

Move iQ Podcast
Phil Spencer: UK Property Expert
Phil Spencer is one of the UK's leading property experts,
with over 25 years of experience in the property sector. The Move iQ Podcast is where Phil shares his tips for all things property related.
Whether this is your first move or you are a seasoned property professional, Phil shares his property advice, guidance and insights to help everyone move and manage their home with confidence.
with over 25 years of experience in the property sector. The Move iQ Podcast is where Phil shares his tips for all things property related.
Whether this is your first move or you are a seasoned property professional, Phil shares his property advice, guidance and insights to help everyone move and manage their home with confidence.
Episodes
Mentioned books

Jan 14, 2025 • 4min
First Time Home Buyer Home
A first time home buyer home starts with a clear idea of what you want - but that's not always easy. In association with Skipton Building Society we share some important considerations to help define your wants Vs your needs. First home focus is here to help buying a home for the first time that little bit easier. Tune in for: Importance of budgeting Location Location Location Essentials Vs Desireables First-Home Focus is brought to you on association with Skipton Building Society https://www.skipton.co.uk Why not subscribe to receive Move iQ's monthly newsletters, and get his top tips and market updates direct to your inbox. Where else you can find advice from Move iQ You can connect with us on Facebook, Instagram, TikTok Twitter or LinkedIn. We upload videos weekly over on our YouTube channel be sure to subscribe and let us know what you think. If you have any questions for Phil or any special requests for topics to cover on the podcast, then please email us at hello@moveiQ.co.uk.

Jan 14, 2025 • 5min
How to Find Off Market Homes
Do you know how to find off market homes? As a first time buyer you possibly don't so in association with Skipton Building Society we're going to share some tips should this be a route you want to explore. At first home focus we're here to help you on your first home journey - home ownership might be closer than you think. Tune in for: What is an 'off market' home? Finding off market homes First-Home Focus is brought to you on association with Skipton Building Society https://www.skipton.co.uk Why not subscribe to receive Move iQ's monthly newsletters, and get his top tips and market updates direct to your inbox. Where else you can find advice from Move iQ You can connect with us on Facebook, Instagram, TikTok Twitter or LinkedIn. We upload videos weekly over on our YouTube channel be sure to subscribe and let us know what you think. If you have any questions for Phil or any special requests for topics to cover on the podcast, then please email us at hello@moveiQ.co.uk.

Jan 14, 2025 • 6min
What is a Guarantor on a Loan
We share what a guarantor on a loan means if you're a #firsttimehomebuyer aspiring to buy your first property. Emma from Skipton Building Society sits down with Phil to explains how income booster mortgages work and the role and considerations for any guarantor. Tune in for: Application process Onward affordability Guarantor criteria First-Home Focus is brought to you on association with Skipton Building Society https://www.skipton.co.uk Why not subscribe to receive Move iQ's monthly newsletters, and get his top tips and market updates direct to your inbox. Where else you can find advice from Move iQ You can connect with us on Facebook, Instagram, TikTok Twitter or LinkedIn. We upload videos weekly over on our YouTube channel be sure to subscribe and let us know what you think. If you have any questions for Phil or any special requests for topics to cover on the podcast, then please email us at hello@moveiQ.co.uk.

Jan 14, 2025 • 10min
Buying a House For The First Time
If you're buying a home for the first time you're in the right place. First Home Focus is brought to you by Move iQ in association with Skipton Building Society helping all first time home buyers get onto the property ladder. Tune in for: Understadning mortgage basics Monitor your credit ratings Saving schemes & budgeting First-Home Focus is brought to you on association with Skipton Building Society https://www.skipton.co.uk Why not subscribe to receive Move iQ's monthly newsletters, and get his top tips and market updates direct to your inbox. Where else you can find advice from Move iQ You can connect with us on Facebook, Instagram, TikTok Twitter or LinkedIn. We upload videos weekly over on our YouTube channel be sure to subscribe and let us know what you think. If you have any questions for Phil or any special requests for topics to cover on the podcast, then please email us at hello@moveiQ.co.uk.

Jan 14, 2025 • 5min
Documents Needed For First Time Home Buyer
Knowing the documents you need on your first home journey can be hard to keep up with so in association with Skipton Building Society we summarise a handy checklist to help explain things for you. Tune in for: What mortgage lenders needs When to instruct a solicitor Completion paperwork First-Home Focus is brought to you on association with Skipton Building Society https://www.skipton.co.uk Why not subscribe to receive Move iQ's monthly newsletters, and get his top tips and market updates direct to your inbox. Where else you can find advice from Move iQ You can connect with us on Facebook, Instagram, TikTok Twitter or LinkedIn. We upload videos weekly over on our YouTube channel be sure to subscribe and let us know what you think. If you have any questions for Phil or any special requests for topics to cover on the podcast, then please email us at hello@moveiQ.co.uk.

