The Scottish Property Podcast

In this episode, Steven chats to Joshua Tharby from JSM partners about the importance of business cash flow, the investment of your cash into property, expenses within a limited company and how you can earn the most tax efficient way. We talk about the following:* Being a property investor first* Focusing on business cash flowing activities* Investing this cash into properties* Building his own portfolio* Tax savings through limited companies* limited company expenses* How t...

In this episode, Nick and Steven chat to The Northern Irish property girl, Eimear Gourley about how she built a sourcing business during Covid and how she has been prolific in this job to source £3,000,000 of properties for clients in such a short time.We talk about the following:* Creating a sourcing business through Covid* Starting 18 months ago* Building a client base through linkedin* The power of social media for a new business* Mindset of juggling a new business with 3 kids and a full-t...

In this episode, Nick and Steven chat to Gillian Mcluskie about her experience transitioning from Social worker to Sourcing, Staging and creating her own property business from scratch.We talk about the following:* Beginning sourcing property 3 years ago* Learning the numbers and dealing with constant rejection.* Working full time and having a sourcing business too* Taking a career break after covid to work on property* Getting stuck in, regardless of meeting personal finance targets* Dealing...

In this episode, Nick and Steven chat to Daryl McIntosh, Policy and Campaigns Manager for Propertymark about the current state of the Private Rented Sector (PRS) and the restrictions placed on landlords and investors. We talk about the following:* What damage could rent controls have in a free market economy?* Where do the problems really lie with tenants and who needs the help?* Pitfalls of trying to align social and private sector * The strain on housing stock from immigration* Cu...

In this episode, Nick and Steven chat all things renovations with Trish Crooks. Trish is currently managing 10 renovations projects for her clients and herself and shares her experience and top tips. We talk about the following: * All things renovations and how Trish is currently managing 10 renovation projects and has much more in the pipeline. * Trish's background.* Nightmare renovation projects when things go wrong.* Losing money in Turkey property. * Top tips on how to...

In this episode, Nick and Steven catch up on the state of the current property market and look at the macroeconomic factors that are leading to high inflation and increasing interest rates.We talk about the following:* What's causing the high inflation and how long will it last* How the bank of England are going about rising the interest rates* How will rising interest rates affect property prices and demand* What can we do as property investors to protect us from the current conditions and p...

In this episode, Nick and Steven chat to The Property investors Broker, Sam Norris sharing his start up story and delivering a mini masterclass in Bridging finance.We talk about the following:* Starting up a mortgage brokerage* Not having the standard persona of a broker* Defining roles and ambitions with business partners* Going from employee of the month to being sacked the next month* Brokers bug bears with property investors* Not being a “yes” man and having client transparency* The impor...

In this episode, Nick and Steven chat to the good life property investor, Kristina Castillina about how she has gone from having nothing to building a portfolio, SA business and recently sourcing 30 properties in 2 years.We talk about the following:* Beginning as a performer and singer * Living in Aviemore as a child * Spending £18,000 on property training* Starting as a network marketer * Building up a buy to let portfolio in Blackpool to replace working income* Hitting proble...

In this episode, Nick and Steven chat to Jim Brown about how he got into property from a flip where he made £40,000. Living in Bali for £1000 a month and the numbers involved in achieving the life you want from a small portfolio.We talk about the following:* Gaining the financial freedom to live in Bali, Indonesia* Only needing £1000 to live there comfortably for a month!* gaining this income from property in 4 years* Quitting his job as a school teacher* His buy-to-let portfolio and flips* R...

In this episode, Nick and Steven chat to Laurence and Jake from Donnini Apartments about how they built a 50 unit service apartment business in Ayrshire. We talk about the following:* Flipping a property to gain initial funds to start a business* Meeting as business partners at university * The importance of roles in a business* Aquiring their first Serviced accommodation rent to rent property* Scaling up the business* Taking on employees * Business operations and systems* Deal...