The Active Duty Passive Income Podcast

Blockchain and Real Estate: A Deep Dive with ADPI ExpertsIn this engaging episode of the ADPI podcast, host Tim Kelly chats with Seneca Peña Colazo about the intersection of blockchain, cryptocurrency, and real estate investing. They clarify misconceptions about crypto, likening blockchain to a highway where scams are the driver's fault, not the road's. Highlighting the permanence and transparency of blockchain, the episode dives into personal experiences and strategies for crypto investment. Seneca shares how he transitioned from a crypto skeptic to an enthusiast, while Tim recounts his journey through commercial and multifamily real estate investments. They emphasize self-custody and security practices, discuss the potential of Bitcoin as 'digital gold', and explore the growing adoption of digital currencies globally. The conversation ties back to real estate, illustrating how blockchain can revolutionize property transactions, title verifications, and investment strategies. Episode breakdown: 00:00 Introduction to Blockchain and Crypto01:08 Welcome to the ADPI Podcast01:45 Guest Introductions and Backgrounds02:57 The Intersection of Real Estate and Blockchain05:15 Understanding Bitcoin and Blockchain Security06:52 The Importance of Self-Custody in Crypto08:22 Exploring Cryptocurrency Mining13:26 Types of Cryptocurrencies: Store of Value vs. Utility18:27 Best Practices for Crypto Storage and Security29:02 Real Estate and Bitcoin: A Comparative Analysis31:05 Understanding Bitcoin's Limited Supply32:01 The Value of Bitcoin and Real Estate34:08 Bitcoin Adoption and Institutional Investment35:16 The Future of Bitcoin and Global Integration36:39 Investment Strategies and Market Timing37:30 Exploring Alternative Cryptocurrencies45:29 Blockchain Technology in Real Estate52:45 Practical Tips for Crypto Investment57:09 Final Thoughts and Resources Do you want to join a community of like-minded Military Real Estate Investors offering real estate education that actually works while celebrating camaraderie, and competition, and fostering a spirit of support? Introducing ADPI Campus™ - the premiere platform and online space for Military Real Estate Investors worldwide! Podcast listeners  JOIN ADPI CAMPUS now and get in on the action! Helpful ResourcesConnect with the ADPI: Facebook |  Instagram | YouTubePlease Subscribe, Rate, & Review on Apple PodcastsThanks for tuning in to this week's episode of the Active Duty Passive Income Podcast! If the information shared in these weekly interviews has inspired you to pursue your dreams of financial independence, please do me a personal favor and head over to Apple Podcasts, subscribe to our show, and leave us a 5-star review.Support the showSupport the show

Uncovering Creative Financing: A Deep Dive with Adam CatledgeIn this episode, we welcome Adam Catledge, a Marine Corps veteran and seasoned entrepreneur, to demystify the complexities of creative financing in real estate. Known for his profound knowledge in sub-2s and wraparound mortgages, Adam shares his journey from military service to becoming a successful real estate investor. He elaborates on his first deals, the mechanics of subject-to transactions, and how wraparound mortgages can create significant cash flow and value. Adam also introduces the concept of co-living as a lucrative exit strategy and underlines the importance of working with mentors to expedite success in creative financing. This conversation provides invaluable insights and practical advice for both novice and seasoned investors.Episode Breakdown: 00:00 Introduction and Guest Welcome01:24 Adam Keli's Background and Military Service02:16 Discovering Creative Financing07:28 First Creative Finance Deal17:07 Understanding Subject To Transactions23:54 Dealing with the Due on Sale Clause31:51 Creative Financing in the Current Market42:15 Addressing the Risk of Non-Payment43:06 Mitigating Risk with Mortgage Underwriters45:11 Understanding the Do on Sale Clause45:50 Strategies for Handling Regional Banks47:05 Capital Raising Insights47:33 Exploring Exit Strategies47:42 Wraparound Mortgages Explained51:12 Benefits of Using a Servicing Company01:07:29 