Humans of Fintech

What does the future of embedded finance look like in countries experiencing a financial revolution, with cultural norms so different from our own?General Manager to Helix, Ahon Sarkar, chats with Humans of Fintech host Nicole Casperson about the homogeneity of cultural spending across the world, including the rising appetite for greater access to wealth management in India, South Korea, and India. Plus, Ahon and Nicole discuss the challenges niche embedded finance companies face in creating a sustainable business model and generate a few potential solutions to solve the drop-off problem. 0:00 Intro7:10 Nerd Moments in Taiwan11:10 Cultural Differences16:20 Niche Play and Adjacencies22:51 Survival of the Fittest32:41 International Embedded Finance40:00 Intraregional Cooperation44:10 Fintech’s Future Follow Ahon:  LinkedIn: https://www.linkedin.com/in/ahonsarkar/ Follow Nicole: LinkedIn: linkedin.com/in/nicole-casperson-0820a5133/Twitter: https://twitter.com/nicolecasperson And if you love listening to Humans of Fintech, please leave me a 5-star review on Rate My Podcast: https://ratethispodcast.com/humansoffintech Thank you so much! You can keep up-to-date with everything Humans of Fintech at https://workweek.com/brand/wtfintech/ And if you’ve enjoyed Humans of Fintech why not try: Chicks of FinTwit, Tech Unlocked, Breaking Banks or Fintech Insider

We get it, we get it. When you hear the word “OnlyFans,” feminism isn’t exactly the first word that comes to mind. Keily Blair, CEO of OnlyFans, is here to explain why it should.In this live event, she and Nicole discuss the implications of fintech being a predominantly male industry and why the inclusion of women throughout the design process is so important. Then, Keily explains how OnlyFans is ensuring that women have an equal seat at the table, from the C-Suite down and how the $250 billion creator economy is presenting new challenges to the way we think about traditional finance.Trust us, when we say that this episode is a fascinating ride! Follow Keily: LinkedIn: https://www.linkedin.com/in/keilyblair/ Follow Nicole:LinkedIn: linkedin.com/in/nicole-casperson-0820a5133/Twitter: https://twitter.com/nicolecasperson And if you love listening to Humans of Fintech, please leave me a 5-star review on Rate My Podcast: https://ratethispodcast.com/humansoffintech Thank you so much! You can keep up-to-date with everything Humans of Fintech at https://workweek.com/brand/wtfintech/ And if you’ve enjoyed Humans of Fintech why not try: Chicks of FinTwit, Tech Unlocked, Breaking Banks or Fintech Insider

How much money do you need to have a child? What, exactly, should your finances look like before you consider buying a house? How much should you save for a wedding?  You shouldn’t have to pay $1000 or more to find out the answers to these questions from a financial planner— and Emily Luk, CEO and Co-Founder of Plenty, has designed the first platform designed with couples' finances in mind.She and Nicole chat about the current state of wealth management for couples and how, with over 65% of millennial couples partnering up, it’s more relevant than ever before. Emily explains her journey to developing Plenty and what she hopes will be the start of greater access to wealth management planning for demographics of all kinds.  Get Early Access to Plenty: https://www.withplenty.com Follow Emily: LinkedIn: https://www.linkedin.com/in/emilylukca/ Follow Nicole:LinkedIn: linkedin.com/in/nicole-casperson-0820a5133/Twitter: https://twitter.com/nicolecasperson And if you love listening to Humans of Fintech, please leave me a 5-star review on Rate My Podcast: https://ratethispodcast.com/humansoffintech Thank you so much! You can keep up-to-date with everything Humans of Fintech at https://workweek.com/brand/wtfintech/ And if you’ve enjoyed Humans of Fintech why not try: Chicks of FinTwit, Tech Unlocked, Breaking Banks or Fintech Insider

