The Clark Howard Podcast
Clark Howard
Save more and spend less is more than just a motto for money expert Clark Howard; it’s a way of life. Clark and his crew — Team Clark — are on a mission to empower people to take control of their personal finances by providing money-saving tips, consumer advice, hot deals and economic news to help everyone achieve financial freedom. Clark is a nationally syndicated radio talk show host and a consumer reporter for television stations around the country. His podcast, The Clark Howard Show, receives more than one million downloads each month and is a hub for listeners to get valuable advice on-demand any time. Clark answers questions on the most popular business and consumer topics including; how to buy a cars, financing a home, retirement planning, shopping for insurance and getting the most out of your savings. Join the conversation and submit your question to www.clark.com/askclark . Clark spearheads two free resources — Clark.com and ClarkDeals.com — to encourage consumers to save more, spend less and avoid ripoffs.
Episodes
Mentioned books
Sep 26, 2024 • 32min
09.26.24 Waste Not Want Not - Whatnots / Decisions In The New Era Of Biometrics
Discover how to rethink daily spending habits and uncover money-wasting patterns. The discussion highlights the growing role of biometric technology in ensuring security while raising crucial questions about personal data privacy. Listeners will learn the pros and cons of biometric authentication alongside smart strategies to manage car insurance costs. Finally, practical tips are shared on navigating rising credit card APRs and maintaining financial wellness through proactive credit monitoring.
Sep 25, 2024 • 34min
09.25.24 The Cost of Owning A New Vehicle / Healthcare Spending Vs. Life Expectancy
Discover the surprising rise in costs associated with new vehicle ownership, including daily expenses that might shock you. Learn how the U.S. fares against other countries in healthcare spending versus life expectancy, revealing systemic inefficiencies. Delve into the unique financial challenges posed by electric vehicles and explore consumer concerns like association fees. The discussion also sheds light on healthcare disparities, so you can understand why higher spending doesn’t always equate to better health outcomes.
Sep 24, 2024 • 29min
09.24.24 How To Get A Medical Billing Discount / ATM Safety Warning
Learn how to negotiate medical bills and potentially secure discounts – a vital skill for managing health care costs. They also highlight a rising crime called 'Jugging,' where thieves target victims at ATMs, stressing the importance of safety precautions. Discover smart financial practices and strategies for building credit history among young adults. Plus, hear about the rewarding benefits of refereeing as a side hustle and the need for careful communication regarding financial responsibilities, especially with student loans.
Sep 23, 2024 • 29min
09.23.24 The Most Reliable Used Cars / Apartment Hunting & Renewal Advice
Dive into the world of used cars, where Toyota reigns supreme for reliability. Learn how to navigate the wild landscape of vehicle choices with Consumer Reports ratings in hand. Shift gears to apartment hunting, where savvy renters can score better deals by shopping around. Discover the latest landlord incentives that tempt tenants, but question if those flashy rewards truly pay off. Tune in for practical tips on negotiating rents and renewing leases to get the best bang for your buck!
Sep 20, 2024 • 34min
09.20.24 Clark Answers His Critics on Clark Stinks / Auto Insurance Rate Forecast
Clark, a consumer finance expert, addresses listener critiques in a lively segment called Clark Stinks. He and Christa dive into the sharp rise in auto insurance rates, providing insights on why rates jumped nearly 20% last year and how used car prices influence premiums. They discuss savvy strategies for saving on car insurance and share thoughts on additional coverage options like rental car insurance and umbrella policies. Plus, tips on 529 plans for college savings and the evolving landscape of international payments add extra layers of financial wisdom.
Sep 19, 2024 • 32min
09.19.24 Your Privacy: OptOutPreScreen / First Credit Cards
Discover invaluable tips for mortgage and loan shoppers, focusing on the importance of OptOutPreScreen to minimize unwanted solicitations. Learn how to build credit effectively—especially for young adults and college students—to set a solid financial foundation. Hear expert insights on recognizing the risks of credit cards while managing identity theft and protecting personal information. Plus, explore the pros and cons of national versus local credit unions, ensuring you make informed choices about your financial path.
Sep 18, 2024 • 28min
09.18.24 Hotel Points Devalued / Update: Laundry Detergent Sheets
Clark, a seasoned expert in hotel loyalty programs and consumer products, shares crucial insights on the significant devaluation of hotel points. He explains why brand loyalty is essential for some but not worth it for others. Clark also provides a candid update on laundry detergent sheets, revealing their disappointing performance and urging consumers to reevaluate their choices. Additionally, he discusses travel strategies and the intricacies of trip insurance, offering valuable advice for those looking to optimize their travel experiences.
Sep 17, 2024 • 31min
09.17.24 Back To Basics: SAVE MORE / A New Wave Of Ponzi Schemes
Dive into the crucial topic of saving amidst rising consumer spending. Learn about the alarming trend of decreasing savings rates in America. Explore the dangers of Ponzi schemes and hear real-life examples of scams that have cost investors millions. Discover tips for making informed financial choices, including smart savings strategies and travel communication options. Stay vigilant against investment traps while building a more secure financial future!
Sep 16, 2024 • 34min
09.16.24 The Problem With Gift Cards / Rip Off Alert: ATM Fees
Discover the hidden pitfalls of gift cards, including security risks and the latest protective legislation aiming to prevent scams. Explore the alarming rise of ATM fees, with tips on how to avoid paying excessive charges. Learn about the evolution of ATM usage and why switching to credit unions might save you money. Plus, hear cautionary tales of travel troubles and get insights on making smarter financial choices.
Sep 13, 2024 • 36min
09.13.24 Clark Answers His Critics on Clark Stinks / Real Estate Commission Changes
Clark, a renowned financial expert, tackles changes in real estate commission structures post-antitrust case, empowering buyers with more negotiating power. He clears up confusion about the evolving homebuying landscape, emphasizing the importance of understanding agent compensation. Joining him is Christa, a contributor who shares listener feedback during the 'Clark Stinks' segment, bringing in candid critiques and advice. Together, they shed light on navigating today's complex real estate market and making informed financial choices.
