Move iQ Podcast

Phil Spencer: UK Property Expert
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Dec 10, 2025 β€’ 0sec

10 Questions That Reveal the Truth About a Property

This week Nic and Lexie are discussing 10 questions that buyers should be asking the seller and estate agent to find out the truth about a property. Discover which key questions reveal a home’s history, its hidden issues, and what you need to know before making an offer, so that you can buy smarter and avoid costly mistakes!Chapters00:00:00 Introduction00:00:20 How long has the property been on the market?00:00:56 Has the property had any offers?00:01:57 What was the asking price based on?00:03:06 Has it been relisted or had price reductions?00:04:02 Why are they selling and how long have they lived here?00:05:34 What's included in the sale?00:06:44 Have there been any major renovations or building work?00:08:21 Are there any restricted covenants or planning issues?00:09:58 What are the annual running costs?00:11:16 What are the pros and cons of living here?00:12:47 Final tips and resourcesπŸ‘‰ SUBSCRIBE TO MOVE iQ YOUTUBE CHANNELπŸ”— https://www.youtube.com/c/MoveiQπŸ‘‰ GET PHIL SPENCER'S ADVICE DIRECT TO YOUR INBOX βœ‰πŸ”— https://www.moveiq.co.uk/newsletter-signup/πŸ‘‰ VISIT OUR MOVE iQ WEBSITE πŸ’»πŸ”— https://www.moveiq.co.uk/➀ CONNECT WITH MOVE iQ ON SOCIAL πŸ“²Instagram: https://www.instagram.com/moveiq/Facebook: https://www.facebook.com/MoveiQ/TikTok: https://www.tiktok.com/@philspencertv?lang=en
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Dec 3, 2025 β€’ 0sec

98% Can't Afford to Buy! | Mortgage Market Update

With interest rates shifting and affordability under pressure, this episode offers some perspective into why so many people still can’t get onto the property ladder and what’s changing in the mortgage world right now. Phil Spencer is joined by Charlotte Harrison, CEO of Homes at Skipton Building Society, to discuss the current market conditions, why demand from first-time buyers remains strong, and why research shows as many as 98% of young adults living with parents still struggle to afford the average first time buyer home in their local area.Chapters00:00:00 Introduction00:00:39 Current state of the mortgage market00:02:00 Are interest rates historically normal?00:02:47 The real cost of homeownership today00:03:45 Skipton's Affordability Index explained00:05:29 98% can't afford to buy in their local area00:07:14 Innovative mortgage solutions from Skipton00:09:11 Partnership with Move iQ for first-time buyers00:10:29 How building societies differ from banks00:13:14 Top tips for getting a mortgage today00:14:28 Advice for existing mortgage holders00:16:26 Future of interest rates and mortgage innovationπŸ‘‰ SUBSCRIBE TO MOVE iQ YOUTUBE CHANNEL πŸ”— https://www.youtube.com/c/MoveiQ πŸ‘‰ GET PHIL SPENCER'S ADVICE DIRECT TO YOUR INBOX βœ‰ πŸ”— https://www.moveiq.co.uk/newsletter-signup/ πŸ‘‰ VISIT OUR MOVE iQ WEBSITE πŸ’» πŸ”— https://www.moveiq.co.uk/ ➀ CONNECT WITH MOVE iQ ON SOCIAL πŸ“² Instagram: https://www.instagram.com/moveiq/ Facebook: https://www.facebook.com/MoveiQ/ TikTok: https://www.tiktok.com/@philspencertv?lang=en
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Nov 26, 2025 β€’ 0sec

Which Property Trends are Heating Up This Winter?

