From Middle-Class Mindset to Ultra-Wealth Strategy

In this episode of the Wealth Strategy Deep Dives solo series, Dave Wolcott sits down with Chris Larsen to share the personal turning point that pushed him beyond traditional financial advice and into the world of alternative investing. After serving in the Marine Corps, transitioning into tech, and suddenly becoming a father to triplets, Dave realized that "max out your 401(k)" wasn't a true wealth-building plan. This launched a 20-year journey exploring asset classes like real estate, oil & gas, private credit, and more—ultimately shaping the Holistic Wealth Strategy, a five-phase framework modeled after how the ultra-wealthy think, invest, and protect capital.

Dave and Chris break down the phases of this strategy, beginning with vision and mindset, then elevating financial IQ, building a dream team of advisors, creating infrastructure for wealth protection, and ultimately building multiple streams of passive income. They discuss the multiplier effect of financial education, relationship capital, and whole life insurance as a powerful liquidity + protection tool used by family offices for generations. If you've ever wondered how to transition from retail investing to structured, generational wealth building—this conversation is your roadmap.

Download Dave's book for free at HolisticWealthStrategy.com and get access to the investor community for exclusive education & opportunities. You can also book a call to explore the Virtual Family Office or apply for the mastermind to go deeper into building generational wealth.