The Progressive Property Podcast

https://www.progressiveproperty.co.uk/raf/ Sean and Kevin talk about how you can raise finance as a property investor. Kevin shares his decades of experience in raising cash including the two main ways to raise finance. Sean also talks about the importance of borrowing and how to challenge your own limiting beliefs around money and lending.    KEY TAKEAWAYS Whilst you might not be able to ask family and friends for cash, that doesn’t mean someone close to you won’t be interested. Kevin managed to raise finance from a colleague, from just a conversation at work. Sean’s mindset had to change when he discovered he was unable to get a loan he needed as he had no credit score. His mindset around borrowing money shifted even further when he started to attend Progressive Property events. As long as you tell people what you are doing in your property business, they will want to lend money to you. Always conduct thorough due diligence as an investor, ensuring you understand the proper terms. The money goes where the knowledge is, so go to property networking events, both locally and nationally.   BEST MOMENTS "Most of the people that knew me were as broke as me” “You can raise money from total strangers as well” “Even though I’d never needed a loan in my life suddenly my mindset shifted totally and I realised that when I needed to borrow money I had to build a credit file” “People will lend you money” “You should not be lending money on handshakes” “The money goes where the knowledge is”   VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Sean Fitzpatrick is a property investor, educator, and the Face of Progressive Property. With a 6-figure portfolio and expertise in creative strategies, finance, and off-market deals, Sean shares success stories from the Progressive Property community, expert insights, and real-world strategies to help investors succeed. Tune in for practical tips and no-nonsense advice to accelerate your property journey.   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.   CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progperty   This Podcast has been brought to you by Disruptive Media. https://disruptivemedia.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

https://www.progressiveproperty.co.uk/raf/ Sean interviews previous host Kevin McDonnell. Kevin shares his journey from a farm in rural Ireland to becoming a multi-millionaire property investor. He reveals his painful mistakes buying off-plan properties abroad that left him £100,000+ in debt and how he transformed his life through property strategies like rent-2-rent. If you haven’t heard Kev’s story already, this episode will leave you inspired and informed. If you’d like to learn more from Kevin, he has written multiple books on property investing, including No Money Down Property Investing and Multiple Streams of Property Income. KEY TAKEAWAYS Kevin began with zero property knowledge, making mistakes by investing in off-plan properties in Europe that put him over £100,000 in debt, this is why proper education before investing is crucial. After hitting rock bottom at age 35, living in a shared house and in debt, Kevin discovered rent-2-rent and deal packaging strategies that allowed him to become debt-free without needing significant capital. By moving into his first rent-to-rent property and subletting the other rooms, Kevin eliminated his own housing costs while simultaneously generating income to service his debt. Kevin emphasises that mindset and environment are critical success factors; surrounding yourself with positive, like-minded people creates opportunities that reading books alone cannot provide. From his initial failures, Kevin built an 18+ million pound portfolio with over 100 properties, 18 businesses, and several bestselling books, demonstrating the power of consistent action. Kevin's success formula is to believe in yourself and take the first step, surround yourself with like-minded people who share your vision and take massive action without fear of rejection.   BEST MOMENTS "I realised that property was the thing that put me in debt. But actually, the only thing that could get me outta debt was property." "Most people don't wanna change. They're full-time in a job, and they're building their boss's dream. But if you put as much effort into yourself as you do into building your boss's dream, you'd become successful." "If you've read my book three times and it's not made you a millionaire, reading it a fourth time's not gonna make any difference. But maybe working with the guy who wrote it would." "I'm not trying to buy a hundred houses. I never did. I just wanted to buy one. I now own over a hundred, but I only ever started to buy one."     VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Sean Fitzpatrick is a property investor, educator, and the Face of Progressive Property. With a 6-figure portfolio and expertise in creative strategies, finance, and off-market deals, Sean shares success stories from the Progressive Property community, expert insights, and real-world strategies to help investors succeed. Tune in for practical tips and no-nonsense advice to accelerate your property journey.   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.   CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progperty   This Podcast has been brought to you by Disruptive Media. https://disruptivemedia.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

