The Progressive Property Podcast

If you have been wanting to get into property investment for a while, but seriously doubted you were able to do it without using your own money, then listen in today as Kevin is joined by Paul Selman. Paul is just one of many people who found success in property using the No Money Down training. Together they discuss mindset, finding a good business partner and why you must force yourself to get educated and implement these learnings consistently.   KEY TAKEAWAYS Many people doubt the theory that you are able to invest in property and make a profit using either no money or somebody else’s money. This is entirely untrue, it is absolutely possible to make money in property with little to no money, you just need to get creative. The more creative you get and the more tools you learn, the more fun you are able to have with property and the more money you can make.   There are only three ways to build up a deposit to buy a house. You either exchange your time for money in a job, in this case, it will most likely take you a long time and you are unlikely to build a large property portfolio this way. You borrow money from other people such as banks or private investors or you can create the money from within your business using other people's property.   If you are looking to get into property using investor funds, it is extremely important to be confident and professional. You need to look credible in front of them and you need to be able to relay the facts to them. If you are not confident in yourself and you are unable to project that confidence to other people then you are essentially trying to fight with your hands tied behind your back.   Whether you think you can or whether you think you can’t, you’re right. You have got to get over the doubt in your minds and stop questioning yourself daily. Use tools such as courses, books and mentors to get educated and use this education to implement the learning. Force yourself to implement stuff on a consistent basis, whilst you are questioning it somebody else is making money in your area.   If the figures stack up, it does not matter to investors which area of the country you decide to invest in. If you can prove that the investor is likely to see a 10-20% return (a much larger return than their money being sat in the bank) then they will not care where you invest their money, provided you supply the return.   BEST MOMENTS “No Money Down is the tool you use to deliver the strategy.” “Use up the free time you have available, create time. It is about being smarter with your time.” “If you don’t get yourself out of your comfort zone, you will not make the money that you deserve to make.”   VALUABLE RESOURCES No Money Down Book ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.  CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ http://progressiveproperty.co.uk/ progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

There are over 2.2 million landlords in the UK, but 2 million of them own only one property, is this you? Or perhaps you want to invest in property but you don’t have the funds in the first place? Join Kevin today as he describes creative investing techniques and the benefits of a joint venture partnership. Discover why joint venturing reduces your financial risk whilst you still are able to reap the rewards, how it is possible to become a property investor using little to none of your own money and why your knowledge and experience is just as valuable as cash in the bank.   KEY TAKEAWAYS   No matter which property strategy you wish to proceed with, the most common problem is that you don’t have the funds to do it. The concept of ‘No Money Down” is that you will not use any of your own money however you will use other people's money, aka a joint venture (JV) partnership. This may be a JV for risk and reward or it might be borrowing money for a fixed rate return.   You have got to invest time in order to get a return. Time is the most important thing, they are constantly printing new money and money is all around us. All you need to do is learn how to attract that money towards you. What you cannot make more of or cannot get back, is time. You need time, knowledge and money.   Joint venturing reduces your financial risk. Many people will say that they do not want to give half of their profits away, with 100% ownership comes 100% of the risk whereas when you are part of a JV partnership you are able to share the risk. If there is a downturn, you may not have all the money you need to get you through the journey and your JV partner can make sure you are safe.   JV partners can bring different things to the table, it doesn’t necessarily have to be the money. Why would the partner with the money lend it to you? Most likely because they perceive that you are bringing the knowledge and experience. You have something they need and they have something you need, meaning both people are benefiting from the partnership. Purchasing with a JV partner can recession-proof you.   Many people will likely lose their jobs after the furlough scheme ends in October. You can use this as an opportunity to help people by using creative strategies like lease options. This will help people to not have to lose their homes at a 25% loss or in the worst-case scenario, get repossessed during the upcoming recession.   BEST MOMENTS “No matter which strategy you want to do, you need to be using creative investment techniques and joint ventures, otherwise you will never get the portfolio size you want to achieve.” “50% of something is better than 100% of nothing.” “It allows you to scale quickly but also at a much faster pace.” “You see who has been swimming with the shark when the tide goes out.”   VALUABLE RESOURCES https://www.amazon.co.uk/No-Money-Down-Property-Investing/dp/1909846767 ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.  CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ http://progressiveproperty.co.uk/ progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

