Real Money Talks

On today’s episode, I am joined by Eileen E. Galbraith also known as the Credit Gal.  We are going to talk about your credit, business funding, and ways to fix your finances right away. Eileen E. Galbraith is your Savvy Credit Business Woman, aka The Credit Gal. She works with individuals and small business owners, specifically with those who are seeking to grow their business. Entrepreneurs hire her to maximize their capital because most are turning over couch cushions to invest in their business, putting their families, credit, and growth at risk. So, she positions them to get the money they need, protect their assets, and leverage their genius.  In this episode, we start out talking about personal credit because it is the foundation.  We talk about optimizing your own personal credit to build your business credit.  Eileen talks about beginning steps to make your business official so you can become a fundable and creditable business.   Show Notes: [00:58] Eileen E. Galbraith is your Savvy Credit Business Woman, aka The Credit Gal. [01:27] The very first thing you want to do is get a copy of your personal credit report and continue to get your credit report every year. 78% of credit reports are wrong.    [02:01] Your credit follows you everywhere.   [03:39] You want to make sure your personal data is correct and optimize these areas.  [04:02] After you verify your personal information you then need to check all your accounts are reporting properly.  [04:58] Once we have maximized your credit report, we look at if there are any ways to optimize your credit score.  [05:59] Your FICO credit score goes from 300 to 850.  [06:22] You want to make sure your business is fundable and creditable.  You also need to be incorporated around your EIN.  [07:28] Then open your business checking account using your business documentation and EIN right away.  [07:52] The underwriting guidelines say your business opened the day you opened your business checking account.     [10:12] 35% of your FICO score is how you pay your bills.   [10:55] Your goal should be to use less than 20% of the credit you have available.  [11:57] There is only one determining factor for business credit and that is how you pay your bills.   [12:50] You want to have a D-U-N-S number for your business.   [15:04] The beauty of business credit is that you can get the business credit lines and credit cards without personally guaranteeing them.  If someone comes to sue your business they can’t come after you on a personal side.   [16:58] Eileen recommends three to six months of reserves in your personal and business world.   [18:12] The more address you have listed on your credit report the harder it is for the underwriting to get your qualified.  The goal is to have two addresses.  [19:04] Your bank account should be set up in the name of your corporation. [20:36] Many use a personal credit card in the beginning before they transfer that to a business credit card and that can be used to verify funds.  [22:27] You can dispute anything that is inaccurate, misleading, or erroneous on your credit report.  There is a process to follow to dispute something.  [24:13] It does take time to reverse errors on your credit report.  Prior to COVID dispute letters had to be responded to within 30 days. Since COVID they have a 45-day window to respond back.  [26:37] When you join a network marketing company you want to start an entity as soon as you can. You also want to set up the business checking account and all the commissions should go into this account.  Any expenses should go through that same account. [28:04] You can text or call Eileen to book a free 30-minute consult at (610) 609-1526 or eileen@thecreditgal.com [28:55] Entrepreneurs don’t realize how important it is to establish their business in the name of their business and how much it can benefit them. It is something you want to start now instead of later because it is going to give you so many more options to grow your business.   Links and Resources: Ask Loral App Loral on Facebook Loral on YouTube Loral on LinkedIn Money Rules Millionaire Maker Store The Credit Gal Website Eileen on LinkedIn Annual Credit Report  

Every week we interview world leaders in different categories and in this episode we are talking about one of my favorites… cannabis.  We are going to talk about what’s beyond the mainstream.  Mainstream knows a lot about cannabis not only from a use standpoint but also from a financial standpoint. Cannabis is going to become one of the greatest asset classes many countries have ever seen.   Joseph is joining me in this conversation.  He has been in the industry since he was a teenager.  He is currently leading a huge project in Hawthorne, Nevada.   In this episode, we talk about the different types of cannabis including the classifications.  We also taught about the medicinal value and numerous medicinal benefits without side effects.  Joseph shares a ton of information that will be beneficial if you are considering adding this as one of your asset classes.   Show Notes: [01:04] Cannabis is going to become one of the greatest asset classes many countries have ever seen.   [01:49] Since you can’t learn about cannabis in college Joseph attributes his success to his great mentors.   [03:16] Joseph got to where he is today by having great mentors, working with great people, and taking the leap to work for himself.   [04:21] In 2009, he moved to Colorado to grow cannabis with his wife.  He wanted to create his own wealth.   [05:01] Once he learned about the huge medicinal benefits and the relief people received, his perspective switched and his business became all about helping people.   [06:47] The mainstream is not really talking about the medicinal value of cannabis including the ability to use cannabis daily without the side effects.   [07:40] There are over 450 compounds in these plants and they are still constantly learning more.      [09:21] Everything is a hybrid. There are many different varieties.  [10:51] They can grow hemp for fiber or grain or CBD oil.    [11:45] There is an observation classification (narrow-leaf or broad-leaf) and a drug type classification.   [12:58] Everybody is trying to find their place in the industry.   [14:38] Tricrops have fiber, grain, and CBD.  [15:36] The seeds have many uses including food and feed for animals.  [15:52] In World War II we needed rope and people were subsidized to grow hemp for the government so we could go to war.  Then it just vanished.  They changed the law and made it illegal.   [17:41] Cannabis relieves cravings and helps with addiction and withdrawals.   [18:20] Cannabis can replace that desire and addiction and you are functional.   [19:22] Joseph shares how cannabis has helped in his life with addictions and injuries.   [21:38] There is a ton of misinformation about cannabis.   [23:09] He shares about the impact on seizures even in children. Research in Israel is backing this up.   Links and Resources: Ask Loral App Loral on Facebook Loral on YouTube Loral on LinkedIn Money Rules Millionaire Maker Store Dr. Dedi Meiri - Cannabinoid research in Israel Robert Clarke  

This is another special COVID-19 marketplace awareness broadcast. We are the place to keep you up to date on what is going on in the market. Specifically for entrepreneurs who need to make money in this ever-changing time, come here with any questions you have and we will have or find the answers.  We will continue to bring you amazing experts that share their expertise and perspective on what is going on in the market today.  Today I am joined by Fuquan Bilal.  Fuquan is the founder and CEO of NNG. Fuquan Bilal founded NNG in 2012 with the principal mission of capitalizing on the growing supply of mortgage notes in the interbank marketplace. Mr. Bilal utilizes his 20 years of residential and commercial real estate success to identify real estate opportunities and capitalize on them. To date, he has successfully managed three private mortgage note funds that primarily invest in single-family performing and non-performing mortgage notes. His financial acumen and proprietary set of investment criteria enable him to purchase under-performing real estate assets at a deep discount of face and market values, thereby increasing the value of the assets. This, coupled with his ability to maximize the use of leverage, enables him to build strong, secured portfolios with solid passive income flows. Fuquan effectively hedges investors' risk by spreading their investment across a portfolio of alternative assets that diversify and stabilize the fund's return and valuation. In this episode, we talk about many different opportunities for making money in the current real estate market.  Fuquan shares about the trends and changes he is seeing in the real estate market. He also shares his out of the box ways to invest in real estate in the current market.   Show Notes: [01:13] Fuquan Bilal is the founder and CEO of NNG. [03:12] He took a leap of faith and left his corporate job and got into the house hunting business.  [04:20] He realized the power of real estate. One thing that really resonated with him early on was the power to go back into his community and revitalize communities by fixing up properties. [06:14] He went through a time of struggle because he didn’t have a good foundation. He had multiple streams of income but no cash flow.  When the market crashed, he started to restructure.   [07:43] The real estate investments he has are local where he has developed relationships already.  [09:12] Diversified hybrid real estate investing is having different asset classes in the same fund. He has his capital secured by different types of assets.   [10:32] Once COVID hit the landscape of everything changed.   [11:49] The real estate market is on fire right now. [13:29] He has noticed more New Yorkers moving to other areas and commuting in for work.   [14:38] Many new investors are pivoting to buy a lot and doing new construction since there are not many available properties.   [15:46] Manhattan will likely take a decline but will stand strong. [18:08] If you are participating in some of the programs they have for landlords now you definitely want to read up on the details.  You only want to use the money if you need it.  [19:47] Unfortunately many businesses didn’t make it to the other side.  [21:32] Grab Fuquan’s book, Passion for Real Estate Investment.  [23:02] The note business is the best investment strategy in the universe.   [23:37] Check out the coming Virtual Meetup and Marketplace. It is the teach you to fish model that you will never starve again once you learn our techniques.     Links and Resources: Ask Loral App Loral on Facebook Loral on YouTube Loral on LinkedIn Money Rules Millionaire Maker Store Passion For Real Estate Podcast Passion for Real Estate Investments Fuquan on LinkedIn Fuquan on Twitter Fuquan on Instagram Fuquan on Youtube Fuquan on Facebook  