Co-Living as a Real Estate Strategy01:17:52 Final Thoughts and Resources Do you want to join a community of like-minded Military Real Estate Investors offering real estate education that actually works while celebrating camaraderie, and competition, and fostering a spirit of support? Introducing ADPI Campus™ - the premiere platform and online space for Military Real Estate Investors worldwide! Podcast listeners can JOIN ADPI CAMPUS now and get in on the action! Helpful ResourcesConnect with the ADPI: Facebook |  Instagram | YouTubePlease Subscribe, Rate, & Review on Apple PodcastsThanks for tuning in to this week's episode of the Active Duty Passive Income Podcast! If the information shared in these weekly interviews has inspired you to pursue your dreams of financial independence, please do me a personal favor and head over to Apple Podcasts, subscribe to our show, and leave us a 5-star review.Support the showSupport the show

In this high-energy episode, Markian interviews Rob Pekarek, a Naval Academy graduate and active-duty Air Force officer, who shares his inspiring journey in real estate investing while serving in the military. Rob discusses his initial steps in real estate, starting from a single-family house hack to joining a general partnership team for multifamily deals. He emphasizes the importance of adding value, building strong teams, leveraging opportunities, and maintaining clear communication. Rob's strategic approach to networking, his commitment to serving others, and his focus on fitness, wealth, and purpose offer valuable lessons for anyone looking to succeed in real estate investing. Episode Breakdown: 00:00 Introduction and Guest Overview01:29 Guest Background and Early Career06:33 First Real Estate Investment10:59 Transition to Multifamily Investments19:01 Joining a New Team and Scaling Up27:25 Building Confidence with the Right Team27:58 Aligning with Core Values29:00 The Importance of Communication29:46 Effective Communication Tools32:07 Leveraging AI for Business and Personal Use34:05 AI in the Military and Healthcare36:12 Networking and Making Connections41:10 Adding Value and Building a Brand52:11 Final Thoughts and AdviceJoin Rob’s free 30-minute class to learn how to get started with multifamily syndications. This crash course delivers exactly what aspiring investors need to know—no fluff, no sales pitch, just clear, actionable education designed specifically for the military community.You can also connect with Rob on social media: Instagram: @robthepekLinkedIn: Robert Pekarek💥 Ready to Level Up with a Like-Minded Community?Join ADPI Campus™—the premier platform and online community built specifically for military real estate investors. Inside, you’ll find real-world education, camaraderie, competition, and the accountability you need to accelerate your journey.🎓 JOIN ADPI CAMPUS and be part of a movement that’s changing lives: LEARN MORE🔧 Helpful Resources:Facebook | Instagram | YouTube🎙️ Enjoyed the Episode?If this conversation inspired you, helped you gain clarity, or sparked new ideas, please take a moment to subscribe, rate, and leave us a 5-star review on Apple Podcasts. Your support helps us reach more military members and families pursuing financial freedom through real estate.Support the show

In this episode of the ADPI Podcast, host Markian Sich sits down with powerhouse military spouse, real estate investor, and soon-to-be author Kaitlyn Dannhardt, who reveals the wildly creative strategies that turned a broke PCS move into a full-fledged short-term rental business — all starting with just $1,500 and a VA loan.From pioneering “TDY hacking” to PCS’ing with a garage full of Wayfair furniture, Kaitlyn breaks down how she leveraged military life’s instability to build wealth, flexibility, and financial freedom.This is not your average house hacking story. It’s mindset meets mission — and a wake-up call for any military family still playing defense with their finances.00 Introduction to Caitlyn Dan Hart01:18 Caitlyn's Journey: From Teacher to Military Spouse03:31 Discovering Airbnb and TDY Hacking07:13 Scaling Up: From Mississippi to Alaska08:31 The Importance of Strategic Planning15:47 Outsourcing and Property Management19:46 The Value of Patience and Vetting People26:47 Flexibility in Business27:08 Overcoming Initial Struggles28:01 Growth and Improvement30:57 Financial Independence and Passive Income36:54 Networking and Conferences38:12 Writing and Publishing a Book48:15 Final Thoughts and Encouragement💥 Want to Connect with a Community of Military Real Estate Investors?Join ADPI Campus™—the world’s premier platform for military members and their families building wealth through real estate.