The Money Podcast

After being asked by GQ to write an article on money Rob reads directly from the article in the latest episode of the Money podcast. Entitled ‘Five ways for you to have a healthier relationship with money’, Rob details five specific ways for everyone to regain control over their finances. Whether it’s the fundamental rule of not spending more than you earn or ensuring that you don’t use money as therapy Rob talks through the fundamentals of money. If you need to take control of your finances, and learn to have a healthier relationship with money this is the episode for you.   Key Takeaways Never Spend more than you earn. This is the golden rule of money. You will be forever a slave to money if you continue to spend more than you earn. You will drown in debt. Make sure to pay yourself first on the day that your wage comes in. Aim to save and increase this month on month when you spend less and earn more. Use Money as a Reward not as Therapy. Many people use money as a celebration of small things like a holiday you can’t afford and then on the other end of the spectrum people use spending money as therapy. Neither of these are healthy. Make sure you have a healthy relationship with money where you celebrate proportionally when you do have success, and your not trying to find self-worth from money itself.   Your Worth More. You are likely worth more than you think. You must honour that value however. Create value and a fair exchange rate mechanism. If your fees are too high you will feel guilt if they are too low you will have low self-worth. First, give extra value then be bold enough to ask for fair exchange in return. Have a Love Affair with Money. Money has no emotion, it’s a-moral, its neutral. It’s a unit of measurement. You can choose to give lots of money away. It’s humanity which adds the emotion to money, not money itself. It’s ok to love money.   Save, Invest, Spend. When you have no savings or investments you will be in financial ruin. Security is what you are after with money as this makes you more calm and able to make better decisions. Make sure you save and invest a portion of your salary before you spend what is remaining. Money, health and happiness are unrelated to money but it’s a choice.   Best Moments ‘Money makes a great servant but a terrible master.’ ‘Pay yourself first.’ ‘Money is an enabler of things you want.’ ‘Avoid using money as a ‘Care for yourself without using money.’ ‘Money will only paper of the cracks.’ ‘Self-worth equals net-worth.’ ‘Peoples put their own value on money.’   Valuable ResourcesI’m Worth Moore - Rob MooreABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor and property educator. Author of global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything.”   CONTACT METHOD Facebook - https://www.facebook.com/robmooreprogressive/ LinkedIn - https://uk.linkedin.com/in/robmoore1979 YouTube - https://www.youtube.com/channel/UCLtKal0qTf3klDUr7JS_L9Q

In this episode of The Disruptive Entrepreneur Rob discusses the 3 main commonalities that wealthy people share. From reading books and learning from a vast variety of resources available him, Rob shares what his experiences and learnings have taught him. KEY TAKEAWAYS When I got back into the schooling system everything they teach you is completely different than being an entrepreneur. Entrepreneurs ‘start now then get perfect later.’ However, the schooling system is the opposite. Reading books has helped me pick out and understand what the 3 main commonalities of wealth are: - A desire to serve a vast number of people. - You deserve to be rich. - Surround yourself by opulence. Anything you can do to reach more people will help to get to where you want to be. We are an interdependent species who rely on each other to survive as a species. Wealth is the result of serving more people as long as it’s fair exchange. BEST MOMENTS ‘Remember what you want to be.’ ‘Build wealth, retain wealth, grow wealth, diversify wealth, insure wealth and give wealth away.’ ‘If you want to be wealthy you have to serve more people.’ ‘You were not born to be skint.’ ‘People think in binary terms of money. ‘Money tends to exaggerate your traits.’ ‘Wealth is the result of serving more people.’ VALUABLE RESOURCES https://robmoore.com/ https://www.facebook.com/robmooreprogressive/ ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor and property educator. Author of global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur”  “If you don't risk anything, you risk everything”  CONTACT METHOD Rob’s official website: https://robmoore.com/ Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979

