Geobreeze Travel

(Disclaimer: Click 'more' to see ad disclosure) Lauren Rabsatt from @thisishowwedotrips is a 30-something analytics consultant, wife, and mom of two kids under 5. She is committed to making her money work for her, so that her family can see the world without breaking the bank. In this episode, Lauren and I discuss how she and her family took a fantastic skiing vacation to Lake Tahoe on points, and in case you’ve never looked at the prices for Lake Tahoe hotels – they are expensive! While it might seem weird to have an episode about ski trips in June, it’s actually a great time to start looking at award availability for different ski resorts you would like to visit! Many of the most sought-after ski resorts are Hyatt properties such as Park Hyatt Beaver Creek, Hyatt Centric Park City, Grand Hyatt Vail, and Hyatt Residence Club Lake Tahoe. If you are interested in staying at a Hyatt ski resort, check out the World of Hyatt card, which earns you a Category 1-4 free night that you can use at hotels such as Hyatt Place Keystone. Remember, never ever apply for cards through Google, always use a friend or creator’s referral or affiliate links. If you are interested in supporting this show when you apply for your next card, check out geobreezetravel.com/cards World of Hyatt card https://milevalue.com/creditcards/world-of-hyatt-card/?aff=gbt Download App in the Air at: https://links.appintheair.mobi/geobreezetravel Timestamps: (00:00) - Introduction: Using Points for Lake Tahoe Skiing (05:51) - Maximizing Travel Opportunities with Credit Card Points (12:37) - Hyatt Hotels in Lake Tahoe (15:32) - Strategic Planning for Lake Tahoe Trip (22:03) - Cost Savings Strategies for Skiing (27:13) - Tips for Affordable Skiing Experience (33:30) - Booking Flight Deals to Lake Tahoe (37:19) - Conclusion You can find Lauren at: Instagram: https://www.instagram.com/thisishowwedotrips You can find Julia at: Website: https://www.geobreezetravel.com Instagram: https://www.instagram.com/geobreezetravel Credit card links: https://www.geobreezetravel.com/cards Masterclasses: https://www.geobreezetravel.com/hangouts Patreon to access recordings of masterclasses: https://www.patreon.com/geobreezetravel Award travel coaching call: https://www.geobreezetravel.com/calendly Sign up for the newsletter and get exclusive access to sign up for free coaching calls: https://www.geobreezetravel.com/free-coaching Geobreeze Travel is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as milevalue .com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress .com to learn more.

(Disclaimer: Click 'more' to see ad disclosure) Shaila Arbona from @travelhackingvida began her award travel journey one year ago and in her first year earned over one million points! Shaila wants to spread awareness about the perks of travel hacking so that more women, families and people of color can access opportunities for travel. She’s also a coaching client of mine, and I’m so proud of everything she was able to accomplish in the last year! In this episode, Shaila and I discuss how she earned more than a million points and how she used those points to stay at some incredible luxury resorts in California such as a couple of St. Regis Hotels and the Alila Ventana Big Sur, which can often go for more than $3000 per night! One of the cards that was instrumental in Shaila’s journey was the World of Hyatt card, which lets you earn points towards luxury hotels like the Alila and also helps you to reach Globalist status with Hyatt faster. However, you don’t need Globalist status to enjoy Globalist perks! One thing you can do is ask a Globalist friend to make a Guest of Honor booking for you after you transfer some points into their account, and then you’ll be treated as if you have the Globalist status yourself! If you are interested, I provide the Guest of Honor booking services to my full strategy coaching clients. If you are interested in supporting this show when you apply for your next card, check out geobreezetravel.com/cards World of Hyatt card https://milevalue.com/creditcards/world-of-hyatt-card/?aff=gbt Download App in the Air at: https://links.appintheair.mobi/geobreezetravel Timestamps: (00:00) - Introduction: Carbon Neutral Travel (05:42) - Earning and Redeeming Points for Luxury Hotel Stays (11:17) - Luxury Stay at Ritz Carlton Half Moon Bay (16:39) - Booking Luxury California Hotels with Points (23:16) - Ventana Big Sur Hotel and Points Strategy (27:34) - Future Travel Plans and Lessons Learned (34:16) - Tips for Maximizing Points and Miles (38:43) - Women of Color Travel Hacking Community You can find Shaila at: Instagram: https://www.instagram.com/travelhackingvida You can find Julia at: Website: https://www.geobreezetravel.com Instagram: https://www.instagram.com/geobreezetravel Credit card links: https://www.geobreezetravel.com/cards Masterclasses: https://www.geobreezetravel.com/hangouts Patreon to access recordings of masterclasses: https://www.patreon.com/geobreezetravel Award travel coaching call: https://www.geobreezetravel.com/calendly Sign up for the newsletter and get exclusive access to sign up for free coaching calls: https://www.geobreezetravel.com/free-coaching Geobreeze Travel is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as milevalue .com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress .com to learn more.