The Move iQ Podcast hit the road again and this time we were at the Surrey Propertymark Conference in Epsom where we had a great day chatting to local sales and lettings agents. We found out how current trends are shaping the South East property market this winter, straight from the agents working in it daily as they revealed challenges and changes they’re noticing both locally and nationally. Listen now for their expert outlook on what could be coming in the months ahead. For more property insights and top tips to help guide home movers, renters, buyers, and sellers alike, tune into our regular episodes with Phil Spencer, Nicola Hume and Lexie Carducci.Chapters00:00:00 Introduction00:40:00 Number of properties on the market01:50:00 Are sellers having to make compromises?03:59:00 Are landlords more open to lower offers?05:22:00 Insights into the local South East markets07:04:00 Which properties are most in demand?08:28:00 Is buyers' behaviour changing?10:10:00 Which property segments are performing strongest and weakest?
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Nov 12, 2025 β€’ 0sec

Is That Property Listing Legit? - Spotting Red Flags with the Move iQ Podcast

Not all property listings tell the full story. Some might look too good to be true… and sometimes, unfortunately, they are 😫 In this video, we highlight the biggest red flags to watch out for when browsing property listings, so you can spot potential problems early and avoid costly mistakes. Do your due diligence and remember: always trust your gut! 🚩Chapters00:00:00 Introduction00:00:49 Start by looking at photos carefully00:05:52 Is the property listed on an official site?00:06:36 Does the price make sense?00:08:45 Rental property red flags00:15:21 Tips for checking if a property is legit00:19:48 Experiences with estate agents00:24:53 What to look out for when viewing?00:28:43 Speak to neighbours about the area00:30:37 Questions to ask and top tipsEnjoyed this video? Want to see more? Subscribe to the channel with the link below. That way, you won't miss any future uploads. πŸ‘‰ SUBSCRIBE TO MOVE iQ YOUTUBE CHANNEL πŸ”— https://www.youtube.com/c/MoveiQ πŸ‘‰ GET PHIL SPENCER'S ADVICE DIRECT TO YOUR INBOX βœ‰ πŸ”— https://www.moveiq.co.uk/newsletter-signup/ πŸ‘‰ VISIT OUR MOVE iQ WEBSITE πŸ’» πŸ”— https://www.moveiq.co.uk/ ➀ CONNECT WITH MOVE iQ ON SOCIAL πŸ“² Twitter: https://twitter.com/MoveiQProperty Instagram: https://www.instagram.com/moveiq/ Facebook: https://www.facebook.com/MoveiQ/ TikTok: https://www.tiktok.com/@philspencertv?lang=en
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Nov 5, 2025 β€’ 26min

Are Government Policies Helping or Hurting the Housing Market?

Are the Government's housing plans working? 🏠 Phil sits down with Timothy Douglas from Propertymark to unpack how current government policies are shaping the UK housing market. Tune in for: Is the 1.5 million new homes target realistic? How will the Renters' Reform Bill affect tenants and landlords? What is leasehold reform doing to the market? To find your local Propertymark agent Disclaimer - Recorded late September More FREE advice on renting on the Move iQ website Why not subscribe to receive Phil's monthly newsletters, and get his top tips and market updates direct to your inbox. Where else you can find advice from Move iQ You can connect with us on Facebook, Instagram, TikTok Twitter or LinkedIn. We upload videos weekly over on our YouTube channel be sure to subscribe and let us know what you think. If you have any questions for Phil or any special requests for topics to cover on the podcast, then please email us at hello@moveiQ.co.uk.
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Oct 31, 2025 β€’ 22min

Haunting Tales from the Property World | Move iQ Podcast Halloween Special

It's our Halloween special! πŸ‘» In this bonus episode, we're sharing real-life property nightmares, from renting mishaps to estate agent horror stories. Expect tales of unexpected surprises and lessons every mover can learn from! πŸŽƒ 🏑 Whether you've had your own moving disaster or just love hearing others', this one's for you. Share your own horror stories in the comments! 🎧 Tune in for: Bizarre tenant experience Terrible Taxidermy Mystery tenant Disclaimer - Recorded late September More FREE advice on renting on the Move iQ website Why not subscribe to receive Phil's monthly newsletters, and get his top tips and market updates direct to your inbox. Where else you can find advice from Move iQ You can connect with us on Facebook, Instagram, TikTok Twitter or LinkedIn. We upload videos weekly over on our YouTube channel be sure to subscribe and let us know what you think. If you have any questions for Phil or any special requests for topics to cover on the podcast, then please email us at hello@moveiQ.co.uk.
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Oct 29, 2025 β€’ 26min

