Philip Belamant

Philip Belamant, CEO and Founder of Zilch, challenges the buy now pay later model and discusses Zilch's flexible approach. They explore the advantages of Zilch over rivals, access to credit and liquidity, Zilch's usage in various industries, decision-making framework, the power of selling, and potential regulations on buy now pay later services.

Philip Belamant, the founder and CEO of Zilch, is on a mission to disrupt the credit card industry. He reveals the shocking reality that the average UK citizen takes 16 years to pay off credit card debt. Zilch's innovative model offers interest-free payments and funds debt relief through a unique advertising approach. Belamant discusses the potential of replacing traditional credit systems and the role of fintech in reshaping financial practices in the UK. His entrepreneurial journey and early tech inspirations add depth to the conversation.

Philip Belamant, Co-founder and CEO of Zilch—a leading Buy Now Pay Later company with over 4.5 million customers—shares his insights on building a profitable fintech during a pandemic. He reveals how Zilch integrates advertising with payments to empower consumers and discusses navigating regulatory challenges. Philip highlights the importance of strong customer relationships for growth, explores potential future expansions, and reflects on the financial landscape's complexities, all while envisioning a borderless fintech future.