If you’ve ever wondered ‘just how successful can I really be in property’ then listen in to today’s episode, as Kevin is joined by Jeanette Linfoot, who attended a progressive property event and is also a member of the VIP programme and has managed to create a successful and lucrative property business. Together they discuss the benefits of mentorship, researching your local area and sourcing the right members of your property team and how your business skills from previous jobs can be transferred to make your property business a success. KEY TAKEAWAYS If you are going to invest in property and create a property business/portfolio make sure you focus on it and don’t just dabble. To enable to create a large property business it is beneficial to have ongoing support by signing up for a VIP package with progressive which allows you to have ongoing mentorship and support.   The support from Progressive can offer you so much such as the technical aspects of buying and refurbishing the property and approaching it in the right way, in particular on optimizing your cash position and how you can be clever with recycling your cash and refinancing. The VIP programme also offers a certain level of accountability and knowing that if you’ve invested in your education/mentorship programme, you want to ensure you are getting your value for money and continuing to progress.   It is important to research the area you wish to start buying properties in by learning the demographics and the property statistics of your chosen area. Once you have done this you need to identify key people you will need in your teams as well as identifying and highlighting your key strengths and skills that can be added to your property business team, you may need to source a great lettings agent, broker and tax accountant.   For anybody that is wondering what will be right for their own journey, it is recommended to spend a bit of time in terms of what are you trying to get out of it? This may be cash flow to allow them to quit their jobs, others may want the equity growth or perhaps a bit of both.   There are adjacent skills and experiences that I think transfer across different business sectors anyway, and sometimes people don’t always realise that.”When you start out in property you might be doing a job that is totally unrelated and thinks that you have no skills in the industry whereas actually if you take a step back, you have got lots of transferable skills.   If you’re looking to get into property don’t procrastinate you need to make a start and don’t worry about it all being perfect, it will come together. Secondly, get out there and meet like-minded people that will support you throughout your journey. Finally, know your numbers and create a simple plan that will help guide you through in terms of what you are trying to achieve. BEST MOMENTS “If you’re going to be serious about this, and investing hundreds of thousands or even millions of pounds in your property business you need to have spent a bit of time on the ground.” “Spend the time and the effort upfront to get your relationships set up if you go running out the block too fast and you’ve not got that in place, then it can be more difficult and you will probably make a few more mistakes along the way.” “Everyones different, you need to think about what is the right schedule for you but definitely allocate dedicated time.” “You can read and research as much as you want but ultimately you have to do something.” VALUABLE RESOURCES Brave Bold Brilliant Podcast -Apple Podcasts (iTunes)-Spotify https://www.amazon.co.uk/No-Money-Down-Property-Investing/dp/1909846767 https://robmoore.com/   ABOUT THE GUEST Jeannette Linfoot is a highly regarded senior executive, property investor, board advisor and business mentor with over 25 years of global professional business experience across the travel, leisure, hospitality and property sectors. Having bought, ran and sold businesses all over the world, Jeannette now has a portfolio of her own businesses and also advises and mentors other business leaders to drive forward their strategies as well as their own personal development. Jeannette is a down to earth leader, a passionate champion for diversity & inclusion and a huge advocate of nurturing talent so every person can unleash their full potential and live their dreams. CONTACT METHOD www.jeannettelinfootassociates.com YOUTUBE LinkedIn Facebook   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.  CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ http://progressiveproperty.co.uk/ progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

With the announcement, last week about the elimination of stamp duty on properties under five hundred thousand pounds as well as the reduction of VAT in certain industries, listen in today as Kevin and co-founder of Progressive Property and Property expert Mark Homer discuss the impact and the benefits this can have on you and your property business. Together they explain how you can leverage these announcements to suit you whether that be turning a commercial property into a residential building, paying less VAT on your serviced accommodation or receiving business loans or grants for your business.   