The Scottish Property Podcast

In this episode, Nick and Steven chat to the good life property investor, Kristina Castillina about how she has gone from having nothing to building a portfolio, SA business and recently sourcing 30 properties in 2 years.We talk about the following:* Beginning as a performer and singer * Living in Aviemore as a child * Spending £18,000 on property training* Starting as a network marketer * Building up a buy to let portfolio in Blackpool to replace working income* Hitting proble...

In this episode, Nick and Steven chat to Jim Brown about how he got into property from a flip where he made £40,000. Living in Bali for £1000 a month and the numbers involved in achieving the life you want from a small portfolio.We talk about the following:* Gaining the financial freedom to live in Bali, Indonesia* Only needing £1000 to live there comfortably for a month!* gaining this income from property in 4 years* Quitting his job as a school teacher* His buy-to-let portfolio and flips* R...

In this episode, Nick and Steven chat to Laurence and Jake from Donnini Apartments about how they built a 50 unit service apartment business in Ayrshire. We talk about the following:* Flipping a property to gain initial funds to start a business* Meeting as business partners at university * The importance of roles in a business* Aquiring their first Serviced accommodation rent to rent property* Scaling up the business* Taking on employees * Business operations and systems* Deal...

In this episode, Nick and Steven chat with experienced property investor, Bill Roddie. His company, Spectrum Properties has built up a portfolio of over 700 units across central Scotland and they are now active in a number of large scale residential developments.We talk about the following:Starting out in the 1980’s buying commercial property in n the east end of Glasgow Lending money in the 80’s for his first property purchases Some case studies of residential developments th...

In this episode, Nick and Steven chat with Architect and developer, Kenneth Martin about his 5 pillars of how to begin in property development. He shares his top tips for finding land along with the appraisal process and checklist he uses when looking into new projects. We talk about the following:* Building your power team * The planning application process* The building warrant process * The actual building process* Post completion responsibilities and checks* What can...

In this episode, Nick and Steven chat to Eddie Wighton and Michael Pratt of Invertay Homes. Invertay homes are based in Dundee and pride themselves on building affordable, sustainable and efficient homes suitable for family living. It was great to talk to a local housebuilder about the business of new build development.We talk about the following:Building 106 houses since they started out in 2013How they put themselves in the shoes of the house buyer first at the design stageWha...

In this episode, Nick and Steven chat to Liam Rogan from Get Ground on the tax advantages of investing in a limited company. Get Ground educate people on the benefits of company buy-to-let then make it easy and cost effective to execute. We talk about the following:* Using capital gains allowance* Cost implications involved in moving from personal name into ltd company* Should you take a salary from your ltd company* Is a ltd company the right move for you?* Inheritance tax * Overse...

In this episode, Nick and Steven chat for a second time to property investor Adam Lawrence. Adam is well known for his weekly "Sunday Supplement" article on the Partners in Property Facebook page.In this episode we cover the following: Raising inflation and the cost of living crisis. Russian sanctions and how it will impact the macro economy. War in Ukraine and how it will effect. Rising interest rates and how will it impact the property market.&nbs...

In this episode, Nick and Steven chat to Rosie Charles of ARCH Investments. Rosie and her husband Allan started off investing 5 hours from their home town where they have built a buy to let and HMO portfolio in The Wirral. In this episode we cover the following:How they invest remotely 5 hours from homeHow they took 9 months to find a deal and why they didn't give up at the startTips on researching a new investment area that you're not familiar withUsing private investor funds for...

In this episode, Nick and Steven chat to Daniel Duffield who is a co-founder of Kove Properties. Daniel and his team source buy to let properties for investors, as well as guaranteed rent serviced accommodation deals. They also have a "Loan and learn" program that we find out more about.In this episode we cover the following:How Daniel met his business partner at a networking event and started Kove propertiesHow they managed to use furlough to their advantage and accelerate the bu...