🎉 Join today: https://go.activedutypassiveincome.com/adpi-campus-joinInside you’ll find real estate education that works, a supportive community that gets it, and the kind of camaraderie only service members can bring.📲 Stay Connected with ADPI:Follow us on Facebook |  Instagram | YouTube📢 Love the Show? Help Us Out!If this episode inspired you or gave you a valuable takeaway, do us a solid—subscribe, rate, and leave a 5-star review on Apple Podcasts.Your support helps us reach more military members chasing financial freedom through real estate.🎧 Thanks for tuning in to the Active Duty Passive Income Podcast—where financial freedom is just one investment away.Support the show

In this episode, Markian dives deep into the world of real estate syndication with legal expert Mauricio Rauld. The conversation starts with an informal introduction and segues into Mauricio's extensive background in syndication and securities law, detailing his journey from litigation to becoming a prominent figure in the real estate legal space. They discuss the intricacies and legalities of raising capital for real estate deals, specifically focusing on the differences between 506(b) and 506(c) exemptions. Mauricio emphasizes the importance of compliance when raising money from investors. The episode also explores the importance of having a strong team when closing large real estate transactions, touching on the roles of property managers, co-sponsors, and lenders. Throughout the discussion, Mauricio provides valuable insights into preparing documents like Private Placement Memorandums (PPM). The episode wraps up with mentions of Mauricio's mentorship program and resources available for those looking to get into or are currently navigating the real estate syndication space. Episode breakdown:00:00 Introduction and Podcast Setup00:15 Meet the Guest: Mauricio Rauld02:21 Understanding Syndication and Securities03:03 Mauricio's Background and Journey06:11 The Impact of Rich Dad Poor Dad07:50 Transition to Syndication Expertise11:10 Raising Capital Compliantly16:56 Personal Insights and Experiences24:32 Diving into a Real Deal26:01 Understanding Commercial Loan Requirements26:38 Navigating Liquidity and Net Worth Challenges27:05 Forming a Strong Financial Team28:14 Submitting and Negotiating Offers28:57 Deciding on Fundraising Strategies29:05 Exploring 506(b) and 506(c) Exemptions35:28 Handling Due Diligence and Retrading39:43 Ensuring Compliance in Syndication48:23 Mauricio's Mentorship and Legal Support54:38 Final Thoughts and Encouragement Reach out to Mauricio Rauld and his team at Platinum Legal Consulting here: mauricio@platinumlegalconsulting.com 💥 Ready to Level Up with a Like-Minded Community?Join ADPI Campus™—the premier platform and online community built specifically for military real estate investors. Inside, you’ll find real-world education, camaraderie, competition, and the accountability you need to accelerate your journey.🎓 JOIN ADPI CAMPUS and be part of a movement that’s changing lives: LEARN MORE 🔧 Helpful Resources:Facebook | Instagram | YouTube 🎙️ Enjoyed the Episode?If this conversation inspired you, helped you gain clarity, or sparked new ideas, please take a moment to subscribe, rate, and leave us a 5-star review on Apple Podcasts. Your support helps us reach more military members and families pursuing financial freedom through real estate.Support the show

