that actively managed funds almost always underperform passive investments in the long run. In this episode, we’ll try to settle the long debated argument of ETFs vs Mutual Funds, although we’re well aware there’s no straightforward solution to this and joining us with his insights: Samuel Rhee, Chairman and Chief Investment Officer of Endowus. Highlights of the conversation:  01:38 Important differences between ETFs and mutual funds 05:36 Why accessibility and income generation the most important factors 08:00 Have macro factors changed the game? 10:29 Not a zero sum game between competing products Produced by: Howie Lim (howielim@sph.com.sg) and Claressa Monteiro Edited by: Howie Lim Follow BT Money Hacks: Channel: https://bt.sg/btmoneyhacks Apple Podcasts: http://bt.sg/oeXe  Spotify: http://bt.sg/oeGN  Google podcasts: http://bt.sg/oeGP  Website: https://bt.sg/moneyhacks Feedback to: podcast@sph.com.sg Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties.  --- Discover more BT podcast series: BT Mark To Market Podcast at: http://bt.sg/btmark2mkt  WealthBT at: http://bt.sg/btwealthbt PropertyBT at: https://bt.sg/btpropertybt BT Podcasts at: https://bt.sg/pcOM BT Market Focus: http://bt.sg/btmktfocus --- For more on personal finance, go to: bt.sg/moneyplaybookSee omnystudio.com/listener for privacy information.

Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips. For more insights, correspondent Howie Lim speaks to Ashli Koe and Raphael Ng, fund managers, Salzworth Asset Management. Highlights of the conversation:  02:15 Misconceptions about FX trading 04:13 Tips for newbie forex traders 09:30 Past performance doesn’t guarantee future returns 11:29 Tips for experienced forex traders Produced by: Howie Lim (howielim@sph.com.sg) and Claressa Monteiro Edited by: Howie Lim Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on: Channel: https://bt.sg/btmoneyhacks Apple Podcasts: http://bt.sg/oeXe  Spotify: http://bt.sg/oeGN  Google podcasts: http://bt.sg/oeGP  Website: https://bt.sg/moneyhacks Feedback to: podcast@sph.com.sg Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties.  --- Discover more BT podcast series: BT Mark To Market Podcast at: http://bt.sg/btmark2mkt WealthBT at: http://bt.sg/btwealthbt PropertyBT at: https://bt.sg/btpropertybt BT Podcasts at: https://bt.sg/pcOM BT Market Focus: http://bt.sg/btmktfocus  --- For more on personal finance, go to: bt.sg/moneyplaybookSee omnystudio.com/listener for privacy information.

Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips. The pandemic, current market conditions of sky high inflation, geopolitical tensions and supply chain issues have decimated many people's savings and a demographic particularly affected is the sandwich class: adults who have to care for dependent children and ageing parents, usually at the expense of their own financial health. How can they revitalise their retirement savings? For more insights, correspondent Howie Lim speaks to Elson Goh, head of Asia portfolio management, St James Place.  Highlights of the conversation:  02:15 Financial achievements of Gen S affected by supporting parents 05:45 Factors affecting value of money and savings 07:40 How to hedge against inflation: beware cash drag 09:00 Know your risk appetite and diversify 11:00 Equities a key driver to long term growth Produced by: Howie Lim (howielim@sph.com.sg) and Christopher Lim Edited by: Howie Lim Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on: Channel: https://bt.sg/btmoneyhacks Apple Podcasts: http://bt.sg/oeXe  Spotify: http://bt.sg/oeGN  Google podcasts: http://bt.sg/oeGP  Website: https://bt.sg/moneyhacks Feedback to: podcast@sph.com.sg Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties.  --- Discover more BT podcast series: BT Mark To Market Podcast at: http://bt.sg/btmark2mkt  WealthBT at: http://bt.sg/btwealthbt PropertyBT at: https://bt.sg/btpropertybt BT Podcasts at: https://bt.sg/pcOM   --- For more on personal finance, go to: bt.sg/moneyplaybookSee omnystudio.com/listener for privacy information.

Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips. After a very rocky May 2022 of trading, the cryptocurrency market ended on a high note. But, the crypto market environment will likely remain challenging in June 2022. Cryptocurrency prices have been under major pressure since the beginning of 2022. So how can you navigate this environment and should you even go in now? For more insights, correspondent Howie Lim gets comments from Wayne Huang, CEO and co-founder of XREX and Sten Ivan, Head of Growth, Hodlnaut. Highlights of the conversation:  03:59 Why institutional investors are pressing on with crypto 05:24 The impact on retail investors and what to do 10:00 Crypto still a viable investment, if you know what you’re doing 11:27 How much to put in and why 12:52 Regulation is on its way  Produced by: Howie Lim (howielim@sph.com.sg) and Claressa Monteiro Edited by: Howie Lim Follow BT Money Hacks every first and third Monday of the month: Channel: https://bt.sg/btmoneyhacks Apple Podcasts: http://bt.sg/oeXe  Spotify: http://bt.sg/oeGN  Google podcasts: http://bt.sg/oeGP  Website: https://bt.sg/moneyhacks Feedback to: podcast@sph.com.sg Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties.  --- Discover more BT podcast series: BT Mark To Market at: http://bt.sg/btmark2mkt  WealthBT at: http://bt.sg/btwealthbt PropertyBT at: https://bt.sg/btpropertybt BT Podcasts at: https://bt.sg/pcOM   --- For more on personal finance, go to: bt.sg/moneyplaybookSee omnystudio.com/listener for privacy information.

Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips. Decentralized finance or DeFi can be thought of as open source finance which is truly owned by no one. And it has been known to give returns of up to 20-30%! But to truly understand what you’re investing in and make big money requires effort at this nascent stage. For more insights correspondent Howie Lim speaks to Kenneth Lou, co-founder and CEO of Seedly. Highlights of the conversation:  02:42 Basic premise of DeFi and DeFi vs TradFi 03:38 How to get ahead in DeFi’s current nascent early stage 06:37 How to identify lucrative DeFi projects to invest in 08:25 Is DeFi underpriced or overpriced? 09:25 The volatile nature of decentralised applications Produced by: Howie Lim (howielim@sph.com.sg) and Christopher Lim Edited by: Howie Lim Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on: Channel: https://bt.sg/btmoneyhacks Apple Podcasts: http://bt.sg/oeXe  Spotify: http://bt.sg/oeGN  Google podcasts: http://bt.sg/oeGP  Website: https://bt.sg/moneyhacks Feedback to: podcast@sph.com.sg Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties.  --- Discover more BT podcast series: BT Mark To Market Podcast at: http://bt.sg/btmark2mkt  WealthBT at: http://bt.sg/btwealthbt PropertyBT at: https://bt.sg/btpropertybt BT Podcasts at: https://bt.sg/pcOM   --- For more on personal finance, go to: bt.sg/moneyplaybookSee omnystudio.com/listener for privacy information.