

The Clark Howard Podcast
Clark Howard
Save more and spend less is more than just a motto for money expert Clark Howard; it’s a way of life. Clark and his crew — Team Clark — are on a mission to empower people to take control of their personal finances by providing money-saving tips, consumer advice, hot deals and economic news to help everyone achieve financial freedom. Clark is a nationally syndicated radio talk show host and a consumer reporter for television stations around the country. His podcast, The Clark Howard Show, receives more than one million downloads each month and is a hub for listeners to get valuable advice on-demand any time. Clark answers questions on the most popular business and consumer topics including; how to buy a cars, financing a home, retirement planning, shopping for insurance and getting the most out of your savings. Join the conversation and submit your question to www.clark.com/askclark . Clark spearheads two free resources — Clark.com and ClarkDeals.com — to encourage consumers to save more, spend less and avoid ripoffs.
Episodes
Mentioned books

Oct 25, 2023 • 35min
10.25.23 New Resources For Finding A Financial Advisor / Walmart Health Centers
Finding a financial advisor who won’t rip you off is tricky business. Clark shares some new ways to find your true fiduciary. Also, get the update on Walmart’s innovative in-store healthcare facilities.
Financial Advisors: Segment 1
Ask Clark: Segment 2
Walmart Health Centers: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
What Is a Financial Advisor and Do I Need One?
Advice-Only Network / Flat Fee Advisors
Should I Purchase Mortgage Life Insurance?
What Is Mortgage Protection Insurance and Do You Need It?
How To Buy Term Life Insurance in 7 Easy Steps
Walmart expands online healthcare benefits for US employees
Senior Care: Planning for the Future
What Brokerage Do You Recommend for First-Time Investors or Kids?
How To Open a Roth IRA
When Do You Need a Travel Agent?
Clark.com resources
Episode transcripts
Community.Clark.com
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Oct 24, 2023 • 30min
10.24.23 The 2 Key Choices Of Super Savers / Recognizing Online Manipulation
In this podcast, they discuss the 2 key choices made by super savers that help them live on less. They also talk about dark patterns used by websites to manipulate users. One listener seeks advice on installing a pool for a child with arthritis.

Oct 23, 2023 • 32min
10.23.23 Good News On Junk Fees / Beware AI Fake Content
Good news on junk fees like concert tickets and travel booking. AI's potential is discussed, but also its sinister uses. Chapters cover hidden fees in various industries, advice on scheduling a connecting flight, renting a car in Italy, and importance of insurance coverage.

Oct 20, 2023 • 30min
10.20.23 Clark Answers His Critics on Clark Stinks / DON’T Buy Now Pay Later
Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, Clark talks about why Buy Now Pay Later, aka Pay in 4 services, have become a disaster for so many, especially Gen Zers.
Clark Stinks: Segments 1 & 2
Pay In 4 Is A Trap: Segment 3
Ask Clark: Segment 4
Mentioned on the show
Best Airline Credit Cards for 2023: Are They Right For You?
Select Delta Customers Will Receive a Valuable New Credit Card Perk
Cruises for Singles and Solo Travelers
Investors criticize federal retirement savings program over new system
AnnualCreditReport.com / 4 Ways To Get Your Free Credit Score
Safely Order High Security Checks Online - Costco Checks
Sam's Club Checks - High Security Checks
Costco vs. Sam's Club: What Is the Difference?
10 Best New Products at Costco in October
NYTimes: Gen Z Is Poised to Spend More on Debt Than Others. It Could Derail Retirement.
Buy Now Pay Later users: young and well-off but nearing a financial cliff, poll shows
New York Fed: Many Buy Now, Pay Later users are financially fragile
Vanguard Personal Advisor Review
Elliott Report
Member's Mark Luggage at Sam's Club
Clark.com resources
Episode transcripts
Community.Clark.com
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Oct 19, 2023 • 38min
10.19.23 Auto Insurance: What Do You Actually Need? / End Of Life Discussions
The podcast discusses the importance of having adequate auto insurance coverage and the risks of going without or buying minimum coverage. It also covers topics such as lowering premiums by raising deductibles and insuring older vehicles. The hosts emphasize the significance of maintaining open credit card accounts to improve credit scores and discuss uncomfortable conversations with aging parents about end-of-life wishes. Additionally, they provide advice on investment strategies for cryptocurrency.