This is our special COVID-19 market awareness broadcast. We have been broadcasting since the beginning of this new journey and the new world we are living in.  We have been talking about becoming an entrepreneur and what to do with your real estate and money.   Unfortunately, it is not going to get any easier.  Going back is not going back to the way we know it.  So much has changed.  It is a great time to reset your life and figure out who you want to become.  Raymond Aaron is joining me on the show today.   Raymond Aaron has committed his life to teaching you how to dramatically improve your life. Raymond transforms your life and income by helping you tap into your own potential. He has traveled the world delivering over 5,000 speeches in 5 continents for over 1/3 of a century teaching his unique methods to brand, doubling your income, and creating wealth. He is the author of 138 books, including Branding Small Business For Dummies, Double Your Income Doing What You Love and the New York Times best-seller Chicken Soup for the Parents Soul and the Canadian best-seller, Chicken Soup for the Canadian Soul.  In this episode, we talk about many different opportunities for making money in the current market.  We share what we are seeing with real estate. We spend most of the episode talking about the importance of branding and how writing a book can enhance your brand. Show Notes: [01:42] It is a great time to reset your life and figure out who you want to become.  [03:12] Raymond shares about his journey.   [05:13] He has been teaching real estate, true-life principles, true wealth principles, branding, book writing, and goal writing for 37 years.   [06:56] They pivoted to online events, but they also had a back-up plan. They joined a network marketing plan as their back-up plan.   [07:24] If you are in network marketing right now, you are earning more money than you have ever earned in your life because now people have been buying only online for the last four months.   [09:25] Raymond predicts that retail real estate is going down and won’t recover because people have learned to buy online.  Office real estate is going down because owners are thriving without an office.  [11:09] He recommends getting into the courier business.    [12:43] The pandemic is the only thing that has ever affected the whole world.   [14:01] Every category is open to making money right now.  There is so much to buy right now. [16:01] There are no differences in the Canadian and American markets economically. Canada is different in many other ways.    [18:19] More entrepreneurs can be born out of this time and more wealth will be transferred for those who are paying attention.  [20:59] Whatever you want to start you must be branded first otherwise you are drowning in the sea of sameness.   [21:13] When you are branded by writing a book the world stops and salutes you. [22:29] Writing a book is the easiest way to brand yourself. You don’t make the money by selling the book.  You make the money when the book sells you.   [25:26] The brand determines how much money you earn not your abilities.  [27:26] It is easier to become a #1 best seller on Amazon then the New York Times.   [30:22] There have been so many creative ideas since the pandemic started.    [30:52] Raymond will be teaching about the 31 marketing messages that need to be hidden within your book.   [31:19] It’s the marketing that drives the sales, not the actual quality of the product.   [32:26] Raymond teaches how to get a book launch and have the publisher pay for it.   [34:54] Loral talks about how she misses flying to some of her favorite places in the world.  [36:42] There is a problem when people haven’t walked the walk, but they think they can talk the talk.  You need to walk the path before.  [37:35] Loral’s favorite insight was “that the world has been punched in the face.”  [37:56] You need to land on the right side of this rebalancing of the economy.  You need to be understanding of how to find these deals and what to look for.  [39:29] Right now is a perfect time to be a solution provider and help businesses with what they need.   [43:41] Check out the Virtual Meet Up and Marketplace and the Graduate Marketplace.  Links and Resources: Ask Loral App Loral on Facebook Loral on YouTube Loral on LinkedIn Money Rules Millionaire Maker Store Raymond’s Website  