(Disclaimer: Click 'more' to see ad disclosure) Sanjay Sharma of @sanjay1 is the head of Product at @pointme, where he leads the development of products that are helping thousands of people travel better with points. Sanjay himself has used points to travel to over 150 countries! In this episode, Sanjay and I discuss some of the main challenges people have when they search for good flight award availability, how to save points when you book flights, and some of the ways point.me makes all of this much much easier than it has been in the past. One of the great things about Point.me is that you can actually filter results by the type of points you have, whether it’s Chase, Amex, Citi, Capital One, Bilt, or something else! Having a variety of cards that work with multiple transfer patterns is a key strategy for when you are leveling up your award travel game. Remember: when you’re ready to apply for your next card that earns flexible points, whether it’s a Chase Ink card, Capital One Venture X, Amex Gold or Platinum, or Citi Premier, don’t use Google. Always ask your friends or favorite creators if they have a referral or affiliate link you can use. If you are interested in supporting this show when you apply for your next card, check out geobreezetravel.com/cards Download App in the Air at: https://links.appintheair.mobi/geobreezetravel Check out Point.me at: https://point.me/?pid=109 Timestamps: (00:00) - Introduction: Flight Booking Tips and Point Me App (03:56) - Credit Card and Points Experiences (10:57) - Structuring Travel Itineraries with Points (17:05) - Finding the Best Points Flights (22:12) - Flexibility and Upcoming Features (26:09) - Expert Travel Hacking Assistance (30:19) - Point Me Tool (35:00) - Point Me Solutions and Tips You can find Sanjay at: Instagram: https://www.instagram.com/sanjay1 Point.me Instagram: https://www.instagram.com/pointme You can find Julia at: Website: https://www.geobreezetravel.com Instagram: https://www.instagram.com/geobreezetravel Credit card links: https://www.geobreezetravel.com/cards Masterclasses: https://www.geobreezetravel.com/hangouts Patreon to access recordings of masterclasses: https://www.patreon.com/geobreezetravel Award travel coaching call: https://www.geobreezetravel.com/calendly Sign up for the newsletter and get exclusive access to sign up for free coaching calls: https://www.geobreezetravel.com/free-coaching Geobreeze Travel is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as milevalue .com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress .com to learn more.

(Disclaimer: Click 'more' to see ad disclosure) Chris Hutchins from @chrishutchins is an avid financial optimizer and host of the top-ranked podcast "All the Hacks" where he shares his quest to upgrade his life without having to spend a fortune. He has been featured in the New York Times, Wall Street Journal, and CNBC. In this episode, Chris and I discuss how he has earned more than 11 million points and miles, many of them by planning bachelor parties and other group travel, and how you can take advantage of group rates with airlines. If you're looking to earn a lot of miles by booking hotels and plane tickets, check out the Capital One Venture X card. This card lets you earn 10 points per dollar on hotels and 5 points per dollar on flights booked through their portal, and 2x on all other purchases, making it one of the best cards for miscellaneous expenses. You'll also get lounge access, $100 towards Global Entry or TSA PreCheck, and $300 annually as a statement credit towards travel booked through the Capital  One portal. Remember, if you're interested in applying for the Venture X or any other card, make sure you use a friend or creator's referral or affiliate links rather than applying directly through Google or mailers. If you are interested in supporting this show when you apply for your next card, check out https://www.geobreezetravel.com/cards Capital One Venture X: https://milevalue.com/creditcards/venture-x/?aff=gbt Download App in the Air at: https://links.appintheair.mobi/geobreezetravel Timestamps: (00:00) - Introduction: Group Travel and Earning Millions of Points (07:03) - The Speaker's Points-Earning Journey (10:09) - Planning Group Trips for Points (16:30) - Bachelor Party Planning for Points (20:19) - Earning Points by Booking Trips for Others (27:03) - Saving Money and Tips for Group Travel (33:58) - Using Points for Honeymoon and Travel Experiences (41:32) - Resources and Hacks for Points and Miles You can find Chris at: Instagram: https://www.instagram.com/chrishutchins Website: https://www.chrishutchins.com You can find Julia at: Website: https://www.geobreezetravel.com Instagram: https://www.instagram.com/geobreezetravel Credit card links: https://www.geobreezetravel.com/cards Masterclasses: https://www.geobreezetravel.com/hangouts Patreon to access recordings of masterclasses: https://www.patreon.com/geobreezetravel Award travel coaching call: https://www.geobreezetravel.com/calendly Sign up for the newsletter and get exclusive access to sign up for free coaching calls: https://www.geobreezetravel.com/free-coaching Geobreeze Travel is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as milevalue .com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress .com to learn more.

