Geobreeze Travel

(Disclaimer: Click 'more' to see ad disclosure) Mark Ross-Smith, founder of Travel Data Daily and CEO of StatusMatch.com, has run airline loyalty programs, consulted & advised across airline, hotel & telco industries. Mark is a globally recognised, award-winning airline loyalty thought-leader, and known as one of the 'brightest minds in loyalty. Mark’s unique approach to loyalty has received industry acclaim and his work is referenced in major media including CNN, BBC, South China Morning Post, The Star, The Economist, Financial Times, Executive Traveler, Skift and many more. In this episode, Mark and I discuss the past, present, and future of status matching and what to possibly expect from different loyalty programs if you want to get those coveted upgrades and other extra perks on your next flight or hotel stay. One of my favorite statuses is Hyatt Globalist, and one thing that makes earning status easier with Hyatt is having a World of Hyatt credit card. By putting expenses on the Hyatt business or personal cards, you can effectively get the requirements for earning Hyatt status reduced. If you’re a business owner with large expenses, you can earn Hyatt Globalist status through the Hyatt Business Card, even if you’ve never stayed at a Hyatt hotel before! Remember, if you decide to apply for the Hyatt business card, Hyatt personal card, or any other card, never apply directly through Google – always use a friend or creator’s referral link. If you are interested in supporting this show when you apply for your next card, check out geobreezetravel.com/cards and if you’re not sure what card is right for you, I offer free credit card consultations at geobreezetravel.com/consultations ! World of Hyatt business card: https://milevalue.com/creditcards/hyatt-business-card/?aff=gbt World of Hyatt personal card: https://milevalue.com/creditcards/world-of-hyatt-card/?aff=gbt Timestamps: (00:00) - Introduction: Brands and Status Matching Potential (11:44) - Statusmatch.com: Solving Poor Experiences (22:27) - Monetizing Status Matching Opportunities (28:30) - Airlines and Hotels Caution (33:56) - VIP Perks and Growing Demand (40:14) - Register on Statusmatch.com for Matches (45:42) - Opportunity in Status Matching (53:46) - Learn from Real-Life Experts You can find Mark at: https://twitter.com/drdoot You can find Julia at: Free Course: https://www.geobreezetravel.com/starthere Waiting List for The Points Accelerator: https://www.geobreezetravel.com/waitlist Instagram: https://www.instagram.com/geobreezetravel Credit card links: https://www.geobreezetravel.com/cards Patreon: https://www.patreon.com/geobreezetravel Award travel coaching call: https://www.geobreezetravel.com/calendly Sign up for the newsletter and get exclusive access to sign up for free coaching calls: https://www.geobreezetravel.com/free-coaching Geobreeze Travel is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as milevalue .com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress .com to learn more.

(Disclaimer: Click 'more' to see ad disclosure) Mariah from @pointsforthememories is passionate about showcasing how to budget for travel and save using points and miles. She grew up in a family that could not afford to travel, and in her adult life, used a detailed trip budget to give her confidence to travel without overspending. Now, she shares her Points for the Memories Trip Budget spreadsheet for free so that others can plan their travel expenses and track their points and miles savings. Mariah enjoys her work in healthcare but loves taking every opportunity to visit new destinations with her husband, Eric. They’ve been to 16 US national parks and counting. Their favorite trips feature beautiful hikes and amazing food, especially artisanal ice cream. In this episode, Mariah and I discuss how to plan vacations to national and state parks using points and miles. Everything from finding a Hyatt Place near Moab to Marriott hotels in Glacier to the luxurious Alila Ventana Big Sur.  If you like using points for miscellaneous excursions, one of the most popular ways to use points for excursions is to use Capital One miles. With cards like the Capital One Venture and Venture X, you will earn at least 2 points per dollar on all purchases and can cash them out for purchases like passes to different national parks.  If you are interested in supporting this show when you apply for your next card, check out geobreezetravel.com/cards and if you’re not sure what card is right for you, I offer free credit card consultations at geobreezetravel.com/consultations ! Venture: https://milevalue.com/creditcards/venture-rewards/?aff=gbt Venture X: https://milevalue.com/creditcards/venture-x/?aff=gbt Timestamps: (00:00) - Introduction: Tips on National Park Travel (05:42) - Budgeting and Credit Rewards (12:35) - Planning a National Park Trip (16:25) - National Park Pass Benefits (22:14) - Points for Park Accommodations (27:16) - Future Park Visit Plans (33:57) - Booking Tips for Travel (38:27) - Budgeting and Expense Tracking == You can find Mariah at:  Instagram: https://www.instagram.com/pointsforthememories You can find Julia at: Free Course: https://www.geobreezetravel.com/starthere Waiting List for The Points Accelerator: https://www.geobreezetravel.com/waitlist Instagram: https://www.instagram.com/geobreezetravel Credit card links: https://www.geobreezetravel.com/cards Patreon: https://www.patreon.com/geobreezetravel Award travel coaching call: https://www.geobreezetravel.com/calendly Sign up for the newsletter and get exclusive access to sign up for free coaching calls: https://www.geobreezetravel.com/free-coaching Geobreeze Travel is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as milevalue .com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress .com to learn more.