‘Unless you’re making 5 million or more per year, you should still take learning from this formula.’    In this episode of Money Rob explains the formula for wealth that he learned from when he was in debt and still uses now.   Listen to this episode to know how you can apply this formula to yourself in order to grow, start or expand your business…  KEY TAKEAWAYS  My book money originated from me being in debt.   This formula is the architecture behind all value creation, medium exchange and transactional value.  W = V + FE x L is my formula for wealth and it works for all forms of businesses. Unless you’re raking in over 5 million pounds a year, there’s still more to learn in this formula.  WEALTH = VALUE  You can do good work but if the world doesn’t get the value of that good work then you’re not going to grow your wealth.  You have to put the value out first and consistently in order for the world to see it.  + FAIR EXCHANGE  There are two extremes, these are both unfair exchange. The middle of these extremes is 'fair exchange'. Fair exchange is not overcharging or undercharging for value.  It’s so easy and quick to interact and connect with your customers now that if you don’t know what their problems and pains are then you’re just not watching or listening.  x LEVERAGE  Leverage is how many subscribers, followers, fans, buyers, users, data etc… have you got? All of these have a monetary value.  There’s all sorts of leverage, time, money etc… but that’s a whole another talk.   BEST MOMENTS  ‘Know more. Make more. Give more’.   ‘Value is a balance of doing good work and showing it to the world.’   ‘No one’s going to go and see artwork in the dark.’  ‘Users have value.’  ‘I think the best asset you can invest in is your personal brand.’  VALUABLE RESOURCES  https://robmoore.com/  https://www.facebook.com/robmooreprogressive/  ABOUT THE HOST  Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor and property educator. Author of global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur”   “If you don't risk anything, you risk everything”   CONTACT METHOD  Rob’s official website: https://robmoore.com/  Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs  LinkedIn: https://uk.linkedin.com/in/robmoore1979    

Rob discusses 7 ways you can build your business without spending much money. If you’re starting up a business or trying to grow it then these tips will help you out massively. Listen to this episode to find out exactly how to put these tips to use! KEY TAKEAWAYS I think the saying ‘it takes money to make money’ is wrong. Many people believe that the two main factors people who have a lot of money have are money and experience. I believe that it takes resourcefulness, creativity, innovation, service, value, persistence, sometimes a little bit of delusion and a big clear vision to make money. A lot of people often forget we have all of these things. Although money helps to start a business, it’s actually one of the least required resources that you need. 7 ways to grow or start your business (That doesn’t cost much money): HELP – It’s ok to ask for help from other people. SWAP SKILLS AND RESOURCES – Maybe do a JV with someone to share skills and knowledge. They may have the skills and information that you need and you may have the skills and resources they need. LEVERAGE ALL FREE MEDIA AND SOCIAL MEDIA – Social media is vast nowadays, make sure you’re putting yourself out there as much as possible to people. You can reach thousands or even millions of people for free. REFERRALS – Ask your friends and family to refer people to you. Ask as many people as you can. Ask them ‘do you know anyone who…’ BUILDING A PROPPER REFERRAL PROGRAMME – We have a programme called the ambassador's programme. GO TO INDUSTRY EVENTS – Network with people within your industry, get to know as many people as possible. GET JV’s, COLLABS AND OTHER PEOPLE TO PROMOTE YOU – Have other people promote you to the world and to their following for something small in return other than money. Become a supporter by going on my Facebook page and clicking ‘become a supporter.’   BEST MOMENTS ‘Everyone’s has to start somewhere and most people when they start don’t have money and experience.’ ‘Asking for help is not a weakness, it’s a strength.’ ‘Facebook groups are huge.’ ‘Go for the big fish.’ ‘Content marketing costs nothing but your time’.   VALUABLE RESOURCES https://robmoore.com/ https://www.facebook.com/robmooreprogressive/ ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor and property educator. Author of global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur”  “If you don't risk anything, you risk everything”  CONTACT METHOD Rob’s official website: https://robmoore.com/ Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979

