Sanjay Datta, CFO of Upstart and former Google finance executive, shares insights from his experience in scaling Google's $80B ad business. He discusses the importance of centralized analytics and operational efficiency in decision-making. Sanjay reflects on his journey scaling Upstart from $10M to $500M, emphasizing agility during economic shifts. He also explores the challenges in the lending landscape, advocating for AI-driven models to enhance credit assessment, ultimately making lending fairer and more efficient.