TS Anil, CEO of Monzo Bank, is celebrated for his extraordinary turnaround strategy, elevating the company from £40M to £1BN in revenue with over 10M customers. He shares insights on the most profitable aspects of Monzo's business and lessons learned during fundraising. Anil discusses the challenge of expanding in Europe and the U.S., revealing why many fintechs falter in the U.S. market. He also reflects on Monzo's culture, emphasizing the balance between strong values and rapid growth while contemplating the company’s IPO strategy.