The Clark Howard Podcast
Clark Howard
Save more and spend less is more than just a motto for money expert Clark Howard; it’s a way of life. Clark and his crew — Team Clark — are on a mission to empower people to take control of their personal finances by providing money-saving tips, consumer advice, hot deals and economic news to help everyone achieve financial freedom. Clark is a nationally syndicated radio talk show host and a consumer reporter for television stations around the country. His podcast, The Clark Howard Show, receives more than one million downloads each month and is a hub for listeners to get valuable advice on-demand any time. Clark answers questions on the most popular business and consumer topics including; how to buy a cars, financing a home, retirement planning, shopping for insurance and getting the most out of your savings. Join the conversation and submit your question to www.clark.com/askclark . Clark spearheads two free resources — Clark.com and ClarkDeals.com — to encourage consumers to save more, spend less and avoid ripoffs.
Episodes
Mentioned books
Nov 7, 2024 • 32min
11.07.24 Are You “Doom Spending”? / Be Your Own Health Advocate
A new trend called 'doom spending' among young adults raises eyebrows, driven by a mix of pessimism and anxiety. The discussion touches on its psychological impact and offers a financial perspective to counteract this behavior. Personal health advocacy emerges as a vital theme, emphasizing the need for individuals to take charge of their medical decisions. Real-life experiences, including a poignant story about prostate cancer, highlight the importance of thorough research and self-advocacy in healthcare.
Nov 6, 2024 • 29min
11.06.24 Behind Those Pharmaceutical Ads / Mortgage Payment Strategy
Dive into the world of deceptive pharmaceutical ads that mask serious side effects behind upbeat messaging. Discover why independent medical advice is crucial before trusting these promotions. On the financial front, learn about smart mortgage payment strategies that can save homeowners thousands over time. Extra principal payments might just be your ticket to financial relief, especially in today’s high interest rate environment. Plus, explore the complexities of medical credit and the importance of strategic investment choices.
Nov 5, 2024 • 30min
11.05.24 Shrinkflation: The Marketplace Speaks / Job Interviewing 101
Shrinkflation is back in the spotlight, with some brands responding by reverting to larger package sizes. The podcast tackles how young workers are navigating job interviews in a post-pandemic world, emphasizing the need for adaptability in this new landscape. Listeners gain insights into essential interview skills, including the art of follow-up notes and the importance of fit with company culture. Additional financial tips cover navigating moving logistics and understanding store credit nuances for better consumer decision-making.
Nov 4, 2024 • 31min
11.04.24 INVESTING Update / Just Say NO To These Two Payment Plans
Is the stock market too high for comfort? Discover tips on navigating your investments, including the importance of diversification and dollar-cost averaging. Beware of two payment schemes that can lead you into a financial trap, including 'Buy Now, Pay Later' options that hide fees and interest risks. Learn about Chase Bank's recent changes and how they might affect your payment choices. Plus, get insights on managing credit card fees and affordable healthcare alternatives.
Nov 1, 2024 • 33min
11.01.24 Clark Answers His Critics on Clark Stinks / SAVE MORE on Food Costs
Listeners dive into feedback on past advice, addressing common food spending mistakes. Discover how to save on food costs by comparing home-cooked meals with dining out. Explore strategies for rolling over 401(k)s and managing rising food inflation. Unpack the benefits of discount grocery stores like Aldi and get insights into the lab diamond market. Plus, learn essential app security tips and how to prepare for holiday shopping while maximizing your budget.
Oct 31, 2024 • 31min
10.31.24 Cross-Training In Company Culture / Skilled Trades For The Win
Discover how Home Depot is redefining corporate culture by bringing corporate staff closer to in-store experiences. Learn about high-demand careers in skilled trades like plumbing and electrical work, emphasizing the financial security they offer. Dive into essential tips for young adults about credit management and real estate investments. Plus, hear a cautionary tale about scams targeting aspiring entrepreneurs, promoting legitimate pathways to success. The blend of humor and valuable insights makes for an engaging discussion!
Oct 30, 2024 • 31min
10.30.24 Saving For College - 529 Plans / Auto Insurance Update
Explore the rising costs of college and the burden of student debt while discovering the benefits of 529 savings plans. Learn how to choose the right plan and navigate your financial future. Uncover the recent shifts in auto insurance, understand why premiums are rising, and embrace the good news on the horizon. Find out how to shop for better rates and protect your personal data. Plus, get tips on estate planning to ensure fair asset distribution among family members.
Oct 29, 2024 • 26min
10.29.24 The Debt Trap / Best Used Car Deals
Carrying debt can severely impact your stress levels, career mobility, and even relationships. In the discussion on used cars, there's an emphasis on how electric vehicles are becoming unbeatable deals due to market oversupply. Listeners also get insights on managing travel credits and the potential pitfalls of booking non-refundable hotel rooms. Plus, Clark offers tips on finding the best reliable used car deals while tackling issues like graffiti with innovative security solutions.
Oct 28, 2024 • 24min
10.28.24 Debit Card Risks / Options For Lower Cost Prescriptions
Uncover the hidden risks of using debit cards compared to credit cards, highlighting the lack of consumer protections that could lead to financial headaches. Dive into the changing landscape of pharmacies as big chains close down, discovering affordable alternatives for prescriptions that can save you money. Plus, get insights into financing home repairs intelligently and learn about low-cost phone plans that suit your budget. It's all about smart choices for your wallet!
Oct 25, 2024 • 35min
10.25.24 Clark Answers His Critics on Clark Stinks / What’s In Clark’s Wallet?
Critiques fly in the lively 'Clark Stinks' segment, where listeners chime in on various topics, from personal hygiene to charitable giving. Clark tackles the credit card market war, sharing tips on maximizing rewards and introducing a handy tool for card selection. The discussion flows into the importance of mental health breaks amid the pressures of modern work life. Plus, get insights on travel rewards and even alternatives to hearing aids, ensuring you stay savvy on all fronts!
