Pizza and Property

This week, the banking regulator APRA introduces home loan caps to tackle high-debt lending. The cap limits banks to only 20% of new loans with high debt-to-income ratios. Meanwhile, over 82,000 houses sit stalled due to missing infrastructure like sewer and roads, attributed to government coordination issues. Additionally, South Australia discusses plans to phase out stamp duty, sparking debates about potential revenue losses. It's a packed week in Australian property investing news!

Raj Sarin, a seasoned mortgage broker from Equity Finance Solutions, joins Todd Sloan to delve into the hot topic of 40-year mortgages in Australia. They explore whether these long-term loans are a game-changer for first-home buyers facing soaring property prices. Raj highlights how they can increase borrowing capacity and potential savings, but also warns of hefty long-term interest costs. Listeners will learn about the evolving lending landscape and the importance of strategizing financing before diving into property details.

Vince Iannuzzelli, a seasoned accountant and financial advisor, discusses the shifting financial landscape in Australia. He argues we're facing a spending crisis rather than a cost-of-living one, highlighting how consumer habits have evolved across generations. Vince offers practical advice on saving and building equity, outlining the dangers of government deposit schemes that inflate housing prices. He stresses the importance of investing wisely in superannuation and shares essential strategies for young buyers to navigate the market effectively.

What's happening in property investing news this week in Australia? It's time to find out! We remove all the fluff to bring a neatly packaged news show, designed to keep you on the ball as an Australian Property Investor. Let's see what's making property news headlines this week in Australia. 🍕🏠 We want to hear your investor story! So if you've experienced something that you know other investors can learn a thing or two from, click the link below and let us know. 🍕🏠 👉 https://pizzaandproperty.com.au/investor-story 👈 If you'd like to be flown into the Pizza & Property Studio, put up for a night's accommodation, have dinner with Todd Sloan, and have a team of carefully chosen property investing experts help you get unstuck, click the link below and tell us why you're stuck, and you could be our next UN-Stuck Yourself winner! 👉👉 https://pizzaandproperty.com.au/unstuck-yourself 👈👈 Support our amazing show sponsors: Rob Flux: 👉👉👉https://developernetwork.com.au/events Investor Kit 👉👉👉 https://www.investorkit.com.au/ Story 1: New tax rules could cost holiday home owners thousands 18 November 2025 Written by: Kaylee Cranley (Real Estate Reporter) Link: https://www.realestate.com.au/news/new-tax-rules-could-cost-holiday-home-owners-thousands/ Story 2: 'Massive reform': New laws will lock in pre-auction honesty 20 November 2025 Written by: Aisha Dow (Investigative journalist with The Age) Link: https://www.theage.com.au/national/massive-reform-new-laws-will-lock-in-pre-auction-honesty-20251119-p5ngle.html Story 3: Strata overhaul reaches final milestone as fourth reform bill is introduced to NSW Parliament 19 November 2025 Written by: NSW Government (nsw.gov.au) Link: https://www.nsw.gov.au/ministerial-releases/strata-overhaul-reaches-final-milestone-as-fourth-reform-bill-introduced-to-nsw-parliament Want more help understanding how to buy property faster and for less? Get your copy of Todd Sloan's book today: Booktopia: https://www.booktopia.com.au/australia-s-home-buying-guide-todd-sloan/book/9780648980490.html?source=pla&zsrc=go-nz-allstock&gclid=Cj0KCQjwnJaKBhDgARIsAHmvz6f55Kw-l0pKCn0DMNj0TND2qN863sQQR56p98sXAjOUgBQSpwDDQ0waAtLsEALw_wcB Dymocks: https://www.dymocks.com.au/book/australias-home-buying-guide-by-todd-sloan-9780648980490?gclid=Cj0KCQjwnJaKBhDgARIsAHmvz6etuq25nQ2CSirN8z-UHAIshbp5MxeuD7ECMvs5Oghg2Pab34Fyl0QaAuQhEALw_wcB YouTube Pizza & Property: https://www.youtube.com/channel/UCgXX6ibW7WEFbWkf-jslDvQ?view_as=subscriber Facebook Pizza & Property: https://www.facebook.com/Pizza-and-Property-2111096335696398/?modal=admin_todo_tour ASK YOUR LISTENER QUESTION BY VISITING THE WEBSITE BELOW Website: https://www.pizzaandproperty.com/ Disclaimer: All discussions are general in nature and should never be considered financial advice, please seek your own professional financial advice. The content displayed on the website, podcast, and blog is the intellectual property of the Pizza and Property. You may not reuse, republish, or reprint such content without our written consent.

