The Everyday Millionaire and Mindset Matters Podcast

In this inspiring and deeply practical episode of Mindset Matters, Patrick and Steffany explore the mental game behind elite performance — on and off the ice. As Steffany prepares to travel to France for the Grand Prix figure skating season, she shares how she helps world-class athletes like Olympic gold medalist Guillaume Cizeron and Laurence Fournier Beaudry prepare for high-stakes competition. But the tools she uses with athletes, she explains, apply equally to entrepreneurs, business leaders, and anyone striving to perform at their best. Steffany introduces what she calls the “Four Barriers to the Podium” — a simple but powerful framework to clear mental and emotional clutter before any high-performance moment: Incompletions: Identifying unfinished tasks or unresolved issues that create mental noise and distraction. Dramas and Distractions: Recognizing how gossip, social media, and external stressors pull focus away from purpose. Belief Systems (or BS): Challenging limiting beliefs, hidden fears, and unhelpful stories that shape performance outcomes. Worst Case, Best Case: Using visualization to release fear, neutralize anxiety, and align with the best possible outcome. Patrick draws parallels between the preparation of Olympic athletes and the mindset needed for success in business, relationships, and life. Their conversation highlights how the principles of MindShui — clarity, awareness, and balance — help anyone create space for excellence. Listeners will take away a grounded reminder that performance begins with presence and that every “podium” in life, whether it’s in sport, business, or personal growth, is achieved by clearing the mind, aligning belief with intention, and focusing on what truly matters.

In this episode of The Everyday Millionaire, host Patrick Francey sits down with Chris Naugle, former pro snowboarder turned financial strategist, to unpack how to “be your own bank.” Chris, now recognized as America’s #1 Money Mentor, explains how traditional banks profit from your deposits and how individuals can reclaim control using a concept known as privatized banking or infinite banking. Through real-world examples and financial transparency, Chris shows how specially designed whole life insurance policies can serve as private banking systems that offer guaranteed growth, liquidity, and tax advantages. He discusses the mindset shift required to break free from conventional banking and start earning compound interest on your own terms. Patrick and Chris also dive into debt reduction, personal discipline, and the power of giving. Chris shares stories of his entrepreneurial journey—from launching his first snowboard shop at 17 to building multiple companies—and his vision for integrating decentralized finance with timeless wealth principles. This powerful conversation blends financial education with mindset mastery, showing that true wealth begins with resourcefulness, self-awareness, and a willingness to do the hard things.

In this eye-opening episode of Mindset Matters, Patrick and Steffany explore the “Five Brutal Truths of Psychology” that shape how we think, behave, and interpret our world. Through candid stories, real-life reflections, and grounded insight, they break down how the human mind both empowers and deceives us—and what it truly takes to achieve self-mastery. Patrick opens the conversation with a bold statement: “Your brain lies to you.” Using the metaphor of a funhouse mirror, he explains how our biases, ego, and old emotional wounds distort reality. Steffany expands on this by distinguishing between the mind and the brain, reminding listeners not to believe everything they think or feel. Awareness, she says, is the first step toward freeing ourselves from illusion. The second truth—“What you avoid controls you”—dives into the cost of avoidance and incompletion. Patrick and Steffany discuss how unspoken conversations, unresolved issues, and suppressed fears keep us trapped until we find the courage to face them. Steffany’s insight, “What you resist persists, but what you involve dissolves,” captures the power of leaning into discomfort with intention and awareness. Truth three, “You are what you repeatedly do,” highlights the importance of habits and discipline in shaping identity. From meditation to communication, Patrick and Steffany share how consistent actions become the architecture of self-mastery. The fourth truth—“You are emotional by design”—explores the natural ebb and flow of emotion. Comparing emotions to weather patterns or waves, they encourage listeners to feel without reacting, learning to surf life’s highs and lows with grace. Finally, “Regulation is mastery” ties it all together. Patrick and Steffany emphasize that between every event and reaction lies a crucial space where emotional intelligence and awareness live. It is in this space, they say, that true freedom, peace, and maturity are found.

