Wealth Strategy Secrets of the Ultra Wealthy Podcast

In this Wealth Strategy Deep Dive, I challenge the conventional wisdom around diversification that Wall Street and traditional financial planners promote. Most investors are told to split their portfolio in a 60/40 allocation between equities and bonds, or maybe diversify further across different market caps and international equities. But in reality, that's just moving risk around within a single asset class that's still correlated to the market—and still vulnerable to volatility. Drawing from the playbooks of ultra-high-net-worth investors, family offices, and sovereign wealth funds, I break down what true diversification looks like. It goes beyond the stock market and includes non-correlated asset classes such as real estate, private equity, and businesses. But it’s not just about adding asset types—it’s about strategically managing risk across different environments. After all, going all-in on real estate carries its own interest rate risks too. True wealth strategy means building a portfolio that can weather any storm by thoughtfully spreading your investments across multiple, uncorrelated areas. If this episode sparked a new way of thinking for you, grab a free copy of my book at https://holisticwealthstrategy.com/  and join our investor community. You’ll get exclusive access to new opportunities, deep-dive educational content, and the tools you need to create multi-generational wealth. For those ready to go further, connect with our team to explore our Virtual Family Office or join our Mastermind for advanced strategies.

Today’s episode is a powerful detour from traditional wealth-building strategies as we welcome Nels Jensen to the show. Nels is the CEO of Williamsburg Learning, a thriving entrepreneur, and a dedicated yoga instructor who has mastered the art of integrating business, personal growth, and family. Unlike most stories you hear about the ultra-wealthy, Nels reveals how he became a “time billionaire”—someone who has intentionally created an abundance of free time and peace, not just financial success. In this enlightening conversation, Nels shares his journey from building a fast-growing online education company to structuring his life and business in a way that allows him to take months-long sabbaticals and truly be present with his family. He opens up about the mindset shifts required to move beyond the typical entrepreneurial trap of busyness and burnout, and instead cultivate intentionality, clarity, and harmony. Nels and host Dave Wolcott also explore the deeper aspects of living a fulfilling life—touching on consciousness, personal rituals, and how to invest your time and energy with as much precision as your money. Nels even offers actionable tools like the “Teach the Class” mindset to help listeners break free from self-imposed limitations and find more peace. In this episode, we discuss: How Nels became a “time billionaire” and structured his business for maximum freedom The importance of intentional living and mindset in breaking free from the trap of busyness Creating a personal “time and energy investment thesis” to live with more purpose and less stress Practical strategies for cultivating peace, harmony, and consciousness in everyday life Listen here: https://pantheoninvest.com/episode182 

In this new Wealth Strategy Deep Dives episode, Dave redefines what it truly means to be wealthy—not just in terms of dollars and cents, but through a holistic lens that includes emotional, intellectual, spiritual, and social capital. Drawing from his own journey and inspired by thinkers like Dan Sullivan, Dave unpacks how true wealth is rooted in freedom—the freedom of money, time, purpose, relationships, and location. If you've ever felt that being "rich" isn’t the same as being fulfilled, this episode is your wake-up call. Dave explains why chasing material success alone leads to burnout, and how aligning your wealth strategy with your values and purpose is the real secret to living a life of freedom, prosperity, and impact. This isn’t about retirement—it’s about never wanting to stop doing what you love. Download the free Holistic Wealth Strategy Framework: https://www.holisticwealthstrategy.com/  Explore exclusive alternative investments and build true wealth outside of Wall Street with Pantheon: https://pantheoninvest.com

Today’s episode is truly something special. We’re joined by Dr. Daniel Lacalle, a world-renowned economist, bestselling author, and former hedge fund manager with deep experience at top institutions like Citadel and Pimco. Known for his sharp macroeconomic insights, Daniel has spent decades analyzing energy, finance, and the intricate world of asset management. His books, including "Life in the Financial Markets" and "Escape from the Central Bank Trap," have become key resources for investors seeking to understand the forces shaping the global economy. Daniel brings an incredible depth of knowledge to our conversation, breaking down what’s really happening behind the scenes with central banks, inflation, government debt, and the future of money. He explores why central banks have strayed from their original mission, and what this means for your wealth and investment choices. Daniel explains his unique perspective on why cash and sovereign debt—often perceived as "safe"—are now some of the riskiest assets in today’s environment. He offers clear, practical strategies on how to navigate uncertainty, protect your purchasing power, and invest wisely even as traditional financial assumptions are being upended. Daniel’s grounded, honest, and pragmatic approach helps cut through fear and confusion, empowering you to make smarter decisions regardless of the economic cycle. In this episode, we discuss: What’s really driving persistent inflation and why “soft landings” are a myth The real role of central banks today—and the hidden risks few talk about Why gold, crypto, and hard assets are gaining ground against fiat currencies Smart strategies for protecting and growing your wealth in an era of financial repression Click here to learn more: https://pantheoninvest.com/episode181 