(Disclaimer: Click 'more' to see ad disclosure) Jessica Austria from @fromourpointsofview and her husband Dom focus on how to get a first luxury travel on credit card points. They want to let people know that traveling luxe is doable and that anyone deserves to! Their first redemption was Emirates business class roundtrip from Newark to Athens. In this episode, Jessica and I discuss how she and her husband plan trips around her nursing schedule and his CPA schedule. We also discuss different ways to use your credit card incidental credits and other benefits and some mindset tips to keep in mind as you play the game of points and miles. If you love shopping on Amazon, make sure you activate the Q2 bonus categories on the Chase Freedom Flex card, which gets you 5x points on Amazon and Lowe’s purchases in April through June of 2023.  If you are interested in supporting this show when you apply for your next card, check out geobreezetravel.com/cards and if you’re not sure what card is right for you, I offer free credit card consultations at geobreezetravel.com/consultations ! Chase Freedom Flex: https://milevalue.com/creditcards/chase-freedom-flex/?aff=gbt Timestamps: (00:00) - Introduction: Luxury Travel Tips and Mindset (03:56) - Maximizing Travel as a Nurse (10:07) - Flexibility and Planning Tips (16:56) - Negotiating for Better Benefits (19:58) - Budget Travel with Flexibility (25:16) - Maximizing Travel Credits (31:32) - Flight Delay and Booking Strategies (36:42) - Staycations and Community Connections == You can find Jessica at:  Instagram: https://www.instagram.com/fromourpointsofview You can find Julia at: Free Course: https://www.geobreezetravel.com/starthere Waiting List for The Points Accelerator: https://www.geobreezetravel.com/waitlist Instagram: https://www.instagram.com/geobreezetravel Credit card links: https://www.geobreezetravel.com/cards Patreon: https://www.patreon.com/geobreezetravel Award travel coaching call: https://www.geobreezetravel.com/calendly Sign up for the newsletter and get exclusive access to sign up for free coaching calls: https://www.geobreezetravel.com/free-coaching Geobreeze Travel is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as milevalue .com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress .com to learn more.

(Disclaimer: Click 'more' to see ad disclosure) John Taylor Garner from @odynncc describes himself as a disrupter capitalizing on a love for travel, skillset in fintech, and orientation to innovation by building global teams and suites of products that unlock credit card earning and redemption to profit businesses and individuals. In this episode, John and I discuss his company’s product Awayz, a site that makes it easy to make the most of your hotel points and free night certificates. They also allow you to see up to 30 days of availability at a time for hard-to-book hotels like Alila Ventana Big Sur and take advantage of 5th night free promotions at aspirational hotels like the Conrad Bora Bora. We’re also covering a demo of the different features of Awayz in this episode, complete with visuals on the Geobreeze Travel YouTube channel.  One of the favorite hotel programs we discuss on this channel is the Hyatt program due to its award chart full of redemption sweet spots. You can earn Hyatt points with the World of Hyatt card, Bilt card, or Chase cards such as the Chase Sapphire Preferred. Remember, if you decide to apply for the [card] or any other card, never apply directly through Google – always use a friend or creator’s referral link. If you are interested in supporting this show when you apply for your next card, check out https://www.geobreezetravel.com/cards and if you’re not sure what card is right for you, I offer free credit card consultations at https://www.geobreezetravel.com/consultations ! World of Hyatt card: https://milevalue.com/creditcards/world-of-hyatt-card/?aff=gbt Bilt Card: https://www.geobreezetravel.com/biltreferral Chase Sapphire Preferred: https://milevalue.com/creditcards/chase-sapphire-preferred/?aff=gbt Timestamps: (00:00) - Introduction: Hotel Redemptions with Awayz (04:08) - Million Miles and Luxury Stays (11:51) - From Trader to Travel App (17:03) - London Hotel Rate Comparison (22:43) - Buying Points and Miles Strategically (30:00) - Booking Luxury Hotels in Advance (36:27) - Combining Points for Redemptions (41:12) - Credit Card Strategies for Redemptions You can find John’s company at: Instagram: https://www.instagram.com/odynncc Awayz: https://www.geobreezetravel.com/awayz You can find Julia at: Start here: https://www.geobreezetravel.com/starthere Website: https://www.geobreezetravel.com Instagram: https://www.instagram.com/geobreezetravel Credit card links: https://www.geobreezetravel.com/cards Patreon: https://www.patreon.com/geobreezetravel Sign up for the newsletter and get exclusive access to sign up for free coaching calls: https://www.geobreezetravel.com/free-coaching Geobreeze Travel is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as milevalue .com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress .com to learn more.