How to Create Better Products & Services to Giveaway  “I believe everybody is creative, good at creating ideas and being innovative to disrupt. It’s just you need to believe that you can.”  Listen in to find out 10 ways to help you come up with and create better ideas based off of me creating products, bonuses and special offers.  KEY TAKEAWAYS  Could what you’re coming up with be new? Could be be better than the old version of the product/offer/bonus? Evolve your ideas with the market, use things that already exist but make it better.  What could you create that people would love, need and go batshit crazy for? Don’t give this thing to everyone or it will devalue it. This will create more desire for the thing you’re giving away.  Can you get a concept or story behind the product or service? Don’t make up stories. Is there a way to tell a good story and link it to whatever you’re marketing or selling so you can connect with your audiences’ emotions?  What has the market told you there’s demand for? Listen to your markets so you know what your market wants and what you can give them.  What can you create to get people talking and fighting for it? What controversy can your product bring to the market and get people going wild?  What you want to give away is high perceived value to your audience but low actual cost to you. This could be something that’s downloadable. If you give away actual products, it’s more likely to backfire if you give too many away.  How can you make it different? Doing to same things over and over will not work. Reinvent your products and what your products are.  Surprise or shock your audience without making it a gimmick.   Could you do something bold or risky? Maybe do a challenge or someone thing really ballsy but don’t go too big so you don’t paint yourself into a corner. Step up your game. Make your competitors say “woahhhh.”  Continue to take feedback from your customers, peers and competitors.    BEST MOMENTS  “Make what you’ve already got look new.”  “Bad marketers make up stories.”  “The more you give away the more you can go bust.”  “Anything that will shock your audience, that’s unexpected will get people running in droves to get your products and services.”    VALUABLE RESOURCES  https://robmoore.com/  ABOUT THE HOST  Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor and property educator. Author of global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur”   “If you don't risk anything, you risk everything”   CONTACT METHOD  Rob’s official website: https://robmoore.com/  Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs  LinkedIn: https://uk.linkedin.com/in/robmoore1979   

Do you know what 10 factors are required to build multiple streams of income? In this episode of Money, Rob takes us through how to plan, implement and build multiple streams of income fast! The energy and information in this podcast provide the perfect kick start for anyone thinking about how to get started with multiple streams of income and make money, listen in now!   KEY TAKEAWAYS You have to start with one income stream first and get that set before you move onto the next one. If you are spread thinly over different strategies you will not be able to get deep enough at one for it to make you money. Start the second stream when you have got the initial income stream systemised so it is not necessary for you to spend all your time on it. The 70/20/10 model; 70% of your time should be on your main income stream 20% on the second income stream 10% on a third income stream or researching future income streams leverage existing income streams to transmute your experience into future income streams. If your next income stream is related to what you are doing in the initial income stream you can use all your prior experience and expertise. You need a capital and cash flow balance. Capital is what protects you from the peaks and troughs of the financial climate and recession its cash, its ownership, it’s assets. Cash flow is your flow of money. You need both capital and cash flow to make money. Add income streams that are related to your other streams. These are add on income streams that are a natural consequence of what you are doing. Once you get to a certain scale you can bring something inhouse and create another income stream from it. It’s important to de-risk and diverseify by having one unrelated income stream. If your other business models drop, you have another unrelated business model that is unaffected. Using a counter-cyclical model enables you to have a business that is successful in a falling market and one that is successful in a rising market. Using leverage and enablers. Internet and social media are the enablers of the world it’s important to make sure you are leveraging these effectively. They speed up your income building and the flow of  money Reinvesting back into your assets to nurture, develop and grow and mature them. Investing back into innovation, extra resources, growing and improving quality will help money flow. Converting your time into assets. If you are going to exchange your time try and make sure it is invested into an asset that can give you a long term residual benefit. You need to maximise the time into assets and minimise the time into money exchange because the money exchange isn’t repeatable.   BEST MOMENTS ‘At least 50% of our experience was transmutable to the new income stream ‘ ‘The average millionaire has 3 income streams’ ‘Make sure you are adding the second stream at the right point, if you add it too soon it's going to take time and focus and results away from the first income stream’   VALUABLE RESOURCES https://robmoore.com/   ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor and property educator. Author of global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur”  “If you don't risk anything, you risk everything”    CONTACT METHOD  https://robmoore.com/  https://www.facebook.com/robmooreprogressive/?ref=br_rs https://uk.linkedin.com/in/robmoore1979      