Today we are in the most indiscriminate crash in the history of our lives. If you have the will to make money and be ethically through it, you can make money. I am talking about financial empowerment and the steps you need to take so you can take advantage of this indiscriminate market. You need to grab a pen and paper for this episode. I share many practical ideas so you can leave with a plan.  Today I am sharing a webinar with Raymond Aaron. Raymond is a New York Times Top 10 best selling author. He has been on stage for 37 years helping people write books, increase their credibility and branding, and understand the spiritual universe.  In this episode, I am talking about financial empowerment and taking action. How do you act, make money, and think the way the wealthy do? I answer this question and talk about practical steps for becoming a millionaire in 3-5 years. I talk about bitcoin, cannabis, hemp, digital currency, and so much more.  Show Notes: [00:41] Raymond Aaron is a New York Times Top 10 best selling author.  [02:54] Loral has been a multi-millionaire for 20 years and standing.     [04:35] She is talking about ways to make money in three days.   [06:21] Loral was filmed for the movie The Secret and got into the final edit. She is a millionaire maker.   [08:29] Loral has 52 books and five hit the New York Times.   [10:11] Instead of focusing on what you can’t have in the struggles, you focus on what you can have.   [12:54] Loral grew up on a farm in Nebraska. At 17, she received the book Think and Grow Rich and it changed her trajectory.   [14:19] In 1996 she really started studying money. She got a finance degree. She realized that working a traditional job was not for her.  [15:45] You can totally become a millionaire. You just have to do the steps in the right sequence.  [18:09] Some of the things we have been taught and the way we think about money is completely wrong. [20:02] This is your opportunity to change from being an employee to being an entrepreneur. [22:03] Today we are in the most indiscriminate crash in the history of our lives. If you have the will to make money and be ethically through it, you can make money. [23:32] Who am I? Who am I going to be on the other side of this? I have the trajectory to change my entire life.   [25:52] Digital currency is here and you are going to have to engage in it.  [27:27] Big asset classes right now are digital currency, the stock market, businesses, real estate, hemp, and cannabis.  [29:27] First, you are going to keep making money. Get as lean as you can with your personal accounts and assets.   [31:56] Pivot to new cash and get as much as you can.  [34:18] We are taught to go to school and get a job. We put a portion to a retirement structure, where we get taxed to pieces and live off the crumbs.  [36:26] Be an entrepreneur and be the boss! [37:29] You are going to take on good debt to become a millionaire.    [39:21] You have to have decision making, sequencing, and some common sense. Not difficult, but it has to be in the right order.  [41:29] You find places in your community that you can’t imagine living without and you invest in them.   [43:29] Companies make money. Individuals get taxed. [45:20] Colleges are teaching us to be employees. With a CEO mindset, you can look for teammates. [47:41] As an employee, it is a fixed income. As an entrepreneur, you can have an unlimited income.   [49:06] There are so many direct sales businesses all over the world that you can do.  [50:45] Real estate deals are everywhere.   [52:31] Many people make decisions based on their bank balance versus the projected money you can make.     [54:52] All of you have the ability to make money, you just haven’t been taught. You haven’t been taught to ask for money. You man is not your plan for financial freedom.   [56:02] Your own business and database are one of the greatest assets you will ever own.  [59:09] Challenge where you put boundaries around yourself. [60:13] Loral wants us to get to the place where making money and keeping money is just what we do. [62:11] You are going to find your tribe in Loral’s tribe especially as they get to know you and find out what you need and don’t want.  [62:47] Everyone should write a book.  It is your brain on paper and makes you credible. You want your book to be the top of your funnel.    [64:17] She brings a ton of people to the Marketplace because they have to teach you how to make money. It starts with a new business model.   [67:16] Loral loves the residual income that comes from direct sales.   [68:02] Yes energy is when you say yes and you have no idea what to do because then you figure it out. Then it is time to get creative and find resources.   [69:24] We don’t focus on making six figures. We focus on making $500 a day.   [71:14] Business and money are in your life every day. Why are you doing it alone? [73:09] It is not self-driven, it is customer-driven. You don’t control but instead, provide leadership.  [74:36] Making money and investing money is where most people go wrong. Instead of making it and spending it, you should make it and invest it.   [76:32] When you say yes, you start getting creative about who is going to help you. You need to lead more and do less.   Links and Resources: Ask Loral App Loral on Facebook Loral on YouTube Loral on LinkedIn Money Rules Millionaire Maker Store Raymond Aaron Think and Grow Rich  