The Market Maze! | UK Housing Market Update

The UK housing market can feel like a maze right now. In this housing market update, Phil Spencer talks with Nathan Emerson, CEO of Propertymark, about what's really happening. Discussing buyer behaviour and affordability to rising rents, landlord pressures, and potential Budget changes. Tune in for insight on the latest market trends and learn clear, practical advice for anyone thinking of buying, selling, renting, or investing. If you're trying to make sense of the market, this episode helps you find your way through the maze. Tune in for: Market summary & trends Renters rights bill Potential impacts from the Budget To find your local Propertymark agent Disclaimer - Recorded late September More FREE advice on renting on the Move iQ website Why not subscribe to receive Phil's monthly newsletters, and get his top tips and market updates direct to your inbox. Where else you can find advice from Move iQ You can connect with us on Facebook, Instagram, TikTok Twitter or LinkedIn. We upload videos weekly over on our YouTube channel be sure to subscribe and let us know what you think. If you have any questions for Phil or any special requests for topics to cover on the podcast, then please email us at hello@moveiQ.co.uk.
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Oct 15, 2025 β€’ 33min

How a Buying Agent Can Save You Time & Money

We chat to Property Finder Gemma Dawe about what it's really like to work with a Buying Agent in the UK, and how much it can improve your property-searching journey. While hiring a Buying Agent is common in countries like the US, it's still unusual in the UK. Gemma shares insider knowledge on the buying process in general, how a Buying Agent can give you the edge, and practical advice every homebuyer should know. Watch now to get expert guidance on navigating the property market 🏑 Tune in for: What's the difference between an estate agent and a buying agent? Advantages of a buying agent Red flags to look out for as a buyer Looking for Property in the Lakes? Find out more from Gemma here Disclaimer - Recorded late September More FREE advice on renting on the Move iQ website Why not subscribe to receive Phil's monthly newsletters, and get his top tips and market updates direct to your inbox. Where else you can find advice from Move iQ You can connect with us on Facebook, Instagram, TikTok Twitter or LinkedIn. We upload videos weekly over on our YouTube channel be sure to subscribe and let us know what you think. If you have any questions for Phil or any special requests for topics to cover on the podcast, then please email us at hello@moveiQ.co.uk.
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Oct 2, 2025 β€’ 11min

Moving this Autumn? Listen to this FIRST!

If you're thinking of moving this Autumn, you need to listen to this first. The Move iQ Podcast was on the road once more as we visited the East Midlands Propertymark Conference at the King Power Stadium in Leicester. Tune in as we chat with local estate and letting agents. They're the ones on the ground every day so we were interested to find out some insight and get some top tips to share with you. Tune in for: Common challenges for sellers and renters Tips to sell before Christmas Advice for tenants trying to secure a property To find your local Propertymark agent Disclaimer - Recorded late September More FREE advice on renting on the Move iQ website Why not subscribe to receive Phil's monthly newsletters, and get his top tips and market updates direct to your inbox. Where else you can find advice from Move iQ You can connect with us on Facebook, Instagram, TikTok Twitter or LinkedIn. We upload videos weekly over on our YouTube channel be sure to subscribe and let us know what you think. If you have any questions for Phil or any special requests for topics to cover on the podcast, then please email us at hello@moveiQ.co.uk.
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Sep 17, 2025 β€’ 23min

Putting Your Stamp on a New Home

Just moved in? Whether you're renting or have just bought your first place, making a new home feel like yours takes more than just unpacking boxes! In this episode, Nicola and Lexie are chatting all about the small things that can help you put your personal stamp on your space. From affordable decor ideas to changing locks, they explore how to feel at home once you move. Tune in for: Putting your own stamp on the property Changing your outside space Adding accessories If you have any property stories, questions for Phil or any special requests for topics to cover on the podcast, then we want to hear from you! email us at hello@moveiQ.co.uk and we might feature your question/story! More FREE advice on the Move iQ website Why not subscribe to receive Phil's monthly newsletters, and get his top tips and market updates direct to your inbox. Where else you can find advice from Move iQ You can connect with us on Facebook, Instagram, TikTok Twitter or LinkedIn. We upload videos weekly over on our YouTube channel be sure to subscribe and let us know what you think.

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