In this episode of Mindset Matters, hosts Patrick and Steffany explore the power of response ability, the practiced ability to respond rather than react. Patrick opens with Viktor Frankl’s insight that between stimulus and response lies a space, and in that space is our power to choose. Using an archer metaphor, he reminds us that we cannot control the wind, but we can control our breath, our focus, and the moment we release the arrow. The conversation centers on cultivating mental clarity, courage, and self awareness in a polarized world. Patrick and Steffany unpack how divisive headlines, social media algorithms, and echo chambers amplify emotional reactivity. They offer a practical alternative. Pause, breathe, notice your triggers, then choose your next step with intention. Real courage often comes before action. It is the moment you stop, ask harder questions, and own the outcomes of your choices. The duo discusses the ego’s need to be right, how defensiveness narrows perspective, and why waiting to respond can be the smartest strategy. They share stories from sport and life about zeroing in, regulating breath, and returning to center before taking the shot. Listeners are encouraged to examine the beliefs that drive automatic reactions, to diversify the information they consume, and to consciously step outside algorithm shaped feeds. Steffany highlights how feelings are feedback rather than facts, while Patrick stresses that responsibility begins with awareness of the space between event and action. The episode closes with a simple practice. When triggered, take a beat, let the emotion land, and respond only when aligned with your values and desired identity. In a noisy, rapidly changing world, mastery of that space is the path to growth, resilience, and freedom.

In this episode, Patrick Francey sits down with Dre Baldwin to explore what it really takes to command a room, win consistently, and translate athletic rigor into business results. Dre opens by defining presence as an energetic signal people feel before they know your resume. It is not height, clothing, or a pasted-on smile. Presence is the outward expression of inner order built from discipline, structure, strategy, execution, and confidence. Patrick shares a story about receiving feedback that his natural intensity could feel intimidating. By loosening his look and adding a conscious smile, he noticed people approached him more easily. Dre explains that strong presence creates productive tension. You can dial that tension up or down, but easing it too much can reduce your impact. Dre draws on sports to explain why presence cannot be faked. In basketball, the scoreboard is objective. Talent gets you in the door, but disciplined habits keep you there. The pros and the “plumbers” both know thousands want their spot, so work ethic matters most on the days you do not feel like showing up. That same logic applies in business. Leaders with true presence raise standards without speeches. Their very arrival makes others sit up, focus, and perform. Mindset is the first lever. Dre uses the BE → DO → HAVE model. You become the person, then you do the work, and only then do you have the results. Because most thoughts are subconscious, you must reprogram the mind through repetition, immersion, and emotional intensity. Practical cues like posture, eye contact, and putting your phone away can spark a quick confidence reset, but lasting presence comes from living your structure daily. Dre also addresses life after sport. He intentionally planned his transition rather than defaulting to coaching or training. The concept of “credibility fusion” allows you to carry forward lessons from different arenas and combine them into a coherent value proposition. He closes with his GAME model for achievement: define what winning looks like, build the skills and tools, install structure that produces discipline, let discipline create consistency, let consistency build confidence, and let confidence power performance and results. Patrick wraps by highlighting the episode’s central insight: presence is a way of being that anyone can build through disciplined execution and a trained mind. To receive Dre's FREE book, The Third Day 📕: http://ThirdDayBook.com For business / sales focus, The Sales Discipline System 📘: http://SalesDisciplineBook.com Work On Your Game University: http://www.WorkOnYourGameUniversity.com

Discipline isn’t punishment—it’s the bridge between intention and achievement. 💡 In this episode of Mindset Matters, Patrick and Steffany unpack how to stay disciplined when motivation fades, why vision matters more than the grind, and how small daily actions build unstoppable momentum. 🌱 🎧 Tune in now for practical tools, stories, and insights that will help you reconnect with your vision and power through distractions.

In this episode of the Mindset Matters podcast, hosts Patrick and Steffany Francey reflect on the increasing divisiveness shaping today’s world. Sparked by the death of Charlie Kirk, the conversation expands beyond the event itself into a broader exploration of perception, polarity, and personal growth in uncertain times. Patrick and Steffany highlight how we may share the same planet yet live in completely different worlds shaped by our beliefs, perspectives, and echo chambers. They discuss the danger of silencing voices, the rise of misinformation, and the loss of healthy debate in a culture that often prioritizes outrage over understanding. Rather than focusing solely on politics, the episode asks deeper questions: How do we remain aligned with our values when surrounded by chaos? How do we find clarity and purpose when confronted by fear, anger, and division? Steffany reflects on the courage it takes to move past lower emotional states like guilt and shame toward higher vibrations of self-awareness, love, and forgiveness. Patrick underscores the importance of returning to center by practicing self-reflection, listening without judgment, and intentionally shifting perspective. Together, they call for cultivating resilience and self-love while encouraging listeners to seek first to understand before demanding to be understood. Ultimately, this episode offers both a sobering look at the fractures in our world and a hopeful reminder that change begins within. By clearing mental clutter, reconnecting with our truth, and choosing courage over fear, we can create space for more meaningful dialogue, stronger communities, and personal transformation.

