Pizza and Property Ep 319: The Accountant of Billionaires - with Vince Iannuzzelli & Todd Sloan
Nov 22, 2025
Vince Iannuzzelli, a seasoned accountant and financial advisor, discusses the shifting financial landscape in Australia. He argues we're facing a spending crisis rather than a cost-of-living one, highlighting how consumer habits have evolved across generations. Vince offers practical advice on saving and building equity, outlining the dangers of government deposit schemes that inflate housing prices. He stresses the importance of investing wisely in superannuation and shares essential strategies for young buyers to navigate the market effectively.
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Cheap Goods Changed Spending Habits
- Globalisation (China's low‑cost labour) made consumer goods far cheaper and increased spending on convenience and consumption.
- Vince argues this shift created a 'spending crisis' that undermines saving and deposit formation for property.
Start Building Equity From Day One
- Start building equity from your first pay packet by saving a set percentage instead of 'saving later'.
- Vince suggests treating income as lower and putting away 10–20% to force the habit and grow net worth.
Use Super As A Structure, Not The Only Play
- Treat superannuation as a structure, not a single investment, and check exactly where funds are invested.
- Use super as one pillar of retirement while maintaining property and shares outside super for diversification.