https://www.progressiveproperty.co.uk/raf/ Sean and Kevin discuss Reform UK party's housing policies as the UK approaches local elections. They challenge you to question your political allegiances and examine how Reform's proposed housing policies could impact the property market. Kevin talks about brownfield development, landlord incentives and the controversial Section 24 tax, while encouraging listeners to think independently rather than following family or media-influenced voting patterns.  KEY TAKEAWAYS Reform UK proposes accelerating housing projects on brownfield sites, particularly in coastal regions, with a loose fit planning policy to simplify large residential developments Giving landlords grants or interest-free loans to renovate empty properties could quickly address housing shortages, bringing hundreds of thousands of empty properties back into use more efficiently than new construction. Reform UK proposes prioritising local residents and those contributing to the system for social housing. Reform's proposed repeal of Section 24 tax (which removed mortgage interest relief for landlords) could potentially reduce rental costs by bringing more landlords back to the market, increasing available housing stock. Current landlord regulations are paradoxically driving up rents and forcing stricter tenant criteria, as landlords need more protection and higher margins to compensate for increased risks and costs. BEST MOMENTS "I don't vote for anybody, so don't say, 'oh, here's a thing for Reform.' I'm not a fan of anybody. I'm just somebody who believes that the country's needs change. It needs reform."  "The reason that rents are high is because there's a shortage of properties. The reason there's a shortage of properties is because landlords are leaving the market... Not everybody wants to buy. People at university don't want to buy. They want to rent."  "Question how you look at things. Don't be triggered. Be more focused. Don't be triggered. Be more analytical. Don't be triggered. Be more open-minded."  "We have lunatics running the asylum. They've never run a business... How can they run the biggest business that there's ever been? The country... We've got people in there that I wouldn't hire in my business, and it's a small business."    VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Sean Fitzpatrick is a property investor, educator, and the Face of Progressive Property. With a 6-figure portfolio and expertise in creative strategies, finance, and off-market deals, Sean shares success stories from the Progressive Property community, expert insights, and real-world strategies to help investors succeed. Tune in for practical tips and no-nonsense advice to accelerate your property journey.   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.   CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progpertyprogressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

https://www.progressiveproperty.co.uk/raf/ Kevin switches roles as he's interviewed by Miha "MJ" Jain, a university student researching artificial intelligence and virtual reality in real estate. They talk about how AI and VR might change property viewings, inspections and investor relationships. Kevin shares the potential benefits and challenges from multiple perspectives; as an investor, letting agency owner and property mentor. KEY TAKEAWAYS Virtual reality could revolutionise property viewings for international or out-of-area investors, allowing them to experience properties remotely without travelling, potentially seeing areas both during day and night to get a complete picture. VR technology could enhance property management through virtual inspections, enabling landlords to remotely view properties during move-ins, move-outs, and periodic inspections without physically visiting. Trust remains fundamental so while VR offers enhanced visualisation compared to photos or descriptions, the relationship with the estate agent remains crucial as clients must trust the accuracy of virtual representations. Early adoption of VR/AI presents a dilemma as businesses must balance being innovative against the financial risk of investing in rapidly changing tech that may become outdated. For local property purchases, where buyers are making significant life investments, VR will likely supplement rather than replace physical viewings, as people will still want to "touch and feel" properties. International investment markets may see faster VR adoption since investors often purchase properties without viewing them, focusing primarily on location and investment potential rather than specific property features. BEST MOMENTS "One of the things I would find really helpful with virtual reality is not just necessarily on the viewing of the property before you buy it, but the midterm inspections, if that could be done in a virtual reality way, that would be amazing." "I would not buy a house on the back of a virtual reality tour. I would watch the virtual reality tour to identify what it baseline looks like. Then before I'd make my offer, I want to go into that house and view it.” "It's going to change everything we do. And it's a little bit scary at the same time because, especially AI, it's almost like Arnold Schwarzenegger was right. Terminator is coming into reality." "But at the end of the day, I'm a human being. I want that interaction."   VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Sean Fitzpatrick is a property investor, educator, and the Face of Progressive Property. With a 6-figure portfolio and expertise in creative strategies, finance, and off-market deals, Sean shares success stories from the Progressive Property community, expert insights, and real-world strategies to help investors succeed. Tune in for practical tips and no-nonsense advice to accelerate your property journey.   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.   CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progpertyprogressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