In this live event, Nicole sits down with Tracey Davies (President of Money20/20) and Scarlett Sieber (Chief Strategy and Growth Officer at Money20/20) to talk about their unique experiences within the fintech industry. What are the gaps in diversity and inclusion they’ve been witness to, and what are they doing to ensure their platform is used to progress the industry forward? Nicole also chats with Scarlett and Tracey about why having a psychological safety net at work helps companies to take advantageous risks and why the cult of perfection stops companies from doing more than they’re capable of. Plus, how is Tracey’s organization, RiseUp, helping women in fintech to develop broader professional networks? You want to miss this empowering chat! Follow Tracey: LinkedIn: https://www.linkedin.com/in/traceyd/?originalSubdomain=uk Follow Scarlett: LinkedIn: https://www.linkedin.com/in/scarlettsieber/ Follow Nicole:LinkedIn: linkedin.com/in/nicole-casperson-0820a5133/Twitter: https://twitter.com/nicolecasperson And if you love listening to Humans of Fintech, please leave me a 5-star review on Rate My Podcast: https://ratethispodcast.com/humansoffintech Thank you so much! You can keep up-to-date with everything Humans of Fintech at https://workweek.com/brand/wtfintech/ And if you’ve enjoyed Humans of Fintech why not try: Chicks of FinTwit, Tech Unlocked, Breaking Banks or Fintech Insider

On today’s pod, Nicole and guest speaker, Katie Perry, GM of B2B for the fintech app Public, are breaking down the biggest misconceptions surrounding B2C in fintech.Is B2C in Fintech still alive and thriving? What are the advantages of having a diversified perspective in the fintech market? And how can we build a better industry by encouraging women to break down barriers and fill leadership positions within the B2C community? Plus, find out how Public is aiming to make investing more accessible by providing education and context to empower their users to make more informed decisions. Follow Katie: LinkedIn: https://www.linkedin.com/in/katherineperry/Twitter: https://twitter.com/katieeperry?lang=en Follow Nicole:LinkedIn: linkedin.com/in/nicole-casperson-0820a5133/Twitter: https://twitter.com/nicolecasperson And if you love listening to Humans of Fintech, please leave me a 5-star review on Rate My Podcast: https://ratethispodcast.com/humansoffintech Thank you so much! You can keep up-to-date with everything Humans of Fintech at https://workweek.com/brand/wtfintech/ And if you’ve enjoyed Humans of Fintech why not try: Chicks of FinTwit, Tech Unlocked, Breaking Banks or Fintech Insider 

Did you know that studies show female-founded startups yield higher profits and sell a year earlier than male-founded companies? In this live event, Nicole speaks with CNBC Senior Correspondent Julia Boorstin about her latest book, “When Women Lead.” Julia’s book covers groundbreaking and deeply researched studies revealing the common characteristics that help top female leaders thrive in the workplace, and she’s breaking them down live.Then, stay tuned for a round of audience-fielded questions. Buy Julia’s Book, “When Women Lead”:https://www.amazon.com/exec/obidos/ASIN/1982168218 Follow Julia: www.juliaboorstin.comLinkedIn: https://www.linkedin.com/in/juliaboorstin/ Follow Nicole:LinkedIn: linkedin.com/in/nicole-casperson-0820a5133/Twitter: https://twitter.com/nicolecasperson And if you love listening to Humans of Fintech, please leave me a 5-star review on Rate My Podcast: https://ratethispodcast.com/humansoffintech Thank you so much! You can keep up-to-date with everything Humans of Fintech at https://workweek.com/brand/wtfintech/And if you’ve enjoyed Humans of Fintech why not try: Chicks of FinTwit, Tech Unlocked, Breaking Banks or Fintech Insider