(Disclaimer: Click 'more' to see ad disclosure) Maricris Palentinos from @finessetraveler is a proud 1st-gen Filipina immigrant currently residing in sunny San Diego, CA. Her first flight was when she moved to the US and she didn’t have the means to travel until she was older. Now, she is a passionate traveler who loves to help aspiring jetsetters reach their dream destinations for cheap. She is curating a community where we share ideas and thoughts to not only being able to travel, but maximize the experience. In this episode, Maricris and I discuss her luxury trip to Guam, and some of the best flight routes, resorts, and excursions if you are interested in visiting Guam yourself! If you are interested in getting started with award travel, one of the most popular starter cards is the Chase Sapphire Preferred, which can transfer points to many different partners mentioned in this episode, including United, Southwest, and Hyatt. Please be sure to use a friend or creator's referral or affiliate links whenever you get a new card -- if you apply through Google, the banks get to keep that commission money. And they have enough money. If you are interested in supporting this show when you apply for your next card, check out geobreezetravel.com/cards Chase Sapphire Preferred: https://milevalue.com/creditcards/chase-sapphire-preferred/?aff=gbt Download App in the Air at: https://links.appintheair.mobi/geobreezetravel Timestamps: (00:00) - Introduction: Booking Flights and Offset Carbon Footprint (02:03) - Tips for Traveling to Guam on Points (08:40) - Card Strategy for Earning Points (16:41) - Using United Points to Fly to Guam (24:05) - Saving on Luxury Hotels in Guam (28:44) - Staying at Luxury Resorts in Guam (36:16) - Making Travel Accessible with Points (41:42) - Resources and Conclusion You can find Maricris at: https://www.instagram.com/finessetraveler Instagram: You can find Julia at: Website: https://www.geobreezetravel.com Instagram: https://www.instagram.com/geobreezetravel Credit card links: https://www.geobreezetravel.com/cards Masterclasses: https://www.geobreezetravel.com/hangouts Patreon to access recordings of masterclasses: https://www.patreon.com/geobreezetravel Award travel coaching call: https://www.geobreezetravel.com/calendly Sign up for the newsletter and get exclusive access to sign up for free coaching calls: https://www.geobreezetravel.com/free-coaching Geobreeze Travel is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as milevalue .com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress .com to learn more.

(Disclaimer: Click 'more' to see ad disclosure) Freddy Lansky from @pointspanda is the CEO and owner of Points Panda, an award travel consultancy and points blog with a US airline news focus. He's flown first class with Korean Air, Cathay Pacific, Lufthansa, British Airways and others. His other hobbies include surfing, hiking, and studying foreign languages. Freddy is from Atlanta, Georgia and has called Mexico City his home base since 2015. In this episode, Freddy and I discuss some of the best routes for flying in and around Latin America, whether you're looking to do a short haul from Atlanta to Mexico city or a long haul in business class all the way to South America. One of the main transfer partners we discuss in this episode is Avianca LifeMiles, which is great for their rewards program, but not necessarily great for their hard product airplanes. You can transfer points from American Express, Capital One, Citi, and Marriott Bonvoy into Avianca's rewards program. Some of the most popular cards with each of these programs is the Amex Gold, Capital One Venture X, and Citi premier. If you'd like to apply to for any of these cards, please be sure you don't apply through Google, but rather use a friend or creator's referral or affiliate link. If you are interested in supporting this show when you apply for your next card, check out www.geobreezetravel.com/cards Download App in the Air at: https://links.appintheair.mobi/geobreezetravel Timestamps: (00:00) - Introduction: Finding Award Flights in Latin America (04:39) - Starting Points Panda and Blogging Journey (09:30) - Why Mexico City Attracts Internet Workers (13:17) - Tips for Easier and Affordable Travel in Latin America (17:25) - AeroMexico and Other Airlines in Latin America (24:10) - Traveling from Mexico or the US to South America (27:43) - Best Options for US-Based Flyers to Latin America (33:25) - Avianca's LifeMiles Program and Tips You can find Freddy at: Instagram: https://www.instagram.com/pointspanda You can find Julia at: Website: https://www.geobreezetravel.com Instagram: https://www.instagram.com/geobreezetravel Credit card links: https://www.geobreezetravel.com/cards Masterclasses: https://www.geobreezetravel.com/hangouts Patreon to access recordings of masterclasses: https://www.patreon.com/geobreezetravel Award travel coaching call: https://www.geobreezetravel.com/calendly Sign up for the newsletter and get exclusive access to sign up for free coaching calls: https://www.geobreezetravel.com/free-coaching Geobreeze Travel is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as milevalue .com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress .com to learn more.

