The Progressive Property Podcast

Kevin and his team share the various tenant issues they have had over the years. They talk about how to defend yourself against bad tenants including why referencing isn’t always enough and reveal the worst tenants they have ever had to deal with. However, let this prepare you, not put you off property as Kevin and his team mostly deal with perfect tenants! KEY TAKEAWAYS  Nightmare tenants usually have a honeymoon period before showing their ‘true colours’ Alcohol, drugs and visitors are often the start of many issues. Referencing is key as a first defence against nightmare tenants. Landlords may not always be completely honest about current tenants as they want them to move. If you can find potential tenants on social media that can give you more information to decide on whether to rent to them. Dealing with aggressive tenants is one of the biggest challenges, especially in a HMO situation. You have to deal with bad tenants swiftly or you risk losing the good tenants. Don’t give bad tenants an inch or they will take a mile. You need to be fair but firm. Regular inspections can help you combat issues early. BEST MOMENTS   "Most tenants are great but there is always that nightmare tenant that appears every so often” “We use a referencing company, but you will always find a landlord reference doesn’t always reflect the truth” “We have over 300 tenancies and very rarely do we have a bad one” “That’s not really a bad tenant, that’s a tenant with a problem and we as landlords aren’t social workers” “If you don’t deal with the bad tenant quickly the good ones will leave” "Cat fleas are worse than cats" VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.   CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progperty

https://www.progressiveproperty.co.uk/raf/ Former journalists Erica and James share their journey building a property portfolio through Progressive Property's education and community. After experiencing redundancy and living in a camper van, they discovered no-money-down strategies, rent-to-rent deals, and HMOs. Their story reveals how they transformed from traditional buy-to-let investors into creative property entrepreneurs, completing more deals in 12 months with Progressive than in five years before. They also share their mindset barriers, how to leverage other people's money and more! KEY TAKEAWAYS • Erica desperately wanted to give her money to property partners, while in the UAE, she actively sought people to invest with because she lacked local knowledge and emotional connection to oversee refurbishments herself. • James learned property's leverage advantage after going a year without pay. His experience of financial instability in journalism made him realise property offers unique access to banks' and investors' money that other investments don't provide. • After joining Progressive Property, their deal flow accelerated dramatically compared to their traditional approach of saving salaries for deposits. • Their first six months felt like failure, but built the foundation for their success. The initial period of following Kevin McDonald's steps without visible results was actually creating the network and credibility that led to four rent-to-rent properties. • James's mother quadrupled her income overnight using Progressive strategies, she attended MISA, converted a single let to HMO, then successfully moved into serviced accommodation, proving education works for experienced investors too. BEST MOMENTS "One of the reasons I've got into property is that idea of having an independent source of income that no one else can take away from you." "Don't jump out of your job before you've built your parachute…we were like, well, it's too late for that." "In sort of 12 months, we've done more deals than we did in the five years before that." VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Sean Fitzpatrick is a property investor, educator, and the Face of Progressive Property. With a 6-figure portfolio and expertise in creative strategies, finance, and off-market deals, Sean shares success stories from the Progressive Property community, expert insights, and real-world strategies to help investors succeed. Tune in for practical tips and no-nonsense advice to accelerate your property journey. ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progperty This Podcast has been brought to you by Disruptive Media. https://disruptivemedia.co.uk/