Today I have Ezanne with me.  We met 10 years ago in South Africa.  Now she lives in Canada.  She has had an enormous journey of learning and sharing.  She is here to talk about the business side and how her background can help you.  Ezanne Swanepoel has been primarily working in Africa for the last twenty years.  She was born and grew up in Africa and also engaged in Europe and some Asia countries over the last twenty years.   Ezanne is one of the leading money and empowerment experts helping people strip the blockages and filters that prevent them from unlocking their path to prosperity, fulfillment, and contribution.  Ezanne shares her different experiences and perspectives from growing up in Africa and living in the United States and Canada.  She teaches people how to make and keep money while making an impact. Show Notes: [02:18] African children are traditionally named after places, spirits, ancestors, events, or anything occurring during the time of their birth.  They believe a name can influence both the life of a child and family, so choosing a name is done with great care and consideration.   [03:20] Ezanne means the good, righteous mother.     [04:35] She has known that her calling since birth is to help people and businesses to unlock their path to prosperity, fulfillment, and contribution by serving the greater good.   [06:08] There are significant differences in other cultures around money.  In Africa, it is all about collaboration.      [06:57]  Africa is a “we culture,” so when you earn money it is for sharing and uplifting of everyone.   [07:50] People in America have a significantly different relationship with money in general than Africans.   [09:12] Looking at the U.S. and Africa as a whole, they have more enterprise thinking than Canada.   [11:01] When people view things as scarce, they don’t see a possibility to even angle in that avenue.   [11:16] People err on caution when speaking about money. In general, very few people are willing to speak about their financial situation or understanding money.   [13:15] Creating financial wealth is complex.     [15:28] It is important to identify the right people to speak to and then collaborate with in order to sustain wealth creation.   [15:43] Once you learn how to make money and keep it, then you need the right team to support you in sustaining that approach. [16:17] We have to start by shifting the mindset from the why not to the why yes.  This seems easier said than done because people have a lot of programming from their past.  [17:02] The first step in eradicating fear is gaining more control of your situation.  You can’t feel in control if you don’t even understand your situation.   [17:40] You need to start creating more cash in order to get you to that place where you need to go.  Ezanne does research on the wealthiest people in the world.  [19:01] As you become more and more successful, life will definitely give you some curveballs.   [20:17] The first step in collaboration is to be clear on the parties that are involved and why they are involved.    [22:08] In America and Canada there are more decided relationships with a particular intent.  [23:32] Ezanne wants to serve from a North American perspective.   [24:12] She wants to help people on a large scale shift from their financial struggles during COVID.   [24:29] We owe it to ourselves to wake up and step into our authentic selves and to serve with the unique gifts that we came to earth with.  Links and Resources: Ask Loral App Loral on Facebook Loral on YouTube Loral on LinkedIn Money Rules Millionaire Maker Store Ezanne on Facebook  

Today I have an amazing new client with us. Her thinking and brains are amazing, Anita just jumps on and starts sharing.  I am so excited to have Anita Vanderhaeghe with me on the podcast today.   Anita Vanderhaeghe is an Astro-wealth and health coach.  She is a modern sage and expert business mentor that integrates the best of the physical universe strategies with spiritual universe wisdom.  She is bridging the world of business, strategic planning, and intuitive management and incorporating those using eight ancient sciences and astrology.      Anita has done a lot of different work from being a Bloomingdale’s fashion designer to working on marketing teams behind the scenes.  She uses her business strategy and experience combined with her knowledge and passion of astrology.   Show Notes: [02:20] Her dad owned many businesses and gave Anita the entrepreneurial spirit.   [02:54] She came to what she is doing now by combining her marketing background and love for ancient sciences and astrology.     [05:50] Everything has a negative and a positive charge, so you can choose to use the energy positively.   [07:08] Throughout our childhood we are told that we don’t know our gifts, so we lose our knowing. You can get back to what you loved to do as a child.   [08:27]  Everyone has a personal inclination that is a gift they have chosen that they can share with the world.   [10:54] Saturn, Pluto, and Jupiter are all in Capricorn. Capricorn rules business, big banking, and a need to restructure things.   [11:36] We are not looking at things holistically.   [12:25] Astrologically we have this restriction happening at the same time as an awakening to what we are going to need to do to help people.   [12:49] There will be a transformation happening over the next couple of years with the way we look at health.   [14:10] Astrology is the art of perfect timing.  [15:34] A lot of people are going to start making unexpected decisions that they have been putting off for a long time.   [15:58] You can start by looking at your sun sign and then your ascendant sign together.   [16:56] Watch what is happening with the moon.  Your body is affected by the moon. [17:51] Watch for eclipses, because eclipses are turning point times.   [19:17] You can have the life you want if you use your gifts and if you really want to help people. [20:14] Research your sign. See what different astrologers say and see which ones ring true for you.  Anita recommends Susan Miller from Astrology Zone.  [21:52] It is good to make sure your family is secure and you have cash coming in.  [24:03] When the planets are in retrograde it is like a reset or a time out to take care of things.  [25:41] When Venus is in retrograde you want to review your relationships and take a look at what you are doing with your money.  [26:25] Look at where your money is, what you owe, where you are making money, and future opportunities. Links and Resources: Ask Loral App Loral on Facebook Loral on YouTube Loral on LinkedIn Money Rules Millionaire Maker Store Anita’s Website Anita on Facebook Astrology Zone

On today’s episode, we have a very new way to make money and be in business with a special international guest.  Breanna Sponcey was a winner in our Virtual Meetup and Marketplace and is joining me on the show today to share about her business successes.   Breanna Sponcey grew up in Fallon, Nebraska.  She started cleaning houses at the age of nine and had her own landscaping business in high school.  She was never comfortable working for someone else, so after high school, she moved to Reno and started her own make-up business.  She did the make-up for models, photoshoots, and weddings and that led to doing theater make-up where she was head of the department on Broadway.  She had an awesome opportunity to move to Costa Rica.  Before moving she joined a network marketing business to have something to fall back on.  After a year of building that business, they were able to buy a bar that they turned into a successful nightclub and then later added their own delivery and advertising business.     Breanna’s goal was to create three successful businesses by the age of thirty.  She shares her business experience and how she reached this goal months before her thirtieth birthday.  Breanna shares her experience creating her brick and mortar and direct sales businesses.  She also shares the key steps and techniques that have led to her entrepreneurial success.   Show Notes: [01:29] Breanna started working around the age of nine cleaning houses.   [02:32] She joined a network marketing business before moving to Costa Rica to have something to fall back on since she had no idea what their plans were when they arrived.    [02:46] After a year of building that business, they were able to buy a bar that they turned into a successful nightclub.   [02:57] Her goal was to own three successful businesses before she was thirty and she was able to hit that goal one month prior to her thirtieth birthday.    [03:24]  She is always looking for the next best thing and never wants to miss an opportunity because of a lack of knowledge or skills.   [03:56] Yes moments are when you have no idea what you are doing, but you very quickly go figure it out.  [04:26] Breanna won third place in the Virtual Meetup and Marketplace event.  [05:03]  Breanna started watching all Loral’s videos on Facebook and knew that she needed to join the event.  Aside from all the knowledge and the money she made, the network she created was the best part.   [06:03] Her goal was to add team members to her MLM team and her entry item was a raffle ticket for a VIP experience at the nightclub.  [06:46] Each month in her direct sales business, she has different offers including drawings for bigger products. [07:42] There are many different ways to make money.   [07:55] Breanna shares about finding and building their nightclub.  [09:07] They were looking for businesses they could buy.  It was tough at first and after many red flags, they finally found a bar to buy.    [10:12] They outgrew their first space and started building a new space.   [10:57] They purchased their space with money they had saved prior to moving and money they earned with the multi-level marketing business so they didn’t need to take a loan.   [11:27] Their nightclub was completely shut down on March 16th and they don’t have plans to reopen until November based on Costa Rica’s rules for nightclubs.   [13:18] The pandemic has opened a few doors that no one would have considered if not forced to pivot in this way in these times.   [14:24] The biggest lesson for Breanna is to always have a support system.     [14:34] It is all about doing the work, making the mistakes, taking risks to find out what works, and surrounding yourself with people that are where you want to be.   [16:16] She chose her MLM because she had been using the products since she was eighteen years old, so it was a natural choice.   [16:44] After working really hard for one year it became a passive income stream for them.  [18:01] Her strong team has been a crucial part of her success in her direct sales business.  She provides resources and support to anyone that wants to join their team and create a business. [18:21] It is the same with any business, we have to make changes constantly. [18:40] You have to follow the trends that are working, drop the ones that are not, and find the next ones. [19:08] Breanna’s number one tip is to get involved with a team that is already led in the way you want to be a leader.      Links and Resources: Ask Loral App Loral on Facebook Loral on YouTube Loral on LinkedIn Money Rules Millionaire Maker Store El Garito Tamarindo Breanna on Facebook Email Breanna

Why are we talking about health on a money podcast?  You have to have health and wealth both and we are going to lean towards what Dr. Stacey is doing in this time of COVID-19 to change her business model and still come out on top financially making money.    Dr. Stacey Cooper is a holistic health and wellness authority, inspirational speaker, and educator. She is the founder of Lifestyle Balance Solutions, International best-selling author of What’s Self-Love Got To Do With It?, creator of the Healthy Eating Blueprint™ and the Balanced Living Academy™, and the author of the Healthy Fuels Cookbook™. Dr. Stacey's practice was founded in 1912 by her Great-Grandfather and she is a fourth-generation practitioner with clinical experience which spans over 23 years. Her newest book, "Heal Your Health Naturally" will launch on May 11 in Toronto, with Jack Canfield of Chicken Soup for the Soul fame and has also been endorsed by Bob Proctor. In this episode, we start out talking about how to create a healthy lifestyle.  Then we transition to discussing how Dr. Stacey has added an online portion to her business to better serve many patients during the pandemic.  Dr. Stacey shares her experience creating her online business and being a winner in the Virtual Meetup and Marketplace.  She also shares some beginning steps for moving your business online.   Show Notes: [02:04] Dr. Stacey is a fourth-generation doctor chiropractic.  Her grandfather started their practice in 1912.  She has been practicing for over 23 years in a brick and mortar business.   [02:43] It is her mission to share with the world how they can heal their health naturally.   [04:28] She teaches how you can swap out the bad fuels and put whole natural foods into your body and this changes the outcome.   [05:04] It is not a diet.  It is a lifestyle.   [05:52]  This is the first generation of children that will not outlive their parents simply due to obesity and the diabetic epidemic.   [07:25] Sleep is a critical component.   [08:44] Dr. Stacey won the Virtual Meetup and Marketplace twice in April and May.  [09:45] Dr. Stacey created Lifestyle Balance Solutions so she could share her knowledge and answer questions for many more clients online.   [09:58] Not having multiple sources of income would really have put her in a very difficult situation.   [10:37] Health is the number one commodity that you can not put a price tag on. Boosting your immune system naturally is essential to maintaining your health and being productive.  [12:16] The monthly Virtual Meetup and Marketplace teaches you how to go online and make money.   [13:03] With 1-to-1 office visits there were only so many people Dr. Stacey could reach because there is only so much time in the day.  Taking her business online made the population seemingly endless.   [13:25] Start with what you are already doing multiple times a day.  She offered a one-page free guide when they joined her email list.   [13:55] You can communicate with your email list, provide great content and value to them, and you can make an offer to them down the road.   [14:35] Once a person is on her email list she sends emails to nurture them and then she invites them to her free web class.   [16:14] When you have a knowledgeable team you can get online very quickly.  Working with a mentor is absolutely the key. [18:57] Dr. Stacey has another book in the works, she is also in the process of creating her week-long retreat and continuing her online business.   [19:56] In this day and age you need to have multiple sources of income.     Links and Resources: Ask Loral App Loral on Facebook Loral on YouTube Loral on LinkedIn Money Rules Millionaire Maker Store Dr. Stacey’s Website Dr. Stacey on LinkedIn Dr. Stacey on Facebook Dr. Stacey on YouTube Dr. Stacey on Pinterest Dr. Stacey’s Free Ebook  