Markian sits down with Thach Nguyen to blend mindset and tactics for today’s market—how military precision can become analysis paralysis (and how to beat it), why rapport is the real negotiation edge, and the ADU/DADU playbook to force value, boost cash flow, and even approach 1–2% rule outcomes.What You’ll LearnThe mindset shift from “perfect plan” to “action first” (especially for vets).Rapport frameworks that turn negotiations into true win-wins.How ADUs/DADUs unlock cash flow, resale flexibility, and future-proofing.Funding paths and practical tips to build/add units and maximize property value.Timestamps00:00 Introduction to the Podcast00:43 Exciting Episode Announcement01:03 Introducing Thatch NEN02:46 Thatch's Family and Personal Story04:12 Parenting and Life Lessons07:05 Thatch's Real Estate Journey11:07 Military Influence and Real Estate16:54 Building Rapport in Real Estate32:28 The Importance of Rapport in Communication33:32 Tactical Advice for Real Estate Deals34:28 Affordable Housing Solutions with ADUs36:31 Personal Experiences and Market Insights38:07 Financing and Building ADUs39:49 Maximizing Property Value with ADUs45:24 Understanding the 1% and 2% Rules46:56 Future Trends and Market Predictions57:06 Event Information and Final ThoughtsBuy your Military REICON Tickets here and use code DADU for $200 off any ticket. Purchase your ticket here: https://go.activedutypassiveincome.com/milreicon2025 Thach Nguyen — Real estate investor, coach, and keynote at Military REICon. Known for high-energy communication, rapport-driven deal-making, and scalable ADU/DADU strategies.💥 Ready to Level Up with a Like-Minded Community?Join ADPI Campus™—the premier platform and online community built specifically for military real estate investors. Inside, you’ll find real-world education, camaraderie, competition, and the accountability you need to accelerate your journey.🎓 JOIN ADPI CAMPUS and be part of a movement that’s changing lives: LEARN MORE🔧 Helpful Resources:Facebook | Instagram | YouTube 🎙️ Enjoyed the Episode?If this conversation inspired you, helped you gain clarity, or sparked new ideas, please take a moment to subscribe, rate, and leave us a 5-star review on Apple Podcasts. Your support helps us reach more military members and families pursuing financial freedom through real estate.Support the show

In this engaging podcast episode, Markian Sich interviews Neil Bawa, CEO of Grocapitus and a real estate futurist, to explore the intersection of data science, multifamily real estate, and artificial intelligence. Neil shares his journey from a tech entrepreneur seeking to reduce his taxes through real estate investment to becoming a leading expert in real estate data science. He explains the importance of data-driven decision making in real estate, the unique market transformations in cities like Indianapolis, and the emerging investment opportunities in data centers driven by AI. Neil also provides actionable insights on navigating the current multifamily market, anticipated trends, and strategic investment practices. Listeners are guided through a comprehensive understanding of how to leverage data for better real estate investment outcomes. The conversation concludes with detailed information on how to access Neil's educational content and upcoming webinars on Multifamily University. Episode breakdown: 00:00 Introduction and Guest Welcome01:16 Neil Bawa's Background and Real Estate Journey03:19 The Importance of Data in Real Estate03:59 The 2008 Real Estate Market and Lessons Learned05:22 Predicting Real Estate Trends with Data07:44 Creating a Real Estate Data Science Community11:23 Developing the Location Magic Toolkit16:49 Transition to Multifamily and Syndication22:37 Current Multifamily Market Insights29:54 Securing a 72-Unit Property30:25 Understanding the Air Pocket in Real Estate31:40 Impact of Supply Glut on Rents33:04 Cap Rates and Market Trends37:56 The Future of Multifamily Permits44:25 Indianapolis: A Top Investment City52:58 The Rise of Data Centers01:00:42 Conclusion and ResourcesBuy your Military REICON Ticket here: http://www.activedutypassiveincome.com/conferenceCode is POD50 for 50% off/ticket! You can connect with Neal Bawa here: Grocapitus.commultifamilyu.comFacebook: https://www.facebook.com/NealBawaMFU/BlueSkyhttps://bsky.app/profile/nealbawa.bsky.socialTiktokhttps://www.tiktok.com/@nealbawaLinkedinhttps://www.linkedin.com/in/neal-bawa/X/Twitterhttps://x.com/grocapitusYouTubehttps://www.youtube.com/c/MultifamilyUIGhttps://www.instagram.com/nealbawa/💥 Ready to Level Up with a Like-Minded Community?Join ADPI Campus™—the premier platform and online community built specifically for military real estate investors. Inside, you’ll find real-world education, camaraderie, competition, and the accountability you need to accelerate your journey. 🎓 JOIN ADPI CAMPUS and be part of a movement that’s changing lives: LEARN MORE 🔧 Helpful Resources:Facebook | Instagram | YouTube 🎙️ Enjoyed the Episode?If this conversation inspired you, helped you gain clarity, or sparked new ideas,Support the show