https://www.progressiveproperty.co.uk/raf/ Sean and Kevin tackle the burning question: is now a bad time to invest or a golden opportunity? Kevin shares contrarian wisdom about market timing, revealing why professionals continue making deals while amateurs wait for the perfect moment that never exists. With over 120 properties in his portfolio, Kevin gives advice on navigating uncertain markets, spotting opportunities when others panic and why housing will always remain a fundamental need—even in an AI-dominated future.  KEY TAKEAWAYS Don't try to time the market. Focus on finding good deals that work now rather than waiting for the "perfect" moment to buy. Down markets create the best buying opportunities because motivated sellers fear prices dropping further, allowing you to negotiate better discounts. Property remains a fundamental human need regardless of economic conditions or technology changes, people will always need somewhere to live. Choose a strategy you'll actually implement in your local area. Deal packaging, rent-to-rent, service accommodation, or HMOs can all work when done right. Government housing promises rarely materialise as planned because they benefit from higher property values that generate more tax revenue. Economic downturns increase demand for affordable housing like HMOs as people look to save money by sharing accommodations with bills included.   BEST MOMENTS "The amateurs wait till the market's gone up. They wait till the media tell them the market's gone up so they know which house to buy. Most people take their advice from their mate down the pub, their mate at work, their parents, or the media, and none of them have ever bought a house."  "I have never seen anybody lose money when they held onto the house. Why? Because you ride it out and it goes back up. If you buy right, you'll always make money. And then when the market drops, you just ride it out and you survive."  "Everyone is gonna need a home to live in. Property is the one thing that everybody needs. Food and housing, but food can be made artificial. Housing will always be housing because people will always need shelter." "You can either make excuses or make money, but you're not making both. Two types of people listening to this podcast, those that let the world happen to them and those that create their own world. Which one are you?"        VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Sean Fitzpatrick is a property investor, educator, and the Face of Progressive Property. With a 6-figure portfolio and expertise in creative strategies, finance, and off-market deals, Sean shares success stories from the Progressive Property community, expert insights, and real-world strategies to help investors succeed. Tune in for practical tips and no-nonsense advice to accelerate your property journey.   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.   CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progpertyprogressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

https://www.progressiveproperty.co.uk/raf/ Sean and Kev explore tactics for protecting your property portfolio, including creative financing methods and overlooked opportunities. Whether you're an experienced investor or just beginning, Sean and Kev share knowledge that could potentially save you thousands. KEY TAKEAWAYS Understanding market dynamics is essential before investing; analyse local trends, employment rates and development plans to identify areas with strong growth potential. Creative financing strategies can unlock deals even in tight credit markets; leveraging joint ventures, private money and seller financing options increases your investment possibilities. Building a reliable power team of professionals (solicitors, agents, contractors) is as important as finding the right property. The right connections can provide off market deals and save thousands in unexpected costs. Due diligence is always essential, thorough inspection of property condition and legal aspects prevents costly surprises. The right exit strategy should be determined before purchase, clarity on your endgame affects every aspect of the investment decision. Mindset separates successful investors from the rest! Continuous learning, resilience through setbacks,and surrounding yourself with positive influences creates the foundation for sustainable property investment success.   BEST MOMENTS "Property investment isn't about getting rich overnight; it's about making informed decisions that build wealth consistently over time. I've seen too many people rush in with emotion rather than analysis." "The biggest mistake new investors make is thinking that the deal ends at purchase. That's when the real work begins, managing effectively, controlling costs, and executing your strategy with discipline." "I've seen properties that looked perfect on paper become nightmares because investors skipped proper surveys. That £500 saved upfront cost one client over £30,000 in structural repairs that could have been negotiated into the purchase price." "Market cycles are inevitable, but opportunities exist in every market. When others panic and sell, that's often the precise moment smart investors should be looking to acquire strategically."     VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Sean Fitzpatrick is a property investor, educator, and the Face of Progressive Property. With a 6-figure portfolio and expertise in creative strategies, finance, and off-market deals, Sean shares success stories from the Progressive Property community, expert insights, and real-world strategies to help investors succeed. Tune in for practical tips and no-nonsense advice to accelerate your property journey.   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.   CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progpertyprogressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

