The Money Podcast

Rob challenges societal norms about money, shame, and success in this episode. He controversially agrees with Grant Cardone's statement that earning under 400k a year is shameful, arguing that it's barely enough to provide a good life for your family. Rob talks about why shame ultimately set him on the path to better himself and why you can do the same. KEY TAKEAWAYS You need to earn upwards of 400k to provide a good life for you and your family, life is expensive! Rob was in 50k of debt at age 26, living with his parents, and it was the shame that ultimately motivated him to change. We have to stop downplaying money, success is crucial for well-being, health, and legacy. Shame, guilt, and frustration can be powerful motivators for personal and financial growth when channelled in the right ways. Schools and banks don't teach the real skills needed for wealth creation, we need to give our children more financial education. Be "money-focused" not out of greed, but as a means to create value and have the ability to help others.   BEST MOMENTS   "Free advice is worth every penny. And just like when you're given a book for free, you don't read it. And when you download something on the internet for free, you don't, you don't read it. You don't watch it."   "Money is our universal exchange of value. Money is how you value what you give and create to the world. It's a measure of your usefulness. It's a way to get what you want. So what's wrong with being money focused?"   "To know and not to do is not to know. So do not be ashamed of wanting to make a lot of money and be ashamed that you're not living to your full potential."   VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter   https://robmoore.com/podbooks rob.team ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything” CONTACT METHOD Rob’s official website: https://robmoore.com/  Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979   See omnystudio.com/listener for privacy information.

SPONSOR: Direct Bullion. Download your free Guide to Gold Pensions Now. (plus get a special bonus).CLICK HERE NOW: https://robmoore.directbullion.com Rob shares his seven weird habits that have generated him millions, from strategic afternoon naps to embracing anger as a leadership tool. This episode challenges conventional business ideas with Rob's proven takes on micromanagement, coffee and why getting pissed off might be your secret weapon. KEY TAKEAWAYS  • Power naps unlock extra productivity. A 20-minute afternoon nap around 3 PM can give you 3-4 additional productive hours, especially when combined with early morning work sessions starting between 2-5 AM. • Rather than being toxic, micromanagement is necessary for underperforming staff and complex projects. Good employees don't need micromanaging; struggling ones require detailed oversight to succeed.  • Strategic coffee timing can maximise energy, three coffees spaced 4 hours apart prevents afternoon crashes and can maintain consistent energy levels throughout a 16+ hour workday.  • Walking beats running for entrepreneurs, replace running with 15,000 daily steps while doing voice memos and calls. This provides cardiovascular benefits without joint damage while enabling multitasking and creative thinking.  • Quality clothing reduces decision fatigue so invest in expensive, label-free clothes from a few trusted brands. This eliminates daily choice paralysis while ensuring you feel confident and professional.  • Controlled anger drives authentic leadership and strategic displays of anger for important issues earn respect and prevent boundary violations. Suppressing all emotions leads to people pleasing and ineffective leadership. BEST MOMENTS "If you wanna know, one of the quickest ways to go broke is trying to impress people. Spending money you don't have, trying to impress people." "Micromanagement only happens when people aren't doing their fucking job properly. It's not a toxic manager trait. It is a member of staff who's not doing their job." "If you've got the choice between pissing someone else off or pissing yourself off. You should choose them every time."" Great ideas often I like butterflies and they're that you can't grab them and then they go into your ear and then they're through your brain and then they're fucking out really quick." VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter   https://robmoore.com/podbooks rob.team ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything” CONTACT METHOD Rob’s official website: https://robmoore.com/  Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979 See omnystudio.com/listener for privacy information. This Podcast has been brought to you by Disruptive Media. https://disruptivemedia.co.uk/

SPONSOR: Direct Bullion. Download your free Guide to Gold Pensions Now. (plus get a special bonus).CLICK HERE NOW: https://robmoore.directbullion.com Kane asks Rob to blind rank the worst business models in this episode.  VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter   https://robmoore.com/podbooks rob.team ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything” CONTACT METHOD Rob’s official website: https://robmoore.com/  Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979 See omnystudio.com/listener for privacy information. This Podcast has been brought to you by Disruptive Media. https://disruptivemedia.co.uk/