Kevin joins Jessen James on the Mind Over Money podcast to talk about the power of property investing itself, as well as his own personal journey in business, and the part that mind-set has played in his incredible rise to success. KEY TAKEAWAYS Inspiration can take many forms, but nothing stirs us or empowers us more than seeing others who have succeeded, and hearing the stories of how they did so. When our backs are against the wall, we usually discover how strong and resourceful we can be. Never be afraid of pressure, because it can serve to highlight our strengths. Often, we tell ourselves that success is elusive. We are afraid to take the risks for fear that they won't work out. Taking that first step towards action is crucial. Accountability is important when it comes to our business journey. We must take responsibility for the choices we make, even if they are wrong ones. BEST MOMENTS 'Within 12 months I'd replaced my income' 'I had no choice but to think creatively' 'It's not difficult to raise money. It's difficult to try' 'Stop looking back and look forward' VALUABLE RESOURCES Mind Over Money Podcast - https://omny.fm/shows/mind-over-money ABOUT THE GUEST Jessen James Jessen has spoken to and trained thousands of entrepreneurs all over the world, and has featured on Channel 5's Rich House Poor House. Having built, bought and sold multiple businesses himself, Jessen has had some amazing wins and some rather spectacular fails too! He now dedicates his time to serving others to better their lives and businesses by sharing his learnings. Get in touch today. ABOUT THE HOSTKevin McDonnell Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.   CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/

How can you flip properties easily and successfully? Listen in to this episode to hear Kevin’s 7 tips of flipping properties for profit. If you are new to this area or have only done one or two property deals this is the perfect episode for you. Discover how tens of thousands of ordinary brits are quietly getting rich with minimum investment!⁠bit.ly/Podcast-MSOPI⁠ KEY TAKEAWAYS Just get started, stop procrastinating! You will make mistakes, be aware of this and own it. Reduce the risk by educating yourself. Know your numbers. Start with the end in mind. There are plenty of houses to flip, don't be folder by hearsay. You can flip houses with none of your own money. You need to build a power team, to build success you need people around to help and support you, tap into others knowledge and expertise. Speed! You have to move quickly with house flipping. Don’t do the work yourself. Get the right professionals in to do the work, don’t be pennywise and pound foolish! BEST MOMENTS “The best time to start is right now” “Maybe you need to be around the right kind of people…money is everywhere you just need to get out and find it” VALUABLE RESOURCES ⁠https://www.progressiveproperty.co.uk⁠ ⁠https://kevinmcdonnell.co.uk⁠ ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.   CONTACT METHOD ⁠https://www.facebook.com/kevinMcDonnellProperty/⁠ ⁠https://kevinmcdonnell.co.uk/⁠ ⁠progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

https://www.progressiveproperty.co.uk/raf/ Sean is joined by property investor Hamish Douglas. Hamish shares his how he became an accidental landlord who went on to build a nine-property portfolio that includes buy to let and rent to service accommodations. He discusses challenges like Brexit's impact on his investments and how he overcame them through education and networking. KEY TAKEAWAYS Property investment started when Hamish bought a flat to live in, then rented it out after moving abroad. This showed him property could generate income. Property provided a foundation for financial growth for Hamish, offering stability and profit. Mentors and networking with successful property investors is essential for growth. Education and building a network builds confidence and helps you learn from others mistakes. Hamish's portfolio includes multiple buy to let properties and rent to service accommodations, showing a strategic approach to diversifying income streams. BEST MOMENTS "I was having this incredible life, but I wasn't sharing it with people. So I needed to build it in a way that gave me the ability to still have those personal relationships." "I always thought of it as flipping only rather than buy, rent, refurbish and refinance. The idea of it has developed more. You can pull out a large portion of your money, even if it's not everything." "With property, every one you take on becomes a secure foundation that you can then move forward from. You're not going to move backwards." "The earlier you get educated, the earlier you get a support, the earlier you get a network. There's no other way other than to succeed." ABOUT THE HOST Sean Fitzpatrick is a property investor, educator, and the Face of Progressive Property. With a 6-figure portfolio and expertise in creative strategies, finance, and off-market deals, Sean shares success stories from the Progressive Property community, expert insights, and real-world strategies to help investors succeed. Tune in for practical tips and no-nonsense advice to accelerate your property journey. CONTACT METHOD TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progperty This Podcast has been brought to you by Disruptive Media. https://disruptivemedia.co.uk/ progressive, property, investing, rent, housing, buy to lets, serviced accommodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