Kelly Roach is one of the only female founders in the online space to build her company from 0 to 8 figures with 0 debt, investors, or outside funding. Kelly is a former NFL cheerleader and Fortune 500 executive turned 8-figure+ entrepreneur empowering thousands around the globe to achieve financial and lifestyle freedom through entrepreneurship. Kelly is a multi-international best-selling author, Top 20 podcast host, and philanthropist who has been featured in major media such as ABC, NBC, Fox, and Forbes - as well as the recipient of prestigious awards such as #287 on the Inc. 5000 list, The Stevie® Awards Woman of the Year, TITAN CEO of the Year, and Inc.’s Best in Business.  In this conversation, Patrick and Kelly unpack business strategy and entrepreneurship rooted in core values, purpose, and faith. Kelly shares how her journey from climbing the corporate ladder to launching her own companies has shaped her philosophy of aligning inner work with outer business strategy. She explains why many entrepreneurs struggle when they build businesses around someone else’s values, and how true success comes from designing a model that supports both scale and our own unique life design. Acknowledging her essential foundation, Kelly shares what she feels is a faith life for us all, regardless of how we define faith. Kelly shares learned wisdom to illustrate the importance of self-leadership in today’s social media-driven world, and the discipline required to sustain long-term success. Clarity, alignment, and resilience can transform not just business, but every part of life.

In this episode of Mindset Matters, hosts Patrick and Steffany unpack a provocative question: Is coaching a scam? With more than 30 years of experience in coaching, mentoring, and performance psychology, they shed light on why coaching often fails to deliver lasting results—and what actually makes the difference. Many people sign up for coaching programs, feel an initial burst of motivation, and then quickly lose momentum. Patrick and Steffany explore why that happens. The problem is not always the strategy or the “how to.” The real challenge lies much deeper—in our identity, values, and hidden beliefs. Using a fruit tree metaphor, they explain that actions are the fruit, but the true source of growth lies in the roots. Unless the roots—our mindset, clarity, and self-beliefs—are addressed, no amount of technical coaching will create sustainable change. They introduce their unique approach called the MindShui Way, which blends coaching with deep inner work to help people uncover limiting beliefs, realign values, and clear the mental clutter that blocks success. It is about becoming the person capable of achieving the goals, not just learning the steps to reach them. Steffany shares insights from her work with elite athletes, while Patrick draws on decades of experience with entrepreneurs and leaders. Together, they highlight why mentorship and identity-level growth are essential. Coaching is not a scam—it is often incomplete when it stops at the surface. True transformation comes when we look inward, face what is holding us back, and cultivate resilience from the roots up. Whether you are an athlete, entrepreneur, or someone seeking personal growth, this episode will challenge your perspective on coaching and inspire you to dig deeper into your own roots for lasting success.

In this episode of Mindset Matters, hosts Patrick and Steffany dive into one of life’s greatest paradoxes: our search for certainty in an uncertain world. Together, they explore how fear, worry, and anxiety often arise from the human need to control the uncontrollable, and why learning to embrace uncertainty may be the key to resilience, creativity, and peace of mind. Patrick frames uncertainty as the space between what we know and what we cannot yet see, pointing out how this gap often produces stress, decision fatigue, and even physical health challenges. Steffany adds that our brains are wired for prediction, and when outcomes are unclear, the body reacts with a threat response, flooding us with stress hormones like cortisol. This not only affects mental well-being but also impacts how we show up in our relationships, careers, and goals. Rather than resisting uncertainty, Patrick and Steffany encourage listeners to view it as a blank canvas, a whiteboard where possibility and creativity can flourish. They emphasize that resilience is built when we stop trying to control every outcome and instead focus on what we can manage - our mindset, our responses, and our values. Drawing on their coaching experience, they share how certainty can be borrowed and shared. When one person holds confidence and belief, it can help calm the doubts of another. This powerful dynamic not only builds trust but also reinforces that uncertainty does not have to equal fear. Ultimately, the hosts challenge listeners to shift perspective: uncertainty is not a threat but life’s greatest constant, offering opportunities to adapt, grow, and thrive.