Humans of Fintech

Industry powerhouse and Stash CEO Liza Landsman is in the studio to chat with Nicole about how she’s using FinTech to disrupt the bottleneck between economic sustainability and the average consumer.  Liza unpacks how the average consumer can benefit from Fintech and why, by using less coded, more accessible language, apps like Stash are breaking down barriers and encouraging those in poverty to achieve financial stability.  Plus, Nicole and Liza chat about the importance of representation in the Fintech sector and the psychology behind getting people to save more and buy less.Follow Liza: LinkedIn: https://www.linkedin.com/in/liza-landsman-83138b And if you love listening to Humans of Fintech, please leave me a 5-star review on Rate My Podcast: https://ratethispodcast.com/humansoffintech Thank you so much! You can keep up-to-date with everything Humans of Fintech at https://workweek.com/brand/wtfintech/ And if you’ve enjoyed Humans of Fintech why not try:  Chicks of FinTwitTech UnlockedBreaking BanksFintech Insider0:00 Intro5:20 No Place for Doubt7:32 Making Consumer Finance Accessible10:43 Why Investors Care About Profitability11:41 Does Your Product Make The World a Better Place?14:58 Why Money Matters15:59 Is Fintech Oversaturated?17:18 Taking Baby Steps to Achieve Financial Stability23:42 Words of Advice 26:39 Empowering Women in FinTech33:47 Outro 

What happens when two of the most stellar names in fintech host a virtual event? Time to find out.Nicole Casperson (Fintech is Femme) and Alex Johnson (Fintech Takes) throw open the doors for this community-building online event, tackling the real questions around fintech inclusivity, if B2C fintech is dead (or should be), and how Gen Z and missional values must align when it comes to choosing a career path.Plus you’ll also hear questions from the audience, including the unsexy parts of banking that fintech needs to get into next.Follow Nicole:LinkedIn: linkedin.com/in/nicole-casperson-0820a5133/Twitter: https://twitter.com/nicolecaspersonFollow Alex:LinkedIn: .linkedin.com/in/alexhjohnson/Twitter: https://twitter.com/AlexH_JohnsonAnd if you love listening to Humans of Fintech, please leave me a 5-star review on Rate My Podcast: https://ratethispodcast.com/humansoffintechThank you so much!You can keep up-to-date with everything Humans of Fintech at https://workweek.com/brand/wtfintech/And if you’ve enjoyed Humans of Fintech why not try: Chicks of FinTwit, Tech Unlocked, Breaking Banks or Fintech Insider

In this commentary episode, Nicole gets straight into talking about the topic of the moment: Silicon Valley Bank.Digging below the story, Nicole offers searing analysis on the root causes and asks the important questions.You'll also hear her take on herd mentality and how fintech must do better.And if you love listening to Humans of Fintech, please leave me a 5-star review on Rate My Podcast: https://ratethispodcast.com/humansoffintechThank you so much!You can keep up-to-date with everything Humans of Fintech at https://workweek.com/brand/wtfintech/And if you’ve enjoyed Humans of Fintech why not try: Chicks of FinTwit, Tech Unlocked, Breaking Banks or Fintech Insider

How come they teach math and sex-ed at school but not money?CJ MacDonald is CEO and Founder of Step, the next generation financial services company helping teens and young adults achieve financial independence and knowledge at an earlier age. Nicole and CJ discuss why getting into schools at the earliest age creates the building blocks to financial stability, how savings bonds led to an aha moment, and how it all starts with a bank account.Follow CJ:LinkedIn: https://www.linkedin.com/in/cjmacdonald/Twitter: https://twitter.com/CJMacDonaldAnd if you love listening to Humans of Fintech, please leave me a 5-star review on Rate My Podcast: https://ratethispodcast.com/humansoffintechThank you so much!You can keep up-to-date with everything Humans of Fintech at https://workweek.com/brand/wtfintech/And if you’ve enjoyed Humans of Fintech why not try: Chicks of FinTwit, Tech Unlocked, Breaking Banks or Fintech InsiderTeaching Kids Financial SkillsMoney management is a vital life skill that every individual should possess, yet many people lack it. Financial literacy should be taught in schools to prepare children for financial independence and empower them to make informed financial decisions. Financial education can equip children with the knowledge and skills necessary to budget, save, invest, and avoid debt. In this blog, we will discuss why it is essential to teach children about money and the benefits of financial education. Financial Education Creates Responsible Adults Financial Education Helps Children Develop Critical Thinking Skills Financial Education Teaches Children About Saving and Investing Financial Education Helps Children Avoid Debt In conclusion, financial education is essential for children to become responsible adults who can manage their finances effectively. By teaching children about money management, we can equip them with the knowledge and skills necessary to budget, save, invest, and avoid debt. Financial education can help children develop critical thinking skills and make informed financial decisions. It can also teach them about the importance of saving and investing and how to avoid debt. Therefore, it is imperative to introduce financial education into the school curriculum to prepare children for financial independence and empower them to make informed financial decisions.