https://www.progressiveproperty.co.uk/raf/ Kevin joins Sean to talk about how to recognise mentor red flags and prevent yourself from being taught by the wrong person. He shares the easiest ways to spot a bad trainer or mentor and the ways you can protect yourself. KEY TAKEAWAYS ·     In every industry there is good and bad and property is no exception. ·      One of the biggest red flags is if someone is teaching you and then telling you the property to buy. ·      If a property investor is good, they won’t need to borrow money from students to invest. ·      People think there is easy money in property training but they often don’t calculate overheads so anyone who has been training for a long time is usually a green flag. ·      Do your due diligence on any mentor or trainer, companies house is a really easy way to check people out. ·      If trainers aren’t willing to show you what they are doing then question it. They should also be full of passion for what they are doing.   BEST MOMENTS  “Are most property trainers full of shit?” “I would avoid anybody who is telling you what you should buy and then offering the same thing to you” “If you say something, back it up with truth” “Do not give me your opinion, show me what you’re doing”   VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Sean Fitzpatrick is a property investor, educator, and the Face of Progressive Property. With a 6-figure portfolio and expertise in creative strategies, finance, and off-market deals, Sean shares success stories from the Progressive Property community, expert insights, and real-world strategies to help investors succeed. Tune in for practical tips and no-nonsense advice to accelerate your property journey.   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.   CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progperty   This Podcast has been brought to you by Disruptive Media. https://disruptivemedia.co.uk/

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Lethttps://bit.ly/BTLReport-POD One of Kevin’s most asked questions is how to add value to a rental property, in this episode he explores various ways you can do this including 5 fundamentals you need to focus on. ***FREE DOWNLOAD*** How YOU Can Make A FORTUNE From Buy-To-Let http://bit.ly/BTLReport-YT KEY TAKEAWAYS Buy something where you know you can add value, where there is space for improvements, particularly focusing on the kitchen and bathroom. Probably one of the most effective ways to add value is to think about the internal layout of the property and how you can make this work better and more valuable. E.g turning a 2 bed into a 3 bed house; this can add up to 25% of the equity. Carpets and decoration are the final two touches for every room in the property that adds value. Loft conversions and basement conversions can add significant value to a property, especially in cities.  BEST MOMENTS “nice bathrooms, nice kitchens, they’re going to give you highest impact on value and highest impact on rental income” “You don’t have to spend a huge amount of money” VALUABLE RESOURCES https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ***FREE DOWNLOAD*** How YOU Can Make A FORTUNE From Buy-To-Let http://bit.ly/BTLReport-YT ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/

Join Kev as he explores the question of quantity -vs- quality in property investing. He talks about the quality of house, tenants, refurbs and and reveals the most important things you need to weigh up when purchasing property. KEY TAKEAWAYS  You have to think about mortgage -vs- cashflow but also growth. You can get good tenants in all income brackets in all areas of society, just because someone has money and can pay more, it doesn’t mean they will be a higher quality tenant. Knowing your area is essential to finding quality tenants. They will be ‘areas within areas’ and one street can make all the difference. The monthly rental profit isn’t the only number to focus on, you also should look at the capital growth opportunities. A lower quality area means less capital growth but you probably will have a higher cash flow as your initial outlay is less. Whether you focus on quantity or quality, the most important thing is that you just get started and don't procrastinate! BEST MOMENTS   "Are you sacrificing quality for quantity?” “You need to know your area” “Your return in the North looks better in the South” “What I am always focused on is cashflow, cus cashflow is the oxygen for the business” "It doesn't matter if you go for the quality or the quantity, what matters if you go for something" VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.   CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progperty