SPONSOR: Direct Bullion. Download your free Guide to Gold Pensions Now. (plus get a special bonus).CLICK HERE NOW: https://robmoore.directbullion.com Kane and Rob talk about what they would do if they wanted to make 10k a month as a student, including why quitting might be the answer. Rob also shares his favourite side hustles for students and advocates for using AI and the internet to self teach yourself, rather than attending uni or college. KEY TAKEAWAYS Students should ask themselves if they are studying because it’s something they want or whether it is because of external pressure from other people, including their parents’ expectations. If you are going to study for 3-9 years you need to be sure that you are choosing the right thing to study and that it going to serve you. School will call you a cheat by copying other people and using AI, but that is how you win at business in the real world. Find some kind of service you can sell to other students to make money quickly and easily whilst you study. Another great way to earn while you learn is to create an education business. BEST MOMENTS "I know that’s fucked up some people and they’re living their whole lives for their parents” “I was the first person in my whole family to get a degree and it was a good thing except it was a shit thing because I didn’t want to do it” “Do the minimum amount of work required to get the minimum amount of degree I need and I would be using AI or other people as possible to get my degree”  “Labour is restrictive to how much you can earn” VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter   https://robmoore.com/podbooks rob.team ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything” CONTACT METHOD Rob’s official website: https://robmoore.com/  Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979 See omnystudio.com/listener for privacy information. This Podcast has been brought to you by Disruptive Media. https://disruptivemedia.co.uk/

Rob issues a warning in this episode, about the three institutions you shouldn’t be giving your money to! Instead, he gives advice and tips on where to put your money instead, such as bitcoin, gold and property. KEY TAKEAWAYS The government: The government are insolvent and the return on the likes of premium bonds is lower than inflation. You should also aim to get your tax bill down so you are giving as little to the government as possible. Banks: Keep 1 or 2 months’ worth of living expenses but anything excess of this should be invested and put into assets you control. State Pensions: They can’t afford them currently, you will get a low return. You want to invest in decentralised assets such as bitcoin, gold, watches and cars.   BEST MOMENTS “I don’t believe the government is a safe place to put your money” “Don’t give your money to any state pension, you’re going to get a much lower return” VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter   https://robmoore.com/podbooks  rob.team ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything”   CONTACT METHOD Rob’s official website: https://robmoore.com/  Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979   See omnystudio.com/listener for privacy information.

SPONSOR: Direct Bullion. Download your free Guide to Gold Pensions Now. (plus get a special bonus).CLICK HERE NOW: https://robmoore.directbullion.com Are you stuck relying on a single stream of income? In this episode, Rob shares the seven types of income streams that lead to true financial freedom. Learn what they are and why you need them if you ever want to join the millionaire club!  KEY TAKEAWAYS The average millionaire has between 3-7 unrelated income streams for protection. 6 types beyond a job: interest, dividends, capital growth, profit, royalties, and rentals. A job is great but don't get trapped exchanging time for money due to diminishing returns! Share market returns are typically lower than running your own lean startup business. Property utilises "the secret triad" - buy below value, get rental income, and see capital growth. Your biggest expense by far is tax - understand how this impacts your income streams. Don't wait to buy property, buy property and wait! BEST MOMENTS "You pay now or you pay later." "Revenue is vanity and profit is sanity." "The faster you scale the lower your net profit margins will be." "Your biggest expense by a mile is tax." "Don't wait to buy property, buy property and wait." VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter   https://robmoore.com/podbooks rob.team ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything” CONTACT METHOD Rob’s official website: https://robmoore.com/  Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979 This Podcast has been brought to you by Disruptive Media. https://disruptivemedia.co.uk/

SPONSOR: Direct Bullion. Download your free Guide to Gold Pensions Now. (plus get a special bonus).CLICK HERE NOW: https://robmoore.directbullion.com Join Kane and Rob as they reveal the counterintuitive truth about expensive purchases that actually save and make money. From hiring drivers and private chefs to investing in luxury watches and supercars, Rob breaks down how you can spend money to make money and challenges conventional ideas about saving.   KEY TAKEAWAYS Rob pays £300 for a driver because one productive hour of his time is worth £5,000, making the driver a profitable investment that eliminates stress and dead time He argues putting £10,000 in a Rolex beats a savings account since luxury watches appreciate 5-8% annually while savings lose value to inflation Rob's supercars directly increase revenue at his property events. People spend more money when he lines up his Lamborghini, Aston Martin and Porsche outside He owns five cars through an LLP structure, paying before tax and writing off depreciation, which effectively halves the real cost compared to personal purchases Rob hired his own mother as his first chef to combine family time with practical help, showing how anyone can start outsourcing on any budget He believes having children makes entrepreneurs more legacy-focused and empire-building driven, though he plans to structure inheritance to avoid creating entitled kids   BEST MOMENTS "I've worked out a good average hour of work for me should make me five grand and a driver costs me, I don't know, couple of 300 pounds per hour." "It is a far better use of 10 grand to have it in a Rolex than to have it in a savings account. Because in a savings account that'll go down in value every year." "Do you know the amount of money that people spend at our events goes up when we line up all of our supercars out there." "I would say if you've got an empire building element inside you. For sure having kids can grow that."   VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter   https://robmoore.com/podbooks rob.team ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything” CONTACT METHOD Rob’s official website: https://robmoore.com/  Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979 See omnystudio.com/listener for privacy information. This Podcast has been brought to you by Disruptive Media. https://disruptivemedia.co.uk/