(Disclaimer: Click 'more' to see ad disclosure) Kamree Price from @ourfamilypassport is an art history professor, academic researcher, and mom to a blended family of six by day and a self-described family travel crazy by night. She believes you don’t have to be rich or to “sell it all” to have luxury and epic experiences all over the world with your crew!  In this episode, we discuss Kamree’s fantastic trip to Egypt using points and miles and also some tips for long-haul international trips with toddlers and children.  One of the hotels we cover in this episode is the St. Regis Cairo, which is a Marriott hotel. If you’d like a free night at a Marriott hotel each year, check out the Marriott Bonvoy Boundless, which comes with a complimentary 35k free night certificate each card anniversary year.  Remember, if you decide to apply for the Marriott Bonvoy Boundless or any other card, never apply directly through Google – always use a friend or creator’s referral link. If you are interested in supporting this show when you apply for your next card, check out geobreezetravel.com/cards and if you’re not sure what card is right for you, I offer free credit card consultations at geobreezetravel.com/consultations ! Marriott Bonvoy Boundless: https://milevalue.com/creditcards/marriott-bonvoy-boundless/?aff=gbt Awayz: https://www.geobreezetravel.com/awayz Timestamps: (00:00) - Introduction: Family Travel with Points Tips (07:52) - Strategic Credit Card Rewards Earning (10:52) - Annual Fees Worthwhile for Travelers (15:01) - Contentment and Egypt Travel Highlights (21:10) - Luxury Stays Using Points (24:50) - Egypt Travel Tips and Economy (30:46) - Egypt Budget Travel Advice (36:09) - Conclusion You can find Kamree at: Instagram: https://www.instagram.com/ourfamilypassport You can find Julia at: Start here: https://www.geobreezetravel.com/starthere Website: https://www.geobreezetravel.com Instagram: https://www.instagram.com/geobreezetravel Credit card links: https://www.geobreezetravel.com/cards Patreon: https://www.patreon.com/geobreezetravel Sign up for the newsletter and get exclusive access to sign up for free coaching calls: https://www.geobreezetravel.com/free-coaching Geobreeze Travel is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as milevalue .com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress .com to learn more. 

(Disclaimer: Click 'more' to see ad disclosure) Ionna Hernandez from @travelpointsandviews is originally from Panama and grew up in South Florida, which is where she is currently based. She sailed around the world as a student on Semester at Sea and continues to travel frequently on her own although it hasn't always been easy. Her 20's were spent struggling to pay for school and figuring out her financial journey. In her 30s, she became obsessed with personal finance which led her to the world of points and miles. She has visited nearly 30 countries and 24 states (plus D.C.). In this episode, Ionna and I discuss how to get free flights on United by leveraging the United Excursionist Perk. You can get into some really deep tricks with these routing rules, especially if you live near a smaller airport and always need positioning flights. If you’re interested in taking advantage of the United Excursionist Perk, check out the United Explorer card, which comes with a variety of different perks, including access to additional award availability that you otherwise wouldn’t be able to see on United’s website! United Explorer Card: https://milevalue.com/creditcards/united-explorer-card/?aff=gbt Awayz: https://www.geobreezetravel.com/awayz Timestamps: (00:00) - Introduction: 92,000 Points & Miles Earning (06:23) - Convince Others About Points (12:15) - United Explorer Card Benefits (18:58) - Free Leg with United Booking (22:59) - Efficient United Booking Tips (28:17) - Utilizing the Excursionist Perk (34:06) - Earn United Points & Miles (39:55) - Expert Tips & Resources == You can find Ionna at: Instagram: www.instagram.com/travelpointsandviews You can find Julia at: Start here: https://www.geobreezetravel.com/starthere Website: https://www.geobreezetravel.com Instagram: https://www.instagram.com/geobreezetravel Credit card links: https://www.geobreezetravel.com/cards Masterclasses: https://www.geobreezetravel.com/hangouts Patreon to access recordings of masterclasses: https://www.patreon.com/geobreezetravel Award travel coaching call: https://www.geobreezetravel.com/calendly Sign up for the newsletter and get exclusive access to sign up for free coaching calls: https://www.geobreezetravel.com/free-coaching Geobreeze Travel is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as milevalue .com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress .com to learn more.

