

The Clark Howard Podcast
Clark Howard
Save more and spend less is more than just a motto for money expert Clark Howard; it’s a way of life. Clark and his crew — Team Clark — are on a mission to empower people to take control of their personal finances by providing money-saving tips, consumer advice, hot deals and economic news to help everyone achieve financial freedom. Clark is a nationally syndicated radio talk show host and a consumer reporter for television stations around the country. His podcast, The Clark Howard Show, receives more than one million downloads each month and is a hub for listeners to get valuable advice on-demand any time. Clark answers questions on the most popular business and consumer topics including; how to buy a cars, financing a home, retirement planning, shopping for insurance and getting the most out of your savings. Join the conversation and submit your question to www.clark.com/askclark . Clark spearheads two free resources — Clark.com and ClarkDeals.com — to encourage consumers to save more, spend less and avoid ripoffs.
Episodes
Mentioned books

Nov 8, 2023 • 30min
11.08.23 Airbnb And Short-Term Rental Restrictions / Lab Created Diamonds
Clark tells you how Airbnb‘s legal battles and new restrictions affect both customers and landlords. Also in this episode, there are extreme changes going on in the jewelry business that can save you a fortune!
Short-term Rental Restrictions: Segment 1
Ask Clark: Segment 2
Lab Created Diamonds: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
TN Supreme Court delivers partial win for Airbnb in legal disputes with HOAs - USA TODAY
4 Ways To Stop Junk Mail
[The Washington Post] Will you take this (lab-grown) ring? Prada hopes so.
How 2023 became the year of the lab-grown diamond
Clark.com - Cell Phones
Should I Keep My Old Car or Buy a New Car?
How To Plan a Trip: Clark's Best Travel Tips To Save Money
Costco Travel: 5 Things To Know Before You Book
How to Make a Disposable Razor Last 12 Months
Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!Clark.com resources
Episode transcripts
Community.Clark.com
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Consumer Action Center Free Helpline: 636-492-5275
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Nov 7, 2023 • 31min
11.07.23 Couples’ Retirement Savings / Teen Driver Safety Measures
Are you unintentionally giving yourself a pay cut? 25% of American couples are. How couples can make sure they are balancing retirement savings. Also, good news around teen driving safety, and good advice for adult drivers.
Retirement Savings For Couples: Segment 1
Ask Clark: Segment 2
Teen Driver Safety: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Are you leaving money on the table: How 1 in 4 couples is missing out on 401 (k) savings -USA TODAY
What Is a Spousal IRA and What Are the Rules?
Should I Buy an AirTag for My Checked Airport Luggage?
4 Things You Should Always Pack in Your Carry-On
Turo: 5 Things To Know About the Cheap Car Rental Service
Report: Young driver fatality rates have fallen sharply in the US, helped by education, technology
5 Major Bills You Can Lower This Month
Costco Car Buying Program: 4 Things To Know Before You Sign Up
The Best Car-Buying Services in 2023
Alliant Cashback Visa® Signature Credit Card: Get 2.5% Cash Back on Everyday Purchases
Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!Clark.com resources
Episode transcripts
Community.Clark.com
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoicesSponsor Link: Raisin Learn more about your ad choices. Visit megaphone.fm/adchoices

Nov 6, 2023 • 29min
11.06.23 Grocery Prices Now & How To SAVE MORE / Beware “Free” Food Delivery
Feasting season is upon us. New data on food prices brings good news for smart shoppers. Clark has some great advice on saving more at the grocery store. Also - restaurant food can be more expensive when ordering on apps or with food delivery. How to get more for your restaurant dollars.
Grocery Savings: Segment 1
Ask Clark: Segment 2
Food Delivery Upcharges: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Food Is on Sale Again. You Might Still Have Sticker Shock. - The Wall Street Journal.
Walmart, Aldi lowering Thanksgiving dinner prices for holiday season - USA TODAY
4 Insurance Policies You Actually Need (and 6 You Don't)
Chick-fil-A reportedly agrees to $4.4 million settlement over delivery price upcharges -USA TODAY
Do I Need Travel Insurance for Flights? And Should I Buy Separate Insurance for Each Part of My Trip?
Retailers Offer Me Warranties on Everything I Buy Now. Are Any of Them Worth It?
Elliott Report: Home
Wills & Funerals Archives - Clark Howard
Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!Clark.com resources
Episode transcripts
Community.Clark.com
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoicesSponsor Link: Raisin Learn more about your ad choices. Visit megaphone.fm/adchoices

Nov 3, 2023 • 32min
11.03.23 Clark Answers His Critics on Clark Stinks / Deals And Scam Alerts For Veterans
In this episode, the hosts address listener criticisms in Clark Stinks and share upcoming deals for veterans. They discuss limitations and special visa requirements for Americans traveling in Europe. A positive CarMax car buying experience is shared, along with veteran scam alerts. Scams targeting military personnel and veterans are explored, urging caution. A listener shares their bad experience with the PayPal Cashback MasterCard and the trend of card issuers placing holds on credit. They provide tips on avoiding payment issues and touch on level funded health insurance for small businesses.