Oct 18, 2023 • 33min
10.18.23 Credit Cards on Autopay - Pros & Cons / Fastest Growing Careers
Do you use autopay for credit card bills? If so, Clark has a warning for you. Also, life is about change and that’s surely evident with jobs & career opportunity. Clark looks at the fastest growing jobs today, including college requirements and average pay.
Credit Card Autopay Warning: Segment 1
Ask Clark: Segment 2
Job Growth Fields: Segment 3
Ask Clark: Segment 4
Mentioned on the show
Autopay Is Making Us Worse at Managing Credit-Card Bills - The Wall Street Journal.
Automatic Bill Pay: How It Works and How To Do It Safely
Clark Howard's Advice Before You Buy a Franchise
Watch out for Avis/Budget Fuel charges [Crazy customer support call experience]
Here are the best high-paying and fast-growing jobs for the next decade
Healthcare.gov
What Is an HSA Account and How Does It Work?
How To Switch Banks in 4 Simple Steps
Clark.com resources
Episode transcripts
Community.Clark.com
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Oct 17, 2023 • 28min
10.17.23 Data Privacy Rights In Force With New App / Uber Vs. Lyft
New app for managing online privacy reviewed by Clark Howard. Comparison between Uber and Lyft for travel. Discussion on data privacy rights and the role of states. Challenges faced in regulating monopolies in the ticket selling industry. Importance of comparing Uber and Lyft prices. Comparison of Lyft and Uber in Boston.

Oct 16, 2023 • 29min
10.16.23 Prevent Hotel Room Break-Ins / Allegations & Internet: Amazon Updates
It’s become easy for burglary rings to break into hotel rooms, but there’s also an easy way to protect yourself. Also today, updates on Amazon regarding federal allegations, the Amazon internet service launch, and what consumers need to know about both.
Hotel Room Break-Ins: Segment 1
Ask Clark: Segment 2
Amazon Updates: Segment 3
Ask Clark: Segment 4
Mentioned on the show
Caution: Criminals in California Use Insider Device to Break Into Hotel Rooms - Here's How to Protect Yourself
Vacatia - Rent A Timeshare
Inside Project Nile: Amazon's secret AI-powered plan to change the way you shop online.
The first two Amazon Kuiper satellites are set to launch on October 6
Clark.com - Amazon
Report: The #1 Internet Provider in America
Going™ | Formerly Scott's Cheap Flights
Clark.com resources
Episode transcripts
Community.Clark.com
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Oct 13, 2023 • 36min
10.13.23 Clark Answers His Critics on Clark Stinks / Beneficiaries Vs Wills & Trusts
Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, many a tale of woe proves the point: It’s important to have beneficiaries up to date and to understand which takes precedence - a beneficiary designation or a will and trust.
Clark Stinks: Segments 1 & 2
Update Your Beneficiaries: Segment 3
Ask Clark: Segment 4
Mentioned on the show
AutoSlash Review: How To Save on a Rental Car
How To Make Your Online Accounts Accessible When You Die
What Do I Need To Do To Make Sure My Financial Affairs Are in Order Before I Die or Become Disabled?
Safe Browser Alternatives That Promise Not To Track You
Wills & Funerals Archives - Clark Howard
Wills versus Trust - Clark Howard Community
Who Should Consider Setting Up a Trust?
Best Online Will Maker: 5 Free or Cheap Options
We Just Got Married. How Do We Blend Our Finances?
What Is Long-Term Care Insurance Cost & Coverage
Senior Care Archives - Clark Howard
Clark.com resources
Episode transcripts
Community.Clark.com
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Oct 12, 2023 • 31min
10.12.23 New Scam Warnings / Romance Vs Prenups
This podcast discusses the prevalence of scams and the importance of vigilance, as well as the rise of pretexting scams. They also delve into the pros and cons of unit owners associations versus professional management when buying a condo. The podcast explores the practical and romantic aspects of prenuptial agreements, including their increasing popularity and conflicting opinions. They emphasize the importance of considering a prenup due to potential relationship issues and imbalances in assets.