
The Scottish Property Podcast
A weekly podcast focused on keeping property investors informed and educated on the Scottish property market. Co-hosts Nick Ponty and Steven Clark share their own experiences, answer questions and talk to experts in the industry.
Latest episodes

Jun 5, 2023 • 51min
Monthly Market Update with Brian Gilmour
In this episode Steven and Nick chat to Brian Gilmore of Indigo Square about the latest news, developments and legislation in the scottish market over May We talk about the following:The launch of 100% mortgages by SkiptonForgetting about the 2008 crash The geographical area where 100% mortgages will be available The flip of culture in Scotland from renting to owning propertyThe empty space in Scotland and why there isn’t enough affordable housing Purple bricks being sold ...

May 29, 2023 • 1h 1min
19 buy to let’s, 2 SA units, a CMO, an HMO and no end in sight with Gillian Green
In this episode Steven and Nick chat to Gillian green about her use of all property strategies and how her SA lets have performed this year. Owning an HMO in Liverpool and venturing into the world of commercial property.Gillians involvement in all aspects of property investingFlips, HMO, Holiday lets, Sourcing and more Trying serviced accommodation strategy for a year Staging and finding enjoyment in the creative aspects of property Holiday lets licensing and the comparison to ...

May 22, 2023 • 46min
Sourcing 50 properties in 1 year and raising £330k from 1 post with David Smart
In this episode Nick and Steven chat with David Smart about his sourcing, development and lettings businesses. David was on the show 2 years ago and has excelled since then. He shares the power of sourcing and how integral it is to a successful property business. Along with finding 330k of last minute investment from a social media post.Sourcing when starting out in property to leave working off-shore Systems and due diligence involved in sourcingSourcing over 50 properties in a year&nbs...

May 15, 2023 • 57min
Creating £32.5 million in GDV renovating listed buildings with Maria Thomson
In this episode Nick and Steven chat to Maria Thomson about her move in to property at the age of 57. Moving from life as a lawyer, Hypnotist and Festival business owner into property development. Maria’s story can inspire us all to aim higher in property and that it is never too late to rethink your strategy and go for what you want.Paid for property training in 2017 at 57 Being a master hypnotist Running a wood fired pizza business at festivals Her reasons for starting in pro...

May 8, 2023 • 39min
Buying a castle for £240,000 and turning it into a hotel with Nicole Rudder
This week Nick and Steven speak to Nicole Rudder, owner of the G4 claims office, G4 podcast studio and Garrion tower. As if starting multiple businesses wasn’t enough, the business woman extraordinaire bought a 14th century castle for less than a quarter of a million and plans to turn it into a wedding hotel venue along with buying 3 properties in Florida during Covid!Purchasing the 7000 square foot G4 building Developing the building from an old factory Having the vision to see pas...

May 1, 2023 • 46min
Monthly Market Update with John Cox
In this episode Steven and Nick chat to John Cox. John is at the helm of Cox & Co and gives sound advice and shares his knowledge on what has been happening in the world of property over the month of April.We talk about the following:The potential doubling of council tax for second homesThe city lets reportAverage rents standing at over £1000 for the first time Last of stock causing 3% rise in rent prices The speed properties are disappearing Increase in investors dec...

Apr 24, 2023 • 41min
Will bad EPC ratings kill the buy to let market? with Neil Mcleod
In this episode Nick and Steven chat with Neil Mcleod from property partners about EPC related topics. The importance of EPC rating these days, how to achieve a good rating and what the future of heating and energy performance in the rental sector looks like. Spanning EPC between two trading companiesHow prominent EPC rating has become in recent years Why do we need an EPC ratingTenanted properties need to be EPC rating C by 2025Improvements needed to bring properties up to standard...

Apr 17, 2023 • 1h 11min
Owning Pubs, buying Castles, wearing Tartan and 'Taches with Davy Hutton
In this episode Steven and Nick talk to Davy Hutton about starting his Quick sale property business off the back of the recession, estate agencies, buying castles, owning pubs, dressing how you like and life in general. Davy has had a colourful life and has an incredible story to tell in his own inimitable way.Not wanting to look like an “estate agent”Looking how you want as long as you talk credibly in businessBasing business in personalityDeveloping confidence through music and performanceD...

Apr 10, 2023 • 52min
Loss, Lessons, Legacy & Living life on your own terms with Steven Clark
In this episode Nick takes the opportunity to interview Steven about his story and building a life through property. Steven tells how he got started and shares some very personal information. The highs and lows and the truth about what it takes to build a property empire.Leaving a high paying job off-shoreStarting a property businessConsidering yourself a businessmanStepping outside of your comfort zoneThe trauma that makes us strive for more Leaving a LegacyThe worst mistake you could m...

Apr 3, 2023 • 41min
Monthly market update with Marcus Di Rollo
In this episode Steven & Nick speak to Marcus Di Rollo about his story as a professional rugby player. Leaving the sport after health and injury issues to build a personal portfolio and become director of lettings for Gilson Gray.We talk about the following:The spring UK budget Corporation tax increasePension contributions being raised Scrapping the lifetime allowance capExtending the energy price capRent rising due to removal of landlords rightsPatrick Harvey’s comments on rent...
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