The Money Podcast

SPONSOR: Direct Bullion. Download your free Guide to Gold Pensions Now. (plus get a special bonus).CLICK HERE NOW: https://robmoore.directbullion.com Rob talks about the four books that transformed his financial life. He explains how they provided the mindset shifts and tactical strategies that helped him generate over £250 million in sales. He also teases his upcoming Moneymaker Summit where you can learn his wealth-building strategies directly from him and other successful entrepreneurs. "Think and Grow Rich" by Napoleon Hill "The Richest Man in Babylon" by George S. Clason "Rich Dad Poor Dad" by Robert Kiyosaki "Money" by Rob Moore KEY TAKEAWAYS Rob was £50,000 in debt with his father suffering a nervous breakdown when he attended his first property meeting in December 2005, where he met his future business partner who tested him with three influential money books. He then transformed his finances by implementing principles from four books, building a property portfolio approaching £50 million and generating over £250-300 million in sales as an entrepreneur. The concept that created the most wealth for Rob, was understanding assets versus liabilities. Using debt only for income-producing investments while avoiding borrowing for depreciating items. Rob's financial philosophy changed from paying everyone else first to paying himself first, storing rather than saving at least 10% of all income before other expenses and investing it wisely. Rob changed his relationship with banks, going from being broke while in debt to becoming wealthy by using banks as leverage for his investments rather than letting them use him. He built his wealth by creating value and solving meaningful problems at scale, proving his belief that wealth naturally flows to those who serve others with valuable solutions.     BEST MOMENTS   "I went from £50,000 in debt to building a nearly £4.5 million pound rent roll because I followed the burning desire principle, setting a clear financial goal with unwavering commitment and taking persistent action despite failures."  "Reading these four seminal money books in just one week when I was desperate and hungry completely transformed my financial trajectory and mindset about wealth creation."  "My business partner tested me by giving me three books to read, then invested millions of his family's money while I invested none, proving that your knowledge and implementation are sometimes more valuable than your capital."  "Using good debt versus bad debt was game-changing for me. I used to be broke borrowing from banks, then got rich borrowing from banks—using them as leverage instead of them using me." "My wealth accelerated when I started solving meaningful problems at scale. Money flows when you serve others with valuable solutions, you can't not become rich when you do this consistently."  "My critics claimed I got rich by writing money books, but I donate all profits from my bestselling book 'Money' to my foundation, showing that wealth comes from multiple diverse income streams, not a single source."   VALUABLE RESOURCES "Think and Grow Rich" by Napoleon Hill "The Richest Man in Babylon" by George S. Clason "Rich Dad Poor Dad" by Robert Kiyosaki "Money" by Rob Moore https://robmoore.com/ bit.ly/Robsupporter   https://robmoore.com/podbooks rob.team ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything” CONTACT METHOD Rob’s official website: https://robmoore.com/  Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979 See omnystudio.com/listener for privacy information. This Podcast has been brought to you by Disruptive Media. https://disruptivemedia.co.uk/

Rob talks about the less obvious habits that have helped make him a millionaire. These weird habits aren’t things you would learn from TikTok or LinkedIn, they aren’t the typical ‘work hard, get up early’ that are repeated in the self-help or business world, these are 7 of Rob’s specific habits that have helped make him a millionaire!   KEY TAKEAWAYS Rob started taking 15-10 min afternoon naps in his lull of the day which gives him enough energy to work better for an additional 3+ hours Micromanaging, it’s not always a bad thing, especially if the staff member is new Having an extra coffee Turning runs into walks, walking is one of the best things you can do to help your overall health and you can multitask whilst walking Voice memo yourself BEST MOMENTS “I get up early, between 2:20am and 6am, by 3pm I would really crash” “Until someone can do the job really well themselves you do need to watch over them, micromanage them” “Turning 2 coffees into 3 worked for me” “Walking is one of the things that keeps you living the longest” “Money loves speed”   VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter   https://robmoore.com/podbooks rob.team ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything” CONTACT METHOD Rob’s official website: https://robmoore.com/  Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979   See omnystudio.com/listener for privacy information.