KEY TAKEAWAYS Due to the circumstances surrounding the current pandemic, the government has announced the plan to scrap stamp duty completely for house price purchases for under half a million GBP, this is for everybody including homeowners and property investors apart from the additional 3% stamp duty. Meaning if you are a homeowner you pay no stamp duty (under 500k) and if you are a buy to let second property owner, you don’t pay the initial stamp duty but you do pay the additional 3%. One big benefit of this is that they have also announced the reduction in planning requirements around commercial. Making it easier for you to turn the commercial building into residential, which is a big opportunity right now. If you can do this before the end of March 2021 before things return to normal, and keep the purchase value under 500k meaning the incentive of the buyer is that they can purchase from you with no stamp duty to be paid. Many people have been struggling to fill their serviced accommodation units, at the beginning of the lockdown they were worried that their business would not survive. Had they applied for business rates then they would have qualified for a 10,000 pound grant per property. Now the reduction of VAT to 5% in this industry is a huge incentive to offer your guests to get them back into staying in your units. Now is the time to look for what is happening in the marketplace, be following the new updates weekly as things are continuously changing. Surround yourself with like-minded people, people that understand how to interpret the announcements that are coming from the government and who can take these and pivot their business to benefit from those announcements. You need to be thinking about your bounceback loans and the C Bills loans as the scheme is coming to an end in November. If you are trading properties or need development finance, some lenders have linked up with C bills to reduce the rate and potentially go higher loan to value which is very useful. Get out there and take advantage of those, making sure the company that you are taking the loan into is at least 50% operative as a trading entity.     BEST MOMENTS “We have to look at it and see where this benefit may be.” “Yes there is going to be unemployment, yes people are going to lose their jobs but this brings within opportunity as well, the opportunity for those who are educated and those who are looking in the right places to grab and spot the opportunity.” “I suspect this change will probably help put a little bit of a collar underneath the housing market, which is going to get tougher.” VALUABLE RESOURCES https://www.amazon.co.uk/No-Money-Down-Property-Investing/dp/1909846767 https://robmoore.com/ ABOUT THE GUEST Mark Homer is an entrepreneur investor.  He has worked with investment since he was 15 years old using the laws of wealth! He is a spreadsheet analyst with an impressive following from major publications including BBC Radio, The Wall Street Journal, The Independent, and co-authoring the UK’s best-selling property books.  Mark has always looked for the best investment vehicle, and at the end of 2007 with Rob Moore the co-founder of Progressive Property his joint portfolio produced more profit than any of the other investments he’d tried in the last ten years, combined.   Email: Markhomer@progressiveproperty.co.uk LinkedIn: https://www.linkedin.com/in/markhomer1 Facebook: https://www.facebook.com/markprogressive Twitter: https://twitter.com/markprogressive   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.  CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ http://progressiveproperty.co.uk/ progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Today Kevin McDonnell is interviewing Istvan, a member of Kevin's course and mastermind programme. He went from accounting and finance with no property experience to a property investor in just a few years. It took him longer than he thought to breakthrough, he was close to quitting at points and didn’t make a single deal for 7 months from his start. But now 2 years on he is ready to take the leap and become a full time property investor.   KEY TAKEAWAYS Most people want instant results- we are used to getting what we want, NOW. Too many people only spend a few months, then give up if they didn’t get what they thought they would. Istvan talks about how that didn’t happen. Life can steer you away from your goals if you don’t stay on course, and he was determined for that to not happen to him. In the end it took him 7 months to get his first deal- but he kept trying. You're not achieving nothing- getting the keys to the house isn't the only goal. Every time you go out to view, every time you speak to an agent you are learning something. This all adds up in your knowledge bank. The deals will come, and having that knowledge you have built up will be what could take you over the line with securing it. You don’t have to quit your job- build your parachute before you jump. Starting your property journey while still in a job isn’t something that will hold you back, it’s something that will keep you secure until you are ready. Strengthen your business- don’t be a victim of your own success. Success at the start can give you overconfidence, Istvan found. He was able to easily fill houses and collect rents - until his empty rooms started to grow. He took the time to look at any issue, improve his offering and now is happy to have full occupancy and in need of more houses again!     BEST MOMENTS “Trust the process, back yourself, and keep going” “The hardest deal you will ever do is the first one” “Stop looking for immediate gratification and instant results”     VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.  CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ http://progressiveproperty.co.uk/ progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Today Kevin McDonnell is answering your questions on how to find and negotiate rent to rent deals. Don’t think there are deals to be made in your areas? You’re looking at it all wrong! Never assume that what a landlord or agent wants is all they will settle for, you have to keep pushing. Kevin will show you how he presents a deal to secure properties- and make a profit on them.   KEY TAKEAWAYS What if the numbers don’t work?