Exploring the journey of a fintech pioneer from Simple to Sila, reflecting on tough decisions. Discussing a new partnership in the mortgage space to empower underserved demographics with bias-free lending. Embracing tech for good through innovative solutions and forming a two-sided marketplace for lenders and borrowers.

Fintech pioneer Shamir Karkal, founder and CEO of Simple, talks about building the neobank model and pioneering banking as a service. He shares challenges in scaling, funding, and improving user engagement. Karkal discusses the birth of Sila, their aim to simplify financial application development, and the slow transformation of the financial services industry. The chapter also explores the future of fintech, the availability of capital, and the importance of timing for entrepreneurs.

Candid conversations with Shamir Karkal, former Co-Founder of Simple, on the journey of launching and dismantling Simple, reflecting on the founder mentality, and the importance of cash flow data. Brent Chandler joins to discuss the mission of FormFree and identity in entrepreneurship.