From VA Loan House Hack to $22M Portfolio with Michael MnatsakanianIn this episode of the ADPI podcast, host Markian Sich sits down with Michael Mnatsakanian, a military veteran who turned a single VA loan house hack into a real estate empire worth over $22 million. Michael unpacks the mindset shifts, strategic moves, and creative financing tactics that helped him scale fast—all while staying true to his mission of financial freedom and family-first living.Michael shares his journey from analysis paralysis to confident action, explaining how one local investor meetup became the catalyst for everything. He dives deep into the VA loan as a “cheat code,” how co-living and rent-by-the-room strategies are solving the housing affordability crisis, and why most new investors are stuck pretending to play the game instead of actually playing it.Whether you're active duty, a veteran, or just serious about building wealth through real estate—this episode is packed with practical insights, game-changing mindset shifts, and actionable tools to help you take the next step. Episode breakdown:00:00 Introduction and Guest Announcement 02:22 Guest Background and First VA House Hack 04:16 Getting Wealthy Isn’t Overnight—But It Can Be Fast 06:02 Foundation First: The Years of Invisible Progress 07:40 From Paralysis to Action: What Finally Pushed Him 10:14 VA Loan Breakdown & Using it for Multifamily 13:08 The Moment That Pissed Him Off Enough to Start 15:12 Real Talk: Analysis Without Action Is Wasted Time 17:34 The Power of Community & Finding Local Mentors 20:58 Why Military Events Like REI-CON Change Everything 24:00 His “Why”: Breaking the Cycle for His Future Kids 26:04 What Freedom Feels Like—Daily Life as an Investor 27:48 Wealth Isn’t Just Cashflow—It's Ownership Benefits 30:02 Using Creative Financing to Scale 33:41 VA Loan to FHA: Strategy Behind Each Move 36:46 How to Negotiate Closing Costs Like a Pro 39:20 Confidence Compounds—Why the First Deal Matters 42:12 Cash-On-Cash Return vs Total ROI 45:37 Strategic Use of Midterm Rentals to Boost Cashflow 50:10 Leaving the Military & Going All In on Real Estate 53:06 Co-Living as the Answer to the Affordability Crisis 56:27 How to Test Co-Living in a Multifamily Property 01:00:02 Final Thoughts on Impact, Strategy & Scaling 01:12:00 Where to Connect with MichaelGrab your tickets for Military REICON here: https://go.activedutypassiveincome.com/milreicon2025 Connect with Michael Mnatsakanian: Instagram: https://www.instagram.com/michaelmnat/ YouTube: https://www.youtube.com/@SuperInvestorsREI Free Investing Calculator: https://superinvestorsrei.com/free-rei-creative-calculator-opt-in Free Community & Courses: https://www.skool.com/wealth-rei/about🔥 Join the #1 Military Real Estate Investor Community, today! Looking for expert education, live Q&As, and a network of action-takers who share your financial goals? Join ADPI Campus™ today!🔗 Sign up now → https://go.activedutypassiveincome.com/res-pro-podcast📲 Stay Connected with ADPI:Support the show