Today’s episode is truly transformative, featuring Dr. Srikumar Rao—a world-renowned executive coach, acclaimed author, and sought-after speaker. Dr. Rao has worked with high-performing entrepreneurs and CEOs from around the globe who aren’t just chasing financial success but are also searching for deeper spiritual clarity and life purpose. He’s the founder of The Rao Institute and the visionary behind a groundbreaking MBA course that became so popular it developed its own alumni association, taught at prestigious schools like Columbia, Berkeley, and London Business School. In this eye-opening conversation, Dr. Rao shares how he moved from a fast-tracked corporate career to helping others achieve both inner and outer wealth. He discusses how our biggest roadblocks are often our own mental models—and how changing our thinking can lead to profound personal transformation. Dr. Rao’s approach combines ancient wisdom with practical daily rituals, showing listeners how they can start living with more presence, peace, and fulfillment right now. Whether you’re looking to reduce stress, create more gratitude, or discover your life’s true purpose, this episode is packed with actionable insights and timeless truths. Dr. Rao’s signature blend of Eastern philosophy and Western practicality makes these concepts accessible and relevant for anyone seeking a richer, more meaningful life. In this episode, we discuss: Why your mental models are your biggest obstacle How to reprogram your emotional default state to gratitude Letting go of attachment to outcomes and finding joy in the journey The real purpose of life and living from a state of pure awareness Click here to learn more: https://pantheoninvest.com/episode180 

Today’s episode is an inspiring deep dive into a unique and often overlooked corner of real estate investing: land flipping. Our special guest is Jack Bosch, a German immigrant and founder of the Land Profit Generator system. Jack’s remarkable journey began when he arrived in the U.S. with only two suitcases and a dream. Fast forward to today, he’s completed over 5,000 land deals, built a flourishing real estate empire, and taught thousands of others how to break free from the rat race and achieve true financial freedom. Jack’s expertise goes beyond just buying and selling land; he shares practical, step-by-step strategies on how ordinary people—even those with modest resources—can create massive cash flow and generational wealth. In this value-packed episode, Jack reveals the mindset shifts, actionable systems, and proven methods that helped him go from broke and burned out in corporate America to millionaire status in just 18 months. Whether you’re a seasoned real estate investor, a side hustler, or someone looking for a way out of the conventional 9-to-5, this episode will introduce you to the untapped potential of land investing. Host Dave Wolcott and co-host Vicky ask all the right questions, leading Jack to share his wisdom on everything from seller financing to the power of the “immigrant advantage” mindset. In this episode, we discuss: Jack’s origin story: from immigrant to financially free entrepreneur Why land is an underrated and accessible asset class for building wealth How to flip land and generate cash flow without using your own capital The difference between one-time, temporary, and forever cash—and how to create lasting wealth Click here to learn more: https://pantheoninvest.com/episode179 

In today’s Wealth Strategy Deep Dives episode, I’m diving into what I consider the most important phase of the Holistic Wealth Strategy—Phase One: realizing that you are your greatest asset. We explore the six forms of capital—financial, human, intellectual, social, emotional, and spiritual—and how shifting your mindset to invest in yourself first can accelerate all other aspects of your wealth. I’ll share stories and frameworks that have shaped my own journey, including how self-awareness, community, and even health play vital roles in building legacy wealth. This episode isn’t just about money—it’s about crafting a meaningful life portfolio and expanding your true net worth. If this episode sparked something for you and you're ready to learn more, grab a free copy of my book at holisticwealthstrategy.com. You’ll also get access to our exclusive investor community where we share new investment opportunities, tactical education, and resources to accelerate your path to freedom. Want to go even deeper? Book a call with our team to learn about our Virtual Family Office services or join our mastermind group to build true generational wealth. → Free Book: holisticwealthstrategy.com → Investment Opportunities: pantheoninvest.com

