Triona Smith, Director at Visa specializing in digital products, David McGuiness, Chief Product Officer at Frisbii, and David Messenger, CEO of PingPong, delve into the evolving payments landscape. They discuss the necessity of speed beyond 2020, the rise of invisible payments, and how AI and tokenization are revolutionizing security and consumer experience. The guests also highlight merchants' challenges in adopting new technologies and emphasize the bold strategies needed to future-proof payment experiences in the rapidly changing digital world.