The Scottish Property Podcast

In this episode, Nick & Steven chat to Brian Gilmour from Indigo Square about the latest info and updates for the month of November in the property world.We talk about the following:What do factors actually do and why do we hate them?The truth about the law around being forced to pay for servicesSince 2020 the LHA rates have not been reviewed Tenants on benefits legislation Why average rental length has grown by x4 over 20 yearsIs the private rental sector the appropriate place ...

In this episode Nick & Steven chat to Paul Docherty about his journey from engineering to property investing. Working on self development and putting yourself in amongst the right people to progress as quickly as possibleTreating property as a pensionStarting to purchase property at 25The detriment of surrounding yourself with the wrong people Seeing your pain point and finding the solutionEmbracing being out of your comfort zonePutting yourself out there Discovering off market ...

Welcome to the landmark 200th episode of the Scottish Property Podcast! In this special edition, hosts Nick and Steven celebrate this incredible milestone with an exciting giveaway exclusively for our listeners.A Journey Through Time: Celebrating 4 YearsOver the last four years, we’ve been committed to showing up every week, delivering valuable insights into the Scottish property market. In this episode, we take a nostalgic trip down memory lane, revisiting the highlights and significant mile...

In this episode Steven & Nick chat with Sam Dyer about buying 100 properties in 3 years by teaming up with Steven. The power of diversity in partnerships and how they have added almost £5,000,000 in value to the portfolio in 1 year. Partnerships complimenting each others strengths & weaknesses Dealing with daily fallouts Steven gets slagged rotten Affording the opportunity to buy what you want Buying mental assets not just financial assets Adding almost £...

In this episode Nick & Steven chat with Hulk Hogan and Johnny Depp’s love child about the latest updates in the property market from October.Inflation rates and Interest data5.25% Bank of England base rate The lag in house price data House prices in Scotland holding against the UK?Transactions are up in Scotland but down in the UK1 in 3 house sales are cash purchases Will the market drop rather than fully crash?The discrepancy between Scottish and English legislationIs the ...

In this episode, Nick & Steven chat with Stephen Fitzgerald, an accomplished property investor and developer. Stephen joins us to discuss his remarkable journey, a story that evolves from humble beginnings in a boiler installation business to the realisation of his true calling in property development.In this enlightening episode, we explore Stephen's transformative 'lightbulb moment' that led him to transition from his initial career into full-time property investment. Stephen initially ...

In this episode, Nick & Steven chat with Kris Dalziel of Dalziel ventures about utilising his sales skills and accounting background to provide a full sourcing to project managing property service. Starting off working in sales and recruitment Returning to college to gain accounting degree for 5 yearsMaking a mistake working for someone else Investing in yourself and getting an education Being a full time property source as well as an investorProviding a full service f...

In this episode, Steven & Nick chat to Cameron Leslie from Go Financial services where he explains some of the jargon surrounding finance, lending and interest rates. As well as the importance of knowing your investment area inside out.Starting of working as an engineerBuilding his own financial business by age 24Realising your strengths and working to them Using youth as an asset not a disadvantageChanges in the finance market 14 consecutive rises in the base rate How swap...

In this episode Nick & Steven chat with Craig Holmes from HIP Lettings management about recent events in the property monthly market update for September. We talk about the following:The recent cost of living act capping rent at 3%Final extension of legislation for a further 6 months Will rent controls return to pre-covid measures?How will future rental controls be determined by the government?The difficulty for potential tenants finding rental propertiesWill future rent control...

In this episode Nick has a catch up conversation about what’s going on in Steven’s businesses. The difference between finance in the past compared with today and Steven’s Aberdeen portfolio status.Stevens various projects in progressFollow up on completed projectsJumping on Opportunity The pain points in the next few years with interest rates Portfolio management Bridging loans and their feesThe difference in appraisals from last year to nowArrangements fees Refinance appl...