(Disclaimer: Click 'more' to see ad disclosure) Kelly from @pointsandmilesdoc is a surgeon and points enthusiast in Los Angeles. At work, she serves as a division director for her surgical field and works on projects regarding sustainability in healthcare. On the side, she loves promoting intentional award travel to prevent burnout amongst medical professionals. She is routinely called for surgical consults and points consults by her colleagues. In this episode, Kelly and I discuss how to approach points and miles if you are facing a mountain of student loan debt, as many medical professionals do, and also how you can use medical expenses to your advantage when playing the game of points and miles. If you’re just getting started with your points journey, check out the Chase Sapphire Preferred, which is the most popular card for anyone looking to get into the game of points and miles. As always, please never apply for a card through Google, always ask your friends, family, and favorite creators if they have a link you can use to support their work. And if you’d like to support this channel by using our links when you apply for your next card, please check out https://www.geobreezetravel.com/cards or https://www.geobreezetravel.com/consultations for a free personalized recommendation on the best card for you based on your personal goals, budget, and lifestyle. Chase Sapphire Preferred: https://milevalue.com/creditcards/chase-sapphire-preferred/?aff=gbt Awayz: https://www.geobreezetravel.com/awayz Timestamps: (00:00) - Introduction: Maximize Points for Medical Bills (05:34) - Offset Travel Expenses for Professionals (12:18) - Doctors Using Points Strategically (17:33) - Earning Points on Medical Costs (22:17) - Splitting Medical Costs for Bonuses (26:21) - Leverage Medical Costs for Points (33:02) - Take Time Off with Rewards (40:55) - Conclusion == You can find Kelly at: Instagram: www.instagram.com/pointsandmilesdoc You can find Julia at: Start here: https://www.geobreezetravel.com/starthere Website: https://www.geobreezetravel.com Instagram: https://www.instagram.com/geobreezetravel Credit card links: https://www.geobreezetravel.com/cards Masterclasses: https://www.geobreezetravel.com/hangouts Patreon to access recordings of masterclasses: https://www.patreon.com/geobreezetravel Award travel coaching call: https://www.geobreezetravel.com/calendly Sign up for the newsletter and get exclusive access to sign up for free coaching calls: https://www.geobreezetravel.com/free-coaching Geobreeze Travel is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as milevalue .com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress .com to learn more.

(Disclaimer: Click 'more' to see ad disclosure) Kathryn Malisheski from @kathryns.adventuresonpoints has been in the points game for the last 10 years. Over the past year, she has been teaching others to get the right credit cards, get the most out of their spend, and maximize their redemptions so they can travel the world for next to no cost. Whether it's luxury business class flights and five-star hotels or stretching their points for the most travel possible, she aims to help people achieve their goals and explore the world. In this episode, we chat about the points and miles trips that we’ve taken to Greece – what we flew, where we stayed, what we ate, and how we can’t wait to go back. We also discuss a bunch of fun excursions in Greece, and if you’re looking for an easy way to cover excursions with points and miles, one of the easier ways is to cash out points with a card like the Capital One Venture, which earns 2x everywhere to cover excursion costs. If you are interested in supporting this show when you apply for your next card, check out geobreezetravel.com/cards and if you’re not sure what card is right for you, I offer free credit card consultations at geobreezetravel.com/consultations , and we have the link to the Capital One Venture, the free course, and the free consultation form for you in the show notes. And now, on with the show! Capital One Venture: https://milevalue.com/creditcards/venture-rewards/?aff=gbt Swagbucks: https://www.geobreezetravel.com/swagbucks Timestamps: (00:00) - Introduction: Venture Card for Greece Wine Tour (06:17) - Flexible Flights and Ticket Mix-Up (10:04) - Points for Greece Travel Adventures (18:06) - Luxury Hotels and Quiet Mykonos (23:23) - Avoid Crowds, Visit Santorini Wineries (30:48) - Greek Food and Lounge Access (34:46) - Explore Off the Beaten Path (38:10) - Points, Alliances, and Instagram Advice You can find Kathryn at Instagram: https://www.instagram.com/adventuresonpoints You can find Julia at: Free course: https://www.geobreezetravel.com/freecourse Website: https://www.geobreezetravel.com Instagram: https://www.instagram.com/geobreezetravel Credit card links: https://www.geobreezetravel.com/cards Patreon: https://www.patreon.com/geobreezetravel Award travel coaching call: https://www.geobreezetravel.com/calendly Sign up for the newsletter and get exclusive access to sign up for free coaching calls: https://www.geobreezetravel.com/free-coaching Geobreeze Travel is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as milevalue .com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress .com to learn more.

