The Clark Howard Podcast
Clark Howard
Save more and spend less is more than just a motto for money expert Clark Howard; it’s a way of life. Clark and his crew — Team Clark — are on a mission to empower people to take control of their personal finances by providing money-saving tips, consumer advice, hot deals and economic news to help everyone achieve financial freedom. Clark is a nationally syndicated radio talk show host and a consumer reporter for television stations around the country. His podcast, The Clark Howard Show, receives more than one million downloads each month and is a hub for listeners to get valuable advice on-demand any time. Clark answers questions on the most popular business and consumer topics including; how to buy a cars, financing a home, retirement planning, shopping for insurance and getting the most out of your savings. Join the conversation and submit your question to www.clark.com/askclark . Clark spearheads two free resources — Clark.com and ClarkDeals.com — to encourage consumers to save more, spend less and avoid ripoffs.
Episodes
Mentioned books
8 snips
Jul 25, 2025 • 34min
07.25.25 Clark Answers His Critics on Clark Stinks / Save On Airfares
In this episode, listener feedback sparks a lively discussion in the Clark Stinks segment. Excitingly low transatlantic airfare prices are revealed, with tips on how to reshopping advance bookings can lead to big savings. Unusual travel trends are also explored, including the concept of $5 flights, albeit with a catch. The complexities of tipping on cruises are discussed, offering practical advice for travelers. Plus, learn how to maximize resources like local libraries to cut costs.
25 snips
Jul 23, 2025 • 30min
07.23.25 Assignment: Save On Home Internet / A Big Bank Restart
Discover how to cut costs on your monthly internet bills as competition heats up against cable monopolies. Learn about a major bank, previously labeled as a 'criminal enterprise,' that is pivoting towards a more consumer-friendly approach. Explore insightful tips on navigating financial choices, from home equity agreements to retirement savings plans. Plus, hear about the struggles and triumphs of managing investments and credit in today's economy. Tune in for practical advice that could transform your financial outlook!
11 snips
Jul 22, 2025 • 46min
07.22.25 Ask An Advisor With Wes Moss
Wes Moss, a fiduciary financial advisor, shares his wisdom on common financial myths that can sabotage your wealth. He debunks misconceptions about investing, illustrating how anyone can participate in the stock market without needing wealth. The discussion tackles effective long-term strategies like dollar-cost averaging versus short-term gambling. Listeners are encouraged to reassess their feelings about savings and learn about the benefits of term life insurance. Plus, insights on the unpredictable nature of markets and the value of diversified investments for retirement.
23 snips
Jul 21, 2025 • 34min
07.21.25 SAVE MORE: On Food And On Shipping Packages
Rising food prices are impacting dining habits across America, prompting creative money-saving strategies. Home cooking and membership discounts are key to cutting costs. Meanwhile, shipping challenges highlight the inefficiencies of the Postal Service, with alternatives like Pirate Ship offering affordable solutions. The discussion also touches on the impact of tariffs on appliance prices and the importance of maintaining good credit habits. Expert advice on navigating financial planning also emphasizes the value of fiduciary responsibilities.
9 snips
Jul 18, 2025 • 36min
07.18.25 Clark Answers His Critics on Clark Stinks / Buying An EV
In this episode, Clark faces his critics with a dose of humor while tackling important listener feedback. There’s a deep dive into the electric vehicle market, discussing whether now is the right time to buy an EV before tax credits shift. Insights into credit card changes and the perks of Costco Travel add to the mix, along with a spotlight on the benefits of energy audits and the complexities surrounding pet insurance. Expect practical advice with a light-hearted twist!
16 snips
Jul 16, 2025 • 31min
07.16.25 Retail: Point Of No Returns / The Home Improvement Market Now
The challenges of online retail returns are staggering, with costs nearing a trillion dollars annually. Dishonest customers elevate these issues, prompting retailers to rethink their return policies. Listeners also dive into the current state of the home improvement market, balancing the potential for renovations against economic uncertainty. Practical advice includes safeguarding real estate transactions and comparing vehicle upgrades, all while emphasizing financial planning strategies for a secure future.
22 snips
Jul 15, 2025 • 45min
07.15.25 Ask An Advisor With Wes Moss
Wes Moss, a fiduciary financial advisor and author focusing on retirement strategies, dives into crucial financial topics. He explores the optimal timing for taking Social Security benefits, emphasizing personalized scenarios to maximize payouts. Wes also discusses target date funds, comparing them to TV dinners for their convenience while cautioning that they’re not without flaws. The conversation is lively, covering various listener questions about investment strategies and planning for retirement, making complex topics more accessible.
26 snips
Jul 14, 2025 • 29min
07.14.25 Auto Insurers Tracking Drivers / Gas Station Credit Card Surcharge Surprise
The rising costs of auto insurance take center stage as insurers increasingly track drivers, sometimes without their consent. Discover the ins and outs of usage-based premiums, which can either reward or penalize conscientious drivers. Later, get the scoop on credit card surcharges at gas stations, where surprise fees can hit your wallet hard. Clark argues for transparency in these practices, providing essential info to help you navigate your finances wisely.
8 snips
Jul 11, 2025 • 36min
07.11.25 Clark Answers His Critics on Clark Stinks / For Job Seekers
This discussion dives into listener critiques and the importance of learning from feedback. It offers valuable insights into the current job market, especially for recent graduates, suggesting trades as a viable path. There's a comparison of mutual funds and ETFs, exploring their tax implications. It also highlights secure payment methods and addresses concerns about financial tracking tools. Plus, Clark shares tips on protecting financial data and the benefits of gaining work experience while in school.
14 snips
Jul 9, 2025 • 33min
07.09.25 Cruise Industry Update / Affordable Housing Solutions Are Out There
The cruise industry is experiencing a shift as demand wanes, prompting savvy tips for cheaper travel options and better experiences. Listeners learn how to navigate independent excursions and find budget flights. On the housing front, innovative building techniques from Brooklyn promise to tackle America’s affordable housing crisis. Additionally, urgent advice is given on solar panel installation to maximize savings. The conversation balances travel insights with pressing issues, making for an enlightening and entertaining listen.