https://www.progressiveproperty.co.uk/raf/ Sean reflects upon the reasons why people might be stuck where they are and unable to move on to success. By sharing his deeply personal, but empowering story, he explains how you can dislodge your ambitions and rocket your way towards the goal we all wish to achieve - freedom VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Sean Fitzpatrick is a property investor, educator, and the Face of Progressive Property. With a 6-figure portfolio and expertise in creative strategies, finance, and off-market deals, Sean shares success stories from the Progressive Property community, expert insights, and real-world strategies to help investors succeed. Tune in for practical tips and no-nonsense advice to accelerate your property journey. ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.   CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progpertyprogressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

https://www.progressiveproperty.co.uk/raf/ Sean interviews Willie Peterson, who learnt how to get out of his own way by training with Progressive. Willie shares how his life changed after meeting Kevin McDonald at a Progressive event, which completely shifted his mindset about property investing. From executing an award winning no-money-down deal in South Africa to raising hundreds of thousands in investment capital, Willie shows how anyone can overcome limiting beliefs and create win-win property deals—even without starting capital. KEY TAKEAWAYS Willie's journey from corporate IT professional to award winning property investor demonstrates how shifting your mindset can open doors you never thought possible. By using creative structuring behind his no money down deal in South Africa, Willie acquired a restaurant with commercial properties by understanding the seller's core needs and creating vendor financing solutions. Willie turned a chance encounter at a rural restaurant into a multi-property deal that benefited everyone involved. He gave the seller more than their asking price while requiring zero capital from Willie himself. He raised £600,000-£800,000 from investors in just weeks by focusing on authentic relationships rather than simply chasing money, emphasising the importance of alignment in values and vision. Property success isn't about luck but rather recognising opportunities and taking decisive action, what Kevin McDonald calls "labour under correct knowledge" (LUCK).     BEST MOMENTS "You don't realise how bad your old mindset prevented you from achieving greater things in life. I realised I was in my own way and that's one of the major things that I learned at Progressive is to get out of your way and think differently."   "If you told me 12 months ago that I would go down to South Africa, sort out a personal problem, then go and have breakfast at a place in the middle of nowhere and three months later bought the restaurant with two commercial properties and do a lease option of a property behind that and paid absolutely zero money for it... I would've thought you bonkers."   "The main message we also give to potential investors is that the fact that you've got money doesn't mean we're gonna work with you. 'Cause we need to align on a few things, principles, and work ethics." "If you want something different, you have to change something, right? Because if you don't change something, you're only going to get the same thing as you always got."       VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Sean Fitzpatrick is a property investor, educator, and the Face of Progressive Property. With a 6-figure portfolio and expertise in creative strategies, finance, and off-market deals, Sean shares success stories from the Progressive Property community, expert insights, and real-world strategies to help investors succeed. Tune in for practical tips and no-nonsense advice to accelerate your property journey.   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.   CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progpertyprogressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