SPONSOR: Direct Bullion. Download your free Guide to Gold Pensions Now. (plus get a special bonus).CLICK HERE NOW: https://robmoore.directbullion.com   Having interviewed 21 billionaires and hundreds of ultra wealthy individuals, Rob reveals the hidden habits, mindsets, and controversial strategies the super rich use - but would never publicly admit to. From tax avoidance to strategic relationships, these secrets expose the truth about how wealth is really built and protected.   KEY TAKEAWAYS  Curiosity: Billionaires remain curious, knowing they can learn from anyone. They demonstrate humility through their willingness to ask questions and learn from everyone around them. Full Responsibility: Successful people take complete ownership of everything in their life, even when it's not technically their fault. Rather than blaming external factors like lockdowns or recessions, they assume responsibility for adapting and thriving regardless of circumstances. Trends and Early Market Movements: Billionaires either identify upward-trending markets at the perfect inflection point or possess the unique ability to create trends themselves. They're rarely first (too early) but position themselves strategically for growth. Energy: Consistent energy is crucial, billionaires maintain good energy levels daily, understanding that everything from sales to leadership requires energetic investment. Education and Continual Improvement: Wealthy people never stop learning. They view life as a library or playground, constantly seeking knowledge through reading, mentorship, and new experiences. Consistency and Persistence: Consistency means continuing when things get boring; persistence means pushing through when things get difficult. Most billionaires have done similar work for decades, refusing to quit. Continual Solution to Problems: Billionaires understand that nothing stays fixed forever. They embrace increasingly larger problems, knowing bigger challenges offer greater rewards, while average people avoid problems altogether. Goals, Fantasy and Struggle Reality: While setting ambitious goals is important, billionaires recognise goals are just checkpoints. They focus more on the daily struggle and grind required to reach those milestones, understanding each achievement leads to new challenges. Partnerships and Relationships: No one becomes a billionaire alone. Success requires strategic partnerships, collaborations, and relationships. The concept of being "self-made" is a myth. Sales and Marketing: Billionaires prioritise activities that directly generate revenue. While long-term brand building matters, immediate monetisation comes through sales and marketing, not perfecting logos or business cards. Manage Emotions: Successful people experience all human emotions but maintain control over their reactions. They develop stoicism in high pressure situations, making rational decisions rather than emotional ones. Sell for 10, Make 2: Maintaining healthy profit margins is essential. Track financial metrics obsessively, understanding that selling more with inadequate margins only accelerates losses. Accept Criticism: Billionaires develop thick skin, understanding criticism comes with visibility. They extract valuable feedback while dismissing irrelevant noise, recognising that avoiding all criticism would require doing nothing significant. Multiple Streams of Income: Billionaires diversify their income sources. They start with specialisation but expand strategically, creating multiple revenue channels that build their wealth. Avoid Taxation: The wealthy minimise tax obligations, they understand that tax is their biggest expense. They leverage legal methods to reduce tax burden, understanding that compounding wealth becomes impossible when surrendering 50-70% to tax. Avoid Time Drains with Ruthless Time Management: Billionaires protect their time fiercely, eliminating distractions and focusing intensely on high-value activities. Leverage: Wealthy people utilise other people's money, time, and resources to accomplish more with less. They think "who can do this?" rather than "how can I do this?.” Learn, Break, Then Make the Rules: The wealth hierarchy begins with learning established rules, progresses to breaking conventional approaches,and culminates in creating entirely new rules. Billionaires literally make the rules. Creation vs Consumption: Wealthy people create more than they consume. While the masses consume entertainment, products, and media, billionaires create the companies that produce these items, generating wealth through production rather than spending. Energy and Priorities: Billionaires prioritise high value activities, assessing the financial impact of each task. They outsource anything below their income generating value, understanding time is their most precious resource. Control Legislation and Policy: Billionaires influence political systems and regulatory frameworks to protect their interests. Through political donations and relationships, billionaires shape the economic environment to their advantage.   BEST MOMENTS   "Every winner was once a beginner and every master was once a disaster. So every millionaire and billionaire knows that, okay, let's say I need to learn a new skill. Well, one day I was a zeroaire and I didn't know it, but I knew I could learn it." "Your reward for solving a problem is a bigger problem and with every new level is a new devil. So the only way you can continually grow is that everything is your fault, even if it's not." "The wealthiest people I've met, they're transcending the judgment of all of this. They're not trying to be happy. They know what their emotions are and they're able to leverage those emotions, control them, master them." "If you are emotionally okay, you haven't got that drive to go do something that is beyond everybody else. Above, not even above average, just hall of fame worthy."     VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter   https://robmoore.com/podbooks rob.team ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything” CONTACT METHOD Rob’s official website: https://robmoore.com/  Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979   See omnystudio.com/listener for privacy information.