In the marketplace awareness series, we are talking about what is going on in the economy and how to make money.  We have conversations about making money, keeping money, and investing money.  Today I have an extraordinary gentleman on the podcast.  Jim Blasko is with me today and we are talking about digital currency and the market. Jim Blasko is the co-founder, station developer, and program director for Bitcoin Talk Radio.  They bring all the bitcoin content to one location for easy access.  They include podcasts, price updates, latest news updates, and music. Jim is also the CEO of Aspire and CTO for Talent Joe.  Aspire is a revolutionary smart contract platform designed to allow users to easily create their own digital assets under a faster and more secure environment. Talent Joe is an online social platform that brings talent together with celebrities, stars, industry professionals, and fans into one central location to form a powerful community. Jim currently resides in Las Vegas.   In this episode, we talk about bitcoin and digital currency including the fast-approaching future of digital currency.  Jim shares his experiences, some good and some bad, with bitcoin.  We talk about the first steps for getting started, ways to protect yourself from scams, and Jim’s successes and upcoming projects.   Show Notes: [01:43] Jim has a radio station called Bitcoin Talk Radio. Bitcoin Talk Radio is 24/7 streaming, it has been around since 2014, and it’s the first bitcoin fully licensed radio station.   [03:01] You have to do your research and really look into all these different platforms, programs, and cryptocurrencies.   [03:57] The stock market took a big hit with COVID-19, but bitcoin has recovered to where it was prior to the pandemic.  It took a price dip at first, but it has come back faster than most things have.   [04:58] Bitcoin is more of a way of life and there are going to be ups and downs in this way of life.   Bitcoin has a great long-term future.  [06:23]  J.P. Morgan decided they are now going to work with bitcoin. Those who didn’t like it are starting to warm up.   [08:31] The first key is to have a wallet.   [09:55] If you don’t hold your keys, you’re not holding your money. Not your keys, not your bitcoin.  [10:32] Coin Base is a centralized place similar to a bank.  It is very convenient, but the problem is that you are not holding your own money.   [11:41] These exchanges sometimes get hacked.  [13:23] Jim recommends two devices.  One to hold you main stash of bitcoins and one that holds what you want to carry around with you.   [13:47] There are going to be scams in anything that is popular.  You have to be very careful.   [14:34] Do your research.  Look into these projects including who is behind the projects, research the names, and do online background checks.  Look for the guys who have made other projects that were successful.  [15:54] There used to be a lot more exchanges in the United States.  There is less now, because of the regulations.    [16:24] Bittrex is an exchange that has been around for quite a while and it is U.S. regulated.  They have a lot of alternative cryptocurrencies instead of just having the main ones.   [18:31] A token is something that runs on somebody else’s platform.  [18:44] Aspire is a platform that Jim has been working on for three years. Aspire is a platform that lies over the top of a blockchain that they built. They have another software over the top of that which allows people to create their own coin.   [20:14] Jim doesn’t recommend or trust cryptocurrencies that back gold. Jim prefers to own his gold physically and have his cryptocurrency.   [21:07] Bitcoin is not backed by gold.  It is backed by the people that use it.   [21:22] Hal Finney, an amazing computer scientist, created blockchain technology.  He built it before bitcoin was a thing.    [22:08] Blockchain technology is a viewable history of all transactions that ever happened on the network.  [23:52] You can’t pass diseases with digital money.  You can’t get sick from cryptocurrency.   [24:35] Most likely we are going to see a stable coin that has a set price.  At some point, they are going to force everyone to convert from paper money to digital money.     [25:22] In 15-20 years or less paper money will be gone.     [27:07] Bitcoin is borderless.  It doesn’t have any boundaries when traveling to other countries. You can carry your bitcoin with you anywhere in the world.    [28:29] Talent Joe will allow people to create their own cryptocurrencies or tokens.   [30:44] Big things are coming from Talent Joe in the next 6-8 months.  [31:02] Talent Joe is the killer app for Aspire.  Aspire is a great technology and Talent Joe is going to put it to use.  [31:31] Cryptocurrency is here.  It is borderless, your own money, and nobody can take it away from you.  It has been one of the best investments for Jim.    [34:12] Jim shares about reopenings and changes coming in Las Vegas during these times.   Links and Resources: Ask Loral App Loral on Facebook Loral on YouTube Loral on LinkedIn Money Rules Millionaire Maker Store Bitcoin Talk Radio Aspire Bittrex Talent Joe