Wayne Best, Chief Economist at Visa, joins to discuss the current landscape of the American consumer. He dives into Visa’s Spending Momentum Index, illustrating how inflation impacts spending across different income levels. The discussion also addresses trends in delinquency rates and the wealth effect on affluent consumers. Best shares insights on the challenges faced by lower-income households and the implications of Trump's economic policies, blending serious analysis with celebratory humor as the hosts mark their 200th milestone.