https://www.progressiveproperty.co.uk/raf/ Kev is joined by Ben Knight from The Trade Tribe to talk about how you can take control back of your finances in the stock market. For less than 5 minutes a day, Ben’s strategy helps anyone learn and start trading. KEY TAKEAWAYS • Ben Knight started The Trade Tribe 5 years ago with the goal to make trading more simple for the everyday person. • Many people avoid trading as it can be portrayed as complicated, but Ben says this is not the case and you shouldn’t let it put you off, regardless of who you are and how much money you have to invest. • Ben believes that financial education should be taught in school, and children leave school without the skills to build their wealth or even truly understand money. • Ben started doing HMOs but didn’t educate himself enough on property, this was a big lesson for him and meant he did the right amount of research before starting in trading. • Creating and following a process is important for Ben, and he encourages anyone investing in anything to take a methodical and rational approach. • You need to know when you plan on selling something and have a plan for it before you even buy in the first place. Start with the end in mind. BEST MOMENTS “People are making it ridiculously complicated…it puts a lot of people off” “Everyone has 5 minutes in their day to grow their wealth” “Everyone likes to think about what to buy when, but no one thinks about when to sell” “Start with the end in mind” VALUABLE RESOURCES Instagram: https://www.instagram.com/benknightinvestments/ Website:www.thetradetribe.com  MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Sean Fitzpatrick is a property investor, educator, and the Face of Progressive Property. With a 6-figure portfolio and expertise in creative strategies, finance, and off-market deals, Sean shares success stories from the Progressive Property community, expert insights, and real-world strategies to help investors succeed. Tune in for practical tips and no-nonsense advice to accelerate your property journey. ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progperty This Podcast has been brought to you by Disruptive Media. https://disruptivemedia.co.uk/

https://www.progressiveproperty.co.uk/raf/ Sean is joined by Shimon Ruach, a property solicitor who uses creative property investing in the UK! From cycling through Manchester snow with no bus money to becoming the pioneer behind lease options and countless other strategies, Shimon shares his knowledge and experience of building wealth through problem properties that 99% of investors avoid. Discover why he deliberately targets properties with Japanese knotweed, subsidence, and structural issues and how this counterintuitive approach has made him a fortune.  KEY TAKEAWAYS Target problem properties for maximum profit. Properties with issues like Japanese knotweed, subsidence, or missing kitchens offer huge discounts because 99% of investors and lenders won't touch them, yet fixing costs are typically manageable with the right knowledge. Learn multiple strategies to maximise opportunities,  focusing on just one property strategy (like service accommodation or HMOs) means missing out on profitable deals daily; successful investors adapt their approach to fit each property's unique situation. Solve vendor problems, don't just buy properties, homeowners sell because they have problems or needs, not to make profit so understanding their real motivation through rapport-building allows you to structure creative deals that benefit everyone. Invest in education over everything else. The cost of proper property education should be measured against potential returns, not the price tag; spending £100 to learn nothing is more expensive than £10,000 that enables profitable deals. Stop making excuses about time and money, people who claim they have no time for property somehow find time for TV; those who say they can't afford education are really saying they can't afford to make money. Challenge banks and know your rights. Banks often refuse reasonable requests like interest-only payments or allowing tenants, but they have a legal duty under FSA guidelines to explore all options before repossession, creating opportunities for informed investors.   BEST MOMENTS "If someone gives you 1 million pounds to play with, you don't have to be creative. As long as you don't waste it, you still make money. But 99% of investors like me started with property on the side." "I don't have the time for property, but you do have time for TV? Doesn't quite add up, does it?" "I'll make an offer you can't refuse. Don't worry, there's no head of a horse involved." "Either you're a sheep like everybody else and you will stay a sheep like everybody else, or you try to do something and tomorrow you're no longer a sheep."   VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Sean Fitzpatrick is a property investor, educator, and the Face of Progressive Property. With a 6-figure portfolio and expertise in creative strategies, finance, and off-market deals, Sean shares success stories from the Progressive Property community, expert insights, and real-world strategies to help investors succeed. Tune in for practical tips and no-nonsense advice to accelerate your property journey.   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.   CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progperty   This Podcast has been brought to you by Disruptive Media. https://disruptivemedia.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/