SPONSOR: Direct Bullion. Download your free Guide to Gold Pensions Now. (plus get a special bonus).CLICK HERE NOW: https://robmoore.directbullion.com Rob shares and challenges some of the things people say about money. He talks about why a lot of money advice is wrong and sometimes even stupid and what advice you should follow instead to grow your wealth and protect yourself.   KEY TAKEAWAYS Save the pennies and the pounds will save themselves is a naïve way of looking at money. You can’t save yourself rich. Money does in fact create happiness as it gives you the freedom to make choices about your life. You need money to make money? This isn’t true, you just need to be resourceful,be creative, have passion and build relationships.   BEST MOMENTS “If you think all millionaires or billionaires are greedy bastards that’s an immediate self sabotage of wealth.” “People don’t understand money and how it works.” “You don’t need money to make money.”   VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter   https://robmoore.com/podbooks rob.team ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything” CONTACT METHOD Rob’s official website: https://robmoore.com/  Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979   See omnystudio.com/listener for privacy information.

  SPONSOR: Direct Bullion. Download your free Guide to Gold Pensions Now. (plus get a special bonus).CLICK HERE NOW: https://robmoore.directbullion.com Rob is joined by hedge fund manager Rob Gardner, who has helped over a million clients invest. He shares with Rob how he helps manage other people’s money, his investment strategies and the beliefs and principles he invests and lives by. They also talk about who they think controls the world, the power banks and investment firms hold, and their thoughts on taxation.    KEY TAKEAWAYS Rob has a set of investment beliefs and principles that he uses to guide him, particularly with more difficult decisions. It can be easier to work with other peoples money than your own as it isn’t just you working on decisions, but a team, and it also keeps you clear-headed and professional. You have to maintain discipline to be able to invest calmly and safely. It’s also important to recognise that you won’t get every decision right. Rob wants to be financially free by the time he is 55, to meet this target he tries to double his money every year. When investing, it’s important to diversify across equity, bonds and properties. Investing should always be for the long term. For example, when investing in businesses, think about their longevity. Rob believes that we can still live in a capitalist society and reduce on reliance on fossil fuels. The idea of overnight success isn't real, yet people are becoming obsessed with quick results. As a society, we need to think about how we change this mindset to continue to create the entrepreneurs of the future. BEST MOMENTS “Personally I’ve always had a set of investment beliefs.” “Investment is risk, but risk is to shake people off” “I want the freedom to say I don’t want to work” “Ask yourself, if this business didn’t exist, would the world miss it?” “The world and economic growth needs cheap energy and that energy can come from other places” “People don’t realise that a pound note is an IOU” "How do we have radical reform? What is a way to fire up the UK economy again?" VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter   https://robmoore.com/podbooks rob.team ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything” CONTACT METHOD Rob’s official website: https://robmoore.com/  Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979   See omnystudio.com/listener for privacy information.

 SPONSOR: Direct Bullion. Download your free Guide to Gold Pensions Now. (plus get a special bonus).CLICK HERE NOW: https://robmoore.directbullion.com Rob discusses whether the banking system is the biggest Ponzi scheme in history or the greatest invention of all time. He shares why money is essentially a story we have all bought into and how the banks are only there to make money and not help or aid you.   KEY TAKEAWAYS Money isn’t real, it's not physical or tangible. Many people believe saving money is a way to make money, but this isn’t true at all. Banks don’t exist to help you make money or help humanity, they exist to make money for themselves. Inflation is so much higher than interest rates that your money is devaluing. The banks and the rich make money by investing and lending. The banks run by different rules from everyone else. They can run insolvently when this is illegal for businesses. Think about how you can play the banking system at its own game, learning from it and becoming a producer rather than a consumer.   BEST MOMENTS  “The governments create money as debt” “You save money under a false, naive pretence”  “The banks get rich investing and lending” “You’ve got to play them at their own game”   VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter   https://robmoore.com/podbooks rob.team ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything” CONTACT METHOD Rob’s official website: https://robmoore.com/  Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979   See omnystudio.com/listener for privacy information.

SPONSOR: Direct Bullion. Download your free Guide to Gold Pensions Now. (plus get a special bonus).CLICK HERE NOW: https://robmoore.directbullion.com Rob shares the 4 laws of wealth in this episode. Many see wealth as unobtainable, even immoral but Rob explains why this isn’t true and how you can make wealth and money work for you.   KEY TAKEAWAYS Never spend more than you earn Invest your surplus/savings into assets, not a savings account Always do more than you’re paid to do Don’t work hard for your money, make your money work hard for you   BEST MOMENTS “I used to hate millionaires” “Volatile emotions erode wealth” “I like assets that produce income” “Always give more value than you charge”   VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter   https://robmoore.com/podbooks rob.team ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything” CONTACT METHOD Rob’s official website: https://robmoore.com/  Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979   See omnystudio.com/listener for privacy information.