Navigating Real Estate and Military Transition with John RabinoIn this episode of the ADPI podcast, the host welcomes an esteemed guest, John Rabino, who shares his captivating journey from his military service to becoming a successful real estate investor. Rabino delves into his background, growing up in Brooklyn and being influenced by a family of business owners, including his father, a Marine Corps veteran. He describes his path through military high school and college, becoming a naval aviator, and eventually transitioning into real estate investing. Rabino discusses the highs and lows of his real estate journey, including making significant profits, facing unforeseen challenges like tax issues and the impacts of the pandemic, and the importance of problem-solving and perseverance. He emphasizes the value of having a solid foundation, building a reliable team, and being prepared for adversity. The conversation also offers valuable advice for new investors on how to navigate the real estate landscape, focusing on the significance of education, financial foundations, and networking.Episode breakdown: 00:00 Introduction and Guest Announcement00:58 Guest Background and Early Life02:22 Military Career and Transition to Real Estate03:42 First Real Estate Investments and Successes06:24 Scaling Up and Business Strategy08:22 Understanding Real Estate Investment Structures11:06 Building a Real Estate Team33:27 Building Confidence and Assembling a Team34:28 Professional Development and Personal Growth35:05 The Importance of Team Roles and Value36:10 Learning from Challenges and Adversity38:46 Navigating Financial and Business Hurdles41:08 Strategies for Success and Perseverance43:52 Advice for Aspiring Entrepreneurs57:06 Final Thoughts and Contact InformationConnect with John here: jidinvestments.com🔥 Join the #1 Military Real Estate Investor Community, today!Looking for expert education, live Q&As, and a network of action-takers who share your financial goals? Join ADPI Campus™ today!🔗 Sign up now → https://go.activedutypassiveincome.com/res-pro-podcast📲 Stay Connected with ADPI:Facebook |  Instagram | YouTube⭐ Love what you hear? Don’t forget to subscribe and leave a 5-star review on Apple Podcasts!Support the show

Navigating Real Estate and Life Challenges with Erica Lehmkuhl In this episode, Markian welcomes Erica Lehmkuhl, a retired Army First Sergeant and successful real estate broker in Hawaii. Erica shares her vast experience in real estate, discussing her transition from the military to entrepreneurship, her strategic property investments, and unique insights into the Hawaii real estate market. She emphasizes the importance of offering exceptional service, building a strong reputation, and the value of community and personal connections. Erica also talks about managing properties, her family life, and overcoming personal challenges, showcasing how persistence and strategic thinking can lead to significant financial and personal achievements. Episode breakdown: 00:00 Welcome Back to ADPI!00:13 Introducing Eric Lehmkuhl01:16 Hawaiian Real Estate Insights02:23 Erica's Background and Military Journey03:48 Transition to Real Estate12:12 First Real Estate Investments16:02 Navigating Real Estate Challenges24:01 Living and Investing in Hawaii36:10 Buying a House in Annapolis36:24 Creative Financing and Renovations36:41 Social Media and Personal Stories37:25 Selling the Annapolis House and Moving to Hawaii37:35 House Hunting in Hawaii39:27 Buying and Renovating in Hawaii42:04 Real Estate Success in Hawaii50:35 Property Management Journey50:53 Transition from Military to Real Estate52:34 Community Involvement and Networking01:03:25 Challenges and Personal Stories01:07:31 Conclusion and Contact Information Connect with Erica: https://www.seaside808.com/Join her in the ADPI Local Meetup in Oahu: https://m.me/ch/AbZS4h18-4ZkZedq/ Do you want to join a community of like-minded Military Real Estate Investors offering real estate education that actually works while celebrating camaraderie, and competition, and fostering a spirit of support? Introducing ADPI Campus™ - the premiere platform and online space for Military Real Estate Investors worldwide! Podcast listeners can JOIN ADPI CAMPUS TODAY and get in on the action! Helpful Resources Connect with the ADPI: Facebook |  Instagram | YouTube Please Subscribe, Rate, & Review on Apple PodcastsThanks for tuning in to this week's episode of the Active Duty Passive Income Podcast! If the information shared in these weekly interviews has inspired you to pursue your dreams of financial independence, please do me a personal favor and head over to Apple Podcasts, subscribe to our show, and leave us a 5-star review.Support the showSupport the show