-- You are looking at the wrong numbers! Don’t think about what the landlords are asking for, think about what you can afford. Reverse engineer the process, Kevin offers what works for him, not what the landlords are asking for. What a tenant pays is not what the landlord gets, so usually what you want to pay isn’t too far off what the landlord gets. Learn how to structure your offer. Take fees that the landlord would otherwise pay off your offer, this will bring down how much they would usually receive by a big chunk, and all of a sudden the price looks like a much better deal. Don’t make a good deal a bad one- know when to walk away. Always stick to your offer, it’s a numbers game. It can be difficult when you become committed to a property, and you could be tempted to up your offer after seeing you are not far off what the landlord wants. But this could be a very bad move, and could wipe any profit away- what is the point of that? How to negotiate creative finance with an estate agent - NEVER NEVER NEVER cut an agent out of a deal- but where possible start the negotiations without an agent. Try to go directly to the vendor where possible. Most agents are not professional investors- and they won’t understand what you are offering. You need to position the offer yourself, and show the landlord their pleasure and pain points. There is only one chance to make a first impression with an offer, and it can lose you a deal if you don’t do it face to face. How do you know how the offer is being received? You can’t see someone’s face over email! Negotiating is a skill, and nothing can replace seeing your landlord face to face. If an agent says no, always try to talk them around. You can show them how they can make more money by working with you. Did you know that even though agents can’t charge fees to tenants anymore, they can charge limited companies? This is a huge bonus for them- let them know they can use it!     BEST MOMENTS “Focus on what you want, not what the landlord wants” “You’re getting in your own way saying the numbers don’t work. The numbers always work.” “Houses are like buses. Another one will come along.”     VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.  CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ http://progressiveproperty.co.uk/  progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Today Kevin McDonnell is being interviewed by Edmar Mac.  We’ll hear Kevin’s story, from how he went from £135,000 in debt to a top property investor. It wasn’t always easy, and he made many mistakes along the way- but now you can learn from them. From getting educated to the importance of mindset, Kevin talks you through his journey to get to where he is today.   KEY TAKEAWAYS How it went wrong- Kevin wanted to get into property, but didn’t know how to do it. After asking for help from a friend who was already investing, he decided to buy abroad in countries he didn’t know anything about, let alone the language. This ended up costing him dearly as he had no idea what he was doing. Moral of this story- never sign a contract you can’t read! How it got better- He lost all this money but didn’t give up. He came to Progressive to get educated in 2013 (10years after his first mistake!), and it changed his life. He got educated to find out where he went wrong, and more importantly, what he can do right. It’s the right knowledge with the right mindset that can push you forward. What pushed him on- With mindset, it’s not about where you are, but how you see what is around you. With the right mindset, you can get through any setback, just like Kevin did. He could have easily given up and thrown in the towel, but he didn’t give up, and decided to dig his way out of it. He never stopped- He went on to look at property deals and discover what deals he could do with absolutely no money. You need to get creative. He calls this “No Money Down”. If you need money, it doesn’t have to be YOUR money. You could be doing this already with a mortgage on your own house. How do others do it?- Those with big portfolio of 20, 50 even 100 houses didn’t do that by saving money they got from a job- they got creative. Using these creative strategies can open up a world of deals that you don’t even realise were available to you before. BEST MOMENTS “It’s not what happened to you, it’s how you deal with what happened to you.” “You can’t change the mistake, it’s done. As soon as you own the mistake you can move forward” “I got in debt quickly, but you can get out of debt quickly with the right knowledge”     VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.  CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ http://progressiveproperty.co.uk/  progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Today Kevin McDonnell is handing over to Progressive Property Co-Founder Rob Moore, who will be discussing a question taken from one of his mentoring groups. Can you really become a seminar junkie? Is there such a thing as learning too much? Rob shares his views and what he has done before.   KEY TAKEAWAYS If you never reach overwhelm, then there is still more to go. Overwhelm usually precedes a break though. Maybe if you feel comfortable, like you aren't a seminar junkie and you are getting along fine, you should be learning more or learning quicker. It is vital to have multiple streams of income right now- if you have one and your business is halted (like we have seen in this pandemic) your business could fail very easily. Focus on 3 strategies using the 70-20-10 mode. Split up what you are doing, you can control it. Give yourself time to work on your income streams and masters them instead of being overwhelmed with everything all at once. 6 months in and still haven’t made money? You’ve not even started yet! You have to give yourself time to learn. Find out what’s out there, read books, listen to podcasts, talk to people. Then, and only then decide what strategies you want to do. If you have been to a seminar or sat a course but decide not to use it, you haven’t wasted your time. Knowledge creates unconscious action, still there for the future BEST MOMENTS “If you are not learning more than you can physically handle in your mind, then you are not learning enough” “How do you know what’s right for you if you don’t know what's out there?” “There's the learning stage, the earning stage, then the yearning stage” “You never waste money or time on what you learn”   VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.   CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ http://progressiveproperty.co.uk/  progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Today Kevin McDonnell is handing over to Progressive Property Co-Founder Rob Moore, who will be deep diving into what you should and shouldn’t do in finding the right people to partner up with, and making sure they are serious investors.   KEY TAKEAWAYS You need a good qualification process - you need proof of funds. If you are pitching a joint venture, you need to know they are sophisticated investors or high net worth. This is a legal requirement, but also allows you to know whether they have the money upfront before you go too far and find out too late that they don’t. Get to know their expectations- are they ready and know what they are looking for? Yield, ROI, capital gains. Everyone has an idea of what they want, and you need to know what it is before you start looking, else you could be wasting your time. Where do you source your ventures? - business meeting, high level functions, clubs. 80% of Rob’s best investors who are realistic and not too demanding have come from these sources. Where you find investors can often pre-qualify them as being serious. How to get the best investors - the best investors are ones who are hands off and won’t micromanage you, letting you get on with the job. You have to set the boundaries of what is ok and what isn’t. Sometimes people will want to look over your shoulder, so you may decide they are not the right investor for you to work with. Don’t let investors own you- those with the money in the deal can sometimes make you run around the country looking for deals for them, but nothing is ever good enough! Let them know that you have other investors waiting to take up those deals and create scarcity. BEST MOMENTS “Let investors know you have other investors” “Set some rules- how are you going to set contact?” “Just because they have the money, doesn’t mean they have the power” “The only thing that will change someone's expectations is proof”   VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.  CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ http://progressiveproperty.co.uk/ progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Discover today how one man attended one of our property events back in 2017 and used this knowledge to build his property empire. Listen in today as Kevin is joined by Graham Page a property investor and deal sourcer, as they discuss the benefit of Joint Venture partnerships as well as the importance of building your power team that can help you along your property journey.   KEY TAKEAWAYS Many people are afraid that rent to rent is not successful in London, however, it has been proven that it is very much a lucrative option. Despite the current property situation due to the ongoing pandemic, many of these properties are still full. It does work pre-COVID-19 and it will continue to work post-COVID-19.   When entering into joint venture partnerships you need to go into it making clear segregation of jobs so as to ensure you are not stepping on each other’s toes. You need to look at yourself and describe what you are offering a JV partner. You also need to look at an exit starter guy should it all go wrong.   If you are serious about your property journey, you are going to struggle to do this alone and you will need to build a power team of people. Let go of the things you don’t like doing and hold onto the things that you enjoy doing. There is not enough time in the day to do everything, you have got to give away the things you don’t like.   It is absolutely possible to build your property business whilst continuing to work your 9-5 job. You have to be very clear on why you are doing it if this is something that is important to you will find the time to make it happen. Use your 9-5 to pay your bills, and your 6-10 to build your empire.   Build a network of people that can help and support you on your property journey. Sometimes, you may need a second set of eyes on potential deals that can give you a push in the right direction. Having mentors with a wealth of experience can shortcut you so much time and save you a lot of worry and stress along the way.   BEST MOMENTS “People, that say it doesn’t work in London? It does work in London!” “Too many people plan for the best and hope for the best when you should actually be planning for the worst and hoping for the best.” “The people you meet on your property journey, they all become a part of your power team.”   VALUABLE RESOURCES https://www.amazon.co.uk/No-Money-Down-Property-Investing/dp/1909846767 https://robmoore.com/ ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.  CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ http://progressiveproperty.co.uk/   ABOUT THE GUEST:  Graham is a serial triathlete and successful property investor. He continues to run a team of 80 people in India at a multi-billion pound FTSE 100 company, delivering In the last 2 years, he has built a multi-million-pound portfolio with a net cash flow of over £3,500 per month, as well as being a No Money Down coach and mentor.progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/