Today’s episode welcomes a truly unique guest, Joel Zuckerman, whose career and insights shine a light on a powerful yet often overlooked life strategy—gratitude. Joel is a celebrated author, former award-winning golf and travel writer, and passionate advocate for what he calls "fierce gratitude." He has penned over 280 personal letters of thanks, authored multiple books including Grateful and Gratitude Tiger, and now travels the country sharing the transformative impact of proactive, expressive gratitude. In this thoughtful and educational conversation, Joel joins host Dave Wolcott to unpack the “secret weapon” of gratitude. Far from a mere feel-good practice, Joel reveals how mindful gratitude can rewire your brain, improve your mental and physical health, deepen relationships, and become a source of daily fulfillment—no matter your net worth. Drawing on both personal stories and scientific research, Joel breaks down practical methods you can use to integrate gratitude into your everyday life, from writing heartfelt thank you letters to simple evening practices. He also discusses why the art of letter writing holds such emotional power in today’s digital world, and shares actionable steps for starting your own gratitude journey right now. In this episode, we discuss: Joel’s journey from golf writer to gratitude expert and letter-writing advocate The neuroscience of gratitude and how expressing thanks changes your brain and body Practical gratitude practices, including writing letters and evening reflections The lost art of letter writing and its powerful impact in a fast-paced, digital world Click here to learn more: https://pantheoninvest.com/episode177 

In this episode of Wealth Strategy Deep Dives, I demystify one of the most misunderstood yet powerful tools in the wealth strategy playbook—infinite banking. If you've ever been curious about how high-net-worth individuals create their own private banking system, this episode breaks it down. I walk you through exactly what infinite banking is, how it works through mutual insurance companies, and why it’s so much more than just a whole life insurance policy. You’ll discover how to leverage guaranteed growth, avoid market volatility, and access tax-free capital—all while protecting your assets and planning for future generations. I also share the key reasons why most people (and even many insurance agents) don’t fully grasp this strategy, and why having it structured the right way is critical. Whether you're seeking more control, better liquidity, or a smarter way to create tax-free intergenerational wealth, this episode gives you the clarity and confidence to take action. Plus, I explain how infinite banking fits into a broader wealth strategy by stacking benefits like estate planning, asset protection, and arbitrage opportunities using the same dollar twice. Get your free Infinite Banking Awareness Guide: cashflowfortress.comDownload your free copy of The Holistic Wealth Strategy and join our investor community: holisticwealthstrategy.com Ready to take action? Explore investment opportunities and our virtual family office: pantheoninvest.com

Today’s episode features a powerhouse guest in the world of finance and economics, Christopher Whalen. Chris is the chairman of Whalen Global Advisors, a seasoned consultant to leading lenders, and a widely-respected analyst with decades of experience advising institutional investors, commercial lenders, and regulators. As a prolific writer and the author of “Ford Men and How Money and Debt Built the American Dream,” Chris brings a rare combination of deep industry knowledge and sharp, no-nonsense analysis. In this dynamic conversation, host Dave Wolcott sits down with Chris to pull back the curtain on some of today’s most complex financial dynamics. Chris lays out clear, practical insights on the forces shaping our economic future—from Federal Reserve policy to commercial real estate trends and the evolving global role of the US dollar. Whether you’re a business owner, investor, or simply want to understand what’s really going on behind the headlines, this episode is packed with valuable takeaways. Chris doesn’t shy away from the tough questions. He gets straight to the point on why the Fed’s actions still pose systemic risks, how multifamily properties are wrestling with losses, and where he thinks investors should focus to protect and grow their wealth in uncertain times. In this episode, we discuss: Why Fed policies may still risk systemic shocks and how banks are absorbing losses The real story behind commercial real estate and multifamily distress The future of the US dollar, gold, and the distractions of crypto Portfolio allocation strategies and where to find opportunity amidst market volatility Click here to learn more: https://pantheoninvest.com/episode177