Tokenized

In this discussion, Rachel Mayer, VP of Product at Circle, and Nick van Eck, CEO of Agora, dive into the dynamic world of stablecoins and tokenized assets. They highlight the explosive growth of stablecoins, pointing out their $300 billion market compared to just $20–25 billion for other tokenized assets. The duo also examines the regulatory landscape, including the potential impacts of the GENIUS Act. Debating tokenized deposits versus stablecoins, they explore safety, utility, and the challenges banks face in adapting to this rapidly evolving financial ecosystem.

Zach Abrams, CEO and co-founder of Bridge, a leader in stablecoin and tokenized payments, discusses the evolving landscape of financial technology. He highlights the shift from small developers to larger banks and fintechs embracing stablecoins. Zach emphasizes the importance of last-mile providers in local currency conversions and advocates for diversified stablecoin issuance to avoid reliance on a few players. He also touches on regulatory flexibility and the advantages stablecoins offer for corporate treasury management and neobanks.

Nilan Peiris, Chief Product Officer at Wise, and Luca Cosentino, Head of Crypto at Cross River, share insights on the launch of KlarnaUSD, a stablecoin aimed at enhancing internal treasury operations. They explore how corporates are increasingly adopting stablecoins for their simplicity and cross-border payment capabilities. Nilan discusses the benefits and regulatory challenges of treasury operations using stablecoins, while Luca elaborates on unifying fiat and stablecoin flows to streamline transactions and improve efficiency in the financial landscape.

Anthony Soohoo, Chairman and CEO of MoneyGram, shares insights on a transformative journey for the company, pivoting towards digital wallets and stablecoins. He highlights the importance of a customer-first strategy, explaining how stablecoins can save users time, effort, and money, especially in high-inflation environments. Anthony discusses MoneyGram Ramps, bridging digital assets with physical currency, and reveals why Colombia was chosen as the first launch market. He also explores the convergence of AI with programmable money and predicts stablecoins as the future backbone of finance.

In this engaging discussion, Sam McIngvale, Head of Product at OP Labs, and Lesley Chavkin, a policy and fintech expert, dive into the evolving landscape of tokenized deposits. They explore how major banks like JPMorgan and Alibaba are leveraging blockchain to offer tokenized financial products. The duo elaborates on the regulatory complexities surrounding DeFi, the transparency versus privacy debate for on-chain banking, and the potential implications of these innovations on user experience and institutional finance.

Louis Amira, Co-founder & CEO of Circuit and Chisel, brings his impressive background from Google and Stripe to the discussion on agentic commerce. He unveils the explosive growth of the x402 protocol and its implications for the crypto landscape. The conversation delves into the need for neutrality in protocols, how agentic payments can bridge gaps, and the fascinating potential of micropayments for services. Amira also shares insights on the future of funded standalone agents and how crypto wallets might serve as universal keys in this evolving marketplace.

Paul Frambot, Co-founder and CEO of Morpho, reveals fascinating insights about the future of on-chain lending. He explores how Morpho's technology transforms lending by utilizing vaults for stablecoins and enabling broad liquidity through smart contracts. Paul discusses the shift from crypto-collateralized loans to real-world asset tokenization and emphasizes the importance of compliance and transparency in this evolving landscape. He also highlights how banks can integrate with on-chain networks and the potential of stablecoins as global credit databases.

Joao Reginatto, Chief Strategy Officer at M0, dives into the new partnership with MoonPay for stablecoin issuance, focusing on how corporate stablecoins can boost yield and customization. Mark Greenberg, from Kraken, discusses the user experience in stablecoin integration, especially with Cash App's plans for 58 million users. Kevin Lehtiniitty, CEO of Borderless, debates the merits of tokenized deposits versus stablecoins and their impacts on cross-border liquidity. The trio also explores the challenges of consumer confusion in a fragmented stablecoin landscape.

Rob Hadick, General Partner at Dragonfly, dives into the explosive growth of B2B stablecoin payment volumes and how they are reshaping the financial landscape. He discusses the shortcomings of traditional banking that drive SMBs toward stablecoin adoption. The conversation highlights the competition between stablecoin issuers and banks, the rise of on-chain card spending integrated with Visa, and the challenges of peer-to-peer stablecoin usage. Also, learn about the evolving opportunities in agentic commerce and what winners have emerged in the stablecoin payments landscape.

Haonan Li, CEO of Codex, is a key player in stablecoin innovations across Asia-Pacific, while Stone Atwine, CEO of Eversend, focuses on liquidity in emerging markets. Together, they dive into Jamie Dimon and Larry Fink's recent acknowledgment of stablecoins and tokenization. The discussion covers how financial institutions are transitioning from strategy to execution regarding stablecoins. They also explore the potential of tokenized assets, the evolution of custody services, and the significance of stablecoins for cross-border payments.