Move iQ Podcast

Phil Spencer: UK Property Expert
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Mar 31, 2025 • 15min

Mortgage Affordability in 2025

Phil sits down for an insightful conversation with Charlotte Harrison, CEO of Homes at Skipton Building Society. They discuss the current mortgage market, rates, affordability and center the discussion around first time buyers Tune in for: Todays mortgage market Anticipated rate change impact Skiptons Affordability Index First-Home Focus is brought to you on association with Skipton Building Society https://www.skipton.co.uk Why not subscribe to receive Move iQ's monthly newsletters, and get his top tips and market updates direct to your inbox. Where else you can find advice from Move iQ You can connect with us on Facebook, Instagram, TikTok Twitter or LinkedIn. We upload videos weekly over on our YouTube channel be sure to subscribe and let us know what you think. If you have any questions for Phil or any special requests for topics to cover on the podcast, then please email us at hello@moveiQ.co.uk.
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Mar 25, 2025 • 13min

Is Now a Good Time to Sell a House in 2025?

Phil chats to Toby Leek of Propertymark to get an understanding of what local agents are seeing in their local housing markets. The spring market is traditionally a busy time for the housing market, but is now a good time to sell a house in 2025? You're in the right place to find out! Tune in for: The overall mood of the housing market Is the housing market stalling? First time buyer challenges Tips for sellers Find your local Propertymark Agent More FREE advice on the Move iQ website Why not subscribe to receive Phil's monthly newsletters, and get his top tips and market updates direct to your inbox. Where else you can find advice from Move iQ You can connect with us on Facebook, Instagram, TikTok Twitter or LinkedIn. We upload videos weekly over on our YouTube channel be sure to subscribe and let us know what you think. If you have any questions for Phil or any special requests for topics to cover on the podcast, then please email us at hello@moveiQ.co.uk.
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Mar 18, 2025 • 10min

Local Housing Market Insights From Estate Agents

The Move iQ Podcast is back at another Propertymark regional conference. New area means new insights and this time we are in Oxfordshire to discuss local housing markets and get insights from estate agents on the ground for renters, sellers and buyers. Tune in for: Biggest challenges for buyers and renters Tips for moving home Local market trends To find your local Propertymark agent Disclaimer - Recorded mid-march before stamp duty changes More FREE advice on renting on the Move iQ website Why not subscribe to receive Phil's monthly newsletters, and get his top tips and market updates direct to your inbox. Where else you can find advice from Move iQ You can connect with us on Facebook, Instagram, TikTok Twitter or LinkedIn. We upload videos weekly over on our YouTube channel be sure to subscribe and let us know what you think. If you have any questions for Phil or any special requests for topics to cover on the podcast, then please email us at hello@moveiQ.co.uk.
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Feb 18, 2025 • 4min

Stamp Duty Countdown to April

In this First Home Focus episode, we cover the countdown to the imminent stamp duty change and how it will be calculated from April 1st 2025. Tune in for: New Thresholds Example on a £295,000 property Why are things changing? First-Home Focus is brought to you on association with Skipton Building Society https://www.skipton.co.uk Why not subscribe to receive Move iQ's monthly newsletters, and get his top tips and market updates direct to your inbox. Where else you can find advice from Move iQ You can connect with us on Facebook, Instagram, TikTok Twitter or LinkedIn. We upload videos weekly over on our YouTube channel be sure to subscribe and let us know what you think. If you have any questions for Phil or any special requests for topics to cover on the podcast, then please email us at hello@moveiQ.co.uk.
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Jan 14, 2025 • 7min

First Time Home Buyer Insurance

Breaking down first time home buyer insurance if you about to become a #firsttimebuyer. In associaiton with Skipton Building Society we've broken down the basics. Tune in for: Types of insurance Policy add ons to consider Japanese knotweed First-Home Focus is brought to you on association with Skipton Building Society https://www.skipton.co.uk Why not subscribe to receive Move iQ's monthly newsletters, and get his top tips and market updates direct to your inbox. Where else you can find advice from Move iQ You can connect with us on Facebook, Instagram, TikTok Twitter or LinkedIn. We upload videos weekly over on our YouTube channel be sure to subscribe and let us know what you think. If you have any questions for Phil or any special requests for topics to cover on the podcast, then please email us at hello@moveiQ.co.uk.
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Jan 14, 2025 • 5min