Katie agrees to step into the spotlight for this quickfire round of questions.Find out who’s on her fintech soundtrack, the best advice she ever received and so much more in this fireside chat with NicoleFollow Katie:LinkedIn: https://www.linkedin.com/in/katiepalencsar/Twitter: https://twitter.com/damekatiepAnd if you love listening to Humans of Fintech, please leave me a 5-star review on Rate My Podcast: https://ratethispodcast.com/humansoffintechThank you so much!You can keep up-to-date with everything Humans of Fintech at https://workweek.com/brand/wtfintech/And if you’ve enjoyed Humans of Fintech why not try: Chicks of FinTwit, Tech Unlocked, Breaking Banks or Fintech Insider

How do you smash down common misconceptions around female fintech founders? Katie Palencsar is the startup founder turned investor, determined to bring equity into VC investments.Katie is an investor at the Female Innovators Lab Fund within the Anthemis Group, the global platform cultivating change in the financial system by investing in, growing, and sustaining businesses committed to resiliency, transparency, access and equity.Nicole and Katie discuss why she’s hell bent on shattering the misconceptions around female fintech founders, why it’s time to bring men back into the conversation, and how to respond to accusations of sexism.Plus you’ll hear Katie’s advice for anyone who still feels on the outside of the industry and why investors are looking more and more for sustainability in their fintech investments.Follow Katie:LinkedIn: https://www.linkedin.com/in/katiepalencsar/Twitter: https://twitter.com/damekatiepAnd if you love listening to Humans of Fintech, please leave me a 5-star review on Rate My Podcast: https://ratethispodcast.com/humansoffintechThank you so much!You can keep up-to-date with everything Humans of Fintech at https://workweek.com/brand/wtfintech/And if you’ve enjoyed Humans of Fintech why not try: Chicks of FinTwit, Tech Unlocked, Breaking Banks or Fintech InsiderWhy Women Are Smashing Down Barriers In FintechFintech has traditionally been a male-dominated industry, with a lack of diversity in leadership and representation. However, this trend is changing, and women are increasingly breaking down barriers and entering fintech in larger numbers than ever before. In this blog, we'll explore why women are smashing down barriers into fintech.Increased OpportunitiesThe fintech industry is rapidly growing, and with that growth comes increased opportunities for women. As the industry evolves, new job opportunities arise, and women are well-positioned to take advantage of these opportunities. The increased demand for diverse perspectives and experiences means that women are now more valued than ever in fintech.Changing AttitudesSociety's attitudes towards women in the workplace are changing, and fintech is no exception. More and more companies are recognizing the importance of diversity in the workplace, and women are increasingly being welcomed and valued for their contributions. This change in attitudes is leading to more women entering the fintech industry and breaking down traditional barriers.Strong Female Role ModelsWomen who have already made their mark in fintech are serving as strong role models for the next generation of women entering the industry. These role models are inspiring young women to pursue careers in fintech and showing them that success in this industry is achievable.Inclusive Work EnvironmentsFintech companies are becoming more inclusive, with more companies recognizing the importance of creating an inclusive work environment. Inclusive work environments help women feel more valued, leading to increased job satisfaction and career advancement. Inclusive environments are also more attractive to job seekers, making it easier for fintech companies to attract talented women.Innovative SolutionsFintech companies are creating innovative solutions that appeal to a broad range of customers. Women have unique financial needs and preferences, and fintech companies that prioritize diversity and inclusion are better positioned to create solutions that meet the needs of women.In conclusion, women are breaking down barriers in fintech due to increased opportunities, changing attitudes, strong female role models, inclusive work environments, and innovative solutions. The fintech industry is evolving, and women are well-positioned to make significant contributions to its growth and success. As a fintech professional, you can play a role in promoting diversity and inclusion, creating a more welcoming industry for women and other underrepresented groups.

