Phil Crescenzo

Mortgage professional with 25+ years of experience who specializes in rescuing declined or difficult home loans for builders, realtors, and families; operator of Team C at Nation One Mortgage known for creative underwriting solutions and turning near-cancelled deals into closings.

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Nov 14, 2025 • 1h 3min

$100K Your First Year? The Boring Industry That's Secretly a Goldmine

Phil Crescenzo, a mortgage professional with over 25 years of experience, specializes in saving declined loans for builders and families. In this discussion, he shares how a small adjustment can turn a denial into an approval. Phil reveals the difference in jumbo and portfolio lending, emphasizing the edge he gets from tackling complex underwriting challenges. He connects his persistence from manual labor to his innovative mortgage practices, ultimately guiding newcomers to six-figure earnings through disciplined training. His innovative mindset sets him apart in a challenging industry.

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