Nov 2, 2023 • 29min
11.02.23 Two Money Saving Household Tips / Tipping Is Out Of Control
Clark tells you why it may save you money to rethink how you use your dishwasher and washing machine. Also in this episode, we’re getting hit with tip requests from all new places. What are the rules now? Clark shares his ideas about this and some general guidelines.
Saving Water & Energy: Segment 1
Ask Clark: Segment 2
Tipping: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
[The Washington Post] Experts say don’t pre-rinse your dishes. We put that advice to the test.
Best Cash Back Credit Cards With No Annual Fee
Best Travel Credit Cards: Top Rewards Picks for 2023
Best Airline Credit Cards for 2023: Are They Right For You?
A Modern Day Guide to Tipping
Holiday Tipping: Who To Tip and How Much
How to Freeze Your Child's Credit
Submit a complaint | Consumer Financial Protection Bureau
What is a Passport Card? - Travel.gov
Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!Clark.com resources
Episode transcripts
Community.Clark.com
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Nov 1, 2023 • 29min
11.01.23 Vetting Charities / High Quality Furniture - Low Prices
The Season of Giving means donation requests coming from all sides. Clark helps you tell the legit charities from the crooks. Also, you may have noticed that affordable furniture often is not made to last these days. Some items are basically disposable. Get Clark’s take on how to find quality furniture for low prices.
Wise Charitable Giving: Segment 1
Ask Clark: Segment 2
On Furniture: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
How to make sure your donations count when weather disasters strike
Clark.com How To Choose the Best Charities for Your Donations
Clark.com - Car Rentals
Best Investment Companies for Investors in 2023
[The Washington Post] Why furniture got so bad
How To Freeze Your Credit With Experian, Equifax and TransUnion
Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!Clark.com resources
Episode transcripts
Community.Clark.com
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoicesSponsor Link: Raisin Learn more about your ad choices. Visit megaphone.fm/adchoices

Oct 31, 2023 • 32min
10.31.23 Travel Booking Nightmares / Save On Medical Procedures
There’s an industry wide problem in the travel industry. Clark explains the danger you face when searching for travel deals online. Also today, Clark discusses how hospital systems drive up costs and how to save money on medical procedures.
Bogus Travel Sites: Segment 1
Ask Clark: Segment 2
Save On Medical Procedures: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Hotel deals harder to find as third-party travel sites mirror each others' rates
Is Amazon Prime Worth It?
12 Common Amazon Scams To Avoid
Clark Deals - Today's Best Deals of the Day
Are Your Hospital Outpatient Department Costs Too High? A Doctor's Office May Help
How To Open a Roth IRA
How Many Credit Cards Should I Have?
Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!Clark.com resources
Episode transcripts
Community.Clark.com
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Oct 30, 2023 • 29min
10.30.23 Passwords And Your Financial Safety / The Truth About Timeshares
Clark explains what can happen when you use the same password on multiple websites. Also today - Reportedly timeshares are making a comeback among younger travelers. Clark drivers the truth about timeshares
Password Safety: Segment 1
Ask Clark: Segment 2
Timeshares: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
[The Washington Post] Worried about the 23andMe hack? Here’s what you can do.
Car Insurance Archives - Clark Howard
Homeowners Insurance Archives - Clark Howard
Target Date Funds: Clark's Favorite Retirement Investment
How To Sell, Cancel or Get Rid of Your Timeshare
Timeshares - Clark.com
TRICARE Young Adult
Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!Clark.com resources
Episode transcripts
Community.Clark.com
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoicesSponsor Link: Raisin Learn more about your ad choices. Visit megaphone.fm/adchoices

Oct 27, 2023 • 29min
10.27.23 Clark Answers His Critics on Clark Stinks / What To Know About Credit Unions
Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode - New reporting indicates that some credit unions are not behaving in the way that represents their members. Clark explains what you need to know about the superior choice for banking: credit unions.
Clark Stinks: Segments 1 & 2
Credit Unions: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Why You Should Never Mail a Check
Top Travel Deals - Clark Howard
Clark's National Travel Deals - Clark Howard
How much does real estate agent experience matter? Here’s what the data says.
Credit Unions Are Making Money Off People Living Paycheck to Paycheck
Credit Union vs. Bank: What's the Difference?
Virtual Credit Cards: An Online Security Measure Worth Taking?
Elliott Report
Clark.com resources
Episode transcripts
Community.Clark.com
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Oct 26, 2023 • 31min
10.26.23 Retail Mind Games / In A Brutal Housing Market - Strategies For Homebuyers
Fake sales are standard practice but especially abundant during the holiday season. Learn how promotional merchandise works to trick consumers into thinking they’re getting deals & how to tell a real bargain from a fake one. Also today - It’s a brutal housing market for would-be first time buyers. Renting & waiting is a viable alternative. Those needing to go ahead and buy now have more choice from new construction, and several avenues to explore to make a home purchase more affordable, including ARMs & ADUs.
Retail Mind Games: Segment 1
Ask Clark: Segment 2
Home Buying Strategies: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Retailers are using a simple mind trick on you to make their discounts seem bigger than they are
Disney World and Disneyland raise prices for passes and tickets
Google Play - Property Assistant by Flyreel
The Real Reason Why Your Insurer May Not Renew Your Policy
Axios:Charted: Homebuyers' call to ARMs
Tiny Homes Are the Hot New Homeowners’ Accessory - WSJ
How To Buy a House in 9 Steps / Is It Safe To Buy a Home Out of Foreclosure?
Best 529 College Savings Plans By State
Simple Interest vs. Compound Interest: The Main Differences
How to Buy a Used Car in 7 Steps
Clark.com resources
Episode transcripts
Community.Clark.com
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices