The Clark Howard Podcast
Clark Howard
Save more and spend less is more than just a motto for money expert Clark Howard; it’s a way of life. Clark and his crew — Team Clark — are on a mission to empower people to take control of their personal finances by providing money-saving tips, consumer advice, hot deals and economic news to help everyone achieve financial freedom. Clark is a nationally syndicated radio talk show host and a consumer reporter for television stations around the country. His podcast, The Clark Howard Show, receives more than one million downloads each month and is a hub for listeners to get valuable advice on-demand any time. Clark answers questions on the most popular business and consumer topics including; how to buy a cars, financing a home, retirement planning, shopping for insurance and getting the most out of your savings. Join the conversation and submit your question to www.clark.com/askclark . Clark spearheads two free resources — Clark.com and ClarkDeals.com — to encourage consumers to save more, spend less and avoid ripoffs.
Episodes
Mentioned books
Oct 10, 2024 • 29min
10.10.24 Safe Saving: An FDIC Update / The Risks Of Seller Financed Mortgages
In a timely update, listeners learn about the risks of 'blended banking' and how to identify fraudulent savings account offers from the FDIC. The discussion highlights the potential pitfalls of seller financing in real estate, particularly with rent-to-own schemes. Insight is provided on the dangers posed by fintech failures and their implications for consumer savings. Additionally, tips are shared on using insurance quote comparisons effectively and the hidden costs of low-priced goods in the modern market.
Oct 9, 2024 • 33min
10.09.24 Becoming A Millionaire - It CAN Happen / A New Tip For Avoiding Fraud
Discover how the average earner can become a millionaire through consistent saving and smart investments. Uncover effective retirement strategies like Roth 401(k)s and index funds. Learn vital tips for protecting your identity in today's digital world, including the importance of managing abandoned online accounts. Explore the alarming rise of identity theft, and hear about real-life scams affecting everyday people. Gain practical advice to safeguard your finances while navigating the complexities of modern technology.
Oct 8, 2024 • 35min
10.08.24 An Honest Conversation About Death and Finance With Jonathan Clements
Jonathan Clements, a financial writer and founder of HumbleDollar.com, candidly discusses his battle with terminal lung cancer. He emphasizes the importance of proactive financial planning and open conversations about death, urging listeners to navigate the emotional complexities of mortality while securing their loved ones' futures. With personal anecdotes and practical advice, Clements highlights the need for clear communication about posthumous wishes and the significance of preparing financial affairs to lighten the burden on heirs.
Oct 7, 2024 • 29min
10.07.24 Health Insurance Claim Denied - Appeal / HOA Pros & Cons
Discover how appealing denied health insurance claims can save you money, with a success story showing the power of advocacy. Dive into the controversial world of homeowners associations, where one man faces fines for offering free water. Weigh the pros and cons of living under HOA rules, including community benefits and potential pitfalls. Plus, learn about preventing identity theft for disabled children and get tips for navigating the complexities of financial advice and home buying.
Oct 4, 2024 • 30min
10.04.24 Clark Answers His Critics on Clark Stinks / Automated Vehicle Safety
Clark tackles public criticism while providing insightful commentary on various financial issues. He discusses the backlash against Sam's Club's membership changes and how that impacts consumer loyalty. Delving into auto insurance, he explains the balance between mileage, road safety, and the significance of umbrella insurance. The conversation also covers exciting advancements in vehicle automation, emphasizing their potential to enhance road safety while addressing safety concerns. Tune in for a mix of critical financial advice and technological optimism!
Oct 3, 2024 • 31min
10.03.24 How To Shop A Mortgage / Dementia Prevention & Treatment Strides
Discover essential tips for navigating mortgage rates and why shorter-term loans may be a smarter choice. Explore the shocking cost of dementia and how proactive measures can potentially reduce its incidence by 45%. Learn about the rise of affordable hearing aids due to new technology and competition, making them more accessible. Plus, get insights on protecting against identity theft, especially concerning children's personal information. Packed with expert advice and helpful resources!
Oct 2, 2024 • 30min
10.02.24 AirTag & Tile Tracking Devices / Energy Production In The U.S.
A resourceful California woman shares her brilliant story of using an AirTag to catch a mail thief in her neighborhood, showcasing the power of tracking devices. The discussion shifts to the best energy sources in the U.S., revealing insightful facts about the transition to renewable energy. Listeners also learn strategies for optimizing college savings accounts and gain investment tips for effectively using inheritances. Practical advice on auto insurance and credit security rounds out the conversation, making for a valuable listen.
Oct 1, 2024 • 29min
10.01.24 ‘Relocation’ Travel Deals / Use ALL Your Vacation Time
Discover creative strategies for saving on travel, including the benefits of renting cars and RVs. Uncover the challenges of navigating large vehicles and the hunt for affordable flights. Clark emphasizes the importance of utilizing vacation days for personal well-being and productivity boosts. Explore credit card cashback tips and the complexities of financial products. A listener grapples with ethical dilemmas around refunds, prompting a discussion on consumer ethics and finding real deals.
Sep 30, 2024 • 28min
09.30.24 Clark Smart Mortgage Moves / Holiday Outlook: Deals & Seasonal Hiring
Discover the latest insights on mortgage rates and refinancing strategies, highlighting the advantages of 15-year loans. Market shifts and oil prices impact consumer behavior, leading to savvy holiday budgeting discussions. Uncover evolving trends in holiday shopping and seasonal employment, alongside tips for navigating the job market and maximizing seasonal hiring opportunities. Plus, learn about tax implications for long-term homeowners and effective streaming solutions to enhance your entertainment experience.
Sep 27, 2024 • 38min
09.27.24 Clark Answers His Critics on Clark Stinks / Tourism Destination Considerations
This installment dives into listener feedback, addressing misconceptions about 529 plan reimbursements. It explores the current state of tourism, noting how Europe is grappling with overwhelming crowds post-pandemic. Clark offers savvy travel planning tips, encouraging exploration of alternatives in Asia and South America. The discussion also touches on budgeting for new parents and highlights the importance of being cautious with discount apps for gas. Lastly, it emphasizes the need for tailored health insurance solutions for early retirees.