SPONSOR: Direct Bullion. Download your free Guide to Gold Pensions Now. (plus get a special bonus).CLICK HERE NOW: https://robmoore.directbullion.com Rob shares the money lessons he has learnt over 17 years including the brutal way the banks control and consume you. KEY TAKEAWAYS Money isn’t everything but everything is better with money You need to pay yourself first, instead of the bills and the banks You do not get rich saving money you get rich investing money Money compounds far quicker in debt If you do not have a product that makes money you are the product for the bank to make money   BEST MOMENTS  "It is statistically and historically proven that the money you have the more healthy you’re likely to be and the longer you’re likely to live” “How you do anything is how you do everything” “The banks lure you in with clever marketing” “It wasn’t that I couldn’t earn money it was that all the money I was earning was going to the banks”   VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter   https://robmoore.com/podbooks rob.team ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything” CONTACT METHOD Rob’s official website: https://robmoore.com/  Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979   See omnystudio.com/listener for privacy information.

SPONSOR: Direct Bullion. Download your free Guide to Gold Pensions Now. (plus get a special bonus).CLICK HERE NOW: https://robmoore.directbullion.com Link to full episode with Jaspreet Singh https://omny.fm/shows/the-money-podcast/jaspreet-singh-who-really-controls-the-worlds-mone Is inflation a form of hidden tax? Rob speaks to Jaspreet Singh about this and why it disproportionately affects the poor and middle class in society. He then talks about why you need to prioritise becoming financially educated. KEY TAKEAWAYS Inflation disproportionately hurts the middle class and the poor as these are the financially uneducated in society. Inflation benefits those who are financially educated as they can make choices based on how it will impact their investments, savings and cash. When money is created by the government, the money you earn and your savings go down in value as they have less buying power. Large corporations and their shareholders benefit from inflation. The school system is built to keep the masses ignorant about money and finances. Becoming wealthy isn’t always about how much you earn but what you do with that money.   BEST MOMENTS "When money is created the value of your money goes down, the value of your savings go down” “You as a consumer get hurt by inflation” “How do you become wealthy? That’s called financial education”    VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter   https://robmoore.com/podbooks rob.team ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything” CONTACT METHOD Rob’s official website: https://robmoore.com/  Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979   See omnystudio.com/listener for privacy information.

SPONSOR: Direct Bullion. Download your free Guide to Gold Pensions Now. (plus get a special bonus).CLICK HERE NOW: https://robmoore.directbullion.com   Rob speaks to Raj, the founder of Shazam, who sold his company to Apple for a reported $400 million. Raj talks about building Shazam, including the fact that it took 15 years to become profitable! From raising over $150 million across multiple funding rounds to navigating an 18 month exit process, Raj's gives his thoughts and experiences on entrepreneurship, investment philosophy, and leadership.   KEY TAKEAWAYS   Shazam took 15 years to reach profitability before selling to Apple for $400 million. Raj and his partners raised over $150 million across multiple funding rounds, showing the importance of investor patience and founder persistence in tech startups. When pitching to investors, focus on ‘magical thinking’ which is projecting your vision clearly until others believe it. Spend time having multiple conversations and look for investors who genuinely connect with your story. Building a successful exit takes time, Shazam's sale involved a nine month transaction period plus another nine months for regulatory approval. Clean, transparent deal structures are preferable to complexity. The most vital trait for entrepreneurs is being mentally fluid, knowing when to pivot, learning faster than the market by processing new information and paying attention to weak signals is essential. Leadership isn't about micromanagement but setting up problems for your team to solve rather than dictating solutions. This allows smarter team members to develop innovative approaches.   BEST MOMENTS   "I like to call myself a tech for good investor so I try to invest in companies which are aiming to make a difference in the world... It's very rewarding in the sense of intellectual stimulation. I'm not quite sure if it's going to be rewarding financially, the jury is out."   "The market is constantly moving. You have new technology, new opportunities, competition, new products being launched. Your job as an entrepreneur is to learn faster than the market."   "If you are a parent and your kid is starving, you're short of food, are you going to give up on that kid? Never. You'll do whatever it takes to keep that child alive. And that's what we had to do."     VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter   https://robmoore.com/podbooks rob.team ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything” CONTACT METHOD Rob’s official website: https://robmoore.com/  Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979   See omnystudio.com/listener for privacy information.