How can your fintech product prioritize inclusion, generate profitability, and serve people who need financial tools?In this quick breakdown Nicole defines what inclusion really means in the space, gives examples from Annie Jean-Baptiste’s best settling book, and how to capture a larger market share by creating more inclusive products for people of color, women and other underrepresented groups.Plus, you’ll also get Nicole’s insights on how Google are building inclusivity into their products at the design stage.And if you love listening to Humans of Fintech, please leave me a 5-star review on Rate My Podcast: https://ratethispodcast.com/humansoffintechThank you so much!You can keep up-to-date with everything Humans of Fintech at https://workweek.com/brand/wtfintech/And if you’ve enjoyed Humans of Fintech why not try: Chicks of FinTwit, Tech Unlocked, Breaking Banks or Fintech Insider

Join Nicole and Alison in this lightning round of questions, covering everything from music to inspirational advice.Get to know Nicole's inspirational podcast guest even better in this 5-minute fireside chat.Follow Alison:LinkedIn: https://www.linkedin.com/in/alisonstaloch/And if you love listening to Humans of Fintech, please leave me a 5-star review on Rate My Podcast: https://ratethispodcast.com/humansoffintechThank you so much!You can keep up-to-date with everything Humans of Fintech at https://workweek.com/brand/wtfintech/And if you’ve enjoyed Humans of Fintech why not try: Chicks of FinTwit, Tech Unlocked, Breaking Banks or Fintech Insider

From medicine to regulations and headlong into Fintech, meet the CFO building a better financial system.Alison Staloch is CFO at Fundrise, America’s largest direct-to-investor alternatives investment platform, since 2012.Nicole and Alison, dig into why a career in medicine left her cold, how she navigated a course through regulations and policy at the US Securities And Exchange Commission, and why Fundrise’s ethos for empowering its customer is her north star.Plus, you’ll also hear the best piece of advice Alison was given and why Fintech outsiders should dive into the industry with no fear.Follow Alison:LinkedIn: https://www.linkedin.com/in/alisonstaloch/And if you love listening to Humans of Fintech, please leave me a 5-star review on Rate My Podcast: https://ratethispodcast.com/humansoffintechThank you so much!You can keep up-to-date with everything Humans of Fintech at https://workweek.com/brand/wtfintech/And if you’ve enjoyed Humans of Fintech why not try: Chicks of FinTwit, Tech Unlocked, Breaking Banks or Fintech InsiderTimestamps:00:00 Intro04:31 When Medicine Fell Flat06:34 Monitoring For Opportunities And Challenges10:06 Bridging The Knowledge Gap15:14 Building A Better Financial System19:01 Being Bullish On Tech21:38 The Importance Of Badass Mentors24:34 A Dire Need For Diversity26:36 Living Out The Desire To Make An Impact32:40 A Message To OutsidersThe Need For Diversity In FintechDiversity is a pressing issue in many industries, and fintech is no exception. Despite the industry's potential for innovation and impact, a lack of diversity can result in limited perspectives and missed opportunities for growth. In this blog, we'll explore the dire need for more diversity in fintech and why it's crucial for the industry's success. Improved Innovation and Problem-Solving Better Customer Understanding Enhanced Reputation Better Employee Retention and Recruitment Ethical Responsibility In conclusion, the need for more diversity in fintech is dire. By prioritizing diversity, fintech companies can improve innovation, customer understanding, reputation, employee retention and recruitment, and ethical responsibility. As a fintech professional, investing in diversity and inclusion initiatives can help you build a successful and fulfilling career while also contributing to the industry's success.

Vered is under the spotlight in this quickfire round of questions.Discover her fintech soundtrack, the best advice she ever received and more in this fireside chat with Nicole.Follow Vered: LinkedIn: https://www.linkedin.com/in/veredfrank/You can keep up-to-date with everything Humans of Fintech at https://workweek.com/brand/wtfintech/And if you’ve enjoyed Humans of Fintech why not try: Chicks of FinTwit, Tech Unlocked, Breaking Banks or Fintech InsiderThank you so much!