Jan 14, 2025 • 6min
How to Get a Home Loan When Self Employed
Phil sits down for a chat with Andy of Skipton Building Society as he outlines the considerations and paperwork you'll need if you're self employed and looking to secure a mortgage. Tune in for: Who qualifies as self employed The importance of proof of income Practical advice if you're self employed First-Home Focus is brought to you on association with Skipton Building Society https://www.skipton.co.uk Why not subscribe to receive Move iQ's monthly newsletters, and get his top tips and market updates direct to your inbox. Where else you can find advice from Move iQ You can connect with us on Facebook, Instagram, TikTok Twitter or LinkedIn. We upload videos weekly over on our YouTube channel be sure to subscribe and let us know what you think. If you have any questions for Phil or any special requests for topics to cover on the podcast, then please email us at hello@moveiQ.co.uk.

Jan 14, 2025 • 7min
First Time Home Buyer Insurance
Breaking down first time home buyer insurance if you about to become a #firsttimebuyer. In associaiton with Skipton Building Society we've broken down the basics. Tune in for: Types of insurance Policy add ons to consider Japanese knotweed First-Home Focus is brought to you on association with Skipton Building Society https://www.skipton.co.uk Why not subscribe to receive Move iQ's monthly newsletters, and get his top tips and market updates direct to your inbox. Where else you can find advice from Move iQ You can connect with us on Facebook, Instagram, TikTok Twitter or LinkedIn. We upload videos weekly over on our YouTube channel be sure to subscribe and let us know what you think. If you have any questions for Phil or any special requests for topics to cover on the podcast, then please email us at hello@moveiQ.co.uk.

Jan 14, 2025 • 5min
How to Save for a House Deposit
First time buyers tune in! We're sharing tips on how to save for a house deposit, in association with Skipton Building Society. Tune in for: How much will you need? Deposit examples First-Home Focus is brought to you on association with Skipton Building Society https://www.skipton.co.uk Why not subscribe to receive Move iQ's monthly newsletters, and get his top tips and market updates direct to your inbox. Where else you can find advice from Move iQ You can connect with us on Facebook, Instagram, TikTok Twitter or LinkedIn. We upload videos weekly over on our YouTube channel be sure to subscribe and let us know what you think. If you have any questions for Phil or any special requests for topics to cover on the podcast, then please email us at hello@moveiQ.co.uk.

Jan 14, 2025 • 7min
How to Get a Mortgage Loan With Bad Credit
How to get a mortgage loan with bad credit isn't a question most first-time buyers ask, but its worth paying attention to what this is and them potential impact it could have on your mortgage application. Umera Patel of Skipton Building Society talks to Phil about what you can do if you find you have a less favourable credit report and the steps you can take. Tune in for: Examples of bad credit Importance of checking your credit report How to improve your credit rating First-Home Focus is brought to you on association with Skipton Building Society https://www.skipton.co.uk Why not subscribe to receive Move iQ's monthly newsletters, and get his top tips and market updates direct to your inbox. Where else you can find advice from Move iQ You can connect with us on Facebook, Instagram, TikTok Twitter or LinkedIn. We upload videos weekly over on our YouTube channel be sure to subscribe and let us know what you think. If you have any questions for Phil or any special requests for topics to cover on the podcast, then please email us at hello@moveiQ.co.uk.

Jan 14, 2025 • 5min
Buying a Fixer Upper House First Home
Are you a first-time buyer considering buying a fixer-upper house for your first home? It's not always an obvious choice, so in association with Skipton Building Society, we at Move iQ wanted to shine a light on it for you. Tune in for: The reality of renovation What to do before you buy Important considerations First-Home Focus is brought to you on association with Skipton Building Society https://www.skipton.co.uk Why not subscribe to receive Move iQ's monthly newsletters, and get his top tips and market updates direct to your inbox. Where else you can find advice from Move iQ You can connect with us on Facebook, Instagram, TikTok Twitter or LinkedIn. We upload videos weekly over on our YouTube channel be sure to subscribe and let us know what you think. If you have any questions for Phil or any special requests for topics to cover on the podcast, then please email us at hello@moveiQ.co.uk.