Richard Davies

CEO of Allica Bank, focused on serving established small and medium-sized enterprises (SMEs). Previously worked at HSBC, Barclays, Revolut, and OakNorth.

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May 15, 2025 • 49min

962. Insights: The UK’s fastest-growing fintech: in conversation with Richard Davies, CEO of Allica Bank

Richard Davies, CEO of Allica Bank, brings extensive experience from giants like HSBC and Barclays to the fintech scene. He discusses Allica's unique approach to SME banking, focusing on relationship-led service and rapid growth strategies. Richard shares insights on competing with neobanks, the role of AI in finance, and the quirky branding strategy behind the iconic orange bowler hat. He addresses the pressing issue of credit access for SMEs in the UK and outlines the bank's ambitious goals for future expansion.

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