https://www.progressiveproperty.co.uk/raf/ Sean interviews Nick Armstrong, a quantity surveyor who has changed his life through property investing. Nick shares how he went from working long hours in construction to building an impressive portfolio of 18 properties. Nick also shares how he leveraged Progressive's network, mentorship and creative strategies to achieve financial freedom through the right property education and community. KEY TAKEAWAYS Nick owns 18 properties (soon to be 19) mostly in Northern England, providing enough income to support both him and his wife, allowing them to leave their full time jobs. Progressive Property taught Nick multiple strategies beyond traditional property investing, including HMOs, serviced accommodation, and RENT2RENT approaches that don't require property ownership. Building relationships with estate agents and managing agents has been important to Nick's success, leading directly to profitable deals and ongoing property opportunities. The No Money Down course teaches strategies to control properties without using your own funds, making property investing accessible to those without significant capital. Nick found the support system through Progressive's mentorship programs and WhatsApp groups invaluable, providing solutions to challenges and connecting with like minded investors. Interest rate changes have created challenges, but the right team and proper advice from Progressive have helped Nick navigate these fluctuations while maintaining his portfolio.   BEST MOMENTS "We've now built up a substantial portfolio that provides us with hopefully an income for life. That's the life changing experience we've had, we will have something that's equivalent to our pension for life." "The tools that we've learned since we've gone through the Progressive process has been absolutely life changing for us really." "You come to these meetings and you have a little chat with people and it really stirs you up and gives you encouragement. You come away absolutely boiled up from who you've spoken to, what you've learned, and what you think you can achieve in your business throughout the next month." "When I speak to people about property, most of them turn around and say, 'If I had the money, I would like to get into property.' And when you actually explain they could do it without putting any money down or very little money down, initially there's disbelief."       VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Sean Fitzpatrick is a property investor, educator, and the Face of Progressive Property. With a 6-figure portfolio and expertise in creative strategies, finance, and off-market deals, Sean shares success stories from the Progressive Property community, expert insights, and real-world strategies to help investors succeed. Tune in for practical tips and no-nonsense advice to accelerate your property journey.   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.   CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progpertyprogressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

https://www.progressiveproperty.co.uk/raf/ Sean Fitzpatrick shares his property journey from a council estate in Northern Ireland to financial freedom through property investment. Sean candidly discusses how he went from teaching himself piano to reaching university, jumping between cathedral choir positions for free accommodation and eventually becoming disillusioned with the education system. After discovering Progressive Property and implementing creative strategies, he transformed a liability into a cash flowing asset that enabled him to leave his teaching job. His story shows how taking calculated risks and shifting your mindset can lead to extraordinary success. KEY TAKEAWAYS Sean grew up on a council estate in Northern Ireland during the troubles as one of nine children, teaching himself piano to Grade 8 level because his family couldn't afford lessons. After earning a music degree, Sean strategically secured free accommodation by singing in English cathedral choirs while earning a small salary, showing his early property problem solving skills! The book Rich Dad Poor Dad transformed Sean's perspective on property and money, helping him realise his residential property was a liability draining his finances rather than an asset. Sean found Progressive Property after seeking property training and won an award for his creative deal structure that required zero investment while providing enough cash flow to leave his teaching job. The deal involved Sean managing a landlord's property as a live-in manager and using lodger income to cover rent, turning liabilities into cash-flowing assets for both himself and the property owner. Schools teach children that money isn't important when in fact financial education is crucial; Sean saw more social mobility at Progressive Property events in three days than in his ten year teaching career. Sean's biggest obstacle was mindset, believing someone would invest with him. But after implementing strategies, an investor offered him £80,000 within five days. Sean almost walked out during the Face of Progressive competition after failing at a speaking task, but he reframed the challenge by focusing on how property changes lives rather than the object itself. Property deals receive far more rejections than approvals, but the successful ones are life changing. Real growth happens outside your comfort zone. Happiness is internal and controllable rather than dependent on external circumstances, negative emotions are signals that you need to reframe how you're thinking about a situation. Sean's philosophy is that you must help yourself before you can truly help others, comparing it to putting on your own oxygen mask first on an airplane before assisting others.   BEST MOMENTS "Property isn't just about bricks and mortar. It's not just about money. The biggest thing in property is people. Property is about people and solving people's problems."   "We were able to turn liability properties, our property that we were living in was a liability for us, and this property was a liability for the landlord. We were able to turn them both into cash flowing assets by taking a risk."   "The biggest risk in life is taking no risk at all. If I hadn't taken that risk, I would still be on my school job and I would still feel stuck."   "Rich Dad Poor Dad flipped my thinking about money and finance. I started thinking about property more. Everybody tells you property is an asset. But a property is not an asset if it's losing me money."     VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Sean Fitzpatrick is a property investor, educator, and the Face of Progressive Property. With a 6-figure portfolio and expertise in creative strategies, finance, and off-market deals, Sean shares success stories from the Progressive Property community, expert insights, and real-world strategies to help investors succeed. Tune in for practical tips and no-nonsense advice to accelerate your property journey.   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.   CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progpertyprogressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/