Do you want to go grow your business and scale from 500k to a £Million in the quickest time possible? If the answer is Yes, this episode is for you.  Rob Moore discusses 11 key strategies that can help you achieve exponential growth in the shortest time possible. Tune in today, to find out more.   KEY TAKEAWAYS  Elements, strategies and things to focus on to go from 500k to a £Million in the quickest time possible.  The first thing is that you need to leverage a lot more. This includes staff systems, sales and getting yourself directly out of sales and marketing and into other areas of your business. Your strategy, your focus and your key areas need to be focused on the overall growth.  The second thing will be how a managing director and or an operations manager in your empire is essential to success. You may even need a second layer of management and you may need to remove some contact to you from other members of staff. It’s absolutely vital to have a really good managing director, someone who's like an office manager, someone who manages your enterprise. It's also vital to have another layer of management to help you out with projects.  The third one is that human resource becomes a really important function, staff benefits, their salaries, their career progression, their grievances, all of those things which aren't relevant when you’re getting out of debt. As you get more staff, they have grievances, and they need to be official, you're not a little organization hiring family now, they want benefits, obviously salary reviews and career progression.  The fourth thing is you need to move on from one-to-one selling. Getting in the car and driving around the country and doing one to one sales meetings or one to one selling on the phone, should be a thing of the past when you go beyond the 500k revenue mark. There comes a point where you have to leverage so you might use webinars to sell globally or online, you might become a speaker and an ambassador in your industry and speak on big stages, you might leverage online training, or you might have four or five salespeople and they're selling one to one all day, but that makes a one too many for you. You could leverage a big podcast, big YouTube channel, but you cannot grow if you’re doing it yourself.  The fifth thing is that you're also a recruitment company now. People, your staff, your culture are the most important element in your business and there comes a point where they need looking after, they need guidance, they need vision and you need to attract and hire the right people. This is vital. Therefore you need good training, good onboarding and connections with good recruitment consultants and agencies in your city. You will need to write good job descriptions and give them progression in their career. You can also create staff Handbooks and good employment contracts to help with issues and grievances.  The sixth thing will be your key result areas and making them way more strategic. You should be doing things like training your staff, training your trainers, vision, strategy, leadership, collaborations, partnerships, etc.  The seventh will be considering a second income stream now that you've got a good first income stream. You’ve got to get good at one source of income before you can do many.   The eighth will be that you need to build a finance department. You must have up to date management accounts and KPIs. You need a finance department, not just a part-time bookkeeper taking your receipts and putting them on a spreadsheet. You need management accounts, ideally 10 days after month end otherwise you can't make proper decisions on the growth of your business.  The ninth will be you’re now focusing on values and culture and brand and actually have ROI. Whereas Of course, when you're 100 grand to 500, grand or even zero to hundred grand brand doesn't really have ROI, you focus more on direct response marketing in those stages. We were into direct response marketing, which is you only spend on advertising and marketing if you can track and clearly get a return on investment, but things like the values of your company now have tangible value because people will come and work for you for the values and the culture. A little bit of investment in developing and building your brand and creating the culture becomes more and more important and can have a huge return on investment.  