How to Find Off Market Homes

Do you know how to find off market homes? As a first time buyer you possibly don't so in association with Skipton Building Society we're going to share some tips should this be a route you want to explore. At first home focus we're here to help you on your first home journey - home ownership might be closer than you think. Tune in for: What is an 'off market' home? Finding off market homes First-Home Focus is brought to you on association with Skipton Building Society https://www.skipton.co.uk Why not subscribe to receive Move iQ's monthly newsletters, and get his top tips and market updates direct to your inbox. Where else you can find advice from Move iQ You can connect with us on Facebook, Instagram, TikTok Twitter or LinkedIn. We upload videos weekly over on our YouTube channel be sure to subscribe and let us know what you think. If you have any questions for Phil or any special requests for topics to cover on the podcast, then please email us at hello@moveiQ.co.uk.
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Jan 14, 2025 • 4min

First Time Home Buyer Home

A first time home buyer home starts with a clear idea of what you want - but that's not always easy. In association with Skipton Building Society we share some important considerations to help define your wants Vs your needs. First home focus is here to help buying a home for the first time that little bit easier. Tune in for: Importance of budgeting Location Location Location Essentials Vs Desireables First-Home Focus is brought to you on association with Skipton Building Society https://www.skipton.co.uk Why not subscribe to receive Move iQ's monthly newsletters, and get his top tips and market updates direct to your inbox. Where else you can find advice from Move iQ You can connect with us on Facebook, Instagram, TikTok Twitter or LinkedIn. We upload videos weekly over on our YouTube channel be sure to subscribe and let us know what you think. If you have any questions for Phil or any special requests for topics to cover on the podcast, then please email us at hello@moveiQ.co.uk.
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Jan 14, 2025 • 5min

How to Save for a House Deposit

First time buyers tune in! We're sharing tips on how to save for a house deposit, in association with Skipton Building Society. Tune in for: How much will you need? Deposit examples First-Home Focus is brought to you on association with Skipton Building Society https://www.skipton.co.uk Why not subscribe to receive Move iQ's monthly newsletters, and get his top tips and market updates direct to your inbox. Where else you can find advice from Move iQ You can connect with us on Facebook, Instagram, TikTok Twitter or LinkedIn. We upload videos weekly over on our YouTube channel be sure to subscribe and let us know what you think. If you have any questions for Phil or any special requests for topics to cover on the podcast, then please email us at hello@moveiQ.co.uk.
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Jan 14, 2025 • 6min

What is a Guarantor on a Loan

We share what a guarantor on a loan means if you're a #firsttimehomebuyer aspiring to buy your first property. Emma from Skipton Building Society sits down with Phil  to explains how income booster mortgages work and the role and considerations for any guarantor. Tune in for: Application process Onward affordability Guarantor criteria First-Home Focus is brought to you on association with Skipton Building Society https://www.skipton.co.uk Why not subscribe to receive Move iQ's monthly newsletters, and get his top tips and market updates direct to your inbox. Where else you can find advice from Move iQ You can connect with us on Facebook, Instagram, TikTok Twitter or LinkedIn. We upload videos weekly over on our YouTube channel be sure to subscribe and let us know what you think. If you have any questions for Phil or any special requests for topics to cover on the podcast, then please email us at hello@moveiQ.co.uk.
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Jan 14, 2025 • 10min

Buying a House For The First Time

If you're buying a home for the first time you're in the right place. First Home Focus is brought to you by Move iQ in association with Skipton Building Society helping all first time home buyers get onto the property ladder. Tune in for: Understadning mortgage basics Monitor your credit ratings Saving schemes & budgeting First-Home Focus is brought to you on association with Skipton Building Society https://www.skipton.co.uk Why not subscribe to receive Move iQ's monthly newsletters, and get his top tips and market updates direct to your inbox. Where else you can find advice from Move iQ You can connect with us on Facebook, Instagram, TikTok Twitter or LinkedIn. We upload videos weekly over on our YouTube channel be sure to subscribe and let us know what you think. If you have any questions for Phil or any special requests for topics to cover on the podcast, then please email us at hello@moveiQ.co.uk.

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