Oliver Jackson, a property professional and renovator, joins Todd Sloan to dissect a neglected home and explore its renovation potential. They share insights on quick feasibility checks to avoid costly mistakes. Oliver breaks down specific areas like bedrooms, kitchens, and bathrooms, offering practical cost estimates and renovation strategies. They also highlight the dangers of structural issues, such as subsidence, and how to swiftly assess profit scenarios to ensure a savvy investment. It's a must-listen for aspiring renovators!

Oliver Cheung, a property-investor architect known for cost-effective renovations, joins Todd Sloan to explore how to efficiently renovate a Melbourne bathroom for just $12,000. They unveil a 10-step framework that boosts property value and tenant satisfaction. Key topics include reclaiming space by altering layouts, sourcing affordable fixtures, and navigating unexpected issues during demolition. With practical advice on plumbing placements and final touches, this discussion is a treasure trove for anyone looking to maximize their renovation impact.

What's happening in property investing news this week in Australia? It's time to find out! We remove all the fluff to bring a neatly packaged news show, designed to keep you on the ball as an Australian Property Investor. Let's see what's making property news headlines this week in Australia. 🍕🏠 We want to hear your investor story! So if you've experienced something that you know other investors can learn a thing or two from, click the link below and let us know. 🍕🏠 👉 https://pizzaandproperty.com.au/investor-story 👈 If you'd like to be flown into the Pizza & Property Studio, put up for a night's accommodation, have dinner with Todd Sloan, and have a team of carefully chosen property investing experts help you get unstuck, click the link below and tell us why you're stuck, and you could be our next UN-Stuck Yourself winner! 👉👉 https://pizzaandproperty.com.au/unstuck-yourself 👈👈 Support our amazing show sponsors: Rob Flux: 👉👉👉https://developernetwork.com.au/events Story 1: NSW Planning System Reform Bill passes Parliament 12 November 2025 Written by: NSW Government Link: https://www.nsw.gov.au/ministerial-releases/nsw-planning-system-reform-bill-passes-parliament Story 2: Real estate agents may have to include price guides on all NSW listings 'so buyers don't waste their time' 13 November 2025 Written by: Catie McLeod (Consumer affairs reporter - The Guardian) Link: https://www.theguardian.com/australia-news/2025/nov/12/nsw-underquoting-laws-real-estate-agents-face-110000-fine Story 3: Westpac says Labor's expanded first home buyers scheme saw 150% jump in loan applications Written by: Luca Ittimani and Jonathan Barrett (Business and economics Reporter and Editor - The Guardian) Link: https://www.theguardian.com/australia-news/2025/nov/03/westpac-labor-housing-deposit-scheme-jump-in-loan-applications Want more help understanding how to buy property faster and for less? Get your copy of Todd Sloan's book today: Booktopia: https://www.booktopia.com.au/australia-s-home-buying-guide-todd-sloan/book/9780648980490.html?source=pla&zsrc=go-nz-allstock&gclid=Cj0KCQjwnJaKBhDgARIsAHmvz6f55Kw-l0pKCn0DMNj0TND2qN863sQQR56p98sXAjOUgBQSpwDDQ0waAtLsEALw_wcB Dymocks: https://www.dymocks.com.au/book/australias-home-buying-guide-by-todd-sloan-9780648980490?gclid=Cj0KCQjwnJaKBhDgARIsAHmvz6etuq25nQ2CSirN8z-UHAIshbp5MxeuD7ECMvs5Oghg2Pab34Fyl0QaAuQhEALw_wcB YouTube Pizza & Property: https://www.youtube.com/channel/UCgXX6ibW7WEFbWkf-jslDvQ?view_as=subscriber Facebook Pizza & Property: https://www.facebook.com/Pizza-and-Property-2111096335696398/?modal=admin_todo_tour ASK YOUR LISTENER QUESTION BY VISITING THE WEBSITE BELOW Website: https://www.pizzaandproperty.com/ Disclaimer: All discussions are general in nature and should never be considered financial advice, please seek your own professional financial advice. The content displayed on the website, podcast, and blog is the intellectual property of the Pizza and Property. You may not reuse, republish, or reprint such content without our written consent.