(Disclaimer: Click 'more' to see ad disclosure) Katie and Nicole from @pointsandmilesteachers are 3rd-grade teachers who also teach points and miles to adults. Since they are raising a family on two teacher incomes (p.s. their husbands are also teachers), they know what it means to live on a budget. Katie and Nicole believe in responsibly and strategically using credit card points and miles to travel the world while building a life of financial freedom. In this episode, we go over how to travel on points if you have a teacher’s salary, schedule, and other constraints that might make the hobby more difficult for you compared to…. a 30 year old digital nomad bachelor, for example. If you’re looking to get started with points and miles, check out the Chase Sapphire Preferred, which is the most popular card for people looking to get into the game. Additionally, we have a free course that covers how to get started with making your first redemption on points as well! If you are interested in supporting this show when you apply for your next card, check out geobreezetravel.com/cards and if you’re not sure what card is right for you, I offer free credit card consultations at geobreezetravel.com/consultations , and we have the link to the Chase Sapphire Preferred, the free course, and the free consultation form for you in the show notes. And now, on with the show! Chase Sapphire Preferred: https://milevalue.com/creditcards/chase-sapphire-preferred/?aff=gbt Swagbucks: https://www.geobreezetravel.com/swagbucks Timestamps: (00:00) - Introduction - Plan, Book, Be Flexible, Travel (04:50) - Learning Travel Hacking on Instagram (08:24) - Budget Travel Tips for Teachers (14:30) - Prioritize Experiences, Maximize Points (20:11) - Positioning Flights, Dream Destinations, Points (27:14) - Visit Loved Ones, Save Money (31:46) - Hotel Kansas City, Start Small (36:27) - Avoid Debt, Redeem Rewards == You can find Katie and Nicole at Instagram: https://www.instagram.com/pointsandmilesteachers You can find Julia at: Free course: https://www.geobreezetravel.com/freecourse Website: https://www.geobreezetravel.com Instagram: https://www.instagram.com/geobreezetravel Credit card links: https://www.geobreezetravel.com/cards Patreon: https://www.patreon.com/geobreezetravel Award travel coaching call: https://www.geobreezetravel.com/calendly Sign up for the newsletter and get exclusive access to sign up for free coaching calls: https://www.geobreezetravel.com/free-coaching Geobreeze Travel is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as milevalue .com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress .com to learn more.

(Disclaimer: Click 'more' to see ad disclosure) Michelle and Roshan from @honeymooonhackers are newlyweds who just went on their round the world honeymoon this summer and are now helping others plan their dream honeymoon on points. Roshan learned about the points and miles world in 2018 and Michelle got on board this year after experiencing their RTW honeymoon. In this episode, we go over their incredible 44-day honeymoon and how you can structure a similar trip by transferring American Express points to ANA. If you’re looking to get started with American Express points, I’d recommend starting with the Amex Gold card rather than the Amex Platinum. The monthly $20 in dining credits for the Amex Gold card almost exactly offset the annual fee, and it’s a great card to earn 4x everyday with groceries and restaurants, including takeout. If you are interested in supporting this show when you apply for your next card, check out geobreezetravel.com/cards and if you’re not sure what card is right for you, I offer free credit card consultations at geobreezetravel.com/consultations Amex Gold: https://milevalue.com/creditcards/american-express-gold-card/?aff=gbt Swagbucks: https://www.geobreezetravel.com/swagbucks Timestamps: (00:00) - Introduction: Luxurious Around the World Honeymoon (02:19) - Planning with Credit Card Hacking (07:48) - Route Changes, Challenges, Solutions (11:39) - Flexibility and Itinerary Planning (19:53) - Staying at Various Hotels, Perks (24:20) - Earning Points Strategically, Profits (29:31) - Subscribe, Set Goals, Cover Expenses (32:52) - Highlights: Maldives, Singapore, More == You can find Rosan and Michelle at: Instagram: https://www.geobreezetravel.com/honeymooonhackers You can find Julia at: Free course: https://www.geobreezetravel.com/freecourse Website: https://www.geobreezetravel.com Instagram: https://www.instagram.com/geobreezetravel Credit card links: https://www.geobreezetravel.com/cards Patreon: https://www.patreon.com/geobreezetravel Award travel coaching call: https://www.geobreezetravel.com/calendly Sign up for the newsletter and get exclusive access to sign up for free coaching calls: https://www.geobreezetravel.com/free-coaching Geobreeze Travel is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as milevalue .com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress .com to learn more.