(Disclaimer: Click 'more' to see ad disclosure) Auburn Berry from @tinytraveler is a petite points and miles enthusiast who’s learned how to use the award travel hobby to travel as much as possible. She’s been in the game for a little over 4 years. Some of her favorite award travel trips include Australia, Iceland, European Christmas Markets and several US domestic adventures. In this episode, Auburn and I discuss how to travel to Iceland on points and miles, including the best flight routes, points hotels, and excurisons. One of the main routes we discuss on this episode on through United. If you fly United often, check out the United Quest card. This card comes with $125 credits to United each year to help offset the $250 annual fee, and the card also comes with a $100 TSA precheck or Global Entry credit, 2 free checked bags, priority boarding, and lots of other perks! If you're looking to apply for a new card, be sure to use a friend or creator's link rather than applying through Google or mailers.  If you would like to support this show when you apply for your next card, check out www.geobreezetravel.com/cards United Quest: https://milevalue.com/creditcards/united-quest-card/?aff=gbt Download App in the Air at: https://links.appintheair.mobi/geobreezetravel Timestamps: (00:00) - Introduction: Traveling to Iceland on Points and Miles (05:41) - Simplify Your Points Strategy and Learn from Mistakes (10:53) - Using Points for Iceland Travel: Flight Tips (16:16) - Earning Points and Accommodation Options (20:00) - Renting a Car and Driving in Iceland (25:00) - Capital One Venture Card Benefits in Iceland (31:02) - Budget Tips for Dining and Activities (35:16) - Final Thoughts and Advice on Travel Hacking Iceland You can find Auburn at: Instagram: http://www.instagram.com/tinytravelerblog You can find Julia at: Website: https://www.geobreezetravel.com Instagram: https://www.instagram.com/geobreezetravel Credit card links: https://www.geobreezetravel.com/cards Masterclasses: https://www.geobreezetravel.com/hangouts Patreon to access recordings of masterclasses: https://www.patreon.com/geobreezetravel Award travel coaching call: https://www.geobreezetravel.com/calendly Sign up for the newsletter and get exclusive access to sign up for free coaching calls: https://www.geobreezetravel.com/free-coaching Geobreeze Travel is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as milevalue .com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress .com to learn more.

(Disclaimer: Click 'more' to see ad disclosure) Note: contains some adult language Ronnie Dunston from @ronniedunston has traveled to more than 100 countries and has been in the points game since 2013. He currently works full time for the federal government as an IT training specialist and he teaches as an adjunct professor in the college of business and technology and also teaches people how to travel through his Tricks to Travel course and Facebook group. In this episode, Ronnie and I discuss how he earns more than 2 million Hilton points almost passively each year without churning credit cards -- they get a few through referrals each year but largely earn their points by leveraging the Hilton Grand Vacations program, and haven't paid for a hotel in years. This method has allowed them to stay for free in destinations such as Tahiti and the Maldives! If you are looking to earn more Hilton points, one of the cards mentioned in today's episode is the Hilton Surpass card, which is a great card for people getting started with Hilton points. You'll earn automatic Hilton Honors Gold status and 12 or more points per dollar when you put hotel spend from qualifying Hilton hotels on your card. If you're interested in this card, always use a friend or creator's referral link -- please don't apply through Google.  If you're interested in supporting this show when you apply for your next card, check out www.geobreezetravel.com/cards Hilton Surpass: https://milevalue.com/creditcards/hilton-honors-surpass-card/?aff=gbt Download App in the Air at: https://links.appintheair.mobi/geobreezetravel Timestamps: (00:00) - Introduction: Earning 2 Million Hilton Points Passively (04:41) - Discovering Passive Points Accumulation Strategies (09:09) - The Hilton Grand Vacations Timeshare Method (12:34) - Transferring Hilton Grand Vacations Points (15:20) - Earning Points Through Credit Card Spend (19:00) - Additional Strategies for Passive Point Earning (24:59) - Tips for Enhancing Travel Experiences (28:58) - Conclusion You can find Ronnie at: Instagram: https://www.instagram.com/ronniedunston You can find Julia at: Website: https://www.geobreezetravel.com Instagram: https://www.instagram.com/geobreezetravel Credit card links: https://www.geobreezetravel.com/cards Masterclasses: https://www.geobreezetravel.com/hangouts Patreon to access recordings of masterclasses: https://www.patreon.com/geobreezetravel Award travel coaching call: https://www.geobreezetravel.com/calendly Sign up for the newsletter and get exclusive access to sign up for free coaching calls: https://www.geobreezetravel.com/free-coaching Geobreeze Travel is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as milevalue .com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress .com to learn more.

