

The Scottish Property Podcast
Nick Ponty and Steven Clark
A weekly podcast focused on keeping property investors informed and educated on the Scottish property market. Co-hosts Nick Ponty and Steven Clark share their own experiences, answer questions and talk to experts in the industry.
Episodes
Mentioned books

Nov 13, 2023 • 58min
100 units in 3 years & adding £4,980,000 to the portfolio in a year with Sam Dyer
In this episode Steven & Nick chat with Sam Dyer about buying 100 properties in 3 years by teaming up with Steven. The power of diversity in partnerships and how they have added almost £5,000,000 in value to the portfolio in 1 year. Partnerships complimenting each others strengths & weaknesses Dealing with daily fallouts Steven gets slagged rotten Affording the opportunity to buy what you want Buying mental assets not just financial assets Adding almost £...

Nov 6, 2023 • 49min
Monthly Market Update with Davy Hutton
In this episode Nick & Steven chat with Hulk Hogan and Johnny Depp’s love child about the latest updates in the property market from October.Inflation rates and Interest data5.25% Bank of England base rate The lag in house price data House prices in Scotland holding against the UK?Transactions are up in Scotland but down in the UK1 in 3 house sales are cash purchases Will the market drop rather than fully crash?The discrepancy between Scottish and English legislationIs the ...

Oct 31, 2023 • 55min
From Boiler to Million Pound Luxury Builds with Stephen Fitzgerald
In this episode, Nick & Steven chat with Stephen Fitzgerald, an accomplished property investor and developer. Stephen joins us to discuss his remarkable journey, a story that evolves from humble beginnings in a boiler installation business to the realisation of his true calling in property development.In this enlightening episode, we explore Stephen's transformative 'lightbulb moment' that led him to transition from his initial career into full-time property investment. Stephen initially ...

Oct 23, 2023 • 58min
Sourcing grunters & a £220k property for £155k walking my dog with Kris Dalziel
In this episode, Nick & Steven chat with Kris Dalziel of Dalziel ventures about utilising his sales skills and accounting background to provide a full sourcing to project managing property service. Starting off working in sales and recruitment Returning to college to gain accounting degree for 5 yearsMaking a mistake working for someone else Investing in yourself and getting an education Being a full time property source as well as an investorProviding a full service f...

Oct 16, 2023 • 1h 2min
How to get bridging, lending & finance right with Cameron Leslie
In this episode, Steven & Nick chat to Cameron Leslie from Go Financial services where he explains some of the jargon surrounding finance, lending and interest rates. As well as the importance of knowing your investment area inside out.Starting of working as an engineerBuilding his own financial business by age 24Realising your strengths and working to them Using youth as an asset not a disadvantageChanges in the finance market 14 consecutive rises in the base rate How swap...

Oct 9, 2023 • 44min
Monthly market update with Craig Holmes
In this episode Nick & Steven chat with Craig Holmes from HIP Lettings management about recent events in the property monthly market update for September. We talk about the following:The recent cost of living act capping rent at 3%Final extension of legislation for a further 6 months Will rent controls return to pre-covid measures?How will future rental controls be determined by the government?The difficulty for potential tenants finding rental propertiesWill future rent control...

Oct 2, 2023 • 26min
Shooting the s**t part 2 - Steven
In this episode Nick has a catch up conversation about what’s going on in Steven’s businesses. The difference between finance in the past compared with today and Steven’s Aberdeen portfolio status.Stevens various projects in progressFollow up on completed projectsJumping on Opportunity The pain points in the next few years with interest rates Portfolio management Bridging loans and their feesThe difference in appraisals from last year to nowArrangements fees Refinance appl...

Sep 28, 2023 • 34min
⏰ Final Countdown: Scotland's Short-Term Let Licensing Explained!
In this timely episode of the Scottish Property Podcast, hosts Nick and Steven sit down with special guest Chris Turnbull, an experienced short-term let owner with properties in both Edinburgh and Glasgow. With the upcoming Short-Term Lets Licensing deadline on October 1st looming large, Chris offers a wealth of practical advice, having recently navigated the new regulations himself.Key Points Covered:The Application Process: Chris takes us step-by-step through the complexities of applying fo...

Sep 25, 2023 • 21min
Shooting the s**t part 1 - Nick
In this episode Steven has a catch up conversation about what’s going on in Nick’s business. The Highs, lows, trials of Nick’s Lettings agency issues along with putting across the best image of yourself to achieve growth in your business.In this episode Nick & Steven chat with Ryan Quinn from Quinn & Co wealth management about his move from sports businesses into property investment and financial planning. How buying 10 buy to let's gave him the power to retrain.The difficulty in star...

Sep 18, 2023 • 58min
Retraining as a wealth planner using 10 buy to lets with Ryan Quinn
In this episode Nick & Steven chat with Ryan Quinn from Quinn & Co wealth management about his move from sports businesses into property investment and financial planning. How buying 10 buy to let's gave him the power to retrain.Starting off in sports and football coachingCreating his adventure football business Using your time for what you want to do Learning about property from a friend Seeing mistakes on first properties and adjusting Leaving 12k in first proper...