10 is you need to form a board and that might just be you and maybe your managing director or your business partner, but you could get some non-execs or advisors. You and your MD, maybe if you've got a high-level manager, like a finance director, they could sit on the board and then if you could get an advisor or non-exec or two, that's vital for you to be able to work on your business, look at the strategy, the vision and work on the key areas that you need developing.  11th is that you’re now a media company, as well as a recruitment company, as well as a marketing company in this sort of modern age. Social media is vital, podcasting and having a YouTube channel is vital, leveraging LinkedIn which has changed in the last couple of years in a very positive manner, you want to generate multiple streams of leads which will result in multiple streams of income.  BEST MOMENTS  “The harder you work, the less your overall company can get done when you get to a certain size.”  “Anything tactical you're doing is only going to slow the growth of your company down.”  “Operational, tactical and administrative should be to your team, you create the vision, the strategy, and then you pass that down to your MD and then they start the execution process which is implemented by the rest of your team.”  “You cannot master what you do not measure.”  “If you don't risk anything you risk everything.”  VALUABLE RESOURCES  https://robmoore.com/  ABOUT THE HOST  Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor and property educator. Author of global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur”   “If you don't risk anything, you risk everything”   CONTACT METHOD  Rob’s official website: https://robmoore.com/  Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs  LinkedIn: https://uk.linkedin.com/in/robmoore1979   

“If you have a love affair with money instead of an on-off adulterous relationship with money, then you’re going to make a lot more of it” In this very special episode, join Rob on the launch day of his new book, ‘I’m Worth More: Realize Your Value, Unleash Your Potential’.  Rob has taken time out in order to supply you with a few incredible and invaluable ways in which you can attain a millionaire mindset, that rarest of states in which you can turn your ideas into real money. It’s time you learned to embrace money, to increase the speed of your own personal GDP, and joined the ranks of those already on their way to a personal fortune. Go out there and use these practical strategies to increase your millionaire mindset, and in turn, to increase your millionaire bank account. KEY TAKEAWAYS A million pounds is nowhere near as much as it used to be - If you want to be a millionaire, you’re realistically looking at requiring somewhere over five million pounds in order to feel comfortable. You need to re-set your expectations of your monetary requirements. Think carefully about how much money you practically require in order to retire for the rest of your life.   Every millionaire I’ve met has a problem-solving mentality - A tenacious mindset, unrelenting and willing to fix problems instead of running from them is vital.    The emotional approach to money - Millionaires have an entirely different emotional response to money. You need to sometimes have a different attitude towards projects or risks that might lose you money, despite your own personality traits telling you otherwise.   We are the five people that we hang around with the most - By associating with those we wish to emulate, we become a composite of those people. By increasing your association with successful millionaires, their mindsets, their conversations, their problem solving techniques, will rub off on you.    Think bigger - Worrying about risk is natural. But if you don’t ever speculate with what you have, you’ll never grow, and you’ll always be stuck with a low rate of return. Scale up your thinking and take the risk.   Begin a love affair with money itself - Money is the enabler of all things. Embrace it. Learn to love it. Money reduces friction and increases speed. Work out what money is as an enabler for you, and put it the best use possible. BEST MOMENTS “£50,000 a year is not a lot of money if you’ve got a couple of kids you want to put through private school, and you want a nice car and a nice house” “You might not want to do the hairy, scary task. The problem might be huge and you might want to hide away from it. But ultimately you get it done” “That fine balance of ego and managing your emotions is important” “You need to up your circle!” “If you have a love affair with money instead of an on-off adulterous relationship with money, then you’re going to make a lot more of it” “You have to increase the speed of your way to wealth” VALUABLE RESOURCES The Money Podcast iTunes | Omny I’m Worth More: Realize Your Value, Unleash Your Potential - Audible I’m Worth More: Realize Your Value, Unleash Your Potential – Amazon Send your proof of purchase to supporters@robmoore.com ABOUT THE HOST Rob Moore is the host of the UK’s no. 1 business podcast “The Disruptive Entrepreneur,” as well as an entrepreneur, property investor, property educator, and holder of 3 world records for public speaking. He is also the author of 9 business books, 5 UK bestsellers, and the global bestseller, Life Leverage. “If you don't risk anything, you risk everything.” CONTACT METHOD Facebook: https://www.facebook.com/robmooreprogressive/ LinkedIn: https://uk.linkedin.com/in/robmoore1979

