The Scottish Property Podcast

In this episode, Steven and Nick talk to Derek Mawhinney about starting out as a roofer before beginning in property and raising billions for his vision to eradicate homelessness in Scotland by 2035.His mission to eradicate homelessness in Scotland by 2035Raising £2.5 Billion Putting 24,000 families in temporary housing Starting as a roofer before moving into propertyTrying to solve public issuesFocusing on healthcare, education and social housingDeveloping and repurposing ex-...

In this episode, Steven and Nick give an update on all the latest news affecting the property market with guest Michael Maloco.We talk about the following:The further fall in house prices .Will the housing market crash.Where are interest rates going?House price and wage inflation.Stock levels and a rise in repossessions .Fixed rate vs Tracker rate Mortgages.Follow Michael Maloco:@malocoandassociates www.maloco.co.uk**DISCLAIMER**Please do your own due diligence on any of our guests you m...

In this episode, Steven and Nick chat to Andy Little about his time as a professional footballer at Glasgow Rangers, building his property portfolio and his move into property lettings after retiring from the sport.• Playing for Rangers and Northern Ireland •Retiring as a professional footballer•Working part-time as a letting agent •Investing in flip projects in England •Helping players invest their money while they can •Building a buy to let portfolio while playing footba...

In this episode, Steven and Nick chat to Calum White who is CEO of White & Co in Dubai about his real estate business and the opportunities for agents in the UAE. We talk about the following:•Moving from the UK to live in Dubai •The differences between the standard of living •Earning huge commission on deals •Having the determination to make plan A work •How much you need before moving to Dubai •Paying no tax •What qualities you need to work as an agent...

In this episode, Steven and Nick chat to Nick Guit who is a property investor as well as running his own building company. We talk about the following:How Nick started out as a welder in the shipyardsTraining as a building surveyorStarting his own construction companyThe struggles of running a building companyBest tips on trying to find the best builders and tradesmenHow Nick got started in investing in his own properties Some of Nicks projects and how they are structuredNicks thoug...

In this episode, Steven and Nick chat with Jeff Livingstone from Landlord Specialist Services Scotland about the process of evicting a tenant based on rent arrears. We talk about the following:What services does Jeff carry out on behalf of the landlord Will tenants struggle to pay rent this winterWhy good communication with tenants is so importantHow some tenants will “play' the system to fast track themselves on the social housing waiting list. What chance has a landlord got t...

In this episode, Steven and Nick give an update on all the latest news affecting the property market and how it's affecting their own investing.We talk about the following:Summary of what has happened post mini-budget.How did it affect our investing thoughts.The return of the tracker mortgage.Where does the BOE go with rising interest rates.How it is difficult to make good cash flow with higher interest rates.How are the rising interest rates going to affect the property market and will this ...

In this episode, Steven and Nick give some helpful tips on doing your own due diligence on deals and sourcing agents.We talk about the following:What steps can you take to check a dealWhat steps can you do to check out deal sourcers are trustworthyHow much to pay a deal sourcerWhat sort of terms should you be signingExtra checks you should do on tenanted propertiesQuestions and answers from the audience **DISCLAIMER**Please do your own due diligence on any of our guests you may decide to...

In this episode, Steven and Nick chat with David Sands about his family business and current property business. As the former owner of David Sands convenience stores, we discuss the sale of the shop chain and his subsequent shift into property, making life work to what he wants to do in the future.We talk about the following:* Starting a convenience store business in his 20’s* Building it from 1 shop to 30 units with 800 employees* Selling it all off to the co-op for an undisclosed sum* How t...

In this episode, Steven and Nick chat with Jerry Alexander about current topical situations.Rising energy costs, utilities, and how it is affecting his commercial and residential propertystrategies.We talk about the following:* Rising energy and utility costs* Rising interest rates* The effect the rises are having on property strategies* What you can do to mitigate risks* Looking for new opportunities* The current economic conditions* How we can navigate through the problems aheadHow to get i...