Michele Alt
Cofounder and managing director of Klaros Group. Veteran of the Office of the Comptroller of the Currency (OCC) with 22 years of experience.
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11 snips
Apr 30, 2025 • 49min
Interview: Michele Alt, Klaros Cofounder & OCC Veteran
Michele Alt, cofounder and managing director of Klaros Group, brings over 22 years of experience from the Office of the Comptroller of the Currency. She dives into the opportunities presented by the opening of the "charter window" for fintechs, explaining when it makes sense to acquire a bank versus starting a de novo. Michele also discusses her work on SmartBiz's acquisition of Centrust Bank and shares insights on the evolving regulatory landscape in Washington that could impact the financial sector. Her expertise sheds light on the future of fintech and banking.
10 snips
May 15, 2025 • 35min
Michele Alt, Co-Founder of Klaros Group, on the new era for fintechs and bank charters
Michele Alt, Co-Founder of Klaros Group, draws on her 22 years of experience at the OCC to discuss the evolving landscape of bank charters for fintechs. She highlights a 'golden age' for fintechs seeking charters under the new administration. Michele explains two pathways for obtaining charters—acquisition vs. de novo formation—and shares insights on the unique appeal of ILCs in Utah. She also examines the rise of specialized charters like those for crypto companies, and the impact of major tech firms venturing into banking.