You can’t expect to get rich in 7 days, however, you can expect to get rich a lot quicker nowadays.   In this episode of MONEY, Rob Moore explains the different enablers that have allowed us to get rich quick-er. Rob also covers different ways in which you can get rich quick. Listen to find out more…!  KEY TAKEAWAYS  It doesn’t take as long as it used to to get rich because the world’s changed, we now have the internet which is the biggest enabler ever.  Depending on how much experience you have and how many assets you already have can determine how quick you can expect to get rich.  If you’re starting from scratch, never done business before, never made money before, in a lot of debt, don’t expect to get rich within 7 days, 7 weeks or 7 months but it doesn’t have to take 7 years nowadays because we have things such as the internet now.  It can take years and years of practice in corporate business to get a 6 figure wage. Entrepreneurs now days can earn that within a year, I did by dealpackaging. You can look at the quicker business models to get rich quicker than you used to such as:  Information Marketing  Masterminds  Mentoring  Being an Agency  Being a property deal packager or trader  Raising finance (Crowd sourcing, crowd funding, doing joint ventures)  Don’t become a mentor or run a mastermind on something you’ve not got expertise in because then it becomes a scam.  BEST MOMENTS  “If it sounds way to good to be true, it’s probably too good to be true.”  “The internet is the biggest enabler ever”  “The world has changed therefore you can expect to be rich more quick compared to before”  “Get rich quick in seven days. Bullshit. Get rich is 7 years. Too long. Get rich quick in 7, 17 or 27 months… probably realistically achievable now.”  “When someone says “you can’t” it usually means that they don’t know how.”  VALUABLE RESOURCES  The Money Podcast iTunes | Omny  ABOUT THE HOST  Rob Moore is the host of the UK’s no. 1 business podcast “The Disruptive Entrepreneur,” as well as an entrepreneur, property investor, property educator, and holder of 3 world records for public speaking. He is also the author of 9 business books, 5 UK bestsellers, and the global bestseller, Life Leverage.  “If you don't risk anything, you risk everything.”  CONTACT METHOD  Facebook: https://www.facebook.com/robmooreprogressive/  LinkedIn: https://uk.linkedin.com/in/robmoore1979 

Yes, money does buy your happiness, but it doesn’t buy you fulfilment! It’s true that money can buy a lot of things that will make you happy, and that’s okay if you do it. But, today on the Money Podcast, Rob encourages you that instead of chasing for your own happiness, aim for fulfilment. You’ll feel fulfilled if you start creating, earning, and spending money not just for you, but for others. Learn the difference between selflessness and selfishness. Money can be the basis of your happiness, but develop it alongside other things, like love, relationships, and personal development so you’ll truly feel happy and fulfilled. Listen in now to know more! KEY TAKEAWAYS If you use money as the metric of your happiness, then you’ll never really feel that you’re happy. The ceiling will keep on raising up, and you’ll always think that you’re not reaching it. Having a lot of money, having a nurturing environment, and having a healthy mind, body, and soul can all happen to you. You don’t have to pick one or two from these; you can have it all. If your pursuit of money is rooted in greed, power, and selfishness, then you’ll never be happy. But, if you want to get more money so you can help others, then you’ll achieve not only happiness but also fulfilment. BEST MOMENTS “Most of the time, you’ll probably be happier when you’re rich.” “You need way more money than you used to to be happy and be comfortable.” “Fulfilment is ‘Do you love what you do and do what you love.’” “The more you build, the more you get to give away.” VALUABLE RESOURCES The Money Podcast iTunes | Omny ABOUT THE HOST Rob Moore is the host of the UK’s no. 1 business podcast “The Disruptive Entrepreneur,” as well as an entrepreneur, property investor, property educator, and holder of 3 world records for public speaking. He is also the author of 9 business books, 5 UK bestsellers, and the global bestseller, Life Leverage. “If you don't risk anything, you risk everything.” CONTACT METHOD Facebook: https://www.facebook.com/robmooreprogressive/ LinkedIn: https://uk.linkedin.com/in/robmoore1979