Blue Chip VS Blue Collar: Winning Property Investment Strategy! Is investing in blue chip properties really the safest bet, or could blue collar suburbs deliver better returns for the everyday investor? In this episode of our podcast, host Todd Sloan is joined by property expert Gilbert Melgar to dive into the ongoing debate of blue chip versus blue collar property investing. With over 20 years of discussion surrounding this topic, they aim to unpack the data and provide insights that could help investors make informed decisions. Todd and Gilbert explore key factors such as price points, rental yields, and long-term capital growth. They discuss how blue chip properties typically start at around $1.5 million, while blue collar options are more accessible, ranging from $400,000 to $800,000. The conversation highlights the significant differences in cash flow, with blue collar properties often providing better rental yields, which can be crucial for average Aussie investors looking to build a portfolio. Tune in for a thought-provoking discussion that could reshape your approach to property investing! 🍕🏠 We want to hear your investor story! So if you've experienced something that you know other investors can learn a thing or two from, click the link below and let us know. 🍕🏠 👉 https://pizzaandproperty.com.au/investor-story 👈 If you'd like to be flown into the Pizza & Property Studio, put up for a night's accommodation, have dinner with Todd Sloan, and have a team of carefully chosen property investing experts help you get unstuck, click the link below and tell us why you're stuck, and you could be our next UN-Stuck Yourself winner! 👉 https://pizzaandproperty.com.au/unstuck-yourself 👈 Get in touch with our amazing episode contributors & sponsors: Come visit Suburbs Finder to use their wide range of tools: 👉👉👉 https://www.suburbsfinder.com.au/ Oliver Cheung: https://www.insighto.com.au/ Check out Rob Flux: https://developernetwork.com.au/events Talk to Arjun Paliwal & InvestotKit's team of experts today! 👉👉👉https://www.investorkit.com.au/ Want more help understanding how to buy property faster and for less? Get your copy of Todd Sloan's book today: Booktopia: https://www.booktopia.com.au/australia-s-home-buying-guide-todd-sloan/book/9780648980490.html?source=pla&zsrc=go-nz-allstock&gclid=Cj0KCQjwnJaKBhDgARIsAHmvz6f55Kw-l0pKCn0DMNj0TND2qN863sQQR56p98sXAjOUgBQSpwDDQ0waAtLsEALw_wcB Dymocks: https://www.dymocks.com.au/book/australias-home-buying-guide-by-todd-sloan-9780648980490?gclid=Cj0KCQjwnJaKBhDgARIsAHmvz6etuq25nQ2CSirN8z-UHAIshbp5MxeuD7ECMvs5Oghg2Pab34Fyl0QaAuQhEALw_wcB YouTube Pizza & Property: https://www.youtube.com/channel/UCgXX6ibW7WEFbWkf-jslDvQ?view_as=subscriber Facebook Pizza & Property: https://www.facebook.com/Pizza-and-Property-2111096335696398/?modal=admin_todo_tour ASK YOUR LISTENER QUESTION BY VISITING THE WEBSITE BELOW Website: https://www.pizzaandproperty.com/ Disclaimer: All discussions are general in nature and should never be considered financial advice, please seek your own professional financial advice. The content displayed on the website, podcast, and blog is the intellectual property of Pizza and Property. You may not reuse, republish, or reprint such content without our written consent.

Jeremy Iannuzzelli, a property accountant and tax expert from Paradium Partners, shares invaluable insights on property taxation in Australia. He breaks down what you can claim when buying, holding, and selling investment properties. Listeners learn the significance of cost base rules, the treatment of buyer's agent fees, and the impact of proper record-keeping. Jeremy stresses that meticulous planning can ease estate matters and optimize tax efficiency. This jargon-free conversation is a must for any property investor!

This week in Australian property news, automatic FIRB approvals could unlock significant global investment, boosting the economy. A new bill in Victoria aims to ease rental pressures with a portable bond scheme and bans on application fees. The Greens push for a Senate inquiry into the capital gains tax discount, raising questions about housing affordability. Tune in for these insights and stay informed on crucial property developments!