How can we account for the messiness of human beings when designing fintech apps? New York Times bestselling author and Chief Behavioral Officer to Orion, Daniel Crosby, stops by the studio to chat with Nicole about behavioral finance and the role it plays in fintech.  As a former Ph.D. psychology grad, Daniel’s knowledge of the role that human behavior plays in financial decisions is second to none. He explains how we can use those behavioral decisions to help people spend money in ways that will incite joy instead of judgment and to destigmatize the financial struggles around money that are so commonplace. Plus, can you name the top three worries most Americans have in their daily lives? Hint: they all have to do with money.  Follow Daniel: LinkedIn: https://www.linkedin.com/in/danielcrosby/ Buy Daniel’s Books: The Behavioral InvestorThe Laws of Wealth Follow Nicole:LinkedIn: linkedin.com/in/nicole-casperson-0820a5133/Twitter: https://twitter.com/nicolecasperson And if you love listening to Humans of Fintech, please leave me a 5-star review on Rate My Podcast: https://ratethispodcast.com/humansoffintechThank you so much!You can keep up-to-date with everything Humans of Fintech at https://workweek.com/brand/wtfintech/ And if you’ve enjoyed Humans of Fintech why not try: Chicks of FinTwit, Tech Unlocked, Breaking Banks or Fintech Insider

In this special episode sponsored by the embedded fintech products platform, Array, Nicole chats with founder Martin Toha about how Array is building a platform to help both clients and their customers own their financial future.Plus, Nicole and Martin also dive into an important conversation around why an intentional, early investment in diversity, equity, inclusion, and belonging (DEIB) can drive impact and value internally and externally.   Want to know how to make DEIB part of your organization’s DNA? Tune in to find out! Follow Array: Website: https://array.comTwitter: https://twitter.com/ArrayPlatformInstagram: https://www.instagram.com/arrayplatform/LinkedIn: https://www.linkedin.com/company/array-io/ Follow Martin:LinkedIn: https://www.linkedin.com/in/martintoha/ Follow Nicole:LinkedIn: https://www.linkedin.com/in/nicole-casperson-0820a5133/Twitter: https://twitter.com/nicolecaspersonIf you want to learn more about bringing value to your business and the fintech Market check out the Report the Array team and I have put together!

 Did you know that 1 in every 124 Asian women in the workplace is a leader vs. 1 in every 50 white males?  Liang Zhao, CEO of the marketing consulting agency, Vansary, does, and that’s why she’s making it her personal mission to ensure underrepresented groups have an equal seat at the leadership table.  Liang sits down to speak with Nicole about what her experience as an Asian American has been like in the fintech space, including why the culture of internalization has made it difficult for Asian Americans to recognize when they’re being shortlisted and how fintech needs to work harder to build a more inclusive and sustainable future.  Plus, find out how Vansary is working with female founders, minority-owned businesses, and allies within the financial sector to help underrepresented groups find their leadership voice. Follow Liang: LinkedIn: https://www.linkedin.com/in/liang-zhao-7167851a/ Follow Nicole: LinkedIn: linkedin.com/in/nicole-casperson-0820a5133/Twitter: https://twitter.com/nicolecasperson And if you love listening to Humans of Fintech, please leave me a 5-star review on Rate My Podcast: https://ratethispodcast.com/humansoffintech Thank you so much! You can keep up-to-date with everything Humans of Fintech at https://workweek.com/brand/wtfintech/ And if you’ve enjoyed Humans of Fintech why not try: Chicks of FinTwit, Tech Unlocked, Breaking Banks or Fintech Insider 

If you’re creating a fintech product that serves everyone but don’t have people building it who represent the groups you’re trying to help, how do you ever expect it to succeed? In this live event, Nicole talks with Phenomenal Ventures’ Co-Founder, Helen Min, about her thoughts on fintech’s biggest problems, including the lack of representation for women within the fintech community. She also shares why you should double down on telling your brand’s story through consistent messaging and explains why verticalized fintech applications are something to get excited about. Follow Helen: LinkedIn: https://www.linkedin.com/in/helenmin/ Follow Nicole:LinkedIn: linkedin.com/in/nicole-casperson-0820a5133/Twitter: https://twitter.com/nicolecasperson And if you love listening to Humans of Fintech, please leave me a 5-star review on Rate My Podcast: https://ratethispodcast.com/humansoffintech Thank you so much! You can keep up-to-date with everything Humans of Fintech at https://workweek.com/brand/wtfintech/ And if you’ve enjoyed Humans of Fintech why not try: Chicks of FinTwit, Tech Unlocked, Breaking Banks or Fintech Insider