(Disclaimer: Click 'more' to see ad disclosure) Madeline Sall from @madelinesall began her points & miles journey in 2013 with her consultant job and had to get a little more strategic after she left that job & didn't have corporate expenses on her credit cards all the time. Now, she uses her points & miles to attend concerts in other cities & plan last-minute redemptions without planning every day of her trips. She believes that the best use of points & miles is the one you're actually going to use & not always the one that has the best cost per point. In this episode, Madeline and I talk about a points trip she took to Paris, and how using public transit in Europe -- and really most places where it's available -- can save so much money and sanity, and we discuss some different tricks for navigating public transit while traveling. To offset the costs of public transit, I'd recommend using a card like the Chase Sapphire Reserve or Capital One card with purchase eraser. Alternatively, you could also use the World of Hyatt card to earn 2x on public transit purchases. If you're interested in any of these cards, please make sure you use a friend or creator's referral link -- do not apply through Google. If you would like to support this show when you open your next card, check out www.geobreezetravel.com/cards Download App in the Air at: https://links.appintheair.mobi/geobreezetravel Timestamps: (00:00) - Introduction: Travel Savings with Public Transit (07:19) - Favorite Airline Redemption Programs (10:03) - Convenience of the Eurail Pass in Europe (14:10) - Flexibility in Travel Hacking (17:20) - Exploring Paris and Hotel Options (20:27) - Navigating Paris Neighborhoods (26:09) - Benefits of Public Transit in Foreign Countries (29:27) - Food, Savings, and Travel Tips for Paris and Beyond You can find Madeline at: Instagram: https://www.instagram.com/madelinesall You can find Julia at: Website: https://www.geobreezetravel.com Instagram: https://www.instagram.com/geobreezetravel Credit card links: https://www.geobreezetravel.com/cards Masterclasses: https://www.geobreezetravel.com/hangouts Patreon to access recordings of masterclasses: https://www.patreon.com/geobreezetravel Award travel coaching call: https://www.geobreezetravel.com/calendly Sign up for the newsletter and get exclusive access to sign up for free coaching calls: https://www.geobreezetravel.com/free-coaching Geobreeze Travel is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as milevalue .com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress .com to learn more.

(Disclaimer: Click 'more' to see ad disclosure) Ben Komenkul from @bensbigdeal has been a business traveler since 2009, but didn't discover award travel until after four years of being a free agent. But once he jumped on board the miles and points lifestyle, there was no turning back, and Ben has been an active member of the points community ever since. Last year, Ben spent 58 nights in Thailand and earned more than 150 elite nights with Hyatt. In this episode, Ben and I discuss the best ways to get to Thailand on points and where to stay in Thailand on points. If you are looking to travel to Thailand, or really anywhere else in Southeast Asia, you'll find that hotel free night certificates will allow you to stay in much more luxurious hotels there versus what you can get in the US. Most hotel co-branded credit cards come with at least one free night certificate, including the Marriott Bonvoy, boundless the World of Hyatt credit card and the IHG rewards credit card. If you are interested in any of these cards, please don't apply through Google. Always use a friend or creator's referral link. If you would like to support this show when you open your next card, check out www.geobreezetravel.com/cards Download App in the Air at: https://links.appintheair.mobi/geobreezetravel Timestamps: (00:00) - Introduction: Travel Tips and Strategies (07:13) - Booking Flights to Thailand and Japan (14:15) - Bangkok Airways and Airport Lounges (20:51) - Travel Experiences in Thailand (24:09) - Recent Trip to Thailand and Career Change (29:22) - Luxury Hotel Recommendations in Thailand (34:57) - Tips for Using Points and Miles in Thailand (41:14) - Conclusion You can find Ben at: Instagram: https://www.instagram.com/bensbigdeal You can find Julia at: Website: https://www.geobreezetravel.com Instagram: https://www.instagram.com/geobreezetravel Credit card links: https://www.geobreezetravel.com/cards Masterclasses: https://www.geobreezetravel.com/hangouts Patreon to access recordings of masterclasses: https://www.patreon.com/geobreezetravel Award travel coaching call: https://www.geobreezetravel.com/calendly Sign up for the newsletter and get exclusive access to sign up for free coaching calls: https://www.geobreezetravel.com/free-coaching Geobreeze Travel is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as milevalue .com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress .com to learn more.