SPONSOR: Direct Bullion. Download your free Guide to Gold Pensions Now. (plus get a special bonus).CLICK HERE NOW: https://robmoore.directbullion.com In this episode, Rob answers the most burning questions his commenters ask including everything from his branding and becoming an entrepreneur to why you need to be looking to the government and money systems for many financial issues you are facing.   KEY TAKEAWAYS We need to be aware of what is really happening in the world, where most politicians are careerists and not trying to serve or help society. Debt and Tax are ways the system can have you making them profit for the rest of your life. Rob isn’t an angry person but he does get angry about certain things, like unfair taxes. Maybe we all need to be a bit more angry to get to where we want to be in life. The banks create money as debt and they leverage that income from everyone who deposits. There are ways to play the bank at their own game, such as through real estate. The most uncertain of times can also be the most exciting times where there are many opportunities. BEST MOMENTS “You have to blame the government for really high rent” “People generally get uncomfortable when things are non-standard” “Tax is theft” “It’s those who think they are crazy enough to change the world, that do” “Anger is energy, and maybe you can leverage it” “Learn the rules, then break the rules, then make the rules” VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter   https://robmoore.com/podbooks  rob.team ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything”   CONTACT METHOD Rob’s official website: https://robmoore.com/  Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979 See omnystudio.com/listener for privacy information.   This Podcast has been brought to you by Disruptive Media. https://disruptivemedia.co.uk/

SPONSOR: Direct Bullion. Download your free Guide to Gold Pensions Now. (plus get a special bonus).CLICK HERE NOW: https://robmoore.directbullion.com   Rob reveals his formula for early retirement based on his own experience of retiring three times! Rob shares his ICE investment framework, debunks common retirement myths and explains why a million pounds isn't enough anymore.   KEY TAKEAWAYS   Setting your retirement number is essential. Calculate how much annual income you want, double it for tax, then determine what capital sum would generate this. But remember, inflation will erode this over time. The best investment strategy combines income, capital and equity (ICE). Property and well run businesses offer all three elements, while other investments like gold or Bitcoin usually provide only one or two. Keep your largest expenses (housing, transportation, travel) as low as possible for as long as possible while investing heavily, rather than obsessing over small daily purchases. Continuously reinvesting profits rather than drawing income dramatically speeds up compounding, your capital pot grows faster, generating more income over time, protecting your wealth from both market volatility and your own spending habits. The fastest way to reach your retirement number is through business ownership which has the highest risk but greatest control. Property provides the most reliable passive income once you retire (combining income, capital appreciation, and equity potential).   BEST MOMENTS   "I retired at 29, not even a week, went on a week's holiday. My business partner was like, the world is fucked. Get back. I was bored anyway on the ski holiday."   "You don't save for retirement. You plan for retirement. The only source of income from the government is taxation and you are the source of taxation, the only source of money from the banks, the savers, and the depositors, which is you."   "You can never save your way to wealth. Savers are losers. Savings are degrading. The only way you can ever get rich is investing, either investing your time into your own company or investing your money into assets."   "Warren Buffet says, well, everyone doesn't like it when their stock goes down. I love it when my stock goes down 'cause I just buy more."   "Most people, when they're doing really well, they just spend it and waste it. But you wanna be planning for the rainy days, the lower days."   "To get to your retirement age or number quicker, it's a business. But to retire, it's a property portfolio."     VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter   https://robmoore.com/podbooks rob.team ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything” CONTACT METHOD Rob’s official website: https://robmoore.com/  Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979 See omnystudio.com/listener for privacy information. This Podcast has been brought to you by Disruptive Media. https://disruptivemedia.co.uk/

SPONSOR: Direct Bullion. Download your free Guide to Gold Pensions Now. (plus get a special bonus).CLICK HERE NOW: https://robmoore.directbullion.com Rob outlines the five signs that you are still immature with money including emotional buying and the first rule of inflation. He also talks about why you are probably broke and the many mistakes he made when he was still immature with money. KEY TAKEAWAYS You can never wait to buy something! You buy when you’re emotional You buy things to impress people You think saving makes you rich Gambling BEST MOMENTS "You fall for discounts, you have FOMO, you have to get it now” “You make all your best financial decisions with logic, not with emotion” “Broke people stay broke” “Only a child thinks saving makes you rich” VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter   https://robmoore.com/podbooks rob.team ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything” CONTACT METHOD Rob’s official website: https://robmoore.com/  Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979 See omnystudio.com/listener for privacy information. This Podcast has been brought to you by Disruptive Media. https://disruptivemedia.co.uk/