Sahil Phadnis

Founder of Affiniti, a fintech company focused on modernizing financial stacks for old industry SMBs. He gained experience pivoting from a crypto startup after facing challenges and negative press at a young age.

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Sep 8, 2025 • 60min

TechCrunch called this YC founder a fraud at 18—then he built a $10M ARR fintech. | Sahil Phadnis, Founder of Affiniti

Sahil Phadnis, the founder of fintech company Affiniti, shares his journey from being labeled a fraud at 18 to building a $10M ARR business. He discusses the tough pivot after a failed crypto startup, highlighting how cold-calling SMBs revealed their reliance on outdated banking systems. With 2,000 customers today, he reveals their innovative go-to-market strategy using trade associations to cut acquisition costs. Sahil emphasizes the importance of resilience and stoicism in navigating the unpredictable world of startups.

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